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<title>freepatentsonline.com: Data processing: financial, business practice, management, or cost/price determination</title>
<link>http://www.freepatentsonline.com/result.html?query_txt=ccl/705%20and%20isd/04/24/2008&amp;usapp=on</link>
<description>USPTO Class 705 Data processing: financial, business practice, management, or cost/price determination</description>
<language>en-us</language>
<lastBuildDate>Wed Apr 30 17:03:31 EDT 2008</lastBuildDate>

<item>
<title><![CDATA[Conducting assisted self-service transactions]]></title>
<link>http://www.freepatentsonline.com/20080097883.html</link>
<description><![CDATA[A system for use in assisting a self-service transaction at a service facility includes one or more self-service terminals, each configured to gather transaction information associated with a customer who is engaged in a business transaction with the service facility through the self-service terminal. The system also includes a teller terminal that (a) receives at least some of the transaction information by electronic means and displays it for viewing by a human representative of the service facility while the business transaction is still in progress, and (b) receives input from the human representative that allows completion of the business transaction.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[System and method for providing price validation for market makers in over the counter markets]]></title>
<link>http://www.freepatentsonline.com/20080097890.html</link>
<description><![CDATA[A system and method provide price validation for market makers in over the counter (OTC) markets. Specifically, the system compares a new or existing price provided by a market maker with a base rate. If the unilateral difference is less than or equal to a configurable tolerance, the price may be added to validated rates. The unilateral difference is an amount that the new bid source rate is greater than the bid base rate or an amount that the new offer source rate is less than the offer base rate. On the other hand, if the difference is more than the tolerance, the price may be ignored or removed by the system. As a result, the system provides protection against trading on invalid off-market rates or stale rates that is caused by system latency or other types of temporary anomalies.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEMS AND METHODS FOR WIRELESS PROCESSING AND MEDICAL DEVICE MONITORING VIA REMOTE COMMAND EXECUTION]]></title>
<link>http://www.freepatentsonline.com/20080097917.html</link>
<description><![CDATA[A method according to the present invention includes receiving data wirelessly from a medical device, transmitting the data to an intermediary device, formatting a message including the received data for transmission to a medical data server, and receiving a command from the medical data server. Commands from the medical data server can be used for the authentication, configuration, and control of the medical device, intermediary device or another device operating in conjunction with the present invention, as well as to achieve other purposes. This method can be practiced automatically to allow a medical device for a patient or other subject to be monitored without requiring the patient to manually enter information.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[System and Method of Interfacing Web Services to Express Creation and Initialization of Merchant Accounts]]></title>
<link>http://www.freepatentsonline.com/20080097879.html</link>
<description><![CDATA[A credit card processing system uses an express processing module to create and initialize merchant accounts. The credit card processing system includes a merchant, bank, and credit card association which are connected by electronic communication links. The express processing module uses a plurality of data entry screens to compile and format merchant data for transmission to the bank which in turn opens the merchant accounts upon completion and approval of all data requirements. The express processing module further manages workflow of the applications for each of the plurality of merchants by tracking data entry progress and assigning resources to complete the applications and meet requirements for creation and initialization of the merchant accounts. The express processing module uses a plurality of web services handlers to interface with external systems to handle requests for information.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[System and method for calculating optimal rates in a multi-source price engine in over the counter markets]]></title>
<link>http://www.freepatentsonline.com/20080097889.html</link>
<description><![CDATA[A system and method calculate an optimal rates in a multi-source price engine in over the counter (OTC) markets. The system and method integrate rates from multiple liquidity sources to generate an output rate that can be transacted upon. Specifically, the system and method calculate a best bid/offer rate from input rates provided by multiple liquidity sources and apply a target spread and minimum profit to the best bid/offer rate to generate an optimal output rate. The optimal output rate may be a function of many factors, including market conditions, customer credit, and the preferences of the market maker or broker.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Internet-based, customizable clinical information system]]></title>
<link>http://www.freepatentsonline.com/20080097918.html</link>
<description><![CDATA[An Internet-based, or Web-based, customizable clinical (patients' records and care) information system (“CIS”) is provided. More specifically, the clinical information system is Web/Internet based, whether it utilizes a browser-type user interface or a distributed application-type user interface; the clinical information system may include automatic disease staging and associated treatment planning and/or scheduling; the clinical information system may track certain events/submissions and sort such events/submissions into a physician's in-box for on-line approval by the physician, where such approval causes the event/submission to become an addendum to the patient's record; the clinical information system may be customizable by an administrator; the clinical information system may establish, and make available for on-line review and approval, patient care or standing orders over a weekend; the clinical information system may utilize patients' photographs to ensure accurate identification and proper treatment; and the clinical information system may create and store an audit trail record for all significant events.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[RENDERING ADVERTISEMENTS WITH DOCUMENTS HAVING ONE OR MORE TOPICS USING USER TOPIC INTEREST INFORMATION]]></title>
<link>http://www.freepatentsonline.com/20080097833.html</link>
<description><![CDATA[Ambiguities with respect to a user topic interest may be resolved so that useful topic-relevant ads can be presented. Such ambiguities may be resolved by monitoring user behavior, determining a user topic interest (e.g., from a plurality of different candidate topics) based on the monitored behavior, and serving ads relevant to the determined user topic interest.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEMS AND METHODS FOR ADAPTER-BASED COMMUNICATION WITH A MEDICAL DEVICE]]></title>
<link>http://www.freepatentsonline.com/20080097911.html</link>
<description><![CDATA[A system according to one aspect of the present invention comprises a processor, a device interface, a data relay transceiver, and a memory coupled to the processor and storing instructions. The processor executes the instructions in the memory to receive data from a medical device through a wired connection using the device interface, where the data is received through an adapter coupled to the device interface and that communicates with the medical data interchange device using a first communication format and with the medical device using a second communication format. The processor further executes the instructions in the memory to transmit the data to an intermediary device using the data relay transceiver. This system can be implemented in a small, portable unit that is easy for a patient to transport. The adapter can be removably coupled to the medical data interchange device to allow different adapters configured to communicate with different medical devices to be used with a single medical data interchange device.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Multivariate Testing Optimization Method]]></title>
<link>http://www.freepatentsonline.com/20080097829.html</link>
<description><![CDATA[An advertisement optimization approach is presented, which utilizes multivariate testing to correlate characteristics of an advertisement to favorable responses received from an environment to which the advertisement was provided. As one example, a text based webpage advertisement may be tested to optimize a variety of different characteristics of the advertisement for response metrics such as click-through rate and conversion rate. Additional approaches are described, whereby advertisements may be tested and optimized across a plurality of different media formats, including both electronic and non-electronic media.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEM FOR ONLINE TRAVEL PLANNING AND HOTEL SELECTION]]></title>
<link>http://www.freepatentsonline.com/20080097873.html</link>
<description><![CDATA[A method for travel planning employing a computerized database query system, the method including user designation of at least one desired travel destination and system presentation to user of at least one proposed hotel, based on the user designation, the at least one proposed hotel in geographical proximity to or otherwise convenient to said travel destination.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Campaign Performance Report]]></title>
<link>http://www.freepatentsonline.com/20080097824.html</link>
<description><![CDATA[A system and method for efficiently estimating and reporting the rendition of digital advertising messages in a network of electronic displays in which advertising message blocks, supporting loop undersaturation and loop oversaturation, are formed, wherein the resulting advertising message block is constrained to a preexisting length specified by a loop policy associated with each display frame in the system.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Method and load input device for optimizing log truck productivity]]></title>
<link>http://www.freepatentsonline.com/20080097812.html</link>
<description><![CDATA[A method of optimizing log truck productivity utilizing technology allowing the entry of log truck orders from the field. The present invention generally seeks to improve productivity by (1) minimizing the distances log trucks drive with empty loads and (2) improving coordination between groups of log truck drivers and groups of log loaders to allow for more efficient cross-servicing between the parties. Using the load input device, a loader operator in the field enters a “load ticket” that specifies a mill destination, a desired pickup time for the truck to arrive at the logging site and a desired trailer configuration type. This order is transmitted to a server where it is a received into a centralized application or server. A computer running optimization software can match the load with available trucks or trucks about to become available.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[METHODS AND SYSTEMS FOR SUBSTANTIATION OF HEALTHCARE EXPENSES]]></title>
<link>http://www.freepatentsonline.com/20080097903.html</link>
<description><![CDATA[Methods and systems are disclosed for processing a request to fund a purchase from a provider with a medical expense account. The request identifies expenses incurred with the purchase is received at a substantiation system and used to identify the provider. A determination is made whether the provider is included in a presubstantiation list, which identifies a set of providers determined to provide only goods and/or services eligible for funding by medical expense accounts. In response to a determination that the provider is included in the presubstantiation list, the expenses are automatically substantiated and substantiation information is generated and transmitted to a third-party administrator.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[System and method providing backup local ordering for establishment using a remote ordering system]]></title>
<link>http://www.freepatentsonline.com/20080097861.html</link>
<description><![CDATA[An order taking system and method for an establishment, or a plurality of establishments, each having an order taking facility associated with the establishment enabling a customer to place an order for an item from the establishment. Order placing equipment is located near the order taking facility being capable of receiving an order for the item from the customer. A remote order taking facility is located remotely from the establishment. A local order taking facility is associated with the establishment. A first communication link is used between the order placing equipment of the order taking facility and the remote order taking facility. A second communication link is used between the order placing equipment and the local order taking facility. The order taking system is operable in a first mode operatively coupled via said first communication link to said remote order taking facility and in a second mode operatively coupled via said second communication link to said local order taking facility.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Virtual Stock Market Service Based on Search Index]]></title>
<link>http://www.freepatentsonline.com/20080097891.html</link>
<description><![CDATA[The present application provides a method and system which provide a virtual stock exchange service. In one particular implementation, the system includes a resource locator database, a resource locator search server, a listed resource domain database, a user database, and a virtual stock trading management server. The resource locator database includes search information for a resource domain forming a search pool. The search information includes a search score assigned to the resource domain and one or more resource locators associated with the resource domain. The resource locator search server searches the resource locator database and transmits a result list of the search in response to a user's query. The listed resource domain database includes information of the resource domain categorized as a listed resource domain or a listing candidate resource domain according to the search score of the resource domain. The user database includes information of the users participating in a trade of virtual stocks. The virtual stock trading management server manages the trade of virtual stocks and updates the listed resource domain database and the user database for reflecting a result of the trade.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[METHOD AND SYSTEM FOR INTERACTIVE INITIAL OFFERING OF MULTI-CLASS FINANCIAL INSTRUMENTS]]></title>
<link>http://www.freepatentsonline.com/20080097895.html</link>
