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Match Document Document Title
US20100332398 PERSONAL IDENTIFICATION NUMBER DISTRIBUTION DEVICE AND METHOD  
The method of distributing a personal identification number to a user of a financial instrument associated with the personal code includes: a step of sending to a user, via a first channel, a...
US20110125652 Issuing machine and issuing system for public-offering a financing instrument on-line  
An issuing system for issuing unmodifiable and/or unforgeable hardcopy documents or securities includes a server and a plurality of issuing machines connected to the server via a network. Each of...
US20120209777 Monetary Transaction Control Code System  
A payment system is provided having an internet interface. In one embodiment, the payment system issues instruments having control codes. The system may issue a first portion of the control code,...
US20120265689 Methods for Customizing Secured Transactions that are Verified by a Money Source  
Methods for providing secure transactions in which a customization parameter and an encrypted transaction validation code are received from a user to positively identify a transaction for a user...
US20120191611 SYSTEMS AND METHODS FOR ENCODED ALIAS BASED TRANSACTIONS  
Disclosed is a computer based method for securing a financial transaction. A transaction device does not include any human readable data that can be used to identify the account owner and/or the...
US20140089201 Modular and embeddable electronic commerce system  
A system and method that provides trusted commerce functionality on an untrusted website is disclosed. Content rights owners upload the content to the system. The system generates a piece of HTML...
US20150242825 GENERATION, STORAGE, AND VALIDATION OF ENCRYPTED ELECTRONIC CURRENCY  
A system and method for generating and validating encrypted electronic currency is disclosed. A server system stores one or more encrypted electronic currency records in a database. The server...
US20120239577 Systems and methods for performing person-to-person transactions using active authentication  
In some embodiments, a method of performing a person-to-person financial transaction includes receiving an active authentication transaction key at a mobile financial transaction instrument of a...
US20130103591 AUTHENTICATION  
The user's SIM 20 is adapted to store a seed for generating an authentication code which is usable to authenticate a transaction. The mobile telecommunications device 1 has a processor including...
US20140040144 Systems and Methods for Multi-Merchant Tokenization  
Systems and methods for multi-merchant tokenization may include receiving a transaction from a point of sale terminal of a merchant, validating the merchant ID against merchant logs, and...
US20150178721 DYNAMIC GENERATION OF QUICK RESPONSE (QR) CODES FOR SECURE COMMUNICATION FROM/TO A MOBILE DEVICE  
Dynamically generated quick response (QR) codes are used for secure communication to/from mobile devices. In one example, a QR code identifies a product or service selected by a user using a...
US20150154592 AUTHORIZING A TRANSACTION BETWEEN A CLIENT DEVICE AND A SERVER USING A SCANNABLE CODE  
Exemplary methods, apparatuses, and systems include a first server transmitting, to a first client device, a scannable code for display on the first client device. The scannable code encodes a...
US20140289128 ONLINE POINT REDEMPTION AND DISTRIBUTION SYSTEM AND METHOD  
An online point redemption and distribution system and method. The online point redemption and distribution system is used in combination with a cloud computing operating system to allow consumers...
US20110191247 AUTHENTICATION FRAMEWORK EXTENSION TO VERIFY IDENTIFICATION INFORMATION  
Systems and methods for authenticating parties involved in a transaction are disclosed. Some embodiments of the disclosure are directed to systems and methods for authenticating various...
US20120109827 Methods, Devices and Computer Program Products for Voucher Access Code Creation and Management  
Methods, devices and computer program products are provided that provide refills for pre-paid subscriptions. A voucher activation code is received for a subscriber account. The voucher activation...
US20140040145 SYSTEMS AND METHODS FOR DISTRIBUTED ENHANCED PAYMENT PROCESSING  
A distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote payment management system. The POS terminal system initiates a transaction...
US20120246078 METHOD FOR MAKING SECURE TRANSACTIONS  
The invention concerns a method for carrying out a transaction comprising prior steps of identifying the card by reading its number and authenticating the bearer optionally by writing in the...
