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7607006 |
Method for asymmetric security
A method is disclosed for asymmetric security in data communications between two or more nodes. Asymmetric security within data communications refers to sending and receiving messages at different...
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7597249 |
Automated banking machine system with multiple browsers
An automated banking machine ( 12 ) is operative to conduct transactions in response to mark up language documents and TCP/IP messages exchanged with a local computer system ( 14 ) through an...
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7596530 |
Method for internet payments for content
A method, in different embodiments, is provided to construct on-line, off-line, or hybrid internet payment systems that allow a vendor to sell physical or digital products or services to a user....
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7571141 |
Method and system for facilitating payment transactions using access devices
A payment system for facilitating a payment transaction between a payer and a payee is disclosed. The payment system includes a payer access device, a payee access device, and a services hub. The...
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7566002 |
Identity verification systems and methods
Systems and methods are disclosed for verifying customer identifications. In one embodiment, the method comprises receiving, at a transaction gateway, a communication associated with a transaction...
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7555450 |
Process for seeking authorization for present receipt of legal tender and associated system
A process and system for seeking authorization for present receipt of legal tender in a requested amount, including: receiving an input entered through a user interface, the input comprising a...
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7526796 |
Methods and apparatus for securely signing on to a website via a security website
A method of providing a security website and verifying, by the security website, that a device of a user is authorized to access another website when the user attempts to access the another website...
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7512991 |
Methods, systems, signals and media for encouraging users of computer readable content to register
A method and system for encouraging users of computer readable content to register. The method involves embedding in the computer readable content, instruction codes operable to direct a processor...
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7512236 |
System and method for secure mobile commerce
A method and system for secure communications in a mobile commerce system having a pre-defined communications protocol. The method and system are backward compatible, providing reader configured to...
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7490069 |
Anonymous payment with a verification possibility by a defined party
The present invention relates to a method for verifying an anonymous payment by a defined party in a communication system providing a public key infrastructure. The method comprising the steps of...
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7452278 |
Web access to secure data
Controlling access to secure data and services by versatile computers outside a secure environment, which communicates with limited dedicated devices such as game consoles, over a secure network...
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7444674 |
End-to-end security of transactions between a mobile terminal and an internet server at the application level
For end-to-end securing of transactions between a mobile terminal and an Internet server on the application layer, cryptographic transaction identification records, which are directed by the...
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7424460 |
Image ordering system and method
Order data is transmitted from a computer that has been installed at a travel agency to a center server. The order data is transmitted from the server to a photo lab. An order form is printed by an...
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7412423 |
Charging system and charging method
A user, in requesting a service provider to provide predetermined service, sends to a service provider data and signature data created based upon the data. The service provider calculates a fee...
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7389531 |
Method and system to dynamically present a payment gateway for content distributed via a network
A method and system to dynamically present a payment gateway to a content requestor commences when a content distributor receives a request for access to a content item provided by a content...
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7386516 |
System and method for providing secure services over public and private networks using a removable portable computer-readable storage
A system and method provides secure access over public communication lines using encrypted information on a removable, portable storage medium. Information relating to a customer's financial...
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7383573 |
Method for transparently managing outbound traffic from an internal user of a private network destined for a public network
Methods and apparatus for transparently managing outbound traffic from an internal user of a private network destined for a public network are disclosed. Embodiments include a firewall device...
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7376629 |
Method of and system for effecting anonymous credit card purchases over the internet
A transaction system for performing secure transactions over a communication network includes (i) a merchant server system including a computer processor and associated memory, the merchant server...
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7360244 |
Method for authenticating a user access request
A firewall for authenticating a user access request is disclosed. The firewall device may include a proxy process for processing incoming connection requests. The proxy is configured to receive an...
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7346587 |
Intelligent method of order completion in an e-commerce environment based on availability of stored billing information
An intelligent method of e-commerce order completion automatically completes an order using either stored billing information, or information supplied at purchase if none is stored. User sends an...
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7333958 |
Electronic settlement system, settlement management device, store device, client device, data storage device, computer program, and storage medium
An effective electronic settlement system in which the number of checks is small. The electronic settlement system includes a data storage device such as an IC card in which value information is...
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7328191 |
Methods and systems for processing unrestricted stored-value instruments
Methods and systems are provided for processing a stored-value instrument. An unrestricted value associated with the stored-value instrument is authenticated at an instrument-authority system in...
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7328188 |
Dynamic currency conversion for card payment systems
The present invention relates to Card Payment Systems for use in a multi-currency environment. In particular, the present invention provides a system and method for identifying an appropriate...
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7313381 |
Sim based authentication as payment method in public ISP access networks
The invention is a method and system for obtaining connection to a packet data network ( 14 ). The invention includes inputting a user request to a first network ( 10 ) which requests that the user...
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7269847 |
Firewall providing enhanced network security and user transparency
A remote configurator for a gateway device is disclosed. The remote configurator module is operatively disposed in a gateway device for providing network connectivity between a source and...
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7266526 |
Automated banking machine system with multiple browsers
An automated banking machine ( 12 ) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system ( 14 ) through an intranet ( 16 ),...
