Matches 351 - 400 out of 434 < 1 2 3 4 5 6 7 8 9 >
Match Document Document Title
5903652 System and apparatus for monitoring secure information in a computer network  
A secure transaction system apparatus and method provide for the auditing of secure messages in a computer network. The secure transaction system includes an electronic commerce service which is in...
5884290 Method of transferring funds employing a three-node real-time electronic interlock  
A method of transferring funds electronically, is performed by a group of N computers X(1) thru X(N) which are intercoupled to each other, and to another computer Y, by a communication channel....
5884277 Process for issuing coupons for goods or services to purchasers at non-secure terminals  
A method for automated issuance of a coupon redeemable for goods or services purchased in a transaction involving a purchaser at a non-secure terminal on a public network is provided. The method...
5878143 Secure transmission of sensitive information over a public/insecure communications medium  
In order to achieve very secure transmission of sensitive information over a public communications medium such as the Internet to carry out transactions therebetween, an account initialization data...
5878141 Computerized purchasing system and method for mediating purchase transactions over an interactive network  
A computerized, electronic purchase mediating system includes a purchaser database having a list of purchasers and a merchant database having a list of merchants. The purchaser database stores...
5870476 Process for pledging data for a secure data exchange protocol  
The process comprises a "pledging" step in which a debtor party transmits to a creditor party a data item which is the image of a pledged data item, and a "commencement" step in which the debtor...
5848400 Electronic check exchange, clearing and settlement system  
An electronic financial transaction clearing and settlement system handles and processes electronic financial transactions on behalf of a set of regional banks and correspondent banks. In...
5825884 Method and apparatus for operating a transactional server in a proprietary database environment  
A transactional server system for transferring subscriber information requests to information service providers, and methods of operating the same result in discouraging reconstruction of the...
5818955 Document and signature verification system and method  
A computer-based method and system for capturing and verifying a handwritten signature. The handwritten signature may relate to a document, such as an electronically stored document. An image of...
5818937 Telephone tone security device  
An encryption device. A user wishes to identify himself to a remote party, over a telephone line. The remote party provides a Transaction Number, TN, to the user. The TN is given to the encryption...
5812668 System, method and article of manufacture for verifying the operation of a remote transaction clearance system utilizing a multichannel, extensible, flexible architecture  
An architecture for verifying the operation of a remote transaction clearance system is disclosed. A merchant-controlled computer communicates with a test gateway computer over a communications...
5812669 Method and system for providing secure EDI over an open network  
A method and system for selectively interconnecting a plurality of computers (112,114) over an open public network (120,102,122), such as the INTERNET, provides a private secure computer exchange...
5809144 Method and apparatus for purchasing and delivering digital goods over a network  
A method for purchasing and delivering goods over a network is comprised of the steps of identifying a digital good to be purchased. A purchase price for the digital good is negotiated. After the...
5809142 Method and system for calculating a user account balance in a recognition system  
A system and method in which a transponder (14) is operable to transmit an original user account balance to an interrogator (12), which in turn calculates a revised user account balance and...
5796831 Method for conducting a transaction between a chip card and an information system  
A method of conducting a transaction between a chip card and an information system protects against fraud and malfunction during the transaction. The method involves a multi-step recording...
5793867 System and method for disaster recovery in an open metering system  
System and method for securely backing up and reliably retrieving vault data in a metering system that includes a host processor operatively coupled to a vault. Whenever a transaction is completed...
5790667 Personal authentication method  
A user i calculates authentication application information involving a random-number parameter and transmits it to a sales company A. At the sales company A, the received authentication application...
5784460 Secured electronic information delivery system having a three-tier structure  
A system is provided for retrieving a selected one of a plurality of encrypted software products stored in at least one storage device, such as a CD-ROM. Each software product is decryptable by a...
5778173 Mechanism for enabling secure electronic transactions on the open internet  
A method is provided for performing a transaction that is initiated over an open communication network between a user and a remotely located server. The open communication network may be the...
5764762 Encrypted data package record for use in remote transaction metered data system  
The disclosed system relates to metered use cryptographic systems, and particularly to a data package and system operation for effecting metered purchases of encrypted data from a local encrypted...
5761308 System for refunding payment for software  
There is provided a system for refunding payment for software applied to a software distribution system comprising at least one user terminal and a center. The center notifys the user terminal of...
5754654 Electronic ticket vending system and method thereof  
A system comprises an electronic ticket vending and refunding device retained by a ticket publisher, a terminal device having a data input device, a data display device, and a data transmission and...
5754653 Coding formula for verifying checks and credit cards  
A method is disclosed for verifying that a check user, a credit card holder, or an account user is authorized to complete a transaction. The issuer of the check or credit card or the verifying...
5742683 System and method for managing multiple users with different privileges in an open metering system  
A system and method of managing multiple users of an open metering system, wherein the users have different access privileges, includes the steps of providing a user password system for vault...
