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US20110270750 |
System and method for securing payment instruments
A system and method for securing financial information in payment instruments including generating a pseudorandom number sequence, generating an activation code, including a unique pseudorandom... |
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US20120191517 |
PREPAID VIRTUAL CARD
A method for issuing a virtual financial instrument is disclosed, the method comprising receiving user identification information, receiving balance information, generating a financial instrument... |
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US20140172531 |
PERFORMING TRANSACTIONS USING QR CODES
Embodiments are directed to performing transactions using a quick response (QR) code, and to directly purchasing items from a seller using a QR code. In one scenario, a computer system receives,... |
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US20140122331 |
System and Method for Providing a Security Code
Systems and methods for providing a security code of an electronic stored value card are disclosed. A computer implemented method may include receiving a request for a security code of an... |
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US20120101909 |
System and Method for Issuing Negotiable Instruments by Licensed Money Transmitter from Direct Deposits
Embodiments relate to a cash card and associated systems and processes. An account structure is provided that allows a non-bank entity to indirectly provide direct deposit capabilities for funds... |
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US20120030103 |
Image-Based Submission and Verification of Redemption Codes
Improved systems and techniques for submission and verification of redemption codes are disclosed. It will be appreciated that the submission and verification techniques can, among other things,... |
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US20130110714 |
SPENDING VEHICLES FOR PAYMENTS
A system and method for associating payments with spending vehicles so that an individual who is entitled to receive periodic or special payments such as social security checks receives in place... |
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US20130159178 |
System and Method For Loading A Virtual Token Managed By A Mobile Wallet System
A method and system include receiving a payment account number from a token, such as a traditional credit card. Either the payment account number or a token is communicated over a communications... |
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US20090299844 |
PREPAID RELOADABLE ELECTRONIC TRANSACTION CARDS WITH LOYALTY PROGRAM
A reloadable prepaid electronic transaction card is provided that is tied either electronically or physically with a loyalty program, a bonus point program or reward program. The card includes... |
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US20140365363 |
SECURE INTEGRATIVE VAULT OF CONSUMER PAYMENT INSTRUMENTS FOR USE IN PAYMENT PROCESSING SYSTEM AND METHOD
A system and a method is provided for secure storage of consumers' credentials, financial accounts such as credit cards, debit cards, prepaid cards, checking accounts, savings accounts,... |
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US20150100484 |
Safety Cover Design for Financial Transaction Device
The present invention is a safety covering design for financial transaction device, simply constructing specific solid connection between boards by the pressure formed after assembly. The pressure... |
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US20140324690 |
SYSTEM AND METHOD FOR A SINGLE DIGITAL WALLET DYNAMIC CHECKOUT TOOL
The present system and method comprises an improved digital wallet tool. The tool can select a plurality of digital wallets to present to a user to service the transaction. In the alternative the... |
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US20120239577 |
Systems and methods for performing person-to-person transactions using active authentication
In some embodiments, a method of performing a person-to-person financial transaction includes receiving an active authentication transaction key at a mobile financial transaction instrument of a... |
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US20140122330 |
System And Method For Providing Recovery For Victims Of Checking Account Fraud
A system and method for recovery of losses associated with unauthorized use of a financial account, and more particularly to a fraud protection system and method for enabling an individual... |
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US20130346306 |
SYSTEMS AND METHODS FOR INCENTIVIZING A MERCHANT IN A PREPAID DEBIT CARD SYSTEM
Systems and methods for facilitating the promotion and sale of prepaid debit cards in the retail outlets of non-bank merchants. In an embodiment, prepaid debit cards are consigned, rather than... |
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US20130246261 |
Multi-Directional Wallet Connector Apparatuses, Methods and Systems
The MULTI-DIRECTIONAL WALLET CONNECTOR APPARATUSES, METHODS AND SYSTEMS (“W-CONNECTOR”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged... |
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US20140089184 |
Payment System and Method Using Tokens
