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9015078 Audit trails for electronic financial transactions  
An exemplary method includes transmitting, via a network interface, at least a currency amount in an attempt to confirm a financial transaction; responsive to the transmitting, receiving a...
8943557 Enrollment of user in device identification program  
Embodiments of the invention are directed to systems, methods and computer program products for enrolling a user in a device identification program. In some embodiments, a system is configured to:...
8915422 Banking system controlled responsive to data bearing records  
An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes a processor that is in operative connection with a card reader and a touch...
8849696 Monetizing service calls through advertising  
A platform service that is used by an application may be linked to an advertising service. A cost of using the platform service may be reduced based on the linking.
8833646 Banking system controlled responsive to data bearing records  
A card actuated automated banking machine (10) is operative to early out financial transactions responsive to data included on user cards. The banking machine includes a user interface (15)...
8793764 Security extensions using at least a portion of layer 2 information or bits in the place of layer 2 information  
Information applied to a packet at an ingress port of a network may be used for enhancing security. The information applied to a packet may be “context information” which replaces at least some...
8788428 Multimode retail system  
Embodiments of a multimode system for use in, for example, a fuel dispenser, are configured for receiving data in a retail environment. The multimode system can include: a secure input module for...
8751405 Processing online transactions  
Disclosed are systems and methods for managing transactions in which an order is specified online and payment is received at a point of sale (POS). Methods are disclosed for managing payment for...
8751301 Banner advertising in spherical panoramas  
Systems, methods, and computer storage mediums for placing advertisements on photographic images of geolocations. The method includes retrieving a photographic image associated with a geolocation,...
8719570 Mobile terminal for secure electronic transactions and secure electronic transaction system  
The present invention relates to a roaming electronic transaction terminal. It also relates to a secure system for electronic transactions comprising one or more roaming terminals. The terminal...
8707319 Resource location verification by comparing and updating resource location with a location of a consumer device after a threshold of location mismatches is exceeded  
A method to be implemented using a computer system, the method comprising the steps of providing a resource database that specifies locations of resources for use by consumers, receiving a...
8684264 Mobile communication device and data verification system comprising smart card having double chips  
A mobile communication device and a data verification system applying a smart card having double chips are applicable to data verification processing when the mobile communication device drives...
8627271 Reusable business sub-processes and run-time assembly  
Particular embodiments provide a method for orchestrating an order fulfillment business process that includes a sub-process. In one embodiment, abstraction of business processes from an underlying...
8606711 POS payment terminal and a method of direct debit payment transaction using a mobile communication device, such as a mobile phone  
A payment terminal using a mobile communication device (4), such as a mobile phone, is located on a removable memory card (1), e.g. type microSD card, which is adjusted in such a way so it can be...
8583031 Mobile device and distribution server for review of newly created music by fans  
An artist or a music company creates multimedia music contents using interactive media creating tools on their computer and upload to a fans club server. The fans club server maintains all fans...
8577813 Universal secure registry  
A device is configured to allow a user to select any of a plurality of accounts to employ in a financial transaction. The user device includes a biometric sensor configured to receive a biometric...
8561100 Using xpath and ontology engine in authorization control of assets and resources  
An embodiment defines access control allowing the expression of access control rules using ontology based semantics and references an ontology subset using XPath as the ontological expression. The...
8447698 Communication system, communication method, distribution apparatus, distribution method and terminal apparatus  
A communication system includes a terminal having a first storage section for storing a number of pieces of content information, a second storage section for storing a number of pieces of the...
8421594 Tag-based personalization  
Embodiments of methods and apparatus for tag-based personalization of kiosk computing devices are disclosed. In embodiments, an authentication server/system may receive, from a mobile device, a...
8352738 Method and apparatus for secure online transactions  
Phishing attacks succeed by exploiting a user's inability to distinguish legitimate websites from spoofed websites. Most prior work focuses on assisting the user in making this distinction;...
8341087 Method for implementing and application of a secure processor stick (SPS)  
Systems and methods for implementing a secure processor stick are described. In one aspect, the system for implementing a secure processor stick with a computer, the system comprising: a secure...
8311214 Method for elliptic curve public key cryptographic validation  
Communication and validation of information transfer from a transmitter to a receiver is achieved by generating a cipher (400) from a message m (410) using parameters of an elliptic curve, a...
8287351 System and method for a terminal-based lottery game with subsequent interactive component  
A lottery game system and methodology incorporates a terminal-based game component and a subsequent interactive-based game component. A player is provided access and is entitled to participation...
8271391 Method for securing an on-line transaction  
The invention relates to a method for securing an on-line transaction, comprising a proximity test which permits the proximity of the physical presence of the client to the on-line processing...
8250657 Web site hygiene-based computer security  
A reputation server is coupled to multiple clients via a network. Each client has a security module that detects malware at the client. The security module computes a hygiene score based on...