<description><![CDATA[A method and system for underwriter offering of multi-class instruments including a central processing unit (CPU), a program memory, a structure database and an investor database. The structure database stores a structure representative of a plurality of classes of a multi-class instrument, and the system operates to (i) inform investors of class information related, respectively, to each class of the multiclass instrument, (ii) receive bid information from investors, (iii) modify the structure database in response to the bid information and subsequently inform investors with updated class information; and once it is determined that the underwriter can profitably underwrite the transaction, (iv) notify the underwriter of an amount of collateral to purchase to cover accepted bids.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[DIGITAL DISTRIBUTION MANAGEMENT SYSTEM AND CONTENTS DISTRIBUTION MANAGEMENT METHOD USING THE SAME]]></title>
<link>http://www.freepatentsonline.com/20080097921.html</link>
<description><![CDATA[A digital distribution management system and a contents distribution management method using the same are provided. The system is formed of a contents-user, a broker, a contents-owner, and a contents distributor. The broker receives a contents use fee from the contents-user, transmits a contract document for contents use to the contents-user, pays a loyalty to a contents-owner, pays a distribution fee to the contents distributor, and makes a contract for contents use. The contents-owner transmits use rights, i.e., Service Release (SR) information on corresponding contents of a proper contents-user making a contents use contract to the contents distributor and receives a corresponding loyalty through a broker. The contents distributor receives the SR information from the contents-owner, transmits the contents and a license on the contents information so that the proper contents-user can use the corresponding contents, and receives a corresponding distribution fee through the broker.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[METHOD AND SYSTEM FOR ELECTRONIC SETTLEMENT OF CHECKS]]></title>
<link>http://www.freepatentsonline.com/20080097899.html</link>
<description><![CDATA[A system is provided for settling cash letters containing check images that are exchanged by banks connected to an image exchange system (IEX). Settlement amounts are computed and sent to the Federal Reserve Banks' National Settlement Service (FRBNSS) for settlement based upon business rules. Further, a method is provided for processing a financial check transaction between a plurality of financial institutions, including at least first and second institutions, the method including providing electronic check data, relating to at least one check to be paid by the second institution, from the first institution to the second institution to effect an automatic check presentment; and automatically performing an electronic settlement determination for the at least one check, based on the electronic check data and predetermined business rules.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[METHOD OF AND SYSTEM FOR AUTHORIZING PURCHASES MADE OVER A COMPUTER NETWORK]]></title>
<link>http://www.freepatentsonline.com/20080097925.html</link>
<description><![CDATA[A method of and system for authorizing purchases made over a computer network is provided. In accordance with the present invention, a consumer electronically transmits an ATM card number over the network to an on-line merchant from which the consumer desires to make a purchase. The on-line merchant then electronically forwards the ATM card number to a third party contractor, such as a bank, that will oversee and authorize the transaction. The third party contractor subsequently determines an authentication token type associated with the card and electronically prompts the consumer for the appropriate type of authentication token, such as a PIN or biometric signature or the like. The consumer then inputs and electronically transmits the authentication token over the network to the third party contractor, bypassing the on-line merchant. Having both the ATM card number and the authentication token, the third party contractor verifies that the ATM card number and authentication token are valid, checks for sufficiency of funds, and either authorizes or denies the transaction. The authorization or denial is communicated to the on-line merchant over the network, who either completes or rejects the purchase.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEMS AND METHODS FOR REMOTE PATIENT MONITORING AND USER INTERFACE]]></title>
<link>http://www.freepatentsonline.com/20080097793.html</link>
<description><![CDATA[A method according to one aspect of the present invention includes receiving patient information, analyzing the patient information to identify a condition for the patient, and formatting a report based on the patient information and the patient condition. Embodiments of the present invention may be used to monitor any appropriate medical device from essentially any location from which a communications signal can be sent and received. This enables patients to enjoy an active lifestyle by not being tied to medical device monitoring equipment that is difficult or impossible to transport or having to routinely visit health care facilities. Multiple reports can be formatted to include any desired amount and type of information, and can be transmitted selectively to any number of users.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Method And System For Dynamic, Real-Time Addition Of Advertisement To Downloaded Static Content]]></title>
<link>http://www.freepatentsonline.com/20080097915.html</link>
<description><![CDATA[A method and system for dynamic, real-time addition of advertisements to downloaded static content. The method comprises seamlessly combining a downloaded original content file with personalized information on a user device, and allowing the user either to use the combined original content and personalized information without possibility of personalized information removal, or to remove the personalized information after a fee payment. The seamless combination and removal operations are done by a player located in the user device.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Graphical Internet Search System and Methods]]></title>
<link>http://www.freepatentsonline.com/20080097859.html</link>
<description><![CDATA[A system and methods for web based graphical internet searching for locating unique items sought by buyers of designs, furnishings and accessories through use of the internet. The invention includes a search interface where both a seller and buyer will use the same graphical alphabet, which divides an item into its component parts, to decipher the language of design which has an infinite number of stylistic combinations.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[ELECTRONIC BARTERING SYSTEM]]></title>
<link>http://www.freepatentsonline.com/20080097930.html</link>
<description><![CDATA[A bartering system implements barters between a plurality of parties each having one or more classes of items available for barter. Preferably, barter orders are created by designating a selected quantity of a first class of items to be bartered, designating a date range for transferring title of the first class items to be bartered, designating a barter value of the first class of items to be bartered, and designating a second class of items to be acquired. Barter orders are posted via the Internet to a barter database and may be displayed via the Internet. Posted barter orders whose first class of items match the second class of items of a barterer's order are preferably displayed. Posted barter orders from the display are selected to effectuate a barter transaction which combines a barterer's barter order with the selected posted order(s).]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Social Online Memory Systems]]></title>
<link>http://www.freepatentsonline.com/20080097806.html</link>
<description><![CDATA[A system is described including the steps of receiving a set of a digital-medium from an organization; dividing the set into a free portion and a paid portion; distributing to a person, associated with the organization, the set; allowing performing of the free portion; collecting a payment from the person; allowing performing, after the step of collecting a payment, of the paid portion; and paying, to the organization, a portion of the payment.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Method of delivering an advertisement via related computer systems]]></title>
<link>http://www.freepatentsonline.com/20080097828.html</link>
<description><![CDATA[A method of delivering an advertisement related to hyperlink printed on a substrate, said method comprising the steps of: determining, in a first computer system, a context of said hyperlink; sending the context to a second computer system; and receiving, in a third computer system, one or more advertisements that relate to said context from the second computer system wherein said third computer is related to the first computer system.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEMS AND METHODS FOR INTERACTIVELY DELIVERING SELF-CONTAINED ADVERTISEMENT UNITS TO A WEB BROWSER]]></title>
<link>http://www.freepatentsonline.com/20080097830.html</link>
<description><![CDATA[A system for interactive delivery of self-contained advertisement units is disclosed. The system includes a client web browser, an advertisement unit database element, and an advertisement unit server element. The client web browser is configured to render a web page having a designated location for a first self-contained advertisement unit, wherein the first self-contained advertisement unit is configured to enable user interactions and submission of user interaction data via a submit function and be rendered without the use of a plug-in application. The advertisement unit database element is configured to store a plurality of self-contained advertisement units. The advertisement unit server element is communicatively connected to the client web browser and the advertisement unit database element. The advertisement server element is configured to receive the user interaction data, dynamically process the user data to select a second self-contained advertisement unit from the plurality of self-contained advertisements, and send the second self-contained advertisement unit to the client web browser to replace the first advertisement unit in the designated location of the web page. The second self-contained advertisement unit being configured to be rendered without a plug-in application.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEM, METHOD AND PROGRAM PRODUCT FOR DELIVERY OF DIGITAL CONTENT OFFERINGS AT A RETAIL ESTABLISHMENT]]></title>
<link>http://www.freepatentsonline.com/20080097858.html</link>
<description><![CDATA[A method and system for providing distributed network access point installation and management. A network provider installs and/or operates a plurality of access points at locations of a retail entity. Each access point may provide services such as Internet access, and/or content such as audio, video, text, and/or graphics, among other types of services. A carrier, such as a telephone or cable company, may compensate the network service provider for installation and operation of the access points. The carrier may in turn charge its subscribers for network access at the retail entity locations. A plurality of different carriers may provide compensation and allow respective subscriber access. The network access points may be configured to allow each carrier to present a point of presence to its subscribers at the retail entity locations. The installed network may also provide service for retail entity back office functions.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[METHOD AND SYSTEM FOR PROVIDING A WIDGET USABLE IN AFFILIATE MARKETING]]></title>
<link>http://www.freepatentsonline.com/20080097871.html</link>
<description><![CDATA[A system and computer implemented method for providing a widget are described. The method and system include rendering the widget on a site. The widget dynamically displays multimedia content associated with a campaign. The widget is also embeddable, copyable, and allows for at least one user action. The method and system also include receiving at least one input related to the at least one action and updating the widget based on a goal corresponding to the at least one action.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEMS AND METHODS FOR PROCESSING AND TRANSMITTAL OF MEDICAL DATA THROUGH MULTIPLE INTERFACES]]></title>
<link>http://www.freepatentsonline.com/20080097910.html</link>
<description><![CDATA[A system according to one aspect of the present invention comprises a processor, a plurality of device interfaces, a data relay transceiver, and a memory coupled to the processor and storing instructions. The processor executes the instructions in the memory to receive data from one or more medical devices through a wired connection coupled to at least one of the device interfaces, and transmits the data to an intermediary device using the data relay transceiver. This system can be implemented in a small, portable unit that is easy for a patient to transport.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEMS AND METHODS FOR WIRELESS PROCESSING AND TRANSMITTAL OF DATA FROM A PLURALITY OF MEDICAL DEVICES]]></title>
<link>http://www.freepatentsonline.com/20080097913.html</link>
<description><![CDATA[One method according to the present invention includes receiving data wirelessly from a plurality of medical devices, transmitting the data to an intermediary device (such as a properly equipped mobile telephone or personal digital assistant), and formatting a message including the received data for transmission to a medical data server. This method can be practiced automatically to allow a medical device for a patient or other subject to be monitored without requiring the patient to manually enter information. This method also allows for multiple different medical devices to be monitored, even where such devices each communicate on different frequencies and/or using different communication protocols.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[METHOD AND SYSTEM FOR PROVIDING A WIDGET USABLE IN FINANCIAL TRANSACTIONS]]></title>
<link>http://www.freepatentsonline.com/20080097906.html</link>
<description><![CDATA[A system and computer implemented method for providing a widget are described. The method and system include receiving a configuration of the widget and rendering the widget on a site. The widget is for dynamically displaying multimedia content, is embeddable, and is copyable. The configuration includes an event with which the widget is associated. The multimedia content includes at least one updatable tracking mechanism for the event.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEMS AND METHODS FOR PROCESSING AND TRANSMITTAL OF MEDICAL DATA THROUGH AN INTERMEDIARY DEVICE]]></title>
<link>http://www.freepatentsonline.com/20080097908.html</link>
<description><![CDATA[A method according to an aspect of the present invention includes receiving data through a wired connection from a medical device, transmitting the data to an intermediary device, and formatting a message including the received data for transmission to a medical data server. The intermediary device includes a software program configured to receive the data and process it into a format compatible with the medical data server. This method can be practiced automatically to allow a medical device for a patient or other subject to be monitored without requiring the patient to manually enter information.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Programmable expiration date verification system]]></title>
<link>http://www.freepatentsonline.com/20080097876.html</link>