A method of payment using tokens issued by a third party comprising the steps of: a. A transaction management unit receives a request to perform a service for which payment with tokens is... |
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US20140046839 |
GEOGRAPHIC AREA MULTIPLE SERVICE CARD SYSTEM
The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may... |
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US20100010901 |
POINT-OF-SALE TRANSACTION MANAGEMENT
A point-of-sale system comprises a webserver that receives lists of products and services offered at retail points of sale, and that can sort them into items that are qualified, conditionally... |
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US20140229372 |
SMART CARD HAVING MULTIPLE PAYMENT INSTRUMENTS
The disclosure is related to a primary payment instrument of a smart card may be changed to one of other payment instruments stored in the smart card through single operation of user equipment... |
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US20150058214 |
Electronic Commerce Systems
A system for electronic commerce including electronic banking tools, products and services. The system includes customizable banking products and cards, and methods and systems for conducting... |
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US20080195485 |
Prepaid foreign currency transaction platform
Computer-implemented systems and methods for a consumer to make transactions in a foreign currency at a predetermined exchange rate, comprising enabling a consumer to prepay an issuer for a... |
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US20130339234 |
METHOD AND SYSTEM FOR MOBILE COMMERCE WITH REAL-TIME PURCHASE SUPPORT
A method and system provides the user of a computing device with information, analysis, suggestions and/or recommendations relating to the user's financial information and/or purchasing history,... |
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US20150100486 |
SYSTEM AND METHOD FOR AUTOMATICALLY ENROLLNG AN ITEM IN A VIRTUAL WALLET
Systems and methods for enrolling one or more items into a virtual wallet are provided. A transaction message for a transaction is received. The transaction message includes information associated... |
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US20140058938 |
eWallet choice
Methods and systems for facilitating a choice by a consumer of one of a plurality of eWallets from an eWallet entity or from an eWallet provider; and, in certain aspects, each eWallet provider... |
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US20120066123 |
SYSTEM AND METHOD FOR SELECTION OF PAYMENT SYSTEMS FROM A PAYMENT SYSTEM DIRECTORY TO PROCESS A TRANSACTION
Dynamically enabling and facilitating businesses or other entities to locate and transact with payment systems for the purpose of processing payments. A customer interacts with a supplier of an... |
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US20140195424 |
DIGITAL WALLET INCLUDING VENDING AND PAYMENT RECEIPT FUNCTIONS
A digital wallet serves as a virtual wallet for all of the credit cards of a user. The digital wallet can be extended to other types of spending cards. Spending limits can be set for individual... |
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US20140180917 |
PREPAID VALUE ACCOUNT WITH REVERSION TO PURCHASER SYSTEMS AND METHODS
Systems, methods, and devices are described for a refundable prepaid transaction cards. The methods and systems include a prepaid transaction card funded with funds by a purchaser. Also included... |
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US20120123936 |
PREPAID VALUE ACCOUNT WITH REVERSION TO PURCHASER SYSTEMS AND METHODS
Systems, methods, and devices are described for a refundable prepaid transaction cards. The methods and systems include a prepaid transaction card funded with funds by a purchaser. Also included... |
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US20110010277 |
PREPAID VALUE ACCOUNT WITH REVERSION TO PURCHASER SYSTEMS AND METHODS
Systems, methods, and devices are described for a refundable prepaid transaction cards. The methods and systems include a prepaid transaction card funded with funds by a purchaser. Also included... |
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US20140195423 |
DIGITAL WALLET SERVER
A digital wallet serves as a virtual wallet for all of the credit cards of a user. The digital wallet can be extended to other types of spending cards. Spending limits can be set for individual... |
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US20140207668 |
Temporary Virtual Payment Systems and Methods
Systems and methods which allow funds from one or more money transfer transactions to be delivered to a receiving party in a virtual form are provided. In some embodiments, a receiving party may... |
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US20130304642 |
System and Method for Using Intelligent Codes to Add a Stored-Value Card to an Electronic Wallet
A method comprises receiving a request to add a stored-value card to an electronic wallet via interpreting an intelligent code which directs a user to a URL for an electronic wallet website;... |
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US20120197794 |
SHARED MOBILE WALLET
