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US20140258132 |
SYSTEM AND METHOD FOR SECURE ELECTRONIC TRANSACTION
The various embodiments herein provide a system for a secure electronic transaction. The system comprises a dongle connected to a computing device for reading an electronic card data, a client... |
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US20090089213 |
TRACK DATA ENCRYPTION
A portable consumer device using a secondary PAN is disclosed. The portable consumer device includes a secondary PAN associated with a primary PAN, where the secondary PAN has at least one end... |
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US20160012424 |
DISTRIBUTED LEDGER PROTOCOL TO INCENTIVIZE TRANSACTIONAL AND NON-TRANSACTIONAL COMMERCE
In one aspect, a method to incentivize commerce comprises associating a digital wallet with a product or service. The wallet may include one or more private keys having an associated amount of... |
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US20060031175 |
Multiple party content distribution system and method with rights management features
A multiple party system for distributing content. In one embodiment, four parties are involved in the system: a consumer, a service provider, an authenticator, and a content provider. The... |
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US20050267841 |
Electronic recording and communication of information
A method of recording and managing information is provided. The method comprises the steps of: (a) writing the information on a product that is dedicated to at least one predefined service, using... |
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US20080114698 |
Systems and methods using cryptography to protect secure computing environments
Secure computation environments are protected from bogus or rogue load modules, executables and other data elements through use of digital signatures, seals and certificates issued by a verifying... |
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US20070022018 |
Wireless electronic drive-thru system and method
In a particular embodiment, the disclosure is directed to a system including a customer authentication and payment server, a merchant data server, a merchant network, and a merchant station. The... |
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US20160148197 |
TOKENIZATION REQUEST VIA ACCESS DEVICE
Embodiments of the invention are directed to a method for submitting a tokenization request via an access device. Embodiments allow tokens to be retrieved for complex mobile devices as well as... |
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US20160140538 |
MOBILE DEVICE LOCAL INTERRUPTION OF TRANSACTIONS
A system method and a device for offline authentication of transactions using mobile device, based on, analytic engine such as behavioral pattern detection are provided. The behavioral pattern can... |
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US20080021841 |
System and method for transponder-enabled account transactions
A transponder-initiated transaction system is electromagnetically coupled to an account transponder device at the point of sale. The account transponder device may be embedded within a watch, key... |
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US20160224954 |
METHOD AND SYSTEM FOR CONDUCTING PRE-AUTHORIZED FINANCIAL TRANSACTIONS
A method and system for conducting a pre-authorized financial transaction is disclosed. A security gateway receives a pre-authorization token and a consumer alias from a merchant or an acquirer of... |
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US20160140565 |
REFRESHING A BEHAVIORAL PROFILE STORED ON A MOBILE DEVICE
A system, method and a device for offline authentication of transactions using mobile device, based on, analytic engine such as behavioral pattern detection are provided. The behavioral pattern... |
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US20150339663 |
METHODS OF PAYMENT TOKEN LIFECYCLE MANAGEMENT ON A MOBILE DEVICE
A method includes maintaining a token database in a computer system, where the token database maps tokens to primary account numbers (PANs) for payment card accounts. The method further includes... |
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US20150058227 |
SYSTEM, METHOD, AND APPARATUS TO AUTHORIZE A PAYMENT TRANSACTION USING A TOKEN CREDENTIAL
A novel system and methodology for conducting financial and other transactions using a wireless device. Credentials may be selectively issued by issuers such as credit card companies, banks, and... |
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US20120271771 |
METHODS AND APPARATUS FOR CONDUCTING ELECTRONIC TRANSACTIONS
A system and method for conducting electronic commerce are disclosed. In various embodiments, the electronic transaction is a purchase transaction. A user is provided with an intelligent token,... |
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US20110258122 |
PAYMENT SYSTEM TO FACILITATE TRANSACTIONS
Disclosed herein are systems and method for facilitating transactions between a merchant-partner and a customer. In general, the systems and methods include: (a) staging a transaction between the... |
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US20110093397 |
ANTI-PHISHING SYSTEM AND METHOD INCLUDING LIST WITH USER DATA