<description><![CDATA[A programmable expiration date verification system is disclosed. According to one aspect, a programmable expiration date verification system including a programmable expiration date module is provided. The programmable expiration date module includes a memory device operable to store an expiration date and a communication port operable to receive a communication including the expiration date. The programmable expiration date module further includes a processor operably coupled to the memory and the processor is operable to determine the expiration date. A visual indicator operable to be altered by the processor in response to determining the expiration date.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEMS AND METHODS FOR WIRELESS PROCESSING AND TRANSMITTAL OF MEDICAL DATA THROUGH MULTIPLE INTERFACES]]></title>
<link>http://www.freepatentsonline.com/20080097914.html</link>
<description><![CDATA[A system according to one aspect of the present invention comprises a processor, a plurality of medical device transceivers, a data relay transceiver, and a memory coupled to the processor, and storing instructions. Each medical data transceiver is configured to receive data wirelessly from one or more medical devices. The processor executes the instructions in the memory to receive data from one or more medical devices using the plurality of medical device transceivers (which gathers data concerning the patient's condition), and transmits the data to an intermediary device using the data relay transceiver. This system can be implemented in a small, portable unit that is easy for a patient to transport. The system can communicate with multiple medical devices, regardless of the frequency or communications protocol utilized by each of the medical devices, and can retransmit (and optionally reformat) data from the medical device(s) to any desired recipient using any suitable frequency(ies) and communication protocol(s).]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Systems and Methods for Using Personas]]></title>
<link>http://www.freepatentsonline.com/20080097849.html</link>
<description><![CDATA[The present invention provides systems and methods for increasing 3rd party advertising on an interactive site, by assigning characteristics to portions of a website, and using those characteristics to personalize presentation of the website by according to personas of visitors. Persona characteristics can represent any distinguishing feature of interest, including for example, gender, marital status, occupation, interests, race, hobbies, business interests, religious interests, etc. In preferred embodiments a service company handles the creation and maintenance of visitors' personas. The company stores relevant information on the computers of users, and then cooperates with the website operator to access that stored information as needed. In a particularly preferred embodiment personalization can be used to assist in deciding what advertisements to display or not display on a website.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Methods for Collecting Fees For Healthcare Management Group]]></title>
<link>http://www.freepatentsonline.com/20080097790.html</link>
<description><![CDATA[Methods are provided for collecting fees for managing and optimizing the profitability of a plurality of physicians in a healthcare practice participating in an insurance network. The methods can include establishing a relationship between a healthcare consultation group and the healthcare practice participating in the insurance network to increase the physician's profitability by reducing a risk of not receiving a predetermined reimbursement amount for ancillary medical costs from the insurance network. The methods can also include distributing predetermined percentages of savings attributed to the physicians' modified ancillary medical cost management behavior.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[RETIREMENT COMPENSATION AGREEMENT FINANCING SYSTEM AND METHOD]]></title>
<link>http://www.freepatentsonline.com/20080097797.html</link>
<description><![CDATA[A retirement compensation arrangement (RCA) leveraged loan portfolio is created and debt instruments secured by the RCA leveraged loan portfolio are sold in a public or private offering. The fixed rate or floating rate debt instruments secured by the RCA leveraged loan portfolio provide investment access to high quality insurance policies and rights to monies in refundable government tax accounts.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Method for providing a money transfer service through a payment enabler system]]></title>
<link>http://www.freepatentsonline.com/20080097905.html</link>
<description><![CDATA[A method for processing person-to-person payments and money requests using a computer network. A payment enabler linked to the Internet enables an individual to register for an account through which the individual can make payments to other individuals, request money from other individuals, and access other functionality to facilitate the management of the individual's financial transactions. At the time an individual authorizes a payment to another person or directs the payment enabler to request money from another person, the person to whom the payment or money request is directed may, but need not, have already registered for an account with the payment enabler. To communicate with individuals, the payment enabler may use both Web pages and e-mail. An intermediary typically operates the payment enabler and acts as a conduit for the money transfer from one individual (the payor) to another individual (the payee). This enables the payor to pay through a variety of different payment methods and the payee to receive payment through a variety of different methods. Individuals may make payments from and receive money transfers into a stored value account. In addition to initiating immediate money transfer and request money transactions, an individual may use the payment enabler to schedule future or recurring transactions. Address book functionality may provide users the ability to retain information on counter parties. The address book may be integrated into the money transfer and money request interfaces to allow an individual to quickly select the counter party for a transaction.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEMS AND METHODS FOR PROCESSING AND TRANSMITTAL OF DATA FROM A PLURALITY OF MEDICAL DEVICES]]></title>
<link>http://www.freepatentsonline.com/20080097909.html</link>
<description><![CDATA[A method according to an aspect of the present invention includes receiving data from a plurality of medical devices through a wired connection, transmitting the data to an intermediary device, and formatting a message including the received data for transmission to a medical data server. This method can be practiced automatically to allow a medical device for a patient or other subject to be monitored without requiring the patient to manually enter information. This method also allows any number of different medical devices to be monitored, even where such devices each communicate using different wired connections and/or using different communication protocols.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEMS AND METHODS FOR WIRELESS PROCESSING AND TRANSMITTAL OF MEDICAL DATA THROUGH AN INTERMEDIARY DEVICE]]></title>
<link>http://www.freepatentsonline.com/20080097912.html</link>
<description><![CDATA[One method according to the present invention includes receiving data wirelessly from a medical device, transmitting the data to an intermediary device (such as a properly equipped mobile telephone or personal digital assistant), and formatting a message including the received data for transmission to a medical data server. The intermediary device includes software configured to receive the data and process the data into a format compatible with the medical data server. Once at the medical data server the information can be reviewed by a healthcare professional at a location remote to the patient. This method may be practiced automatically, either continuously or at set intervals, or may be initiated by someone utilizing the system (such as the patient or health care provider). The method preferably functions without the need for the patient to manually enter information into a device.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Automatic disposition of referrals in an online marketplace]]></title>
<link>http://www.freepatentsonline.com/20080097772.html</link>
<description><![CDATA[A computer-implemented method and system is operable to: receive a referral, the referral including referral information identifying a referred party, obtain referred party information related to the referred party, and use the referral information and the referred party information to automatically produce a disposition for the referral.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[On-line website at which original artistic works are published, reviewed for content, sampled and purchased]]></title>
<link>http://www.freepatentsonline.com/20080097920.html</link>
<description><![CDATA[A website is disclosed for enabling an artist to publish a plurality of his original works as (e.g., audio, video, and the like) digital files at a channel that is personal to the artist. Provided that the content of the artist's work is acceptable for publication as determined by a previewer, customers of the website can purchase access to the digital files at the artist's channel. In particular, a customer can purchase a subscription for a predetermined time so as to have unlimited access (via browser) to all of the files posted on the artist's channel, the customer can purchase access (via browser) to a single file posted on the artist's channel, or the customer can purchase a download of a digital file from the website to the customer's computer. The website enables the artist to set his own price for allowing customers to access the digital files on his channel or to secure a download, and the artist is paid a royalty depending upon purchases made by the customers. The artist can establish an artist's account at the website so as to monitor, in real time, any royalties due him for payments made by customers to purchase the artist's work.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[INTELLIGENT AGENTS FOR ELECTRONIC COMMERCE]]></title>
<link>http://www.freepatentsonline.com/20080097872.html</link>
<description><![CDATA[A system for electronic commerce ( 10 ) having personal agents ( 12  and  13 ) that represent consumers and providers in a virtual marketplace ( 28 ). Consumer personal agents conceal the identity of the consumer and are capable of creating decision agents ( 14 ) that shop for products and assist consumers in comparing and ranking products. Provider personal agents are capable of creating demand agents ( 16 ) that quantify demand and target specific consumers without learning the identity of the consumers. Based on data generated by the activities of the decision agents and on preference data maintained by consumer personal agents, provider personal agents can quantify current, historical, and future demand, simulate demand, and target specific consumers for advertising and other messages. Provider personal agents can cooperate with consumer personal agents to collect data about reasons for sales and lost sales and to offer consideration payments to consumers. Consumer personal agents can automatically reject unsolicited messages that do not satisfy the consumer's preferences.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Method and System for Allowing a User to Make A Plurality of Offers to a Plurality of Advertisers]]></title>
<link>http://www.freepatentsonline.com/20080097927.html</link>
<description><![CDATA[An electronic trading system ( 100 ) for allowing a user ( 101 ) to make a plurality of offers ( 102 ) to a plurality of advertisers ( 103, 104 ), each offer being for an advertised item ( 105, 106 ). The system ( 100 ) includes a memory device for storing information related to the offers ( 102 ). A processor, in the form of an Offer Management System (OMS) ( 107 ), is disposed in communication with the memory device, the OMS being configured to: receive from the user the offers ( 108, 109 ) for each advertisers' item ( 105, 106 ); transmit data ( 110, 111 ) indicative of the offers ( 108, 109 ) to the related advertisers ( 103, 104 ); receive from one of the advertisers ( 103 ) data indicative of the acceptance of the offer ( 112 ); and retract the remaining offer ( 109 ) such that only one of the offers ( 108, 109 ) is accepted.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[System and Method for Prioritized Data Delivery in an Electronic Trading Environment]]></title>
<link>http://www.freepatentsonline.com/20080097887.html</link>
<description><![CDATA[A system and method for prioritized data delivery in an electronic trading environment are described herein. According to one example embodiment, by prioritizing the messages associated with a tradeable object, the bandwidth and system resource usage may be optimally reduced, and any loss of priority content in the messages sent between the network device and the client device may be reduced. An example method includes associating different priority levels with messages comprising market data. Messages containing market information related to the inside market may be associated to a higher priority level. Whereas messages containing market information relating to the quantities at prices outside the inside market may be associated with a lower priority level. Based on the priority level associated with a message, a network device may send the message directly to the client device or store the message in a data structure until a pre-defined condition is satisfied.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Real-time live and remote integrated auction method]]></title>
<link>http://www.freepatentsonline.com/20080097894.html</link>
<description><![CDATA[The present invention relates to an auction method with mixed live and remote participation that seeks to avoid unfavorable conditions for both live bidders at the auction site and remote bidders who access the auction by computerized means. Particularly, the present invention relates to auctions in which some of the bidders have access and participate therein by remote means, particularly via the Internet, landline or mobile telephone, and/or television, and the final part of the auction has no interference from the auctioneer.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[System And Method For Distributing Information]]></title>
<link>http://www.freepatentsonline.com/20080097874.html</link>
<description><![CDATA[A system for marketing real estate includes a property data device and a personal data device. The property data device is to be located in the vicinity of a real estate property, and the personal data device is to be provided to a user. The property data device is operable to transmit the property information data, and the personal data device operable to receive and store the property information data transmitted by the property data device.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Method and System for Investing in Commodity Futures Contracts]]></title>
<link>http://www.freepatentsonline.com/20080097877.html</link>
