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7627892 |
Multiple methods for transacting, publishing and purchasing copyrighted digital content
A method is disclosed for transacting, purchasing and publishing copyrighted digital content that solves problems of the digital copyright that could not protect by methods of the prior art. The...
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7620606 |
Method and apparatus for secure and small credits for verifiable service provider metering
A method and apparatus for obtaining access to services of service providers. In one embodiment, the method comprises requesting a desired service through a foreign service provider. ( 101 ),...
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7603699 |
Method for establishing trust online
A method and system for displaying the trusted status of a website by displaying a trust symbol that is displayed as part of the website so that they trust symbol does not scroll when the website...
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7599856 |
Detection of fraudulent attempts to initiate transactions using modified display objects
A network-based payment service provides various features for facilitating online, user-to-user payments and item purchases. One feature involves methods for validating transaction requests...
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7584886 |
Secure and portable payment system
Payment systems are provided that utilize a portable device, and in particular, payment systems that utilize a first portable device that belongs to a seller and a second portable device that...
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7577609 |
Method and apparatus using digital credentials and other electronic certificates for electronic transactions
A method for performing electronic transactions, comprising receiving a long-term certificate, authenticating a user associated with the long-term certificate, and then sending a short-term...
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7555465 |
Service and method for providing a single point of access for multiple providers' video and audio content
A method that uses a computer network to provide a single point of access between a plurality of video & audio devices and a plurality of video & audio content provider systems. The present...
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7533257 |
Server authentication verification method on user terminal at the time of extensible authentication protocol authentication for internet access
A server certificate verification method in a terminal during. Extensible Authentication Protocol authentication for Internet access is provided, the method including (a) receiving a server...
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7533066 |
System and method for biometrically-initiated refund transactions
The present invention is a system and method of conducting refund transactions via electronic transaction records. System user transaction information entered into the system is stored in...
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7533065 |
Advanced method and arrangement for performing electronic payment transactions
The invention relates to a method and arrangement for making electronic purchases. In the method according to the invention, a creditor ( 11 ) grants to a customer ( 10 ) a certificate provided...
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7533064 |
E-mail invoked electronic commerce
A system and method for merchant invoked electronic commerce allowing consumers to purchase items over a network and merchants to receive payment information relating to the purchases. The system...
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7526647 |
Authorization protocol for network publishing
A network publishing authorization protocol, for use in a network connected to a printer, a server and a publisher of network publications. The protocol authorizes the printing of a publication at...
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7523302 |
Electronic recipe management
In accordance with the present invention, ingredients for a particular electronic recipe accessible at a particular web site are encrypted, wherein the encrypted ingredients may be decrypted by a...
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7499877 |
Method and apparatus for dynamically maintaining and executing data definitions and/or business rules for an electronic procurement system
An apparatus, method, and computer readable storage medium for dynamically maintaining data structures and executing business rules in an electronic procurement system. The method includes (a)...
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7492475 |
Network apparatus with discriminating logic
When a user wants to set a print density “4”, for example, only to a printer A and not a printer B, the user inputs an input command having a printer specifying command and the print density...
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7484088 |
Methods and systems for proofing identities using a certificate authority
A digital certificate is provided to a customer having an electronic account linked to the customer's physical address. Using the digital certificate, the customer performs electronic transactions...
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7483863 |
Electronic commerce information processing system and method
This invention provides a novel processing technique from customer authentication to order price claim in online sales of commodities and the like. First, upon receiving a customer authentication...
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7475353 |
World wide web receiving display station with a web browser generating a graphical user interface with a universal web site logoff button enabling a browser routine for user logoff from selected web sites
An implementation for a user at a receiving Web station keeping track of logged on Web sites, and a convenient universal logoff interface button to logoff the logged on Web site. The combination of...
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7472092 |
Money order device with identity verification and method
A method of conducting a monetary transaction and system for providing and utilizing a money order device is provided. The method and system utilize a vended money order device that is vended...
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7467298 |
Methods and arrangements for selectively maintaining parental access consent in a network environment
Methods and arrangements are provided which associate a first user with a second user in a first device, and selectively provide information about the association of the first and second user to a...
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7441116 |
Secure resource distribution through encrypted pointers
A secure pointer. The secure pointer can include an encrypted pointer to a resource disposed in a communicatively coupled computing device. The secure pointer also can include a network address of...
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7421740 |
Managing user authorizations for analytical reporting based on operational authorizations
Transactional access control information extracted from a transactional data source and used by a transactional application program is received at an analytical application program used for...
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7420474 |
Idiosyncratic emissions fingerprinting method for identifying electronic devices
A method of producing idiosyncratic electronic emissions fingerprints from an electronic device is disclosed wherein emissions produced by the electronic device are collected and converted into one...
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7412423 |
Charging system and charging method
A user, in requesting a service provider to provide predetermined service, sends to a service provider data and signature data created based upon the data. The service provider calculates a fee...
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7412420 |
Systems and methods for enrolling a token in an online authentication program
An online transaction system configured to implement authentication methods that allow for strong multi-factor authentication in online environments. The authentication methods can be combined with...