US20110099112 APPARATUS AND METHOD FOR CONDUCTING SECURING FINANCIAL TRANSACTIONS  
A system and method are disclosed for conducting secure electronic transactions using dual-authentications. A secure server stores security information for a plurality of users and authorizes...
US20140316991 ONLINE PURCHASE PROCESSING SYSTEM AND METHOD  
A system and method to use quick response (QR) codes encoded with merchant website t identification codes and session GUID to register a user or code scanner with a merchant server, login the user...
US20120284193 SYSTEM AND METHOD FOR SECURE COMMUNICATION FOR CASHLESS TRANSACTIONS  
Embodiments of the present invention provide a system and method for an access point providing client to point-of-sale communication over a network, comprising: receiving credentials from the...
US20110276495 ONE-TIME USE PASSWORD SYSTEMS AND METHODS  
According to the invention, a method of using a one-time password for a transaction between a user and a merchant is disclosed. The method may include generating the one-time password. The method...
US20130041831 SECURE AND SHAREABLE PAYMENT SYSTEM USING TRUSTED PERSONAL DEVICE  
The invention relates to a system and method of making a financial transaction using a Trusted Personal Device. More particularly, the invention relates to a highly secure and less cumbersome...
US20150213435 Systems and Methods for Providing Transaction Tokens for Mobile Devices  
The disclosed embodiments include methods and systems for providing payment token transactions by a mobile device. The mobile device may be operable to obtain a payment token, where the payment...
US20120029947 METHOD FOR OFFERING A PROTECTION POLICY FOR A MOBILE DEVICE  
One embodiment includes a method for offering an protection policy for a mobile device, the method comprising the steps of providing an application, conducting a test of the mobile device,...
US20080147562 Computer-Facilitated Secure Account-Transaction  
The handling of accounts and account transactions are implemented using a variety of different systems and methods. According to one embodiment a computer-facilitated system is implemented for...
US20060206434 Accurately linking alarm system financing to equity and contractual flows  
Selling alarm systems and services previously depended upon the dealers being both the source, of the financing considered necessary for and used to obtain the hardware, and also to sustain linked...
US20150120568 ELECTRONIC TRANSACTION METHOD  
A method can include transmitting a plurality of encodings to a given computing device in a commercial transaction. The method can also include transmitting information characterizing an entity...
US20110295752 PRACTICAL SECRECY-PRESERVING, VERIFIABLY CORRECT AND TRUSTWORTHY AUCTIONS  
A system and method for conducting verifiably correct auctions that preserves the secrecy of the bids while providing for verifiable correctness and trustworthiness of the auction is disclosed....
US20110022835 Secure Communication Using Asymmetric Cryptography and Light-Weight Certificates  
Encrypted communications between servers and client devices over an unsecured channel, such as the Internet, without using a public key infrastructure are disclosed. Messages to a client device...
US20140351143 METHOD AND SYSTEM FOR SECURING A PAYMENT CARRIED OUT WITH THE AID OF A PAYMENT CARD  
This method for securing a payment carried out with the aid of a payment card associated with card identification data and a security cryptogram, is characterized in that it includes a step (2)...
US20140365375 BATCH SETTLEMENT TRANSACTIONS SYSTEM AND METHOD  
Systems and methods for performing settlement of token access transactions are provided. In one embodiment, the invention provides for batch processing bank card transactions, including receiving...
US20140164249 METHOD AND SYSTEM FOR SECURE AUTHENTICATION AND INFORMATION SHARING AND ANALYSIS  
A method for selectively permitting access over a computer network to two or more sets of information that have been assigned different confidentiality levels in which access to information having...
US20130179350 ELECTRONIC SIGNATURE SECURITY ALGORITHMS  
Technologies are generally described for security algorithm methods in authorizing and linking devices associated with a customer. A first device can be linked to a customer account. Additional...
US20140114860 Systems and Methods for Expedited Automated Merchant Boarding  
An expedited automated merchant boarding system in association with a distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote enhanced...