<description><![CDATA[In accordance with an embodiment of the present invention, a method for providing a commodities index trading investment system may include selecting ( 110 ) a plurality of commodity groupings for an index; selecting ( 120 ) one or more commodities in each of the plurality of commodity groupings; and buying ( 130 ) highly collateralized longer-dated futures contracts for each of the one or more commodities. The method may also include selling ( 140 ) each of the highly collateralized longer-dated futures contracts on a last day of trading in a month that is at least two-months earlier than the expiration date of the nearest longer-dated futures contract; and buying ( 150 ) a next-year's highly collateralized longer-dated futures contract of another commodity for each highly collateralized longer-dated futures contract sold. The method may still further include paying ( 160 ) fees and commissions associated with the management of the index as well as those associated with the buying and selling of the futures contracts in the index; updating ( 170 ) account balances to reflect the net effect of the buying and selling of the futures contracts and the fee and commission charges; and paying-out ( 180 ) proceeds to investors, as required.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[METHODS OF DELIVERING PAYMENTS TO MULTIPLE PARTIES]]></title>
<link>http://www.freepatentsonline.com/20080097904.html</link>
<description><![CDATA[The disclosed subject matter includes a method of distributing a payment of funds made payable to two or more payees. In some embodiments, the method includes the following: receiving a payment of funds made payable to two or more payees; inviting each of the two or more payees to electronically select a preferred method of funds delivery; authenticating each of the two or more payees' identity; electronically receiving the preferred method of funds delivery selected by each of the two or more payees; and delivering funds from the payment of funds to one or more of the two or more payees according to the preferred methods of funds delivery received.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[TRADING SYSTEM AND METHOD]]></title>
<link>http://www.freepatentsonline.com/20080097892.html</link>
<description><![CDATA[The present invention provides an on-line trading system and method for ordering and executing trades in financial markets, such as foreign exchange markets. The system and method permit account holders to automatically trade in one or more markets based on recommendations provided by signal providers, without the need for the account holders to make decisions about each trade to be made. A database of account holder preferences and trading parameters is maintained and consulted upon receipt of advice for a trade, and trades are executed if and when a selected signal provider provides suitable advice.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[USING A SOFTWARE APPLICATION TO CONFIGURE A FOAM SPRING MATTRESS]]></title>
<link>http://www.freepatentsonline.com/20080097779.html</link>
<description><![CDATA[An aspect of the present invention relates to a method and system of receiving information of a user's support facility comfort requirements; using a software application to determine a proper support facility firmness configuration to match the user's requirement; selecting foam springs with the proper user required firmness as determined by the software application; and configuring the selected foam springs within the support facility to match the user's firmness requirements.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Computer assisted process for providing liquidity to an enterprise by utilizing intellectual property assets]]></title>
<link>http://www.freepatentsonline.com/20080097931.html</link>
<description><![CDATA[A computer program storing computer instructions therein for instructing a computer to perform analytical steps for the aggregation and securitization of intellectual property assets, the securitization initiated by an analytical entity and managed by a management company, the program comprising: a recording medium readable by the computer; and the computer instructions stored on said recording medium instructing the computer to perform the processes including: identifying a focal market; aggregating intellectual property assets into an intellectual property asset aggregation relating to the focal market; generating and reporting to the analytical entity a proposed structure for a management company for managing the securitization of intellectual property assets; validating the intellectual property assets of the intellectual property asset aggregation; generating and reporting a compendium report to a banking institution for determining a projected growth rate; receiving a projected growth rate from the banking institution; generating and reporting to the banking institution a proposed capital structure for the intellectual property asset securitization and issuing of asset backed securities; receiving from the banking institution information regarding the issuing of asset backed securities; generating and reporting to the analytical entity a description of an intellectual property securitization fund for guaranteeing the asset backed securities; generating and reporting to a rating institution a pre-rating report for rating the asset backed securities; receiving a bond rating from the rating institution; and generating and reporting to the banking institution a sales brochure for selling the asset backed securities.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Transaction Monitoring System]]></title>
<link>http://www.freepatentsonline.com/20080097901.html</link>
<description><![CDATA[A system for exchanging transaction messages between different computer systems includes a data processor for monitoring transaction messages. The data processor has a transaction processor for assigning identifiers to both inbound transaction messages from source executable applications and outbound transaction messages for communication to destination executable applications, to individually identify transaction messages. The data processor has a repository of map information associating inbound and outbound transaction messages using the assigned identifiers and a user interface for providing data representing at least one display image and including data identifying an inbound or outbound transaction message and a corresponding outbound or inbound transaction message, in response to a user command.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Method and System for Providing Real Estate Information Using a Computer Network, Such as the Internet]]></title>
<link>http://www.freepatentsonline.com/20080097767.html</link>
<description><![CDATA[The present invention provides methods and systems for providing real-estate information using a computer network, such as the Internet. A buyer information web page showing relevant buyer list information in an easy-to-read, summary format is created and displayed to a real estate agent. Buyer information provided includes summaries of various aspects of information needed by a real estate agent to effectively represent and assist a buyer. Examples of information provided include a potential buyer name, a new activity summary summarizing newly-listed properties and other activity meeting the buyer's profile, a new views summary summarizing any views of detailed property information by the buyer using an online property data search and information system provided by the agent, and a new tags summary summarizing any properties that the buyer or the agent finds of particular interest. Moreover, a comparative market analysis (CMA) list web page showing relevant CMA information in an easy-to-read, summary format is also created and displayed to the real estate agent.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Ink Cartridge Vending Machine]]></title>
<link>http://www.freepatentsonline.com/20080097770.html</link>
<description><![CDATA[A vending machine capable of refilling used ink cartridges as well as dispensing filled ink cartridges is closed. The vending machine includes at least one cartridge receptacle for receiving an ink cartridge, a user interface, a display unit, a nozzle health check module, a printhead servicing module, an ink reservoir, an ink refilling unit, a compartment containing new ink cartridges, a compartment containing filled, second-hand ink cartridges, and a recycle compartment for receiving discarded ink cartridges. The user is presented by the display unit with the option of (a) refilling a used cartridge, (b) purchasing a filled cartridge, or (c) returning a used cartridge in exchange for a purchase rebate or a discount voucher. When the user selects the option of refilling, the vending machine executes a refilling subroutine which includes checking the nozzle health.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Time-Series Forecasting]]></title>
<link>http://www.freepatentsonline.com/20080097802.html</link>
<description><![CDATA[A forecasting system is regulated with time-series data. The context of the time-series data is determined by one or more parameters encapsulated within a forecast data type, the forecast data type being arranged to present the time-series data in a generic form (independent of any context information) to a forecasting algorithm of the forecasting system. The time-series data is encapsulated to enable the forecasting algorithm to generate a forecast for the time-series dependent on such context. The time-series data is retrieved using a generic forecast data type object arranged to provide the time-series in the predetermined context. The context presented by the fore-cast data type is capable of changing by the fore-cast data type representing a variable number and type of parameters to the forecasting system without requiring the forecasting system to be re-configured to provide the forecast over the time-series data.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEM AND METHOD FOR CREATING A CUSTOMER ACCOUNT]]></title>
<link>http://www.freepatentsonline.com/20080097896.html</link>
<description><![CDATA[An electronic auction system may include a bid validator connected between a network and a customer database. The example bid validator may receive bid information from a customer over the network. The example bid validator may use the bid information to detect whether the customer database includes a customer record for the customer. If no customer record is found in the customer database, the example bid validator may initiate creation of a new customer record and place it in the customer database.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Transaction processing method]]></title>
<link>http://www.freepatentsonline.com/20080097805.html</link>
<description><![CDATA[The transaction processing method is a computer-implemented method capable of logging events related to a consumer at a point of transaction. The event logging is performed at a transaction processing center. The transaction processing center can log such events as: receipts generated by a plurality of merchants doing business with the consumer; cash transactions generated at a plurality of cash transaction venues visited by the consumer; credit transactions generated by a plurality of creditors of the consumer; and non-financial events associated with the consumer. The events are reported to the transaction processing center by a plurality of associate members who contract with the center to provide the data. For each consumer, the event data can be stored in journal format on a server and made available for search, retrieval, display, and documentation by consumers who sign up to receive their journal information.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[System and Method for Building and Manipulating a Centralized Measurement Value Database]]></title>
<link>http://www.freepatentsonline.com/20080097794.html</link>
<description><![CDATA[A system and method for building and/or manipulating a centralized medical image quantitative information database aid in diagnosing diseases, identifying prevalence of diseases, and analyzing market penetration data and efficacy of different drugs. In one embodiment, the diseases are bone-related, such as osteoporosis and osteoarthritis. Subjects' medical images, personal and treatment information are obtained at information collection terminals, for example, at medical and/or dental facilities, and are transferred to a central database, either directly or through a system server. Quantitative information is derived from the medical images, and stored in a central database, associated with subjects' personal and treatment information. Authorized users, such as medical officials and/or pharmaceutical companies, can access the database, either directly or through the central server, to diagnose diseases and perform statistical analysis on the stored data. Decisions can be made regarding marketing of drugs for treating the diseases in question, based on analysis of efficacy, market penetration, and performance of competitive drugs.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[System and method for adjusting the behavior of an application based on the DRM status of the application]]></title>
<link>http://www.freepatentsonline.com/20080097922.html</link>
<description><![CDATA[A system and method by which an application is capable of accessing its own DRM information stored in a content-agnostic DRM system. By being able to access its own DRM information, the application is able to improve the overall user experience by, among other things, making DRM-related information available to the user and providing potential options to the user which may not have been previously available.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEM AND METHODS FOR PROPOSING FUTURE ITEMS CONTINGENT UPON THRESHOLD DEMAND]]></title>
<link>http://www.freepatentsonline.com/20080097825.html</link>
<description><![CDATA[The present invention relates to predicting, measuring, and/or guaranteeing demand for a contingent or hypothetical future item and, based upon that demand, determining whether or not to actually produce the future item. In particular, the present invention measures such demand via contingent event certificates and associated marketplaces.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEM AND METHOD FOR OPTIMIZING ADVERTISEMENT CAMPAIGNS ACCORDING TO ADVERTISER SPECIFIED BUSINESS OBJECTIVES]]></title>
<link>http://www.freepatentsonline.com/20080097813.html</link>
<description><![CDATA[The present invention relates to methods, systems, and computer readable media comprising instructions for generating a media plan for distributing one or more advertisements comprising an advertisement campaign. The method of the present invention comprises retrieving one or more advertiser specified business objectives for the advertisement campaign and retrieving an advertiser specified budget, as well as an advertiser specified budget allowance for the advertisement campaign. One or more relative values are identified for one or more advertising metrics based upon the one or more advertiser specified business objectives for the advertisement campaign. A score is generated for each of the one or more advertisements comprising the advertisement campaign based upon the one or more relative values and the one or more advertisements comprising the advertisement campaign are sorted based upon the generated scores. One or more of the advertisements are thereafter selected for inclusion in a media plan for distributing the advertisements until the advertiser specified budget has been exhausted. One or more additional advertisements are thereafter selected for inclusion in the media plan for distributing the advertisements until the advertiser specified budget allowance is exceeded or until the advertiser specified business objectives have been obtained.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[ELECTRONIC DOCUMENT EXECUTION]]></title>
<link>http://www.freepatentsonline.com/20080097777.html</link>
