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RE45532 Mobile host using a virtual single account client and server system for network access and management  
A Virtual Single Account (VSA) system and method that provides a mobile user with automatic authentication and connection to a remote network via local access networks with a single password,...
9032204 Methods and systems for providing a signed digital certificate in real time  
A method and system for signing a digital certificate in real time for accessing a service application hosted within a service provider (SP) computer system through an open application programming...
9027094 Associating data initially with devices and subsequently with accounts  
A technique for associating data with an account is described. During this technique, a user uploads data to a computer system from an electronic device one or more times without providing log-in...
9026797 Server apparatus having one-time scan code issuing function, user terminal having one-time scan code recognizing function and method for processing one-time scan code  
A server apparatus having a one-time scan code issuing function, a user terminal having a one-time scan code recognizing function, and a method for processing a one-time scan code are provided so...
9021562 Systems and methods for secure logon  
The present disclosure provides methods and systems for secure logon. One or more method includes: determining, via authentication information provided by a user of an electronic device, that the...
9003187 Method for supporting a reputation mechanism in a network and network  
Method for supporting a reputation mechanism in a network including one or more domains with one or more users being connected to the domains, one or more Identity Providers that manage identity...
8977570 System and method including chip-based device processing for transaction  
Present embodiments are directed to a server computer. The server computer establishes a first channel of communication to receive payment device data in a first format (e.g., chip type) and...
8978098 Centralized user authentication system apparatus and method  
An identification module receives a password request for a specified user and communicates an encrypted password field in response thereto, wherein the encrypted password field references a...
8949145 Systems and methods for the selection and purchase of digital assets  
The present invention provides systems and methods for enabling a customer to sample content and select content for purchasing while the customer is in a retail store. Advantageously, the customer...
8935184 Proximity service provider system  
Web-sites www.proximityservices.com, www.accessservices.com, www.vendingmachineservices.com, www.vehicleservices.com, www.meterservices.com, www.picopay.com, www.tollservices.com, for all the...
8935187 Distributed payment system and method  
The present invention provides a payment system that allows a mobile communications device (MCD) to interact with a merchant processing device (MPD) and a payment engine. A communications...
8930248 Managing consistent interfaces for supply network business objects across heterogeneous systems  
A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by...
8924310 Methods and apparatus for conducting electronic transactions  
A system and method for conducting electronic commerce are disclosed. In various embodiments, the electronic transaction is a purchase transaction. A user is provided with an intelligent token,...
8918872 System, method, and computer program product for reacting in response to a detection of an attempt to store a configuration file and an executable file on a removable device  
A system, method, and computer program product are provided for reacting in response to a detection of an attempt to store a configuration file and an executable file on a removable device. In...
8914310 Multi-functional control unit for an ionic foot bath system  
One particular implementation of the present invention may involve a control unit of an ionic foot bath or other health product. The control unit may be connected to a network or the Internet such...
8914628 Method and apparatus for providing radio communication with an object in a local environment  
A method and apparatus for providing radio communication with an electronic object in a local environment are disclosed. For example the method receives via a mobile endpoint device of a user at...
8909556 Security gateway communication  
A gateway device and methods performed therein to prevent unauthorized client devices from connecting to the host network of the gateway device is described. The gateway device does not respond...
8892475 Provision of authorization and other services  
Methods, apparati, and computer-readable media for providing authorization and other services. In a preferred embodiment, an authorization service includes both a messaging specification and a set...
8880239 Credential check and authorization solution for personal vehicle rental  
A vehicle computing system includes a processor programmed and configured to establish communication with a wireless device brought into proximity of a vehicle. The processor may use the wireless...
8880432 System and method of using electronic funds transfer to complete payment for goods and services  
A system and method of using Electronic Funds Transfer (EFT) to complete payment for goods and services. An example method of operating a transaction terminal includes identifying items selected...
8862518 Multi-way transaction related data exchange apparatus and methods  
Methods and apparatus for conducting electronic transactions such as commerce transactions or purchases and exchanging related information. In one aspect, a robust and integrated apparatus and...
8856045 Mobile-device-to-machine payment systems  
Described herein is a mobile-device-to-machine payment system and method for facilitating a cashless transaction for purchase of at least one product or service by a user from a payment accepting...
8849702 Information processing apparatus, information processing method, and image forming apparatus  
An information processing apparatus includes a receiving unit configured to receive a utilization request for one of plural services provided by a computer; a service attribute information storage...
RE45131 Network communication service with an improved subscriber model using digital certificates  
A network communication service with an improved subscriber model. In one embodiment, a mobile user (MU), also referred to as a subscriber, may access the network service through a portable...
8831993 Techniques for sharing virtual machine (VM) resources  
Techniques for sharing virtual machine (VM) resources are provided. A relative location for a resource within a VM is created; the relative location dynamically resolves to a particular physical...
