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US20150310428 |
Mobile Payment System and Method Using Alias
Methods and systems are disclosed for allowing financial transactions to be conducted using mobile phones. A payer initiates a transaction by sending a payment request message from a mobile phone... |
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US20100274726 |
SYSTEM AND METHOD OF CONTACTLESS AUTHORIZATION OF A PAYMENT
The system consists of a POS terminal (6), a secure element (2), a mobile communication device (1) with a display and a keyboard, such as a mobile phone. The mobile communication device (1) is... |
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US20140222689 |
SECURE AND EFFICIENT PAYMENT PROCESSING SYSTEM
A method of processing commercial transactions carried out over the Internet (50) between account holders (30) and participating merchants (20) includes receiving a purchase request (352) of a... |
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US20160275515 |
SOFTWARE PIN ENTRY
A mobile device can send an identification code of a card reader coupled to the mobile device to a server system. In response to sending the identification code, the mobile device can receive a... |
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US20150371213 |
Authentication Device & Related Methods
The invention provides a portable device for input of a Personal Identification Code (PIC). It comprises a card reading component and a touch screen. The screen is arranged and configured to... |
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US20150287025 |
Systems and Methods for Providing NFC Secure Application Support in Battery On and Battery Off Modes
Systems and methods for providing secure application support for NFC devices in both battery on and battery off modes are provided. A first application that requires available host battery supply... |
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US20170132594 |
SYSTEMS AND METHODS FOR FACILITATING SECURE TRANSACTIONS
A system for secure transactions receives an authorization request from a mobile device, the mobile device having received the authorization request by scanning a QR code and/or other encoded... |
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US20130124423 |
ONLINE PAYMENT USING AN NFC ENABLED DEVICE
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of... |
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US20160267467 |
PAYMENT CARD STORING TOKENIZED INFORMATION
Provided are a payment card, system and method for storing and reading tokenized payment account information from a payment card. In an exemplary embodiment, a payment card may include a substrate... |
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US20170039563 |
SECURE AUTHENTICATION AND PAYMENT SYSTEM
The present invention provides a service for allowing secure financial transactions to be carried out, the service involving authenticating a user's identity and/or status as part of a financial... |
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US20170116596 |
Mobile Communication Device with Proximity Based Communication Circuitry
A mobile computing device has processors, memory, voice communication circuitry, and communication circuitry configured to receive a request from a server for information to complete an... |
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US20160253666 |
METHOD AND DEVICE FOR CONTROLLING PAYMENT FUNCTION
An electronic device and a method for supporting a payment function are disclosed. The electronic device includes a communication module, at least one memory configured to store a payment... |
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US20130227594 |
SYSTEMS AND METHODS FOR AN ENHANCED, STEGANOGRAPHIC, EMBEDDED SECURE TRANSACTION SYSTEM
A system for multipath contactless transaction processing, comprising a networked server comprising a processing unit, a billing entity based on a first networked computing device comprising a... |
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US20090182674 |
FACILITATING FINANCIAL TRANSACTIONS WITH A NETWORK DEVICE
Systems and methods provide for communicating with a user device via a network, receiving a first numeric identifier from the user device, associating the first numeric identifier with a user... |
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US20170039564 |
SECURE AUTHENTICATION AND PAYMENT SYSTEM
The present invention provides a service for allowing secure financial transactions to be carried out, the service involving authenticating a user's identity and/or status as part of a financial... |
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US20140310182 |
SYSTEMS AND METHODS FOR OUTPUTTING INFORMATION ON A DISPLAY OF A MOBILE DEVICE
Disclosed herein is a method for outputting information on a display of a mobile device 104, the method comprising: transmitting, by the mobile device 104, a request to a server for one or more... |
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US20100293101 |
METHOD AND DEVICE FOR GENERATING A SINGLE-USE FINANCIAL ACCOUNT NUMBER
A device for facilitating financial account transactions is described which includes a processing unit including a cryptographic processor. The device also includes an input unit, a display unit... |
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US20170024742 |
METHODS AND SYSTEMS FOR USING A CONSUMER IDENTITY TO PERFORM ELECTRONIC TRANSACTIONS
