|
Match
|
Document |
Document Title |
|
|
7613283 |
Method and apparatus for interactive voicemail
A system and method for delivering interactive voice messages using a voice messaging system are disclosed. In an illustrative embodiment, the system comprises a voice messaging processor and...
|
|
|
7612276 |
Method and system for synthesizing electronic transparent audio
A method and system for synthesizing electronic watermarks is disclosed. The method includes generating electronic watermark sounds for music data by converting harmonic overtones that match the...
|
|
|
7610216 |
Method and system for detecting fraud
A system and method for detecting fraud when facilitating a payment transaction over a global wide area network. The method comprises receiving a sale information, receiving a payment information...
|
|
|
7606787 |
Propagating data to facilitate electronic payments to payees
Payments on behalf of a plurality of payors to a plurality of payees are facilitated using respective first data associated with each payor and respective second data associated with each of those...
|
|
|
7606771 |
Dynamic number authentication for credit/debit cards
A method and apparatus for conducting a commercial transaction over the Internet or other network connection are provided. The method includes the use of random numbers which are unique for each...
|
|
|
7606760 |
Method and apparatus for ordering goods, services and content over an internetwork using a virtual payment account
A virtual payment card system for ordering and paying for goods, services and content over an internetwork is disclosed. The virtual payment card system comprises a commerce gateway component ( 52...
|
|
|
7600676 |
Two factor authentications for financial transactions
The present invention relates to a method for authenticating financial transactions by using an additional factor which is not present on a physical card, and which is not used in sequential...
|
|
|
7599856 |
Detection of fraudulent attempts to initiate transactions using modified display objects
A network-based payment service provides various features for facilitating online, user-to-user payments and item purchases. One feature involves methods for validating transaction requests...
|
|
|
7594004 |
System, computer product and method for event monitoring with data centre
A system, computer product and method for monitoring and disseminating data form a plurality of electronic devices via the Internet is provided. The plurality of electronic devices, or further...
|
|
|
7590595 |
Apparatus and method of a distributed capital system
Methods, systems, and articles of manufacture consistent with the present invention provide for conducting financial transactions over a network. A user requests to execute at least one financial...
|
|
|
7587369 |
Trusted and secure techniques, systems and methods for item delivery and execution
Documents and other items can be delivered electronically from sender to recipient with a level of trustedness approaching or exceeding that provided by a personal document courier. A trusted...
|
|
|
7587197 |
Method and system for maintaining anonymity of a mobile radio terminal
A method and system to allowing a user to maintain the privacy of his or her telephone number. The method and system provide a way in which another party may transmit data to the mobile telephone...
|
|
|
7584154 |
Arbitration of online game results using an arbitration server and method
Official results for an online game session are determined by an arbitration server based upon reports received from each game console participating in the game session. The reports provide results...
|
|
|
7584153 |
Financial transactions with dynamic card verification values
A payment card comprises an internal dynamic card verification value (CVV) generator and a user display for card-not-present transactions. Card-present transactions with merchant card readers are...
|
|
|
7584128 |
Validating negotiable documents using public document validation profiles
A system and method that allows a business or financial institution accepting negotiable documents such as checks as payments or receiving such documents in deposits to determine whether those...
|
|
|
7581257 |
System for handling network transactions
The present invention relates to a method of enabling a computer network transaction for a product being purchased by a buyer from a seller by generating a once-only transaction feature associated...
|
|
|
7581257 |
System for handling network transactions
The present invention relates to a method of enabling a computer network transaction for a product being purchased by a buyer from a seller by generating a once-only transaction feature associated...
|
|
|
7580898 |
Financial transactions with dynamic personal account numbers
A method for securing financial transactions involving payment cards includes associating a sixteen-digit personal account number (PAN) with a particular payment card and user, wherein are included...
|
|
|
7577621 |
Cryptographic server with provisions for interoperability between cryptographic systems
The invention is a cryptographic server providing interoperability over multiple algorithms, keys, standards, certificate types and issuers, protocols, and the like. Another aspect of the invention...
|
|
|
7574733 |
System and method of using the public switched telephone network in providing authentication or authorization for online transaction
An authentication or authorization system to facilitate electronic transactions uses simultaneous or substantially simultaneous communications on two different networks to verify a user's identity....
|
|
|
7566002 |
Identity verification systems and methods
Systems and methods are disclosed for verifying customer identifications. In one embodiment, the method comprises receiving, at a transaction gateway, a communication associated with a transaction...
|
|
|
7565542 |
Remote authentication of an object using a signature part
A method of authenticating an object in which a computer system receives indicating data from a sensing device. The indicating data is generated in response to sensing of coded data provided on or...
|
|
|
7565329 |
Biometric financial transaction system and method
Tokenless biometric authorization of transaction between a consumer and a merchant uses an identicator and an access device. A consumer registers with the identicator a biometric sample taken from...
|
|
|
7565297 |
Method and apparatus for the secure identification of the owner of a portable device
Methods for the authentication of a web site by a visitor to the web site. The visitor uses a device, such as a portable device like a cell phone to compute a dynamic identification string and a...
|
|
|
7558962 |
Method of authenticating a print medium online
A method of using a mobile device to authenticate a print medium online before completing printing onto the print medium, the mobile device including processing means, a printhead, a sensor, a...