A server computer is disclosed. It comprises a processor and a computer readable medium coupled to the processor. The computer readable medium comprises code executable by the processor for... |
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US20080301056 |
ONLINE PAYER AUTHENTICATION SERVICE
A payment authentication service authenticates the identity of a payer during online transactions. The authentication service of the present invention allows a card issuer to verify a cardholder's... |
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US20050055317 |
Method and apparatus to provide secure purchase transactions over a computer network
A method and structure for providing secure credit facility transactions for purchasing goods and services over a computer network such as the Internet that stores user's privileged information... |
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US20150269566 |
SYSTEMS AND METHODS FOR LOCALLY DERIVED TOKENS
Systems and methods for generating a token are provided. An access device may receive, from a token vault computer, an encryption key and a credential identifier. The access device may generate a... |
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US20120136796 |
Device Enrollment System and Method
Embodiments related to systems and methods comprising receiving payment data at an access device; receiving an identifier for a mobile device at the access device; and generating and sending an... |
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US20120130901 |
SYSTEM AND METHOD FOR CONSOLIDATING IDENTIFICATION AND TRANSACTION FUNCTIONS ON A COMMUNICATION DEVICE
The present invention relates generally to a smart card device that is configured to facilitate wireless network access and credential verification. Specifically, the device is configured to meet... |
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US20110276494 |
METHOD AND APPARATUS FOR ORDERING GOODS, SERVICES, AND CONTENT OVER AN INTERNETWORK USING A VIRTUAL PAYMENT ACCOUNT
A secure, closed virtual payment system comprising registered buyers and sellers for ordering and paying for goods, services, and content over an internetwork is disclosed. A buyer becomes... |
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US20110202466 |
Multifactor Authentication
An electronic device with radio and GNSS receiving capabilities is used to provide a second or further authentication factor to current and future transaction systems. The device's embedded... |
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US20160321752 |
Digitally Encrypted Securities Platform, Along With Methods And Systems For The Same
Various embodiments of the present technology relate to methods and systems for securely transferring securities and for preventing naked short selling of securities. In some implementations, the... |
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US20150339662 |
SYSTEMS AND METHODS FOR LINKING DEVICES TO USER ACCOUNTS
A device, system and method for uniquely binding a MST to a user account to load and securely store a magnetic stripe card data for transmission to a merchant's point of sale (POS) terminal,... |
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US20150193767 |
SYSTEM AND METHOD FOR INCREASING SECURITY IN INTERNET TRANSACTIONS
Increasing security of financial transactions conducted over the Internet is disclosed. In an example, an apparatus may be configured to prompt a user for authorization to permit a pending... |
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US20140297538 |
System and Method for Data and Identity Verification and Authentication
A system for verifying and authenticating the identity of a user in a transaction. The user's identity is authenticated through the user's computer, tablet computer, mobile computing device, web... |
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US20130232083 |
SYSTEMS AND METHODS FOR MAPPING A MOBILE CLOUD ACCOUNT TO A PAYMENT ACCOUNT
A method for processing a financial transaction using a mobile cloud account mapped to a payment account includes: storing, in a mapping database, a plurality of mapping records, each mapping... |
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US20130117186 |
SYSTEM AND METHOD FOR INCREASING SECURITY IN INTERNET TRANSACTIONS
Increasing security of financial transactions conducted over the Internet is disclosed. In an example, an apparatus may be configured to prompt a user for authorization to permit a pending... |
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US20130054470 |
System for Payment via Electronic Wallet
A method includes receiving a request to process, against an electronic wallet, a portion of a transaction, an electronic wallet optionally comprising a sub-wallet, the transaction processed... |
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US20120203700 |
TOKENIZED CONTACTLESS PAYMENTS FOR MOBILE DEVICES
According to an exemplary embodiment of the invention, a method is discloses for facilitating a credit card transaction wirelessly via a mobile device. The method includes receiving registration... |
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US20120136797 |
SYSTEM AND METHOD FOR CONSOLIDATING NETWORK, IDENTIFICATION AND TRANSACTION FUNCTIONS ON A COMMUNICATION DEVICE
The present invention relates generally to a smart card device that is configured to facilitate wireless network access and credential verification. Specifically, the device is configured to meet... |
