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US20150088760 |
AUTOMATIC INJECTION OF SECURITY CONFIRMATION
Technology is described to monitor incoming channels or messages for a security confirmation code, capture a received confirmation code, recognize a designated field or other destination... |
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US20140372321 |
SECURE AUTHENTICATION BETWEEN MULTIPLE PARTIES
Systems and methods are disclosed herein to allow a party to a multiple-party transaction to perform authentications using identification information received from another party while allowing the... |
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US20150261961 |
SCENARIO-BASED SECURITY METHOD AND SYSTEM
A scenario-based security method and system are provided. The scenario-based security method includes a) establishing a correspondence table, the correspondence table records an account related to... |
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US20140279561 |
ALPHANUMERIC KEYPAD FOR FUEL DISPENSER SYSTEM ARCHITECTURE
A vending machine can include a secure payment platform comprising one or more secure components for communicating sensitive information, an alphanumeric keypad configured outside of the secure... |
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US20150206123 |
Method and System for Secure Mobile Payment Transactions
A method for facilitating the widespread use of the PIN-Debit payment method for Internet “eCommerce” and mobile payments sales which requires little or no change for the cardholders, merchants,... |
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US20150127555 |
ELECTRONIC PAYMENT ANTI-FRAUDULENT SYSTEM THROUGH REAL-TIME PHONE BASED VERIFICATION CODE
The Electronic Payment Anti-Fraudulent System through Real-Time Phone based Verification Code is introduced to provide a method or a mechanism to secure the online payments and transactions for... |
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US20140236841 |
SYSTEM AND A METHOD FOR RECEIVING AND DISBURSING DONATION
A system for facilitating the transaction of donation funds is disclosed. The system allows for the collection and disbursement of recurring donations. The system comprises a plurality of donors... |
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US20130151418 |
AUTHORIZATION OF CASH DELIVERY
A computer-based method includes receiving, at a computer-based authorization system, a request to authorize payment to a first party at an electronic payment device from an account with funds... |
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US20150154597 |
Method and System for Secure Transactions
This invention relates to systems and methods for authenticating transactions using a mobile device based primarily on the introduction of a layer of middleware and wherein the Payment Networks,... |
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US20150220912 |
SYSTEMS AND METHODS FOR ENROLLING A TOKEN IN AN ONLINE AUTHENTICATION PROGRAM
An online transaction system configured to implement authentication methods that allow for strong multi-factor authentication in online environments. The authentication methods can be combined... |
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US20140372320 |
SYSTEMS AND METHODS FOR EMV CHIP AND PIN PAYMENTS
In transactions between a consumer and a merchant (or other third party) using services of a payment provider (e.g., credit card company, or financial services provider), methods and systems are... |
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US20150006406 |
SYSTEMS AND METHODS FOR SECURE DEBIT PAYMENT
A method for generating a personal identification number (PIN) debit child product for use in performing a debit payment transaction with a merchant entity. A payment processing platform receives... |
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US20150106275 |
SYSTEMS AND METHODS FOR PERFORMING ATM FUND TRANSFER USING ACTIVE AUTHENTICATION
A method of performing a fund transfer at an ATM includes receiving an active authentication transaction key at an ATM from a mobile financial transaction instrument via a wireless communication... |
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US20120239579 |
Systems and methods for performing ATM fund transfer using active authentication
A method of performing a fund transfer at an ATM includes receiving an active authentication transaction key at an ATM from a mobile financial transaction instrument via a wireless communication... |
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US20140279564 |
ANONYMOUS TEXT AND PAYMENT SYSTEM
Methods, systems, apparatus, and computer program products are provided for facilitating anonymous texts and payments between a buyer and a seller. In one embodiment, a method is provided... |
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US20150235214 |
User Authentication and Authorization
Systems, methods and apparatuses for authenticating a user and/or authorizing use of a reusable payment device associated with the user. In some examples, user identifying information, such as a... |
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US20130218779 |
DUAL FACTOR DIGITAL CERTIFICATE SECURITY ALGORITHMS
Technologies are generally described for security algorithm methods in authorizing and using digital certificates to perform banking transactions. A customer can register and associate a personal... |
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US20130041831 |
SECURE AND SHAREABLE PAYMENT SYSTEM USING TRUSTED PERSONAL DEVICE
The invention relates to a system and method of making a financial transaction using a Trusted Personal Device. More particularly, the invention relates to a highly secure and less cumbersome... |
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US20140297541 |
ID Authentication
A secure ID authentication system for authenticating over the Internet network a response from a user module such as an Internet-enabled mobile phone or a computer to a request from an... |
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US20150227930 |
HOMOMORPHIC PASSCODE ENCRYPTION
A method of encrypting a passcode is disclosed. In one embodiment, the method includes: receiving an indication of a portion of the passcode; calculating a plaintext value based at least in part... |
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US20140188737 |
AUTOMATED MONEY ALLOCATION SYSTEM AND METHOD
Disclosed is a method and system for controlling allocation and transfer of funds among multiple recipients. The method includes receiving registration information from a user, storing the... |
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US20150073997 |
SECURING A TRANSACTION BETWEEN A TRANSPONDER AND A READER
A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a personalization system for... |
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US20110071949 |
SECURE PIN ENTRY DEVICE FOR MOBILE PHONES
A secure mobile phone-point of sale (POS) system includes a mobile phone integrated with a secure PED module. The secure PED module is integrated with the mobile phone via the phone's serial port... |
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US20140074725 |
FINANCIAL TRANSACTIONS WITH A VARYING PIN
The present invention provides a financial transaction facilitating device for facilitating a financial transaction at an ATM, point of sale station, via the Internet or to login to a financial... |
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US20130144793 |
Systems and Methods for Providing NFC Secure Application Support in Battery On and Battery Off Modes
Systems and methods for providing secure application support for NFC devices in both battery on and battery off modes are provided. A first application that requires available host battery supply... |