|
|
|
7548890 |
Systems and methods for identification and authentication of a user
The present invention generally relates to a computer security system for use in the identification and authentication of a user prior to an on-line transaction. In one aspect, a method for...
|
|
|
7536355 |
Content security system for screening applications
A method for securing a content is disclosed. The method generally includes the steps of (A) generating a media key by decrypting a media key block based on a device key unique to a particular...
|
|
|
7533064 |
E-mail invoked electronic commerce
A system and method for merchant invoked electronic commerce allowing consumers to purchase items over a network and merchants to receive payment information relating to the purchases. The system...
|
|
|
7533063 |
Smart memory card wallet
A system includes at least one server and at least one host computer coupled to a communication network. A memory card wallet includes a content addressable memory that stores server identifiers,...
|
|
|
7526647 |
Authorization protocol for network publishing
A network publishing authorization protocol, for use in a network connected to a printer, a server and a publisher of network publications. The protocol authorizes the printing of a publication at...
|
|
|
7523489 |
Smart card application system and method
A system has a plurality of memory locations and a processor. The plurality of memory locations is partitioned by security level and by smart card application. The plurality of memory locations has...
|
|
|
7513418 |
Systems and methods for performing a simplified risk assessment
Systems and methods are provided for a simplified risk assessment for a promissory transaction when sufficient historical transaction information exists for the check writer. In an embodiment, a...
|
|
|
7512566 |
System and method for using a stored value account having subaccount feature
A stored value account includes a general stored value field and may include at least one stored value sub-field. The sub-field may represent a category and include category-specific benefits...
|
|
|
7509679 |
Method, system and computer program product for security in a global computer network transaction
From a first information handling system (“IHS”) to a second IHS, in response to a request for initiating an online transaction, a program is downloaded for detecting malicious code on the...
|
|
|
7509394 |
Method for controlling flow of radius protocol
A method for controlling a flow of a RADIUS (Remote Authentication Dial-In User Service) protocol, where the method allows a plurality of RADIUS servers to share a load in a RADIUS system in which...
|
|
|
7509293 |
Method for anonymous purchase of goods by not providing identifying information to a non-host entity
A method and system for facilitating the purchase of goods and services anonymously from an e-commerce website is provided. The method includes providing a plurality of transaction account numbers,...
|
|
|
7505944 |
Method and system of payment by electronic cheque
An offline payment method includes communicating a commitment value calculated by an electronic check medium to a terminal configured to receive a payment from the electronic check medium. The...
|
|
|
7503486 |
Systems and methods for processing check identifiers using replacement symbols
An original check identifier in MICR format includes separator symbols that do not appear on a typical computer keyboard. When a user is entering a check identifier from a computer or a telephone,...
|
|
|
7500268 |
Method of authenticating a print medium before printing
A method of using a mobile device to authenticate a print medium before completing printing onto the print medium, the mobile device including processing means, a printhead and a sensor, the print...
|
|
|
7496542 |
Method for anonymous purchase of goods via an ecommerce website
A method and system for facilitating the purchase of goods and services anonymously from an e-commerce website is provided. The method includes providing a plurality of transaction account numbers,...
|
|
|
7493284 |
Using visual images transferred from wireless computing device display screens
Within a wireless computing device, a method of conducting commerce can include receiving a user input in the wireless computing device specifying an account to which a proposed transaction is to...
|
|
|
7493235 |
System and method for dynamic generation of environmental operational models
A system and method for system and method for dynamic generation of environmental operational models is disclosed. In one form, an information handling system can include a planning tool operable...
|
|
|
7490070 |
Apparatus and method for proving the denial of a direct proof signature
In some embodiments, a method and apparatus for proving the denial of a direct proof signature are described. In one embodiment, a trusted hardware device convinces a verifier that the trusted...
|
|
|
7487113 |
Systems and methods for providing item sales and delivery service
A method and system for providing item sales and delivery service (see FIG. 1 ) consistent with the invention includes arranging over a communications system ( 170 ) a sales transaction of an item...
|
|
|
7484101 |
Coded data associated with an object and encoding a distributed signature
An object associated with a surface that has coded data disposed thereon or therein. The coded data includes a number of coded data portions, each of which encodes an identity of the object. In...
|
|
|
7484088 |
Methods and systems for proofing identities using a certificate authority
A digital certificate is provided to a customer having an electronic account linked to the customer's physical address. Using the digital certificate, the customer performs electronic transactions...
|
|
|
7472278 |
Remote authentication of an object using a signature encoded in a number of data portions
A method of authenticating an object in which a computer system receives indicating data from a sensing device. The indicating data is generated in response to sensing of coded data and is...
|
|
|
7471947 |
Method and system for accessing a universal message handler on a mobile device
A mobile information device may execute a Java MIDlet or a non-MIDlet application. The mobile information device may further include an object-oriented application program interface that allows one...
|
|
|
7469341 |
Method and system for associating a plurality of transaction data records generated in a service access system
A method of, and system for, associating a plurality of transaction data records generated in a service access system including a plurality of service providers is provided. The transaction data...
|
|
|
7469233 |
Method and system for facilitating the anonymous purchase of goods and services from an e-commerce website
A method and system for facilitating the purchase of goods and services anonymously from an e-commerce website is provided. The method includes providing a plurality of transaction account numbers,...
|