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6404337 |
System and method for providing access to an unattended storage
In one embodiment of the present invention, a system for access to an unattended storage device is described. The system includes a first transmitter for placing an order for an item with a...
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6336095 |
Method for electronic merchandise dispute resolution
A system for open electronic commerce having a customer trusted agent securely communicating with a first money module, and a merchant trusted agent securely communicating with a second money...
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6330550 |
Cross-media notifications for e-commerce
Systems and methods consistent with the present invention facilitate a transaction between a user and a party represented by a server on a network. When the user agrees to enter a transaction with...
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6327656 |
Apparatus and method for electronic document certification and verification
The certification of electronic documents for subsequent verification and authentication is disclosed. Pursuant to a request to certify a document, a digital signature is extracted from the...
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6314519 |
Secure messaging system overlay for a selective call signaling system
A secure messaging system (900) generates a secure financial transaction message. A wireless selective call signaling system controller (102) receives the secure financial transaction message as a...
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6292895 |
Public key cryptosystem with roaming user capability
A public key cryptosystem with roaming user capability within a network that allows secure communication between users of the system, client machines, and encryption servers. A client machine...
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6270011 |
Remote credit card authentication system
A method for providing secure transactions with credit cards by adding a fingerprint scanner at the point-of-sale to obtain fingerprint data, so that a credit card company database can verify the...
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6263340 |
User registration in file review systems
A file review system includes a mechanism for the auto-registration of users. An author of a file in a file review system defines one or more user profiles. A new user of the system is provided...
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6236740 |
Signature verification apparatus and method utilizing relative angle measurements
A signature verification system consisting of a durable pressure sensitive data input stylus, signal processing, and computer algorithms for enrollment of signatures, digits and verification. The...
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6236972 |
Method and apparatus for facilitating transactions on a commercial network system
A method and device for using a computer to facilitate a transaction of secondary market shares of an investment company such as a mutual fund between a buyer and a seller, having the steps of: a...
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6233565 |
Methods and apparatus for internet based financial transactions with evidence of payment
A system and methods for conducting Internet based financial transactions between a client and a server. The client has a processor, a printer, a client authentication module, a module for issuing...
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6230148 |
Tokenless biometric electric check transaction
A tokenless authorization of an electronic check between a payor and a payee using an electronic third party identicator and at least one payor bid biometric sample is described. The method...
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6219423 |
System and method for digitally signing a digital agreement between remotely located nodes
A digital arbitration system comprising a server node and at least one signatory node coupled together through a communication link. Each of the signatory node(s) may be configured with a unique...
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6205437 |
Open network payment system for providing for real-time authorization of payment and purchase transactions
A complete system for the purchasing of goods or information over a computer network is presented. Merchant computers on the network maintain databases of digital advertisements that are accessed...
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6199052 |
Secure electronic transactions using a trusted intermediary with archive and verification request services
Secure electronic transactions using a trusted intermediary with non-repudiation of receipt and contents of message. A system of, and method for, securely transmitting a package from a sender to a...
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6199051 |
Digital active advertising
A complete system for the purchasing of goods or information over a computer network is presented. Merchant computers on the network maintain databases of digital advertisements that are accessed...
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6195682 |
Concurrent server and method of operation having client-server affinity using exchanged client and server keys
In a distributed information network, a broker server is coupled to a plurality of child servers and to a plurality of clients in the network. The broker server connects clients to a child server...
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6192349 |
Smart card mechanism and method for obtaining electronic tickets for goods services over an open communications link
A smart card, (a type of credit card containing storage capacity and processing ability preferably in the form of a microprocessor), is used to store an electronic ticket provided from the service...
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6192473 |
System and method for mutual authentication and secure communications between a postage security device and a meter server
A method is provided for establishing mutual authentication and secure communications between an microprocessor-based transaction evidencing device and a microprocessor-based server coupled...
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6182060 |
Method and apparatus for storing, retrieving, and processing multi-dimensional customer-oriented data sets
Method and apparatus for storing, retrieving, and processing customer-oriented data sets in which relatively large sets of customers and their transactions or the like may be quickly and...
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6169804 |
Method for verifying the expected postage security device and its status
A secure and reliable method for verifying in the host system that the expected PSD is coupled to the host system includes generating a random number in the host system and encrypting the random...
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6108644 |
System and method for electronic transactions
A system and method for performing an electronic transaction, including registration, audit and trusted recovery features. A transaction request message is received from a registered user that...
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6105006 |
Transaction authentication for 1-way wireless financial messaging units
A secure financial messaging unit (906) includes a wide area radio frequency receiver (804), a selective call decoder (1004), a financial transaction processor (1014), a main processor (1006), and...
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6105013 |
Method, apparatus, system and firmware for secure transactions
The present invention relates to an electronic module used for secure transactions. More specifically, the electronic module is capable of passing information back and forth between a service...
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6098056 |
System and method for controlling access rights to and security of digital content in a distributed information system, e.g., Internet
A system and method for limiting access to and preventing unauthorized use of an owner's digital content stored in an information network and available to clients under authorized conditions. The...