5737423 Old modified smart card or similar apparatus having a remote inspection capability  
An apparatus and method for remote inspection of a smart card or similar apparatus. A smart card includes an antenna and receiver for receiving transmitted messages and a display. The smart card...
5706347 Method and system for authenticating a computer network node  
A method and system for verifying the identity of a computer network node is provided. As part of the session initiation process between two partner nodes planning to exchange sensitive encrypted...
5696824 System for detecting unauthorized account access  
A method and system for detecting unauthorized account access. The system may operate in conjunction with known methods of remote access authentication. The system provides a unique account for...
5677955 Electronic funds transfer instruments  
An electronic instrument is created in a computer-based method for effecting a transfer of funds from an account of a payer in a funds-holding institution to a payee. The electronic instrument...
5671279 Electronic commerce using a secure courier system  
A courier electronic payment system provides customers, merchants, and banks with a secure mechanism for using a public network as a platform for credit card payment services. The system governs...
5659616 Method for securely using digital signatures in a commercial cryptographic system  
A system for securely using digital signatures in a commercial cryptographic system that allows industry-wide security policy and authorization information to be encoded into the signatures and...
5647017 Method and system for the verification of handwritten signatures  
A computer-based method and system for capturing and verifying a handwritten signature. The handwritten signature may relate to a document, such as an electronically stored document. An image of...
5642419 Method for acquiring and revalidating an electronic credential  
A system for open electronic commerce having a customer trusted agent securely communicating with a first money module, and a merchant trusted agent securely communicating with a second money...
5633930 Common cryptographic key verification in a transaction network  
A stored value transaction system has a plurality of value storing transfer devices, including at least one local device, collection device, consolidation device and settlement device. First and...
5629981 Information management and security system  
A closed loop, (networked) information management and security system which provides a secure, end-to-end fully automated solution for controlling access, transmission, manipulation, and...
5625694 Method of inhibiting token generation in an open metering system  
A method is provided for inhibiting the generation of digital tokens in an open metering system that includes a host processor and a vault. The method includes the steps of generating in the host...
5621797 Electronic ticket presentation and transfer method  
A system for open electronic commerce having a customer trusted agent securely communicating with a first money module, and a merchant trusted agent securely communicating with a second money...
5621796 Transferring information between transaction networks  
A stored value transaction system has a plurality of value storing transfer devices. First and second stored value transaction networks each include at least one local value storing device, at...
5615269 Ideal electronic negotiations  
There is described an electronic communications method between a first party and a second party, with assistance from at least a plurality of trustees, enabling an electronic transaction in which...
5604802 Transaction processing system  
A transaction processing system comprises at least one transaction terminal (10, 11, 12) having means to receive characteristic data from a user, which characteristic data is required to generate a...
5590196 Secure payment method using facsimile  
Electronic funds transfer processes are being put into place to replace the paper based check clearing process. Although ubiquitous in the business environment, facsimile transmission technology...
5590198 Open metering system with super password vault access  
A super password is a one time use password that is issued to a user for the singular purpose of reinitializing the user password system for a meter. When the meter is manufactured, the meter and...
5577120 Method and apparatus for restrospectively identifying an individual who had engaged in a commercial or retail transaction or the like  
Individuals are provided with a transaction card which is to be presented for at least certain classes of transactions, e.g., truck rentals, purchases of chemicals, etc. Encoded electronically...
5577121 Transaction system for integrated circuit cards  
A transaction system and method of conducting a transaction between in integrated circuit (IC) card and a transaction terminal which includes a security module comprises establishing communication...
5559887 Collection of value from stored value systems  
A first transfer device receives a first transaction signal from a second transfer device and provides a first certification signal. The second transfer device receives the first certification...
5544086 Information consolidation within a transaction network  
A system for determining value in a stored value transaction system has a plurality of value transferring devices including a local device, a collection device, a consolidation device and a...
5539822 System and method for subscriber interactivity in a television system  
A system for providing interactive services in a subscription television system comprises a system network controller for controlling the interactive services having controller memory for storing...
5539825 Electronic cashless transaction system  
A key control method is for use in an electronic cashless transaction system including at least a bank center, a store transaction terminal and an IC card being used as an electronic cashless...
5479510 Automated data card payment verification method  
A method of data transmission over existing telephone lines and later verification of that transmission includes electronic payment verification using telephone transmission of payment information...
5457305 Distributed on-line money access card transaction processing system  
A distributed on-line transaction processing system (10) that functions with to any existing credit card and debit bank card processing center (18). The system (10) consists of a customer...
5432506 Counterfeit document detection system  
A system for verifying the authenticity of a document that bears a number of fields of strings of variable characters such as a check bearing date of issue field, payee field and numeric and alpha...
Matches 351 - 400 out of 434 < 1 2 3 4 5 6 7 8 9 >