8825556 System and method for conversion between Internet and non-Internet based transactions  
A method is provided for completing an authenticated commercial transaction over an internet protocol (IP) network (40) for an account holder (60) engaged in the transaction via a non-IP based...
8825554 Method and computer system for performing transactions between a client and a server  
A method and system for performing transactions between a client and a server. The client sends to the server a transaction request for performing a transaction, and receives from the server a...
8813243 Reducing a size of a security-related data object stored on a token  
Embodiments of the present invention provide a method and system, including a client and security token, for reducing a size of a security-related object stored in the token. The object is stored...
8805326 Payment transactions on mobile device using mobile carrier  
A user makes a purchase request through a merchant app on a mobile device, such as by selecting an item for purchase. A mobile SDK of a payment provider is installed in the merchant app. The...
8788430 Apparatus with electronic information transfer function or the like, program for electronic information transfer, and method for electronic information transfer  
An information processor transmits and receives electronic information via a network, and includes an electronic information encrypting unit which encrypts the electronic information. A storage...
8788690 Systems and methods for providing content and services on a network system  
Systems and methods for managing and providing content and services on a network system. Aspects of the invention include location-based determination of network content and services that may be...
8788398 Method and apparatus for automated trading of equity securities using a real time data analysis  
A system and method for buying and selling securities based on volatility and liquidity rather than other fundamentals is demonstrated. The method involves: providing at least one decision model...
8781976 Paperless mortgage closings  
Concepts and technologies are disclosed herein for providing an electronic document processing system, an electronic document generation mechanism, an encrypted digital certificate generator, a...
8775188 Method, device, and system for voice approval  
Embodiments of the present invention provide a method for voice approval, where the method includes: receiving voice approval request information sent by an enterprise application server;...
8775469 Metadata broker  
The present invention provides methods and apparatuses for obtaining selected metadata from a user device. The user device has a metadata engine that stores and accesses metadata in response to a...
8775305 Card-present on-line transactions  
Embodiments of the invention can provide systems and methods for on-line credit card transactions. According to one example embodiment of the invention, a method can be provided. The method can...
8776187 Providing guest users network access based on information read from a credit card or other object  
Guest user are enabled to access network resources through an enterprise network using a guest user account. A guest user account may be created for a guest for a limited time. Guest account...
8768838 Financial transactions using a rule-module nexus and a user account registry  
A method and a system for processing an online financial transaction executed at least partially by a computing device coupled to a communications network, comprising a rule-module nexus for...
8762236 System and apparatus for transaction data format and function verification  
A system for processing transaction data is provided. The system includes a transaction data format system receiving transaction data and generating transaction data format error data, such as...
8751405 Processing online transactions  
Disclosed are systems and methods for managing transactions in which an order is specified online and payment is received at a point of sale (POS). Methods are disclosed for managing payment for...
8745690 Deriving service provider constraints from service consumer context  
A context for a service request made by a service consumer can be used to establish a constraint rules set that is applied by a service provider. A context associated with a first service request...
8732089 Authentication using a transaction history  
Systems and methods are provided for authenticating a user. In one implementation, a computer-implemented method is provided. According to the method, transaction history information for each one...
8726014 System and method for securely updating license files in an automated licensing system  
A system for managing license files comprises a memory operable to store a socket module. The system further comprises a processor communicatively coupled to the memory and operable to receive a...
8719172 Hiding order details  
Systems and methods for hiding details associated with orders in an electronic commerce system are disclosed. An order is submitted by a user associated with a user account, and the order is...
8719873 Digital downloading jukebox system with user-tailored music management, communications, and other tools  
A digital downloading jukebox system including a mechanism for delivering custom services to a recognized user, including services for creating playlists, communicating with others, accessing...
8713690 Secure data exchange between data processing systems  
A data transfer method performed at a proxy server includes intercepting a data request from a client computer that is directed to a target server, encrypting profile information, augmenting the...
8700523 System and method for delegating management of a financial transaction account to a designated assistant  
Systems, methods and computer program products for enabling a holder of a transaction account linked to a financial transaction instrument to delegate management of the transaction account to an...
8700536 System for managing digital interactions  
A system for managing digital interactions comprising an identity module for creating an identity, wherein the identity includes a unique identifier associated with a first party and a plurality...
8694435 System and method for linking point of sale devices within a virtual network  
A system and method for interconnecting multiple point of sale devices creating a mesh-like network structure which reduces connectivity costs while providing greater reliability due to multiple...
8688461 Electronic registry for authenticating transferable records  
An electronic registry stores information relating to a transferable electronic record and the controller of an authoritative copy of the transferable electronic record. The electronic registry...