<description><![CDATA[An electronic document execution system is provided. In one implementation, a method of executing a transaction includes creating a transaction document object populated with transaction document data and incorporating a signature image capture component; capturing a signature image via the signature image capture component of a party to the transaction document; storing the signature image associated with the transaction document object as transaction agreement data; and locking at least a portion of the transaction document data including the signature image responsive to the capturing operation. In another implementation, a system for creating and processing documents for execution includes a server comprising a document repository, the document repository comprising at least one transaction object populated with transaction document data and incorporating a signature image capture component, wherein the server executes the signature image capture component to capture a signature image received, stores the signature image in the document repository with the transaction document data, and locks at least a portion of the transaction document data responsive to capturing the signature image]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Methods, systems, and products for providing communications services]]></title>
<link>http://www.freepatentsonline.com/20080097929.html</link>
<description><![CDATA[Methods, systems, and products are disclosed for providing communications services. One method receiving at a service provider a user's request for communications service. The user is permitted to negotiate with other service providers to fulfill the request for communications service.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[System and method for optimizing the use of credit resources]]></title>
<link>http://www.freepatentsonline.com/20080097882.html</link>
<description><![CDATA[A system and method is provided for optimizing the use of credit resources. A financial system includes a database which stores customer credit/debit account information and use-consequence preference information. A master financial card is issued to the customer for all credit transactions. A host server receives information regarding the use of the master financial card and communicates with the database of information to decide the optimum credit card/account to which the purchase is to be applied.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEM AND METHOD FOR CALCULATING REAL-TIME COSTING INFORMATION]]></title>
<link>http://www.freepatentsonline.com/20080097933.html</link>
<description><![CDATA[Real-time costing information is provided by a central knowledge base in communication with a database. The central knowledge base provides an application programming interface (API) through which queries are run on the content in the database. The database content includes a harmonized system (HS) module holding an HS tree unified across multiple countries, a tariffs module holding tariffs applicable to goods classified in the unified HS tree, and a freight rates module holding rules and data for calculating freight rates for a shipment of goods. A knowledge workbench includes a catalog harmonizer that enables goods in a catalog to be harmonized according to one or more countries' HS trees and the results to be stored in the database. An applications server provides applications for generating queries for costing information, such as landed cost estimates, analyzing the results.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[REFERENCE PRICE FRAMEWORK]]></title>
<link>http://www.freepatentsonline.com/20080097886.html</link>
<description><![CDATA[A method of computer-assisted price modeling is provided, which uses a reference price to assist in evaluating discretionary pricing of transactional services provided (i) by a professional among his own transactions or (ii) by a target professional among others' transactions. A universe of pricing episode data is segmented into groupings based on price predictive parameters. These data are then arranged in each grouping according to price. A reference price is determined within each grouping based on a predetermined level, rank or percentile. This reference price can then be used to evaluate the pricing episode data and provide various calculations or comparisons, including the revenue opportunity that could have been obtained by pricing at the reference price.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Employment sourcing system]]></title>
<link>http://www.freepatentsonline.com/20080097781.html</link>
<description><![CDATA[An automated system and method for storing information from employment seeking candidates, evaluating each candidate's job-related qualifications based on criteria set by the employer, quickly eliminating unqualified candidates, and tracking the source that referred the candidate.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[System and Method of Managing Workflow for Express Creation and Initialization of Merchant Accounts]]></title>
<link>http://www.freepatentsonline.com/20080097810.html</link>
<description><![CDATA[A credit card processing system uses an express processing module to create and initialize merchant accounts. The credit card processing system includes a merchant, bank, and credit card association which are connected by electronic communication links. The express processing module uses a plurality of data entry screens to compile and format merchant data for transmission to the bank which in turn opens the merchant accounts upon completion and approval of all data requirements. The express processing module further manages workflow of the applications for each of the plurality of merchants by tracking data entry progress and assigning resources to complete the applications and meet requirements for creation and initialization of the merchant accounts. The express processing module uses a plurality of web services handlers to interface with external systems to handle requests for information.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[ANALOGY BASED UPDATES FOR RAPID DEVELOPMENT OF DATA PROCESSING RESULTS]]></title>
<link>http://www.freepatentsonline.com/20080097816.html</link>
<description><![CDATA[A method of creating an analogous workflow is provided. A first workflow is received at a first device, the first workflow including a plurality of first modules that are connected. A second workflow is received at the first device, the second workflow including a plurality of second modules that are connected. A third workflow is received at the first device, the third workflow including a plurality of third modules that are connected. An analogy workflow is determined based on a difference between the received first workflow and the received second workflow. The determined analogy workflow is applied to the received third workflow to define a fourth workflow. The defined fourth workflow is presented to a user at the first device. A method of identifying a workflow of a plurality of workflows is provided. A query workflow is received at a first device, which includes a plurality of modules that are connected. A workflow is identified of a plurality of workflows, the identified workflow at least partially matching the received query workflow. The identified workflow is presented to a user at the first device.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEMS AND METHODS FOR RECEIVING AND SPONSORING MEDIA CONTENT]]></title>
<link>http://www.freepatentsonline.com/20080097863.html</link>
<description><![CDATA[A method and system of sponsoring a media item is disclosed herein. A media item is received from a submitter. The media item is published for consumer access. Requests for the media item are received from media consumers. A number of consumer requests for the media item is counted. A determination is made as to whether the number of consumer requests for the media item is higher than a predetermined threshold of popularity. If the number of consumer requests for the media item is determined to be higher than the predetermined threshold of popularity, the media item is sponsored on a webcast station.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEMS AND METHODS FOR PROVIDING CUSTOMER FEEDBACK]]></title>
<link>http://www.freepatentsonline.com/20080097769.html</link>
<description><![CDATA[Methods and systems of customer feedback include collecting customer feedback while the customer is physically located in a retail environment, transmitting the customer feedback through a wireless communication facility to a data processing facility, wherein the data processing facility automatically compares the customer feedback to at least one threshold value in accordance to a business rule to determine an alert action, and communicating a message to an employee of an enterprise associated with the retail environment. Customer feedback is also collected by a payment transaction facility including a touch screen display adapted to present transaction information and receive a signature. A customer query is presented on the touch screen display along with selectable answers to collect customer feedback.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[AUTOMATED CLUSTERING OF RECORDS, BIASED BY SUPERVISED CLASSIFICATION PROCESSING]]></title>
<link>http://www.freepatentsonline.com/20080097820.html</link>
<description><![CDATA[An unsupervised classification approach is improved by imposing some order into the treatment of the records and their attributes, which otherwise would be treated as random variables. A method is provided to identify particular attributes that are most associated with the “good” records within each of the plurality of groups of records within a data set. Based on a supervised scoring method, the records of the data set are processed to indicate their measure of “goodness”. There are various ways by which the records can be processed to indicate a bias during unsupervised clustering processing.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Method and System for Creating and Processing Rental Vehicle Reservations Using Vouchers]]></title>
<link>http://www.freepatentsonline.com/20080097798.html</link>
<description><![CDATA[Systems and methods are disclosed herein for creating and managing rental vehicle reservations. According to one embodiment, a system is disclosed for creating and managing a rental vehicle reservation, the system comprising: (a) a user computer, and (b) a reservation computer system that is in communication with the user computer via a network, and wherein the reservation computer system is configured to accept input from a user of the user computer over the network to create a pended rental vehicle reservation for storage and processing by the reservation computer system. The inventors herein believe that the ability of a reservation computer system to maintain such a pended status for rental vehicle reservations is particularly useful in connection with processing vouchers for replacement rental vehicles.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Access housing]]></title>
<link>http://www.freepatentsonline.com/20080097935.html</link>
<description><![CDATA[The Applicant has invented a business model to supply housing with telecommunication and internet services supplemented with education and career training.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[CLUSTER OF CORRELATED MEDICAL CLAIMS IN AN EPISODE TREATMENT GROUP]]></title>
<link>http://www.freepatentsonline.com/20080097788.html</link>
<description><![CDATA[A computer-implemented method for profiling medical claims to assist health care managers in determining the cost-efficiency and service quality of health care providers. The method allows an objective means for measuring and quantifying health care services. An episode treatment group (ETG) is a patient classification unit, which defines groups that are clinically homogenous (similar cause of illness and treatment) and statistically stable. The ETG grouper methodology uses service or segment-level claim data as input data and assigns each service to the appropriate episode. The program identifies concurrent and recurrent episodes, flags records, creates new groupings, shifts groupings for changed conditions, selects the most recent claims, resets windows, makes a determination if the provider is an independent lab and continues to collect information until an absence of treatment is detected.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[METHOD AND SYSTEM FOR PRINTING INFORMATION RELATED TO INTERNET ADVERTISEMENTS]]></title>
<link>http://www.freepatentsonline.com/20080097837.html</link>
<description><![CDATA[A method and system for placing an excitable icon in or next to a screen Internet advertisement offering users the ability to print information related to the advertised product or service, which could consist of, but is not limited to, a marketing brochure or coupon. The method and system performs these tasks without noticeably altering the appearance of the web page on which the screen Internet advertisement and button are placed, opening a new browser window for the information to be displayed or redirecting the browser to the advertiser's web page.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[System and Method for Administering Customized Affinity and Rewards Programs]]></title>
<link>http://www.freepatentsonline.com/20080097850.html</link>
<description><![CDATA[A system and method for administering customized affinity and rewards programs enables businesses to consolidate, deploy and administer a variety of customizable and integrated affinity programs and reward points programs for their customers and/or employees. Using the system, businesses and other entities (“business partners”) may design, implement and manage both rewards and affinity programs for its employees and/or customers (“participants”). Customer service may be provided for access to the system both by each business partner and participant. Reporting, system access, and data analysis is also provided to enable the business partners and third parties, to assess the status of the programs, for example, to assess whether the programs are meeting defined goals and objectives of the business or the fulfillment provider. Data may be obtained from one or more third party sources, for example, through a data ETL process or via web service integration. One or more system administrators may also be provided to perform administrative functions, such as monitoring operation of the system and assessing the quality of service provided by the system to the business partners and their participants as well as to the fulfillment providers. Electronic lead messages may be generated by customer service and automatically provided to the associated business partners.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[System and method for automated management of purchase in self-service-type sales point]]></title>
<link>http://www.freepatentsonline.com/20080097862.html</link>
<description><![CDATA[In a system for automated management of purchase in a self-service-type sales point, a system management host, at least one trolley, and a plurality of different products are provided in the sales point. The products are individually provided with a barcode, and the trolley is assigned a specific certification number. The trolley is provided with a trolley terminal having a barcode reader and a scale connected thereto for scanning the barcode on a purchased product and weighting the purchased product positioned in the trolley, so that a barcode data and a weight data are obtained. The system management host includes a merchandise databank for storing the barcode data of all products displayed in the sales point, and a purchase record memory for storing a purchase record generated by a microcontroller in the host each time a purchased product is scanned and positioned in the trolley.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Method Of Lowering The Computational Overhead Involved In Money Management For Systematic Multi-Strategy Hedge Funds]]></title>
