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8682797 Methods and systems for distributing digitally encoded information  
Various embodiments of the present invention are directed to methods and systems for distributing digitally encoded information. In one embodiment of the present invention, a licensee desiring to...
8682793 Mobile alert transaction system and method  
A method and system for providing geographic location notifications of payment transactions is disclosed. One embodiment of the invention is directed to a method including receiving an...
8683586 Comprehensive online fraud detection system and method  
A fraud detection and protection method and system are disclosed. The method and system utilize a fraud detection and protection server to monitor online commercial transactions between a...
8676161 Enforcing time-out periods in payment-enabled mobile device  
A mobile device includes a housing and an antenna mounted in or on the housing. The antenna is for transmitting and receiving transaction signals to and from a point of sale (POS) terminal. The...
8676916 Method and apparatus for connection to virtual private networks for secure transactions  
A system and method are provided for use in establishing secure end-to-end communication links over a VPN gateway via a network interface unit. Illustrative embodiments include establishing and...
8676822 System and method for quality assured media file storage  
There is provided a system and method for quality assured media file storage. There is provided a method for use by a processor to verify quality of a new media file by transcoding a master media...
8676709 Merchant category codes in a proxy card transaction  
Transmitting category codes to payment instruments in proxy card transactions comprises receiving a first payment request to authorize a proxy card transaction, the first payment request...
8677140 Delivery point validation system  
A computer-implemented method represents a list of informational items using a bit array. The method converts an informational item to a cryptographic value using a cryptographic algorithm and...
8671062 Methods and systems for making, tracking and authentication of products  
Manufactured goods are marked or labeled with a secure unique identifier. A central checking center allows users to verify the authenticity of a particular good such as a cigarette pack or carton...
8666904 System and method for trusted embedded user interface for secure payments  
A security component may be associated with a network-enabled application. The security component may initiate the display of an embedded region of a window drawn according to display information...
8666906 Discrete verification of payment information  
In a computing system, in response to an order placed by a customer, a request for verification information is received from a merchant. Customer information is communicated to an issuing...
8667029 Optimized startup verification of file system integrity  
A computer system having a transaction based file system is disclosed. The computer system includes file system software that manages the file data and the file system structure of files stored on...
8660966 Payment system and method  
In one embodiment, transferring payment between a first user and a second user of a communication system includes displaying a contact list in a user interface of a client executed at a user...
8661520 Systems and methods for identification and authentication of a user  
The present invention generally relates to a computer security system for use in the identification and authentication of a user prior to an on-line transaction. In one aspect, a method for...
8655789 Systems and methods for non-traditional payment using biometric data  
Facilitating transactions using non-traditional devices and biometric data to activate a transaction device is disclosed. A transaction request is formed at a non-traditional device, and...
8656166 Storage and authentication of data transactions  
Data is transmitted between a first user and a second user via an information technology communications network, in a method comprising the steps of: generating a first hash value for a selected...
8650103 Verification of a person identifier received online  
A_system and method for verification of a person identifier received online is described. The method includes receiving a request for verifying a person identifier (PI1); and estimating whether...
8650402 General data hiding framework using parity for minimal switching  
A framework is provided for reducing the number of locations modified when hiding data, such as a digital watermark, in binary data. The framework complements data hiding techniques, such as...
8645280 Electronic credit card with fraud protection  
A method for verifying permission to use a payment system such as an electronic credit card, using a hand held communication device such as a smart phone, where the customer presents the...
8645281 Process for authenticating an end user  
A process for authenticating an end user. A first pattern of colored quadrilaterals is generated. A second pattern of multiple colored nodes that include a first subset of nodes is generated. The...
8646045 Bank speech authentication  
Authentication mechanisms are disclosed herein that authenticate user access to enterprises. For example, either an enterprise associated number or a social security number (SSN) can be provided...
8639626 Encrypted e-commerce product  
A system for conducting a financial transaction in e-commerce on the internet includes objects prepared by a seller and a buyer. The seller's object includes a clear text header file...
8635166 Internet content marking  
Distributing content markings includes receiving, from a first entity, marking content corresponding to Internet content and author presentation instructions associated with the marking content....
8630950 Method and device for depositing checks  
A system and method for depositing and processing checks using an ATM is provided. The method includes capturing the image data of the check with a reading unit, transmitting the image data to a...
8631229 Differential client-side encryption of information originating from a client  
A method may include allocating a number of public keys, where each respective public key is allocated to a respective entity of a number of entities; storing a number of private keys, where each...