The present invention provides embodiments of a shared account system that allows a primary user to add one or more dependent users to one or more accounts of the primary user in order to control... |
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US20110196787 |
System And Method Of Transferring Money To An Electronic Wallet
A method of transferring value to an electronic wallet includes obtaining a first telephone number from a user, the first telephone number being associated with a mobile telephone of the user;... |
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US20140040001 |
System and Method for Managing Merchant-Consumer Interactions
A system for combining a payment mechanism with an offer to a consumer is described. The system includes a virtual payment account number generation engine to generate virtual payment account... |
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US20140330712 |
System and Method For Conversion Of Initial Transaction To Final Transaction
The invention comprises a system and method for converting initial financial transactions into final financial transactions entailing lower transaction fees or which are otherwise more... |
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US20150254644 |
CREDENTIAL PAYMENT OBLIGATION VISIBILITY
Embodiments are directed to payment credential management. Embodiments determine one or more payment obligations associated with a payment credential; initiate presentation of a payment credential... |
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US20140214663 |
SYSTEM AND METHOD FOR LOCATION-BASED DELIVERY OF DISCOUNTED PREPAID GIFT ACCOUNTS OFFERS
Delivery of offers to sell discounted prepaid gift accounts in the secondary prepaid gift account marketplace to consumers present at retail point of sale location is disclosed. The system... |
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US20150149353 |
METHODS AND SYSTEMS FOR OBTAINING MERCHANT IDENTIFICATION WITHIN PAYMENT AUTHORIZATION NETWORKS
Exemplary methods and systems for enabling a multi-merchant gift card program are disclosed. In particular, the present application details exemplary methods and systems for obtaining merchant... |
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US20110208657 |
Mobile monetary transactions and banking for rural populations
Authenticating users for mobile transactions conducted over mobile phones. In general, the present invention makes it possible to securely authenticate a rural user (using the unique user ID from... |
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US20130066787 |
SYSTEM AND TREATMENT PROCESS OF A FINANCIAL TRANSACTION
The invention relates to a system and treatment process of a bank reimbursement transaction of a user of the system having made a first bank expense transaction for a company (30). The invention... |
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US20140324689 |
SYSTEM AND METHOD FOR ELECTRONIC MONEY WITHDRAWAL
A system and method for electronic money withdrawal. This operation is implemented by a transfer of electronic money from the user electronic wallet to a money distribution authority, typically a... |
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US20110071944 |
SYSTEM AND METHOD FOR DISPENSING POSTAGE WITHOUT PRINTING
A method of dispensing evidence of postage payment that includes providing a machine readable mechanism, such as a barcode, for being associated with a mailpiece to a customer, wherein the machine... |
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US20130317928 |
METHODS AND SYSTEMS FOR WALLET ENROLLMENT
Embodiments of the present invention relate to systems, methods, processes, computer program code, and means for creating digital wallets for users. In some embodiments, digital wallets are... |
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US20110196753 |
System and method for immediate issuance of an activated prepaid card with improved security measures
A system and method for immediate issuance of a prepaid transaction card having increased security measures. The identity of the applicant is verified and checked against a database in accordance... |
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US20150254638 |
ONLINE BANKING DIGITAL WALLET MANAGEMENT
Embodiments are directed to digital wallet management. Embodiments initiate presentation of a digital wallet management interface, comprising initiating presentation of at least one digital... |
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US20140279469 |
SYSTEM AND METHOD FOR MOBILE TRANSACTION PAYMENTS
A method and system are disclosed for mobile transaction payments. A merchant device generates a machine-readable code containing merchant information and details of a transaction and displays... |
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US20140058935 |
MOBILE CONTACTLESS DIGITAL WATCH PAYMENT
A mobile contact-less wrist watch payment system for making secure payments. The mobile contact-less watch payment system uses Near Field Communications and Finger Print Security Technology to... |
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US20140149285 |
EFFECTING PAYMENTS VIA MOBILE PHONES
Methods and systems for effecting mobile payments. A token for a payment is generated generating at a first mobile phone. The token is transferred between the first mobile phone and a second... |