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US20130124423 |
ONLINE PAYMENT USING AN NFC ENABLED DEVICE
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of... |
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US20150235226 |
Method of Witnessed Fingerprint Payment
A safe method for fingerprint payment, in which no card or password is needed, and the applying of the customer's finger is witnessed by an authorized cashier. For each particular payment, both... |
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US20150254655 |
ATM TOKEN CASH WITHDRAWAL
Embodiments of the invention are directed to systems, methods and computer program products for managing financial tokens associated with a financial account, whereby the systems, methods, and... |
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US20120303534 |
SYSTEM AND METHOD FOR A SECURE TRANSACTION
The present disclosure relates to a system and method for a secure payment. More, specifically the present disclosure relates to an automated method for enhanced security at point-of-sale (POS)... |
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US20140324708 |
RAW SENSOR INPUT ENCRYPTION FOR PASSCODE ENTRY SECURITY
A method of encrypting sensor input entries for passcode entry security is disclosed. The method in one embodiment includes presenting a passcode entry interface on an electronic device for a user... |
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US20150046340 |
VARIABLE AUTHENTICATION PROCESS AND SYSTEM
Efficient methods and systems for verifying personal identifiers in transactions such as financial transactions are disclosed. In an exemplary method, an authentication server computer may provide... |
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US20150227916 |
APPLICATION SYSTEM FOR MOBILE PAYMENT AND METHOD FOR PROVIDING AND USING MOBILE MEANS FOR PAYMENT
Application system for mobile means of payment comprising mobile devices. A service provider, an account manager, a balance manager and a mobile POS terminal for executing a payment transaction... |
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US20140236838 |
ACCOUNT ACCESS AT POINT OF SALE
A user makes a payment at a POS by entering the user's phone number (either through a keypad or via a card swipe) and PIN into a POS device (such as through a keypad). That information is... |
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US20100153276 |
METHOD AND SYSTEM FOR ONLINE PAYMENT AND IDENTITY CONFIRMATION WITH SELF-SETTING AUTHENTICATION FOMULA
A system and a method are used for certification when paying online or confirming the user's identity using the communication network. The system mainly includes a certification system (1), a bank... |
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US20150227911 |
Method and System for Executing a Financial Transaction
In a method for executing a financial transaction by a financial service provider, a mobile customer device and a mobile or stationary dealer system are connected to a management server of a... |
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US20140250018 |
DUAL/MULTIPLE PIN PAYMENT ACCOUNT
The present invention relates to a method of authorising a transaction process, whereby a communication between a payment device and a payment processing network is established. Subsequently a... |
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US20150206138 |
SYSTEM AND METHOD FOR FUNDS TRANSFER PROCESSING
A system and method for processing lending transactions that may facilitate prompt transfer of funds (for example, loan funds) to an individual in a secure manner. An adaptive payment server may... |
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US20140289132 |
FLEXIBLE QUASI OUT OF BAND AUTHENTICATION ARCHITECTURE
To obtain user approval of network transactions at different levels of security, a network site selects a form in which a transaction with be presented to the user from a group of transaction... |
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US20070094150 |
Transaction authorization service
System and method for authorizing transactions, such as payments or money transfers. A source entity may initiate a transaction with a target entity via a first communications channel. In... |
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US20150213440 |
Pre-Paid Virtual Card and Method for Its Creation and Its Utilization
A pre-paid virtual card has an identifier number that includes the telephone subscription number of a smartphone, by which the pre-paid virtual card is created at the moment in which an... |
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US20070110282 |
Protecting social security numbers from identity theft
A method for providing an improved way for using a PIN system to verify, protect and lock social security numbers in a social security number verification PIN system wherein the user enters a... |
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US20090037339 |
Methods of authenticating a bank customer desiring to conduct an electronic check deposit transaction
A method is provided of a bank authenticating a bank customer desiring to electronically deposit at least one check. The method comprises receiving a secret password from the bank customer,... |
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US20140222689 |
SECURE AND EFFICIENT PAYMENT PROCESSING SYSTEM
A method of processing commercial transactions carried out over the Internet (50) between account holders (30) and participating merchants (20) includes receiving a purchase request (352) of a... |
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US20140289133 |
MULTIMODE RETAIL SYSTEM
A multimode system for receiving data in a retail environment includes: a secure input module for receiving high security input and low security input from a customer, the high security input to... |
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US20050240535 |
Web-based data content distribution system
A method, apparatus and program product provide a mechanism for distributing recorded content whereby a user receives a commission for referring a purchaser to a website that sells the content.... |
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US20110251962 |
Transaction method for secure electronic gift cards
Disclosed is a novel method of sending electronic gift cards. The cards enable people when they are in a hurry and they want to do last minute shopping for special occasions, the holidays,... |
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US20080120243 |
Contractor's smart card device and method
A method for contractors working in single or multiple buildings or facilities to have a standardized card that would contain all information required by facilities personnel. This card allows... |
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US20140201086 |
METHOD AND SYSTEM FOR REVERSED NEAR FIELD CONTACT ELECTRONIC TRANSACTION
A system and method for conducting payment transaction using a mobile device equipped with a NFC interrogator, comprising: creating a payer user account in a server and associating a payer mobile... |
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US20070282756 |
PIN CREATION SYSTEM AND METHOD
A user may select or create a PIN at a non-secure input device, such as a web-enabled personal computer. PINs are stored at a financial host in encrypted form, as PIN offsets. The user selected... |
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US20080189214 |
PIN BLOCK REPLACEMENT
Systems and methods for performing token transactions are provided. In one embodiment, the invention provides for processing token transactions, including receiving an encrypted password for a... |