According to one aspect, the subject matter described herein includes a method for using a consumer identity to perform electronic transactions. The method includes, at a mobile backend server,... |
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US20140236840 |
Payepos Card or Payepos Top Up Card
Payepos Card or Payepos Top Up Card is a card to send and receive money is a most robust way to curb payments fraud. This is a magnetic swipe card with 16 or more digit card number, barcode, PIN... |
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US20130041831 |
SECURE AND SHAREABLE PAYMENT SYSTEM USING TRUSTED PERSONAL DEVICE
The invention relates to a system and method of making a financial transaction using a Trusted Personal Device. More particularly, the invention relates to a highly secure and less cumbersome... |
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US20120150749 |
METHOD AND SYSTEM FOR SECURING PIN ENTRY ON A MOBILE PAYMENT DEVICE UTILIZING A LOCKED BUFFER
A mobile communication device 130 obtains a password of a customer for processing a payment transaction. The mobile communication device 130 stores the password in volatile memory in a buffer that... |
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US20160232522 |
METHOD FOR ELECTRONICALLY PROCESSING A TRAFFIC OFFENSE AND ONBOARD-UNIT THEREFOR
A method for electronically processing a traffic violation of a vehicle that comprises an onboard unit having a transceiver, an input device and an output device, and an onboard unit for carrying... |
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US20160078441 |
PORTABLE OBJECT INCLUDING A DISPLAY AND APPLICATION FOR CARRYING OUT ELECTRONIC TRANSACTIONS
The invention relates to a smart portable object including a safety component and a display, wherein the display is directly or indirectly interactive between a user and the safety component. The... |
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US20140279565 |
SYSTEM FOR SECURE AUTOMOTIVE IN-VEHICLE WIRELESS PAYMENTS
A system and method for providing a touch sensor disposed in a vehicle, wherein the touch sensor may be a portable device that is removable from the vehicle such as a tablet computer or it may be... |
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US20140207688 |
SECURE PAYMENT AND BILLING METHOD USING MOBILE PHONE NUMBER OR ACCOUNT
A system, method and computer program product for processing payments for goods or services, including a payment processor that receives a payment request from a merchant for goods or services and... |
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US20140207687 |
SECURE PAYMENT AND BILLING METHOD USING MOBILE PHONE NUMBER OR ACCOUNT
A system, method and computer program product for processing payments for goods or services, including a payment processor that receives a payment request from a merchant for goods or services and... |
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US20090307141 |
Secure Card Services
Methods and systems are provided to increase the security of a user's information as well as perform secure transactions. More particularly, in one exemplary embodiment, a user inputs information... |
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US20150127553 |
INTELLIGENT PAYMENT CARD AND A METHOD FOR PERFORMING SECURE TRANSACTIONS USING THE PAYMENT CARD
An intelligent payment card and a method for performing a financial transaction using the payment card are disclosed. The payment card includes inter-alia a biometric sensor, an input module, and... |
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US20140089205 |
System and Method of Processing PIN-Based Payment Transactions Via Mobile Devices
A system and method for using a Personal Identification Number (“PIN”) to authenticate payment transactions via a mobile device coupled to a reader device is described. The reader device may be... |
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US20120143771 |
METHOD AND SYSTEM FOR SECURING PIN ENTRY ON A MOBILE PAYMENT DEVICE BY DISABLING TONE EMISSIONS
A mobile communication device 130 Obtains a password of a customer for processing a payment transaction. During entry of the password, the mobile communication device 130 disables tone emissions... |
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US20150227931 |
SYSTEM AND METHOD FOR AUTHORIZING A TRANSACTION
The system comprises: a biometric scanner configured to obtain biometric information from a user; a controller configured to receive the obtained biometric information from the biometric scanner... |
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US20140372321 |
SECURE AUTHENTICATION BETWEEN MULTIPLE PARTIES
Systems and methods are disclosed herein to allow a party to a multiple-party transaction to perform authentications using identification information received from another party while allowing the... |
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US20150199673 |
METHOD AND SYSTEM FOR SECURE PASSWORD ENTRY
The embodiment(s) relates to a method and system for authenticating a user conducting a payment card transaction using a payment card. The method includes comparing, in a secure element containing... |
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US20150127555 |
ELECTRONIC PAYMENT ANTI-FRAUDULENT SYSTEM THROUGH REAL-TIME PHONE BASED VERIFICATION CODE