<link>http://www.freepatentsonline.com/20080097884.html</link>
<description><![CDATA[A data representation is deployed that comprises instances of a software object implementing a particular systematic trading strategy; there are multiple such instances (‘strategy instances’), each corresponding to a different trading strategy, with a strategy instance being paired with a tradable instrument. The method comprises the steps of: (a) each strategy instance providing an estimate of its returns; (b) using Bayesian inference to assess predefined characteristics of each estimate; (c) allocating capital to specific strategy instance/instrument pairings depending on the estimated returns and the associated characteristics. The object based representation is both flexible and powerful; because it directly supports a Bayesian inference, it is functionally better than known approaches because it allows characteristics, such as the reliability of the return estimates to be quantified and modelled and the accuracy of the return estimates to be improved.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Systems and Methods to Provide Voice Connections via Local Telephone Numbers]]></title>
<link>http://www.freepatentsonline.com/20080097845.html</link>
<description><![CDATA[Methods and apparatuses to dynamically allocate location dependent telephone numbers to facilitate voice connections between people. One embodiment includes: responsive to a request from a user, selecting a telephone number from a plurality of telephone numbers of a connection server to match a location indicator of the request; embedding the telephone number in an advertisement, the telephone number to be used by the user to initiate a telephone call to the connection server for further connection to an advertiser of the advertisement; and providing the advertisement with the telephone number of the connection server as a response to the request. In one embodiment, responsive to receiving the telephone call at the telephone number of the connection server from the user, whether to play a prompt message to the user is determined based at least in part on statistic data about telephone calls collected at the connection server.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Method Of Collecting And Distributing Information And Sorting By Bid Price Using Wireless Communication Terminal]]></title>
<link>http://www.freepatentsonline.com/20080097916.html</link>
<description><![CDATA[The present invention relates to a method of collecting and distributing information and sorting by bid price using wireless communication terminal, to resolve a problem of the prior art that the process of learning information related to advertisements or commodities for a user is cumbersome. The system of the present invention is comprised of: an information inputting system, an information storing system, an information verifying system, a searching system, a sorting system, a replying system, a wireless communication terminal, a barcode identifying system, in which the information inputting system, the information storing system, the information verifying system, the searching system, the sorting system and the replying system may run on a same server or run on different machines separately, and the wireless communication terminal should also include a decoding system, a responding system and a displaying system. The method of the present invention acquires bar code information on an information carrier by the wireless communication terminal, and acquires result information sorted by click payment.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEMS AND METHODS FOR MONITORING AND CONTROLLING BUSINESS LEVEL SERVICE LEVEL AGREEMENTS]]></title>
<link>http://www.freepatentsonline.com/20080097807.html</link>
<description><![CDATA[Systems and methods for monitoring and controlling business level SLAs (Service level Agreements), and more particularly, systems and method for monitoring and controlling business level SLAs using probe points, KPIs (Key Performance Indicators) and business commitments. An XML (extensible Markup Language)-based specification referred to as BPCL (Business Process Commitment Language) is used to describe business commitments. BPCL specifications are used by a business process management (BPM) system to configure, monitor, and control business processes based on business commitments. Business Commitments and BPCL provide a path toward model-based management for dynamic e-business solutions.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Method and System for Campaign Management]]></title>
<link>http://www.freepatentsonline.com/20080097926.html</link>
<description><![CDATA[Campaign-production management is performed for a plurality of campaigns on at least a primary server or a secondary server. The plurality of campaigns is processed on the primary server. The contents of the plurality of campaigns are synchronized between the primary server and the secondary server. On failure of the primary server, processing of the plurality of campaigns is transferred to the secondary server. Further, the failback of the processing of the campaigns is performed on the primary server.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEM AND METHOD FOR DEVELOPING AND MANAGING A MANUFACTURING PROCESS]]></title>
<link>http://www.freepatentsonline.com/20080097804.html</link>
<description><![CDATA[A method for developing and managing a manufacturing process may include presenting a graphical user interface to define a project for developing and managing the manufacturing process for a product and storing the data entered to define the project in a database. The method may also include presenting a graphical user interface to at least one process development participant for entering data related to developing and managing the manufacturing process and storing the data related to developing and managing the manufacturing process in the database. The method may further include presenting selected data related to developing and managing the manufacturing process. In accordance with another embodiment of the present invention, a quality assurance system may be associated with the manufacturing process. The method may also include developing and managing the manufacturing process and the quality assurance system which may be integrated in the manufacturing process.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[AUTOMATED MERCHANDISING NETWORK SYSTEM]]></title>
<link>http://www.freepatentsonline.com/20080097842.html</link>
<description><![CDATA[An automated network merchandising system provides a platform for delivering relevant retail offers to interested consumers online. A backend content pipeline analyzes and processes delivered catalog content into a merchandisable universe of products (MUP). On a user-facing end, corner stores—ad units appearing on pages of publishers' web sites—display offers from the MUP. Publishers deploy store scripts to their web pages. The script runs in the user's browser, causing display of an interactive ad unit featuring product offers. An adaptive targeting engine produces targeted product offers based on the ad's display context, including at least user data, page analysis and geographic location. A targeting console allows marketers to specify campaigns targeted to particular corner store ad contexts. Campaigns are defined by combinations of product categories, merchants, price ranges and key words. A store builder allows publishers to specify campaigns to be displayed to web site visitors.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Transaction management system]]></title>
<link>http://www.freepatentsonline.com/20080097898.html</link>
<description><![CDATA[The present invention is directed towards methods, apparatuses, and systems for facilitating and enhancing processes associated with financial transactions. The present invention monitors and manages transaction-level work flows, and facilitates coordination of the tasks and operations associated with financial transactions. Embodiments of the present invention also allow for automation of various deal management, collateral analysis and due diligence processes associated with financial transactions. In one embodiment, the present invention facilitates tasks and processes associated with the purchase and sale of whole loans.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Method, system and apparatus for increasing the deposit-based assets of banking institutions subject to fractional-reserve banking]]></title>
<link>http://www.freepatentsonline.com/20080097900.html</link>
<description><![CDATA[A system, method and apparatus for increasing the asset base of a banking institution having a first and second account captive therein for fractional-reserve banking, having a portable device for encrypted containment of currency amounts linked to the first account at the banking institution and enabled to perform commercial transactions that affect the balance of the first account; a node device for encrypted containment of currency amounts linked to the second account at the banking institution and enabled to perform commercial transactions that affect the balance of the second account; an encrypted interface between the portable device and the node device for communication therebetween to accurately affect a commercial transaction between in which there is a credit to one and a debit to the other; such that by transacting a commercial transaction between the two devices one of the accounts is debited for the transaction a specific amount and the other account is credited the specific amount debited commensurate with the commercial transaction; and communication of the transaction to the banking institution such that the balances of each respective account are properly credited and debited in accordance with the commercial transaction. The accounts and transactions are based on fractional currency, resembling but replacing metallic currency (coinage). The apparatus of claim  10 , wherein the portable device means comprises a microprocessor, display means for displaying said balance and communications with an operator of the device, operator interface means for entering and receiving transaction related and balance related data, power, memory, and wireless communication means for communicating with the banking institution and node device.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[ONLINE SYSTEM AND METHOD FOR DYNAMIC SEGMENTATION AND CONTENT PRESENTATION]]></title>
<link>http://www.freepatentsonline.com/20080097832.html</link>
<description><![CDATA[An on-line system and method assembles, stores, and administers all of a company's merchandising content in a single location, and optimizes the effectiveness of the content by determining the content and format most likely to be of interest to the consumer. Generally, a merchant sets up at least one campaign in the system, by generating various objects and/or resources comprising merchandising content. The merchant and/or its advertiser then establishes a set of rules which are applied to determine the objects and resources of the campaign to be distributed to a consumer, based on various circumstances and scenarios. When the consumer interacts with the system, the system determines dynamically the merchandising content to be sent to the consumer by processing data corresponding to the consumer, the consumer's computer system and environmental and geographical data.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEMS AND METHODS FOR REDEEMING REWARDS ASSOCIATED WITH ACCOUNTS]]></title>
<link>http://www.freepatentsonline.com/20080097856.html</link>
<description><![CDATA[Among other things, the present invention provides systems and methods for fulfilling reward redemptions. In some cases, the systems and methods receive redemption requests associated with an account. The redemption request can be satisfied from a reward associated with the account, or by accessing a reward associated with another account. Redeeming a reward from another account can involve transferring value from one account to another, or grouping the related accounts and allowing members of the group to perform the settlement function. Various of the systems and method further provide for performing automatic reward redemptions, either by an entity maintaining the account to which the reward is associated, or through use of a fulfillment entity.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[ADVERTISEMENT PRESENTMENT IN AN ELECTRONIC DEVICE]]></title>
<link>http://www.freepatentsonline.com/20080097836.html</link>
<description><![CDATA[A method including receiving at least one advertisement in a device and presenting a first information of at least one advertisement in response to the device being activated from an idle state.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[DEMAND AGGREGATION FOR FUTURE ITEMS CONTINGENT UPON THRESHOLD DEMAND]]></title>
<link>http://www.freepatentsonline.com/20080097826.html</link>
<description><![CDATA[The present invention relates to predicting, measuring, and/or guaranteeing demand for a contingent or hypothetical future item and, based upon that demand, determining whether or not to actually produce the future item. In particular, the present invention measures such demand via contingent event certificates and associated marketplaces.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[TRADING SYSTEM WITH INTERNAL ORDER MATCHING]]></title>
<link>http://www.freepatentsonline.com/20080097893.html</link>
<description><![CDATA[Presented is a computer-based system for exchange order routing over a communication network which includes a client terminal configured to provide an end-user interface between the client terminal and a first server, the interface providing a template for building an order routing strategy including a stipulation string, and to submit one or more orders and the order routing strategy to the first server. A program executable within the communication network to implement the routing strategy by crossing the order on a first electronic exchange, and placing order liquidity on respective second electronic exchanges. A method implements the order routing strategy by receiving an order and a routing strategy containing a stipulation string having parameters of predetermined criteria, a first phase order processing allocates a first order quantity to a crossing location, a second phase order processing allocates a second order quantity to an idle location.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[CONTINGENCY-BASED OPTIONS AND FUTURES FOR CONTINGENT TRAVEL ACCOMMODATIONS]]></title>
<link>http://www.freepatentsonline.com/20080097869.html</link>
<description><![CDATA[Disclosed herein is a system for allowing a remote user to purchase, over a distributed computer network (e.g., the Internet), an option for a ticket and/or accommodations for a ‘contingent event”, e.g., an event which is certain to occur but for which the participants, content and/or location(s) are not predetermined. For instance, the subject system can be used to sell options for the purchase of tickets to such contingent events such as playoff games on the basis of what teams qualify, or all-star game.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Succession Success Probability Assessment System and Associated Methods]]></title>
<link>http://www.freepatentsonline.com/20080097776.html</link>