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7409553 |
Public key certificate generation method, validation method and apparatus thereof
A public key certificate generation method includes the steps of: sending a certificate issuing request including a registration contents of a public key certificate and an information content...
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RE40444 |
Four-party credit/debit payment protocol
A method, system, program, and method of doing business are disclosed for electronic commerce that includes the feature of a “thin” consumer's wallet by providing issuers with an active role in...
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7395246 |
Delegating digital credentials
The system includes receiving, from a delegator, a designation of a role and a delegate to assume the role, receiving, from a credential service provider, an indication that the designation is...
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7386518 |
Method and system for facilitating transactions
A system for facilitating a transaction between a first party and a second party is controlled by a trusted third party system and is programmed to carry out the method by receiving the first...
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7350071 |
Encrypted and non-encrypted communication of message data
A first datum of a message is communicated from a first computing device to a second computing device with encryption of the first datum. A second datum of the message is communicated from the...
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7349871 |
Methods for purchasing of goods and services
A method for conducting a purchasing agreement for goods and services between a consumer and a merchant through a trusted a third party and using a wireless network includes generating, by the...
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7343346 |
Computer-based method and system for aiding transactions
A method for facilitating provision of a warranty relating to a transaction between two parties in a system which includes an infrastructure composed of a plurality of locations each associated...
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7340773 |
Multi-stage authorisation system
A system for authorizing smart cards via the Internet is provided, comprising a plurality of user stations ( 1 - 1 - 1 - n ) connected to a server ( 3 ) via the Internet ( 5 ) . Each of the user...
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7340608 |
System and method for creating, vaulting, transferring and controlling transferable electronic records with unique ownership
A system for securely vaulting, auditing, controlling and transferring electronic transferable records (TRs) with unique ownership, including at least one registry for registering the electronic...
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7328276 |
Computer oriented record administration system
A portable memory element containing encrypted data is operatively connected to a first client, and the person associated with the portable memory element provides passcode information necessary to...
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7328188 |
Dynamic currency conversion for card payment systems
The present invention relates to Card Payment Systems for use in a multi-currency environment. In particular, the present invention provides a system and method for identifying an appropriate...
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7308707 |
Communication and authentication of a composite credential utilizing obfuscation
A method of communication is such that a first party ( 30 ) communicates a composite credential ( 54 ) across a distributed electronic network ( 44 ) to a second Party ( 32 ). The composite...
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7308579 |
Method and system for internationally providing trusted universal identification over a global communications network
Method for providing an international infrastructure for trusted universal identification over the Internet by using existing resources. Each participating country sets up a national database and...
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7308431 |
System and method of secure authentication and billing for goods and services using a cellular telecommunication and an authorization infrastructure
A system, method and computer program for authorizing a mobile station to use a product, service, access or other rights provided by a service provider through the use of digital signatures. These...
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7280984 |
Money card system, method and apparatus
The present invention provides a money card system, method and apparatus that is convenient, easy to use, does not require good or any credit, is useable by individuals having low incomes, is...
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7272855 |
Unified monitoring and detection of intrusion attacks in an electronic system
An inventive monitor monitors accesses to a resource in an electronic system, such that access to the resource is based on payments in electronic security value units. The monitor detects patterns...
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7266684 |
Internet third-party authentication using electronic tickets
A method, software and apparatus facilitates one or more third-party agents to securely access a customer's or other first party's private personal and financial data or other such confidential...
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7263491 |
On-line degree and current enrollment verification system and method
The present invention provides a new and useful system and method for processing on-line degree and current enrollment verification inquiries. The system includes a requestor computer and an...
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7260837 |
Systems and methods for user identification, user demographic reporting and collecting usage data usage biometrics
Several ways of identifying users and collecting demographic information and market information are disclosed, including branding a browser with a unique identification in each user request,...
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7260721 |
Information processing method, information processing apparatus and recording medium
A client receives encrypted content from content server. The header of the content includes license-identifying information for identifying a license required to utilize the content. The client...
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7249372 |
Network based document distribution method
A method of distributing documents includes the step of displaying the documents on a web site. Responses to the documents are accepted on the web site. After the responses have been accepted, they...
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7249112 |
System and method for assigning a funding source for a radio frequency identification device
A transponder-reader payment system includes a RFID reader for interrogating a transponder, and a fob including a transponder which is associated with fob data file funded by one or more funding...
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7249111 |
Method of assigning value codes
Method for distribution of value codes configured to be cashed in to obtain credit for services subject to charges. The value codes are generated and stored in a database of a value code issuer. A...
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7249007 |
Weather and climate variable prediction for management of weather and climate risk
A method for simulating the statistical behavior of atmospheric, meteorological, or other geophysical time series having the following steps: (a) assembling an ensemble of observed data; (b)...
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7240363 |
System and method for thwarting identity theft and other identity misrepresentations
Registered users including businesses attach a one-time-use identity verifier to as many financial and other transactions as they choose to protect themselves from identity thieves. They may also...
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