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7251635 |
Method and apparatus for managing a key management system
A network system for key management, including a server, a key management system providing process logic for key management system management located on the server, a key management system storage...
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7249112 |
System and method for assigning a funding source for a radio frequency identification device
A transponder-reader payment system includes a RFID reader for interrogating a transponder, and a fob including a transponder which is associated with fob data file funded by one or more funding...
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7249111 |
Method of assigning value codes
Method for distribution of value codes configured to be cashed in to obtain credit for services subject to charges. The value codes are generated and stored in a database of a value code issuer. A...
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7249097 |
Method for ordering goods, services, and content over an internetwork using a virtual payment account
A virtual payment system for ordering and paying for goods, services and content over an internetwork is disclosed. The virtual payment system comprises a commerce gateway component ( 52 ) and a...
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7243233 |
System and method for secure communication between electronic devices
A system of securing communications, comprising a plurality of computer peripheral resources, a beacon in signal communication with and located proximate each computer peripheral resource and...
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7237258 |
System, method and computer program product for a firewall summary interface
A system, method and computer program product are provided for summarizing firewall activity. Initially, a plurality of types of events associated with a firewall of a local computer is organized....
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7231373 |
Transaction processing
A customer inserts a security device (D) into the USB port of his computer (C). When a transaction request confirmation ( 1 ) is transmitted to a merchant server (M), the merchant server (M)...
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7225163 |
Recording/reproducing device and recording/reproducing method
A high-speed dubbing unit 10 for dubbing digital data from an optical disk 15 to a hard disk 16 at a high speed is connected via a public telephone line to a payment imposing unit 20 . A...
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7209889 |
Secure system for the issuance, acquisition, and redemption of certificates in a transaction network
A transaction network contains a networked certificate authority, by which one or more virtual certificates may be remotely defined and stored, such as by an issuer user through a issuer web portal...
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7200142 |
System for providing multi-phased, multi-modal access to content through voice and data devices
A method for accessing content through multiple devices, e.g. Telephone ( 1 ) and/or a data device ( 4 ) such as a Personal Digital Assistant (PDA) or Web Enabled Mobile Phone, is discussed where a...
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7177836 |
Method and system for facilitating financial transactions between consumers over the internet
A method for enabling two individual consumers to complete a transaction that includes payment from one consumer (the payor, or buyer) to another consumer (the payee, or seller). An intermediary...
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7146342 |
Payment system and method for use in an electronic commerce system
A method and system of payment of goods and services in an electronic commerce system reduces the transfer and processing costs for each purchase made by a customer from a merchant. A customer...
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7136841 |
Centralized authorization and fraud-prevention system for network-based transactions
A system and method for authorizing certain aspects of network based transactions between a customer and a merchant is disclosed. At a credit card authorization system, merchant information,...
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7131108 |
Software development system having particular adaptability to financial payment switches
A software development system. An inventory of software modules is maintained. When a given system is to be assembled, modules from the inventory are selected for that system. In addition, modules...
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7117165 |
Operating resource management system
A software system efficiently procures operating resources within an enterprise. A requisition record generating module generates a requisition record for a requisition. The requisition record...
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7113926 |
Secure media on demand system whereby charge is determined in part from the periodicity of an encryption key
An object of the invention is to provide a transmitting system of which data is difficult to be tapped and which is suitable for flexibly determining a watching and listening fee. In order to...
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7113592 |
Method and device for loading input data into a program when performing an authentication
A method for enhancing data security when chip cards are used for payment transactions and input data are loaded into an algorithm when performing an authentication. The security of the debit and...
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7062555 |
System and method for automatic selection of service provider for efficient use of bandwidth and resources in a peer-to-peer network environment
A system and method for distributed function discovery with third party responses in a peer-to-peer network to facilitate efficient use of bandwidth and resources are disclosed. The method for...
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7039605 |
Settlement intermediation processing apparatus, storage medium in which a program for settlement intermediation processing is stored, computer program for settlement intermediation, online shop apparatus, and on-line shopping method and system
Using a preset, temporary ID, a user accesses an on-line shop where he is not registered. When the user buys a commodity, the on-line shop sends order data to a money gate. In response to a request...
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7035831 |
Reversible generation process of altered payment card by means of a mathematical algorithm
The process consists of carrying out the first phase of generating the transaction signature ( 9 ), with prior authentication by the cardholder, in the issuing centre ( 3 ) through its...
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7028013 |
Personal authentication system, and personal authentication method and program used therefor
To provide a personal authentication system that enables a client to receive services even if he fails to carry his card or the like with him or loses it, thus preventing the abuse of the card or...
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7003499 |
Service activation by virtual prepaid card
In order to prevent the use of a virtual prepaid card illegitimately acquired and transmitting only one identification code, for example read after the card has been scratched, to a service...
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6990585 |
Digital signature system, digital signature method, digital signature mediation method, digital signature mediation system, information terminal and storage medium
The present invention provides digital signature techniques using an information terminal, such as a portable terminal, having limited calculation resources. In one embodiment, a signature...
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6983882 |
Personal biometric authentication and authorization device
A personal biometric authentication and authorization device (PAD) provides protection for portable tokens such as magnetic stripe cards and smart cards. The PAD enables portable tokens upon...
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