<description><![CDATA[A system and method for delivering an assessment to individuals currently having an involvement in and those potentially acquiring an involvement in the management of an established business are provided. The system and method include an assessment of a plurality of factors that have been shown to influence the success of a business management transition, an analysis of the assessment, and a reporting of the analysis to the client. By subdividing the assessment and analysis into the plurality of factors, each can be prioritized, addressed independently and remediated as deemed necessary. In a particular embodiment, the succession success assessment and report can be delivered online.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Method And System For Monitoring Transaction Based System]]></title>
<link>http://www.freepatentsonline.com/20080097801.html</link>
<description><![CDATA[1. A method for monitoring transaction based systems monitoring their system resource and transaction performance data with thresholds on metrics, said method comprising the steps of collecting system resource data and transaction performance data on a period basis and each time a transaction performance metric is passed, triggering the collection of the system resource and storing an identifier correlating the transaction performance data and the system resource data; merging the collected system resource and transaction performance data; calculating the mean value for each system resource or transaction performance metric of merged data; identifying the metrics for which there is a significant difference between mean value obtained with triggering or without triggering; according to the identified metric mean value, calculating new thresholds of system resource metrics to be used for monitoring. The steps of the method are repeated as many times as necessary for a good training of the system monitoring. Alternatively, the method can be applied to a service offering distributed environment wherein the servers collect locally monitoring data, sending it for further processing on a manager server which sends back the new resource monitoring inputs.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Method for Providing Protected Audio/Video Content]]></title>
<link>http://www.freepatentsonline.com/20080097919.html</link>
<description><![CDATA[A method for providing protected content, wherein content usage rights information and/or usage state information is embedded into obtained primary data that serves as a basis for a content item to be provided thereby providing the primary data with the embedded content usage rights information and/or usage state information as the content item.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[System and method for preference-based account enrollment]]></title>
<link>http://www.freepatentsonline.com/20080097783.html</link>
<description><![CDATA[The present invention relates to an on-line, interactive, and fully integrated feature-based account enrollment management program that monitors, evaluates, acquires, activates, and manages accounts and executes functions to acquire, activate, and make available account structures for users by discovering, applying, managing, and automating appropriate acquisition and administration actions.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Day Part Frame Criteria]]></title>
<link>http://www.freepatentsonline.com/20080097848.html</link>
<description><![CDATA[A system and method for distributing target advertising content to various electronic displays in a network of electronic displays. The invention discloses the technique of partitioning the electronic displays, partitioned both by geography and time, and providing an associated loop policy and frame criteria rules for each frame. The loop policy specifies a time period for repeating advertising content, and can optionally allow loop undersaturation and loop oversaturation for particular advertising messages. Frame criteria rules are disclosed that identify and describe allowable conditions that must be satisfied before a message is displayed, thus allowing advertisements, inappropriate for a particular frame at a particular time to be blocked.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Dynamic Force Management System]]></title>
<link>http://www.freepatentsonline.com/20080097819.html</link>
<description><![CDATA[Systems and methods for dynamic allocation of agents for a network, which in one embodiment among many, can be broadly summarized by a representative method of receiving network data for a given time interval, where the network data is related to calls between users of the network and agents having agent-profiles that worked during the first time interval; determining a desired number of agents to work during another time interval based at least in part on the profiles of the agents that worked in the network during the given time interval; and assigning a group of agents to work during the other time interval, where the number of agents in the group is equal to the desired number. Another embodiment can be described as a dynamic agent allocator system that has logic configured to receive network data for a given time interval, where the network data is related to calls between users of the network and agents having agent-profiles that worked during the first time interval; logic configured to determine a desired number of agents to work during another time interval based at least in part on the profiles of the agents that worked in the network during the given time interval; and logic configure to assign a group of agents to work during the other time interval, where the number of agents in the group is equal to the desired number.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[NON-DISCLOSURE BOND FOR DETERRING UNAUTHORIZED DISCLOSURE AND OTHER MISUSE OF INTELLECTUAL PROPERTY]]></title>
<link>http://www.freepatentsonline.com/20080097773.html</link>
<description><![CDATA[The invention in some embodiments comprises a non-disclosure bond that deters a receiving party from disclosing confidential information and/or compensates a disclosing party in the event the receiving party discloses the confidential information.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Livestock management systems and methods]]></title>
<link>http://www.freepatentsonline.com/20080097809.html</link>
<description><![CDATA[This invention relates to systems and methods for managing livestock, such as cattle, from conception to consumption. More particularly, this invention relates to systems and methods in which users, such as producers, feedlot managers, packers, buyers, sellers, and consumers, are brought together through shared information and improved communication. Users may access one or more applications, tools, and/or systems to increase the value of each animal, monitor and track each animal, and improve the efficiency of their operation.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Method for Managing Markets for Commodities Using Fractional Forward Derivative]]></title>
<link>http://www.freepatentsonline.com/20080097888.html</link>
<description><![CDATA[A fractional forward contract provides a financial instrument for managing trading of commodities that have variable and unpredictable availability at future dates by apportioning risk between parties ( 100, 170 ) by providing for parties ( 100, 170 ) to buy and sell a specified fraction of a commodity that the supplier ( 100 ) has in his inventory on a specific date, rather than a specified quantity. Trading is managed by a trading exchange or clearinghouse ( 130 ) via a computer network ( 120 ). The fractional forward contract provides a method for managing a market for a perishable commodity harvested from the wild by establishing a total allowable quantity of the perishable commodity that can be harvested over a pre-determined time period, permitting the harvester to contract for sale of some fraction of the actual harvest at a guaranteed price at a future date.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Methods for employing temporary time zones and predictive locations and systems thereof]]></title>
<link>http://www.freepatentsonline.com/20080097815.html</link>
<description><![CDATA[A method, system, and computer readable medium for enabling a user within an application to select a time zone for a temporary period of time include selecting a temporary time zone having a start time and an end time, and changing a time of events that fall within the temporary time zone.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEM AND METHOD FOR PROVIDING ABSORBENT PAPER PRODUCTS AND PACKAGING THEREFOR HAVING COORDINATED CONSUMER-SPECIFIED FEATURES]]></title>
<link>http://www.freepatentsonline.com/20080097875.html</link>
<description><![CDATA[Methods and systems by which a consumer may select or specify coordinated features of an absorbent paper product and its packaging, such as a facial tissue or paper towel product, and then receive an absorbent paper product and packaging having the coordinated features selected or specified by the consumer.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Method and system of publishing campaign data]]></title>
<link>http://www.freepatentsonline.com/20080097928.html</link>
<description><![CDATA[One embodiment of the invention provides a method of publishing campaign metadata from a database to a plurality of channel systems, the method includes: querying the database to select campaign metadata ready for publishing to a target channel system; selecting the target channel system from a plurality of channel systems based on an target indicating attribute of the campaign metadata; determining whether the target channel system has a SOAP enabled webservice API or whether the target channel system only accepts HTTP posts; if the target channel system has a SOAP enabled webservice API, packaging the campaign metadata as an XML message object; if the target channel system only accepts HTTP posts, packaging the campaign metadata as an HTML request; and transferring the packaged campaign metadata to the target channel system.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[CONTINGENCY-BASED OPTIONS AND FUTURES FOR CONTINGENT TRAVEL ACCOMMODATIONS]]></title>
<link>http://www.freepatentsonline.com/20080097870.html</link>
<description><![CDATA[Disclosed herein is a system for allowing a remote user to purchase, over a distributed computer network (e.g., the Internet), an option for a ticket and/or accommodations for a ‘contingent event”, e.g., an event which is certain to occur but for which the participants, content and/or location(s) are not predetermined. For instance, the subject system can be used to sell options for the purchase of tickets to such contingent events such as playoff games on the basis of what teams qualify, or all-star game.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEM AND METHOD FOR AUTOMATIC PAYMENT OF ESTIMATED TAX DUE]]></title>
<link>http://www.freepatentsonline.com/20080097878.html</link>
<description><![CDATA[Embodiments of the present invention may provide a method and system for accepting financial information from a customer for generating an estimated tax due to the taxing authority and a date by which the estimated tax is due, and periodically impounding an amount of money from an account held by the customer, where each amount impounded is less than the estimated tax and the combined value of the amounts impounded by the date substantially match the estimated tax.]]></description>
<pubDate>April 24, 2008</pubDate>
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<item>
<title><![CDATA[Visualization of future value predictions and supporting factors for real estate by block]]></title>
<link>http://www.freepatentsonline.com/20080097768.html</link>
<description><![CDATA[Methods and systems for block level visual presentation of real estate forecasts and related statistical confidence indicators and supporting factors. The visual presentations build upon a data set comprising block level future value predictions, statistical confidence indicators and supporting factors. A map of a user selected geographical area is visually marked to distinguish blocks or block groups based on their future value predictions. Additional overlay information includes statistical confidence indicators associated with the future value predictions, as well as presentation of supporting factors representing “reasons” behind the predictions. Visualizations allow user interactions, thereby offering the ability to visually navigate the predictions and supporting factors using tables, graphs and other tools.]]></description>
<pubDate>April 24, 2008</pubDate>
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<item>
<title><![CDATA[Method and apparatus for pricing products in multi-level product and organizational groups]]></title>
<link>http://www.freepatentsonline.com/20080097934.html</link>
<description><![CDATA[The invention organizes various pricing tables and price adjustment tables and various products and purchasing organizations based on “who” (i.e. which purchasing organization) is purchasing “what” (i.e. which product). The invention utilizes a denormalized table to relate the “who” to the “what” using denormalized numbers. The invention further organizes various purchasing organizations and products into hierarchical tables. These hierarchical tables are called organizational groups and product groups. Various price adjustments may be specified for each level of the organizational groups and product groups hierarchies. The price adjustments for a particular purchasing organization are determined by retrieving the price adjustments for that particular purchasing organization as well as the price adjustments for organizational groups above the particular purchasing organization in the organizational groups hierarchy. Likewise, the price adjustments for a particular product are determined by retrieving the price adjustments for that particular product as well as the price adjustments for product groups above the particular product in the product groups hierarchy. The invention sorts the various pricing adjustments applicable to a particular product offered to a particular purchasing group based on several criteria. After the sorting is accomplished the pricing adjustments are applied in sequence to arrive at a final price at which a particular product can be sold to a particular purchasing organization.]]></description>
<pubDate>April 24, 2008</pubDate>
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<item>
<title><![CDATA[COMPUTERIZED METHOD AND SYSTEM FOR SCORE BASED EVALUATION OF CAPITAL MARKET INVESTMENT DECISIONS AND STRATEGIES]]></title>
<link>http://www.freepatentsonline.com/20080097885.html</link>
<description><![CDATA[The disclosed computer-implemented investment management process particularly in the field of high yield corporate bond financial market consists of five distinct process phases. In a first phase, the financial market under evaluation is researched in order to obtain all the market business information necessary for the following market evaluation phases. The next three phases, as marked by the dotted line, are all part of the central evaluation process that will be described in more detail hereinafter. The first evaluation phase is a filtering phase where the market business information obtained from the previous research phase are filtered in order to separate useful information from non-useful information. In a following phase, the filtered business information at first is input to a subscoring process and thereafter to a scoring process. Finally, the obtained evaluation results (scores) are presented to a user in form of a recommendation displayed on a monitor or printed in paper format.]]></description>