US20110161234 ORDERING SCHEME  
An ordering scheme is described, for example an ordering and payment scheme for mobile communication devices. The ordering scheme enables an Internet shop or another service provider to issue...
US20150242850 METHODS AND SYSTEMS FOR PERMISSIONS MANAGEMENT  
In various embodiments of the present invention, a facilitation token that includes authorization for a request manager to act on behalf of a resource is received from the request manager. A...
US20100211505 SYSTEM AND METHOD FOR MASS TRANSIT MERCHANT PAYMENT  
Methods, systems and computer program products are provided for enabling payment of transit system fees using a financial transaction instrument. Entry is permitted onto a transit system by...
US20140201085 METHODS AND SYSTEMS FOR CONTACTLESS PAYMENTS AT A MERCHANT  
A coordination server of a contactless payment system may receive a total bill of purchases for a customer from a merchant point-of-sale terminal, associate the total bill of purchases with a...
US20140236834 METHODS, USES AND SYSTEM FOR TRANSMITTING, CONVERTING, AND DISPLAYING A CHALLENGE TOKEN AS AN OPTICALLY READABLE CODE  
The present invention includes methods for completing the secure transfer of information, such as purchase transactions, money transfers, identification transfers, loyalty point transfers and...
US20140214686 APPLICATION STORE SYSTEM AND METHOD FOR IMPLEMENTING IN-APPLICATION PURCHASE FUNCTION  
The disclosure provides an application store system and a method for implementing an IAP function. The system includes: a developer community functional entity and an online application store...
US20150220917 TOKEN VERIFICATION USING LIMITED USE CERTIFICATES  
Methods, devices, and systems are provided for verifying tokens using limited-use certificates. For example, a user device can send a token request to a token provider computer, and receive in...
US20140279551 Minting and Use of Digital Money  
Systems and methods are provided for constructing a digital money from concatenated or otherwise linked bit strings. Several applications of digital coins include (i) means to secure the use of...
US20140108260 SYSTEM AND METHOD FOR TOKEN-BASED PAYMENTS  
A system and method for enhanced token-based payments. The system and method including software and hardware to receive, via a network, a request for authorization; create, in response to the...
US20120022971 SECURE ELECTRONIC FINANCIAL FUNDS TRANSFER ARRANGEMENT  
A secure electronic financial funds transfer arrangement including: a funds provider entity who issue a voucher to a customer after registration; a customer seeking to purchase goods and services...
US20120109826 TECHNIQUES FOR CONDUCTING SINGLE OR LIMITED USE PURCHASES VIA A MOBILE DEVICE  
A customer uses a mobile device to acquire a mobile app thereon. The mobile device is configured by a cloud-based service to escrow one or more card numbers mapped by a financial facility to the...
US20150178704 SYSTEMS AND METHODS FOR FINANCIAL TRANSACTION THROUGH CARD READER IN COMMUNICATION WITH THIRD PARTY FINANCIAL INSTITUTION WITH ENCRYPTED INFORMATION  
A system is provided that includes a transaction engine running on a mobile device. In response to a financial transaction between a buyer and a seller, the transaction uses the mobile device to...
US20150227926 DETERMINING USER AUTHENTICATION REQUIREMENTS BASED ON THE CURRENT LOCATION OF THE USER IN COMPARISON TO A USER'S TRAVEL ROUTE  
Systems, apparatus, methods, and computer program products are provided for determining a user's authentication requirements/credentials for a specific mobile network access session based on the...
US20140304170 REMOTE CREDIT ISSUANCE SYSTEM  
Systems and methods for establishing a credit account are disclosed. The systems and methods may receive a first encrypted payload comprising application data associated with a credit application...
US20120084210 MOBILE DEVICE PAYMENT SYSTEM  
Technology is provided for using a mobile device as part of a payment system. The mobile device utilizes an accessory with a security feature based on its connection state to the mobile device....
US20140201084 APPARATUS CONFIGURED TO FACILITATE SECURE FINANCIAL TRANSACTIONS  
An aspect provides an apparatus configured to facilitate secure financial transactions.

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