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6098055 |
Banking system equipped with a radio linked portable terminal
In order to provide a banking system having an IC card available anytime anywhere with no risk of the security information plagiary because of the missing IC card, no complexity of the IC card...
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6088680 |
Automatic toll adjusting system, and storage medium with a radio communication function, frequency converting apparatus, writing apparatus, settling apparatus, depositing apparatus and inquiring apparatus therefor
An automatic toll adjusting system enables a user to voluntarily select a toll payment system with use of a storage medium carried by each user and storing adjustment information necessary for toll...
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6078902 |
System for transaction over communication network
A method for conducting transaction between first user and a remote second user interlinked through a communication network, by utilizing also a clearing office interlinked to the network. The...
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6076078 |
Anonymous certified delivery
A number of fault-tolerant methods for purchasing digital goods with a digital token over a network in which the token's value resides either with a customer or a merchant are disclosed. One...
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6064990 |
System for electronic notification of account activity
Disclosed is a system for notifying a user of account activity, such as a withdrawal from a savings or checking account. A computer system maintains information on financial accounts and electronic...
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6049786 |
Electronic bill presentment and payment system which deters cheating by employing hashes and digital signatures
An electronic bill presentment and payment system includes multiple biller computers, a bill presentment computer, and multiple customer computers. Each biller computer stores complete bills for...
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6038549 |
Portable 1-way wireless financial messaging unit
A secure messaging system including a secure messaging system controller (1100) and a first financial messaging unit (906). A user initiates a financial transaction by providing a transaction...
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6032137 |
Remote image capture with centralized processing and storage
A system for remote data acquisition and centralized processing and storage is disclosed called the DataTreasuryâ„¢ System. The DataTreasuryâ„¢ System provides comprehensive support for the...
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6029150 |
Payment and transactions in electronic commerce system
A method of payment in an electronic payment system wherein a plurality of customers have accounts with an agent. A customer obtains an authenticated quote from a specific merchant, the quote...
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6028938 |
Secure electronic forms permitting layout revision
Techniques for ensuring the security of forms data are disclosed. The layout for a particular form is signed separately from the data used to fill out the form using encryption techniques. The...
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6026163 |
Distributed split-key cryptosystem and applications
A distributed split-key cryptosystem and application in a public-key setting wherein each of a plurality of trustees independently selects his own secret-public key pair. The trustees combine their...
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6023682 |
Method and apparatus for credit card purchase authorization utilizing a comparison of a purchase token with test information
A method and apparatus for credit card purchase authorization includes using a credit card validation unit to transmit to a credit card company computer a purchase amount, a credit card number and...
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6021399 |
Space efficient method of verifying electronic payments
A method of verifying electronic payments generated using a key unknown to the verifier. In anticipation of accepting electronic payments, a seller requests and receives from a bank a conversation...
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6012143 |
Method for managing security for card-type storage medium and a transaction apparatus therefor
In a card-type storage medium and transaction apparatus, when a transaction is started between the card-type storage medium and the transaction apparatus and a data file that is an object of an...
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6012039 |
Tokenless biometric electronic rewards system
The method of the invention includes a tokenless authorization of a reward transaction between an issuer and a recipient using an electronic identicator and at least one recipient bid biometric...
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5982890 |
Method and system for detecting fraudulent data update
A method and system for detecting fraudulent data update of databases connected to a plurality of distributed computers in which a monitor computer connected via a network to the distributed...
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5982893 |
System and method for processing transaction messages
A method of processing a transaction message is disclosed. The method includes receiving an incoming raw transport message. The raw transport message is stored in a channel interface database. A...
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5974148 |
Method for securing information relevant to a transaction
A transaction system is disclosed wherein, when a transaction, document or thing needs to be authenticated, information associated with one or more of the parties involved is coded together to...
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5956404 |
Digital signature with auditing bits
A method for digitally signing a message by a tamper-resistant device to generate a digital signature. The method includes the step of hashing the message to form message bits; and encrypting with...
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5956699 |
System for secured credit card transactions on the internet
A method for providing secure credit card transactions over the Internet generates a personal charge number from a user account number by inserting a user key into the user account number in...
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5930786 |
Method and apparatus for providing shared data to a requesting client
A method and apparatus for providing object data stored in a database management system to a receiving client. The method comprises the steps of receiving a database query from the client on a...
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5917913 |
Portable electronic authorization devices and methods therefor
A portable electronic authorization device for approving a transaction request originated from an electronic transaction system. The portable electronic authorization device includes first logic...
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5915023 |
Automatic portable account controller for remotely arranging for transfer of value to a recipient
An apparatus and method of transferring a value from a transferor to a transferee in a transaction executed through a public service telephone network. The method includes the step of exchanging...
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5915022 |
Method and apparatus for creating and using an encrypted digital receipt for electronic transactions
A method and apparatus for authenticating electronic transactions carried out over public networks such as the Internet is disclosed. A transaction record which identifies the electronic...
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5903878 |
Method and apparatus for electronic commerce
A method for providing validated electronic commerce transactions is disclosed. A transaction order generated by a purchaser has a unique transaction identifier associated therewith and the...
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