8631230 Differential client-side encryption of information originating from a client  
A method may include allocating a number of public keys, where each respective public key is allocated to a respective entity of a number of entities; storing a number of private keys, where each...
8630932 Biometric financial transaction system and method  
Tokenless biometric authorization of transaction between a consumer and a merchant uses an identicator and an access device. A consumer registers with the identicator a biometric sample taken from...
8630933 Biometric financial transaction system and method  
Tokenless biometric authorization of transaction between a consumer and a merchant uses an identicator and an access device. A consumer registers with the identicator a biometric sample taken from...
8630907 Secure transactions using a point of sale device  
Systems and methods are provided for secure transactions according to one or more embodiments. According to an embodiment, a method for providing secure transactions comprises initiating a...
8627271 Reusable business sub-processes and run-time assembly  
Particular embodiments provide a method for orchestrating an order fulfillment business process that includes a sub-process. In one embodiment, abstraction of business processes from an underlying...
8626659 Facilitating presentation of content relating to a financial transaction  
Systems, methods and computer-readable media for facilitating the presentation of content associated with a financial transaction are disclosed. The content may be identified by a requestor or a...
8616978 Managing wagering game applications and events  
A wagering game system and its operations are described herein. In embodiments, the operations can include managing multiple instances of gaming applications associated with a wagering game client...
8621571 Online service providing system, method, server and mobile device thereof, and computer program product  
An online service providing system, a method, a server, and a mobile device thereof, and a computer program product are provided. The method includes sending a verification link corresponding to a...
8620826 System and method for receiving requests for tasks from unregistered devices  
Embodiments of a system and method for receiving task requests from unregistered devices are described. Embodiments may include a communication interface service configured to receive from a...
8611935 System and method for providing alerts to members of defined local geographical groups  
A system and method are disclosed for creating groups associated with defined geographical neighborhoods for the purpose of providing and distributing information to members of the neighborhood...
8600899 Vending data communications systems  
Vending machine circuitry adapted to interface with vending machine electronics so as to provide data communications between a handheld device, preferably a wireless handheld device operated by a...
8595508 Method of secure encryption  
A system, device and method for encrypting plaintext information securely. The system includes a transmitting agent to generate and synchronize a first cipher stream using the plaintext...
8587805 Execution log generation apparatus and method  
An execution log generation apparatus generates an execution log upon receiving, for each job operation, job operation data indicating content of a job operation performed in a job procedure from...
8589307 Ecommerce system with payment data division  
In at least one embodiment of an ecommerce system, payment data is divided into proper subsets and distributed among multiple data processing systems, and each of the data processing systems...
8583031 Mobile device and distribution server for review of newly created music by fans  
An artist or a music company creates multimedia music contents using interactive media creating tools on their computer and upload to a fans club server. The fans club server maintains all fans...
8583499 System for secured transactions over a wireless network  
A system for implementing a method that books and pays a retailer having a POS connected to a transaction server storing confidential user information including a retailer identification, a user...
8577812 Systems and methods for conducting transactions and communications using a trusted third party  
Systems and methods are provided for performing transactions and managing communications using a trusted third party. In one embodiment, a sender transfers an encrypted version of a file (such as...
8577813 Universal secure registry  
A device is configured to allow a user to select any of a plurality of accounts to employ in a financial transaction. The user device includes a biometric sensor configured to receive a biometric...
8577782 Trading with conditional offers for semi-anonymous participants  
According to one embodiment of the present invention, a method for generating conditional offers for semi-anonymous trading participants is provided. According to one embodiment of the present...
8577730 Cash management optimization for payment processing  
Embodiments of the present invention provide a method, system and computer program product for cash management optimization method for payment processing. In an embodiment of the invention, a cash...
8577811 In-band transaction verification  
Various embodiments of a system and method for in-band transaction verification are described. The system and method for in-band transaction verification may include a transaction verification...
8572701 Authenticating via mobile device  
A first server device is configured to receive an authentication request from a second server device; add the authentication request to a queue associated with a user; and provide a representation...
8571981 Method and system for establishing electronic financial transactions between entities  
One embodiment provides a system that facilitates an electronic transaction between a set of entities. During operation, the system discovers a potential interaction between the entities and...
8572388 Electronic document management system  
A method, apparatus and program product provide a mechanism for managing the execution of electronic documents using electronic signatures. Documents requiring electronic signatures are...
8566175 Common purchasing user interface  
In general, the subject matter described in this disclosure can be embodied in methods, systems, and program products. A first third-party application program that was developed by a first entity...