The Electronic Payment Anti-Fraudulent System through Real-Time Phone based Verification Code is introduced to provide a method or a mechanism to secure the online payments and transactions for... |
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US20160104147 |
METHODS FOR RISK MANAGEMENT IN PAYMENT-ENABLED MOBILE DEVICE
A payment-enabled mobile device such as a “smart phone” incorporates risk management features applicable when used for a contactless payment transactions. In some embodiments, a mobile device... |
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US20120116978 |
METHOD OF AND SYSTEM FOR SECURELY PROCESSING A TRANSACTION
A method of securely processing a transaction includes storing a plurality of encrypted financial transaction instrument identifiers in a memory wherein there is no decryption key for these stored... |
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US20170011381 |
ELECTRONIC TRANSACTION METHOD AND SYSTEM VIA A PORTABLE ACCESSORY
The invention relates to a method for carrying out an electronic transaction between a main communication apparatus and a transaction terminal, wherein a smart portable accessory is provided,... |
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US20160203480 |
PIN CREATION SYSTEM AND METHOD
A user may select or create a PIN at a non-secure input device, such as a web-enabled personal computer. PINs are stored at a financial host in encrypted form, as PIN offsets. The user selected... |
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US20160155123 |
SYSTEM AND METHOD FOR USER AUTHENTICATION BY USING A PHYSICAL FINANCIAL CARD AND MOBILE COMMUNICATION TERMINAL
Provided are a user authentication system and method using a physical financial card. A user of the physical financial card is authenticated based on information acquired from the physical... |
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US20090248579 |
Method and System for Accepting and Processing Financial Transactions over a Mobile Computing Device
A system includes a processing component; a communication interface receiving transaction data when a mobile device is coupled to the system; at least one data capture input element receiving... |
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US20070288392 |
Secure Online Payment System And Online Payment Authentication Method
An online payment system and a secure authentication method, including a customer, a merchant and a payment gateway connected over Internet; said payment gateway is responsible for processing... |
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US20160071088 |
Wireless Mobile Transaction System and the Procedure for Carrying Out Transactions with a Mobile Phone
A method of carrying wireless mobile transactions, includes starting an application at a mobile terminal, receiving, at said mobile terminal, input indicative of a selected mode of communication... |
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US20070174630 |
System and Method of Mobile Anti-Pharming and Improving Two Factor Usage
A variant of phishing involves subverting an Internet access point, often used for mobile computing. Malware can route user requests for bank websites into a phisher's private network, with fake... |
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US20130159196 |
Secure PIN Verification for Mobile Payment Systems
Methods and systems are provided for secure electronic payment for merchandise at a point of sale. The secure verification of a personal identification number (PIN) via a mobile payment system is... |
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US20160162903 |
UNIVERSAL SECURE REGISTRY
A user device is configured to allow a user to select any one of a plurality of accounts associated with the user to employ in a financial transaction. In one embodiment, the user device includes... |
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US20160055486 |
APPLICATION SERVER AND MOBILE DEVICE FOR IMPLEMENTING AN ENHANCED MOBILE WALLET
A mobile device and application server, configured to implement a Mobile Wallet (mWallet) facility capable of storing a quanta of value, and enabling a user of the mobile device to update the... |
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US20120303534 |
SYSTEM AND METHOD FOR A SECURE TRANSACTION
The present disclosure relates to a system and method for a secure payment. More, specifically the present disclosure relates to an automated method for enhanced security at point-of-sale (POS)... |
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US20170140379 |
CREDIT CARD RANDOMLY GENERATED PIN
The present invention relates to systems and methods of randomly generating a Personal Identification Number (“PIN”) for a credit or debit card. A smart phone or other mobile device generates the... |
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US20150348044 |
SECURE CREDIT CARD TRANSACTIONS BASED ON A MOBILE DEVICE
A mobile device may facilitate secure credit card transactions. The mobile device may initialize a mobile credit card verification (MCCV) generator using parameters that are shared with a credit... |
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US20150134540 |
SYSTEMS AND METHODS FOR FACILITATING A TRANSACTION USING A VIRTUAL CARD ON A MOBILE DEVICE
Systems and methods are provided for facilitating contactless payment using cloud-based wallet containing payment credentials (e.g. Visa, Mastercard, American Express) using a near field... |