<pubDate>April 24, 2008</pubDate>
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<item>
<title><![CDATA[SYSTEMS, METHODS AND COMPUTER PROGRAM PRODUCTS FOR AUTOMATICALLY SENDING A STATUS CHANGE MESSAGE AS A RESULT OF REPAIR SERVICES THAT ARE PERFORMED ON A NETWORK]]></title>
<link>http://www.freepatentsonline.com/20080097780.html</link>
<description><![CDATA[A network administration system includes an Internet-based repair (eRepair) subsystem that is configured to accept customer trouble reports related to a network and to provide customer trouble report status information to customers. The administration system also includes a Work Force and Administration-Control (WFA/C) subsystem that is configured to manage repair services that are performed on the network in response to the customer trouble reports. A repair status update system, method and/or computer program product is configured to automatically send a status change message from the WFA/C subsystem to the eRepair subsystem upon occurrence of a change in a status of a customer trouble report in the WFA/C subsystem as a result of repair services that are performed on the network. The customer trouble report status information is updated in response to receipt of the status change message.]]></description>
<pubDate>April 24, 2008</pubDate>
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<item>
<title><![CDATA[WIRELESS ELECTRONIC COUPONING TECHNIQUE]]></title>
<link>http://www.freepatentsonline.com/20080097855.html</link>
<description><![CDATA[An electronic couponing technique includes transferring coupon information, which may include a coupon ID (identification) to a first portable terminal and storing same therein. The portable terminal displays a representation of the transferred coupon information on a display thereof. The stored coupon information may be transferred from the portable terminal to another terminal for redemption. The stored coupon information may also be transferred from the portable terminal to another portable terminal. Various schemes may be used to transfer the coupon information including a Bluetooth low-range radio link or an optical bar code scanner scanning an optical bar code or an infrared link or a wireless link from the portable terminal. The Internet or wireless LAN (Local Area Network) may also be used in transferring the coupon information to and from the various terminals.]]></description>
<pubDate>April 24, 2008</pubDate>
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<item>
<title><![CDATA[Methods of operating a self-service check depositing terminal to deposit a plurality of checks in a single deposit transaction]]></title>
<link>http://www.freepatentsonline.com/20080097907.html</link>
<description><![CDATA[A method is provided of operating a self-service check depositing terminal having a single-check acceptor. The method comprises receiving a request from a depositor to conduct a check deposit transaction to deposit a plurality of checks, after receiving the request, obtaining an authorization to allow the depositor to conduct the check deposit transaction to deposit the plurality of checks, after obtaining the authorization, sequentially receiving the plurality of checks from the depositor, and after receiving the plurality of checks, providing a single check deposit transaction message to allow the check deposit transaction to be completed.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Systems and methods for advertising]]></title>
<link>http://www.freepatentsonline.com/20080097860.html</link>
<description><![CDATA[Systems and methods for advertising on a computing device are described.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[CONTINGENCY-BASED OPTIONS AND FUTURES FOR CONTINGENT TRAVEL ACCOMMODATIONS]]></title>
<link>http://www.freepatentsonline.com/20080097868.html</link>
<description><![CDATA[Disclosed herein is a system for allowing a remote user to purchase, over a distributed computer network (e.g., the Internet), an option for a ticket and/or accommodations for a “contingent event”, e.g., an event which is certain to occur but for which the participants, content and/or location(s) are not predetermined. For instance, the subject system can be used to sell options for the purchase of tickets to such contingent events such as playoff games on the basis of what teams qualify, or all-star game.]]></description>
<pubDate>April 24, 2008</pubDate>
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<item>
<title><![CDATA[USING A SOFTWARE APPLICATION TO CONFIGURE A FOAM SPRING MATTRESS]]></title>
<link>http://www.freepatentsonline.com/20080097778.html</link>
<description><![CDATA[An aspect of the present invention relates to a method and system of receiving information of a user's support facility comfort requirements; using a software application to determine a proper support facility firmness configuration to match the user's requirement; selecting foam springs with the proper user required firmness as determined by the software application; and configuring the selected foam springs within the support facility to match the user's firmness requirements.]]></description>
<pubDate>April 24, 2008</pubDate>
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<item>
<title><![CDATA[Remote Electronic Transactions]]></title>
<link>http://www.freepatentsonline.com/20080097880.html</link>
<description><![CDATA[Embodiments of the invention relate to a list of entries, each of which is associated with a potential electronic transaction such as a gift purchase. Each entry comprises a plurality of displayable fields including a first field which is selectable to access a remote location, such as a web-server, —for making an electronic transaction and a second field comprising price information concerning the electronic transaction.]]></description>
<pubDate>April 24, 2008</pubDate>
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<item>
<title><![CDATA[System and Method of Express Creation and Initialization of Merchant Accounts]]></title>
<link>http://www.freepatentsonline.com/20080097897.html</link>
<description><![CDATA[A credit card processing system uses an express processing module to create and initialize merchant accounts. The credit card processing system includes a merchant, bank, and credit card association which are connected by electronic communication links. The express processing module uses a plurality of data entry screens to compile and format merchant data for transmission to the bank which in turn opens the merchant accounts upon completion and approval of all data requirements. The express processing module further manages workflow of the applications for each of the plurality of merchants by tracking data entry progress and assigning resources to complete the applications and meet requirements for creation and initialization of the merchant accounts. The express processing module uses a plurality of web services handlers to interface with external systems to handle requests for information.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Rating-based sorting and displaying of reviews]]></title>
<link>http://www.freepatentsonline.com/20080097835.html</link>
<description><![CDATA[A computer system receives customer reviews for a subject, for example, a product, service, or market participant. Each review includes a rating of the subject and a comment about the subject. The rating may be favorable, unfavorable, or intermediate. The system sorts the reviews in a default order, for example, chronologically, and displays the reviews in the default order on a first webpage. The first webpage includes an input for requesting a non-default order of the reviews, for example, in accordance with the ratings of the reviews. The system sorts the reviews in the non-default order, and, when a user activates the input to request the reviews in the non-default order, displays a second webpage with the reviews in the non-default order. The non-default order may require all reviews with less than favorable ratings to be placed ahead of all reviews with favorable ratings. The system may be Internet-based.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Mail advertising addressing system]]></title>
<link>http://www.freepatentsonline.com/20080097841.html</link>
<description><![CDATA[A method of manufacturing an information bearing device comprising manufacturing an information bearing device describing at least one attribute of at least one product or service is disclosed. A facility address is retrieved from a database of establishment locations of the addresses of one or more facilities offering the product or service. In a recipient address of an intended information bearing device recipient is retrieved from a database of information bearing device recipients. A route between the facility address and the recipient address is generated. The route is then applied to the information bearing device.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[E-couponing]]></title>
<link>http://www.freepatentsonline.com/20080097844.html</link>
<description><![CDATA[Handling electronic coupons includes accessing information indicating association of an electronic coupon with an account of a user that identifies multiple retail entities associated with the user. Information indicating association of electronic coupons with the user's account may be transmitted to respective computer systems associated with the multiple retail entities. The computer systems may associate electronic coupons with the user such that the user may redeem the electronic coupons at a retail store upon presentation of a user identifier. When the user redeems an electronic coupon, cancellation information for the electronic coupon may be transmitted to the computer systems of other retail entities associated with the user. Receipt of the cancellation information may cause the respective computer systems to cancel the redeemability of the electronic coupon such that the user is prevented from redeeming the electronic coupon at a retail store associated with the corresponding retail entity.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[SYSTEM AND METHOD FOR MARKETING AND DEVELOPING A CUSTOM SUBSTATION]]></title>
<link>http://www.freepatentsonline.com/20080097800.html</link>
<description><![CDATA[A computer implemented method of marketing an electricity distribution and transmission substation to a customer by a substation vendor. The method includes collecting functional information relating to intended use and location of the substation. The method also includes identifying at least one substation configuration from a database of plural substation configurations, where the identified substation configurations have at least some suitability for satisfying the collected functional information. The identification is made by an expert system that matches the functional information with predetermined characteristics of each of the plural substation configurations.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Method and apparatus for providing digital rights management content and license, and method and apparatus for using digital rights management content]]></title>
<link>http://www.freepatentsonline.com/20080097923.html</link>
<description><![CDATA[A method and apparatus for providing digital rights management (DRM) content and a license, and a method and apparatus for using DRM content are provided. The method of providing DRM content and a license includes selecting usage conditions for content; transforming the usage conditions into a secure database (DB); and adding the secure DB to a license. The method of using DRM content generated by applying DRM includes searching for a license corresponding to the DRM content; authenticating a user who wants to use the DRM content; extracting usage conditions included in the license by using a secure DB agent, and confirming whether or not an action desired to be performed by the user satisfies the usage conditions; and if the action desired to be performed by the user satisfies the usage conditions, using the DRM content according to the action.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[METHODS, SYSTEMS, AND COMPUTER PROGRAM PRODUCTS FOR IMPLEMENTING A REUSABLE NEW PRODUCT PLANNING MODEL]]></title>
<link>http://www.freepatentsonline.com/20080097831.html</link>
<description><![CDATA[A system for implementing a reusable new product planning model includes a processor executing a new product forecast application. The new product forecast application implements a method. The method includes gathering historical demand data for products in a product set and determining a launch period for the products, the historical demand data broken down by time periods. For each of the time periods, the method includes determining a transition percentage for each of the products, grouping the percentages by respective launch-based time periods, and averaging the percentages, resulting in an averaged transition range. The method further includes calculating fast and slow transition ranges for each of the launch-based time periods and developing a production plan for a new product by applying one of the transition ranges to the new product before product launch, and allocating a remaining demand percentage to existing products in the product set using the selected transition range.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Service utility pricing model]]></title>
<link>http://www.freepatentsonline.com/20080097932.html</link>
<description><![CDATA[In one embodiment a method comprises a method of determining a price level for a computer-based service utility comprises determining a base price for the service utility, determining a loss premium for the service utility, and adding the loss premium to the base price level.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Client Account and Information Management System and Method]]></title>
<link>http://www.freepatentsonline.com/20080097818.html</link>
<description><![CDATA[An information repository and management system for data regarding a client base which integrates a plurality of information types including database records, word processor files, e-mail, other hyperlinked documents, web pages and web sites. Implemented as a database application on a web-enabled database server, sales and marketing team members may access the system through an intranet or remotely through an Internet. Portions of the database may be extracted and placed on a portable computing device for traveling purposes. The extracted database can be later synchronized with the central database upon return of a sales and marketing team member from a meeting or business trip. Links and expandable subforms are provided to web sites for stock quoting and client home pages, allowing sales team members to quickly gather information regarding a company's latest news announcements, stock performance, and financial status. Client relationship documents, such as meeting summaries, previous meeting briefing packages, and action item tracking sheets are organized and accessible through the system.]]></description>
<pubDate>April 24, 2008</pubDate>
</item>

<item>
<title><![CDATA[Systems and methods for reducing poverty]]></title>
<link>http://www.freepatentsonline.com/20080097811.html</link>
<description><![CDATA[Systems and methods for generating and monitoring a plan to reduce poverty include identifying market opportunities exploitable by one or more smallholders; generating an intervention plan to assist the smallholders; establishing a supply chain to deliver supplies to the smallholders and establishing a l