8225106 Differential encryption utilizing trust modes  
Systems and methods are provided for data protection across connected, disconnected, attended, and unattended environments. Embodiments of the inventions may include differential encryption based...
8146801 Card activated automated banking machine system and method  
A card actuated automated banking machine (10) is operative to carry out financial transactions responsive to data included on user cards. The machine includes a user interface (15) including a...
8087064 Security extensions using at least a portion of layer 2 information or bits in the place of layer 2 information  
Using information applied to a packet at an ingress port of a network for enhancing security such as user authentication for example. Such authentication may be applied in addition to (i.e., as an...
8083131 Banking apparatus operated responsive to data bearing records  
An automated banking machine controlled responsive to data bearing records includes a card reader that is operative to read data from user cards including identifying data and to authorize...
8041030 Techniques for evaluating live payment terminals in a payment system  
Live payment terminals employing payment system public keys are evaluated. Dedicated test payment cards are internally issued by an operator of the payment system. Presentation of at least one of...
7992781 Merchant alerts incorporating receipt data  
One embodiment of the invention is directed to a method comprising receiving an authorization request message for a transaction conducted by a consumer with a merchant, sending the authorization...
7983994 Module ID based encryption for financial transactions  
A server is operable to receive a media device identifying number (ID) and establish an association between a media device and a payment account and, in one embodiment, supports at least one of...
7979356 Method for paying invoices  
For an organization having a central station and a plurality of distributed outlets, each of the outlets having a cashier's terminal, each of the cashier's terminals coupled to a respective...
7912788 Mutual authentication system and method for protection of postal security devices and infrastructure  
A method of authenticating a PSD and an initializing infrastructure that uses a secret key, a PSD public/private key pair and a provider public/private key pair. The infrastructure prepares a...
7907149 System and method for connecting people  
The present invention relates to a method for a cell phone based dating service. The method uses telecommunication in the form of phones, cell phones or email. The invention proposes a method or...
7902993 Detecting component removal  
Component removal detection may be accomplished by a variety of systems and techniques. In one embodiment, a system for component movement detection may include a payment module, a fuel dispenser,...
7886962 Multi-function transaction device  
A portable device may include far field communication logic to receive identity information to establish a transaction between the portable device and a transaction device, to receive user...
7852196 Systems and methods for electronic premises access  
Systems and methods for electronic premises access are disclosed. Some method embodiments comprise receiving a credential at a portal to a secure premises, identifying an issuing authority of the...
7828208 Retail point-of-transaction system, program products, and related methods to provide a customized set of identification data to facilitate a transaction using electronic coupons  
Retail point-of-transaction systems, program products, and related computer implemented methods to provide a customized set of identification data to facilitate a retail sales point-of-sale...
7797246 Distributed system for issuing official stamps and/or titles applying dedicated smart cards  
A distributed system (10) for issuing official stamps and/or titles (25), particularly stamps, comprising a central control unit or Service Centre (12), a plurality of local terminals (11)...
7792755 Service providing apparatus and method that allow an apparatus to access unique information stored in transportable recording medium  
A transportable recording medium includes an area for storing encrypted cookie information. The same cookie information is thus easy to use in different terminals and the cookie information...
7774824 Multifactor device authentication  
Method and apparatus for device authentication with multiple factors. In one embodiment a combination of attributes and/or identifying values known by the device and the authenticator are...
7765588 System and method for identity verification  
A system and method verify a user's identity in an Internet-related transaction. One system and method use a personal computer having identification information, a card reader, and a personal...
7765162 Method and system for conducting off-line and on-line pre-authorized payment transactions  
A system and method for conducting a financial transaction using an integrated circuit device issued by a card issuer and capable of conducting off-line and on-line transactions with a payment...
7634448 Self-service checkout during item purchase via videophone  
Apparatus and method for purchasing an item via a self-service checkout at a merchant store. The item is associated with a bar code and an anti-theft device. A customer uses their phone to...
7562348 Method and system for obtaining device services on a self-service financial transaction terminal  
A method and system for obtaining ATM device services utilizes a service provider framework in which data is received by an ATM application that indicates there is a need for the performance of an...
7516886 System for associating identification and personal data for multiple magnetic stripe cards or other sources to facilitate a transaction and related methods  
A system to provide a customized set of identification data to facilitate a transaction and related methods, are provided. The system can include a computer in communication with a database to...
7493275 Terminal, charging system, and data processing method  
This invention relates to a terminal device capable of communicating with an accounting center, an accounting system, and a data processing method. A point memory 45 of a recording/reproducing...
7454784 System and method for identity verification  
A system and method to verify a user's identity in an Internet-related transaction. One system and method use a personal computer having identification information, a card reader, and a personal...
7433848 System for carrying out a transaction  
A system is proposed for performing transactions with terminals which fundamentally allow a plurality of different transactions to be performed. The terminals (10, 11) are connected for this...

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