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US20120109829 |
METHOD AND SYSTEM FOR PROCESSING TRANSACTIONS USING A TOKEN
Methods and systems of preventing fraud in electronic transaction and verification are described herein. The method includes obtaining information from a recipient; splitting the information into... |
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US20110145152 |
SYSTEMS, APPARATUS, AND METHODS FOR IDENTITY VERIFICATION AND FUNDS TRANSFER VIA A PAYMENT PROXY SYSTEM
Systems, apparatus, and methods for verifying a user's identity and conducting a transfer of funds via a payment proxy system are herein provided. A message including a request for verification of... |
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US20070027819 |
Authenticity Verification
A method for authenticity verification. The method can comprise conducting a transaction between first and second parties, the parties being respectively located at first and second locations... |
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US20160267466 |
DEVICE WITH MULTIPLE IDENTIFIERS
A device stores multiple identifiers meant for specific uses. For example, multiple transaction tokens can reside on different parts of a user device. Each transaction token can be compatible for... |
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US20160104154 |
SECURING HOST CARD EMULATION CREDENTIALS
Systems and methods for providing token generation and password verification are disclosed. The system may be configured to receive a password input by a user, wherein the password is not stored... |
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US20150324789 |
Cryptocurrency Virtual Wallet System and Method
The present disclosure describes a method in which an encrypted request to transfer a requested amount of cryptocurrency from a user address to a destination address is received. The request... |
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US20150201329 |
OPERATION OF A COMPUTING DEVICE INVOLVING WIRELESS TOKENS
Tokens can be sent from a token generator using wireless radio frequency signals, such as in the form of a network name. A computing device operates in a first mode when receiving the tokens and... |
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US20080126260 |
Point Of Sale Transaction Device With Magnetic Stripe Emulator And Biometric Authentication
A handheld unit which is capable of emulating a plurality of smartcards or magnetic stripe cards. The unit has the capability of storing a plurality of data sets representing a plurality of... |
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US20070294184 |
METHOD AND SYSTEM FOR ENHANCED CONSUMER PAYMENT
Disclosed herein is a system for processing a purchase comprising a merchant for providing to a consumer an electronic shopping cart, providing to a consumer a prompt to enter a consumer... |
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US20050246289 |
System and method for processing and for funding a transaction
Method for processing a transaction, the method comprising automatically requesting an automated clearing house transfer from a source account to a destination account via an automated clearing... |
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US20170148013 |
PROVIDING SHIPPING DETAILS ON A PAY TRANSACTION VIA THE INTERNET
E-commerce personal account numbers, shipping addresses, and other data may be tokenized to facilitate transaction completion by establishing e-commerce browser standards. Tag data may be received... |
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US20050289080 |
Transaction system
A transaction system includes a network of terminals and a network of servers which form separate communication networks for impersonal transaction and anonymous transmission. No reference to an... |
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US20160260084 |
SECURE MOBILE REMOTE PAYMENTS
Provided are systems and methods for conducting secure remote transactions between mobile devices and merchants. |
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US20140344160 |
Universal Authentication Token
A universal authentication token is configured to securely acquire security credentials from other authentication tokens and/or devices. In this manner, a single universal authentication token can... |
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US20100325052 |
WIRELESS TRANSACTION PAYMENT SERVICE APPLICATION SELECTION
A method of performing a transaction over a contactless interface placing a first device in wireless communication with a second device, selecting the interface over which the first and second... |
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US20080249948 |
FINANCIAL INFORMATION INPUT METHOD USING SYMMETRICAL KEY SECURITY ALGORITHM AND COMMERCIAL TRANSACTION SYSTEM FOR MOBILE COMMUNICATIONS
A financial information input method using a symmetric key security algorithm and a mobile communications commercial transaction system using the same encrypts financial information such as a... |
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US20160171480 |
METHODS AND SYSTEMS FOR TRANSFERRING ELECTRONIC MONEY
Methods and systems for transferring electronic money from a first mobile device of a first user to a receiver are provided. The method performed on the first mobile device includes the steps of:... |