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8630932 Biometric financial transaction system and method  
Tokenless biometric authorization of transaction between a consumer and a merchant uses an identicator and an access device. A consumer registers with the identicator a biometric sample taken from...
8630933 Biometric financial transaction system and method  
Tokenless biometric authorization of transaction between a consumer and a merchant uses an identicator and an access device. A consumer registers with the identicator a biometric sample taken from...
8630907 Secure transactions using a point of sale device  
Systems and methods are provided for secure transactions according to one or more embodiments. According to an embodiment, a method for providing secure transactions comprises initiating a...
8627271 Reusable business sub-processes and run-time assembly  
Particular embodiments provide a method for orchestrating an order fulfillment business process that includes a sub-process. In one embodiment, abstraction of business processes from an underlying...
8626659 Facilitating presentation of content relating to a financial transaction  
Systems, methods and computer-readable media for facilitating the presentation of content associated with a financial transaction are disclosed. The content may be identified by a requestor or a...
8616978 Managing wagering game applications and events  
A wagering game system and its operations are described herein. In embodiments, the operations can include managing multiple instances of gaming applications associated with a wagering game client...
8621571 Online service providing system, method, server and mobile device thereof, and computer program product  
An online service providing system, a method, a server, and a mobile device thereof, and a computer program product are provided. The method includes sending a verification link corresponding to a...
8620826 System and method for receiving requests for tasks from unregistered devices  
Embodiments of a system and method for receiving task requests from unregistered devices are described. Embodiments may include a communication interface service configured to receive from a...
8611935 System and method for providing alerts to members of defined local geographical groups  
A system and method are disclosed for creating groups associated with defined geographical neighborhoods for the purpose of providing and distributing information to members of the neighborhood...
8600899 Vending data communications systems  
Vending machine circuitry adapted to interface with vending machine electronics so as to provide data communications between a handheld device, preferably a wireless handheld device operated by a...
8595508 Method of secure encryption  
A system, device and method for encrypting plaintext information securely. The system includes a transmitting agent to generate and synchronize a first cipher stream using the plaintext information...
8587805 Execution log generation apparatus and method  
An execution log generation apparatus generates an execution log upon receiving, for each job operation, job operation data indicating content of a job operation performed in a job procedure from a...
8589307 Ecommerce system with payment data division  
In at least one embodiment of an ecommerce system, payment data is divided into proper subsets and distributed among multiple data processing systems, and each of the data processing systems stores...
8583031 Mobile device and distribution server for review of newly created music by fans  
An artist or a music company creates multimedia music contents using interactive media creating tools on their computer and upload to a fans club server. The fans club server maintains all fans...
8583499 System for secured transactions over a wireless network  
A system for implementing a method that books and pays a retailer having a POS connected to a transaction server storing confidential user information including a retailer identification, a user...
8577812 Systems and methods for conducting transactions and communications using a trusted third party  
Systems and methods are provided for performing transactions and managing communications using a trusted third party. In one embodiment, a sender transfers an encrypted version of a file (such as a...
8577813 Universal secure registry  
A device is configured to allow a user to select any of a plurality of accounts to employ in a financial transaction. The user device includes a biometric sensor configured to receive a biometric...
8577782 Trading with conditional offers for semi-anonymous participants  
According to one embodiment of the present invention, a method for generating conditional offers for semi-anonymous trading participants is provided. According to one embodiment of the present...
8577730 Cash management optimization for payment processing  
Embodiments of the present invention provide a method, system and computer program product for cash management optimization method for payment processing. In an embodiment of the invention, a cash...
8577811 In-band transaction verification  
Various embodiments of a system and method for in-band transaction verification are described. The system and method for in-band transaction verification may include a transaction verification...
8572701 Authenticating via mobile device  
A first server device is configured to receive an authentication request from a second server device; add the authentication request to a queue associated with a user; and provide a representation...
8571981 Method and system for establishing electronic financial transactions between entities  
One embodiment provides a system that facilitates an electronic transaction between a set of entities. During operation, the system discovers a potential interaction between the entities and...
8572388 Electronic document management system  
A method, apparatus and program product provide a mechanism for managing the execution of electronic documents using electronic signatures. Documents requiring electronic signatures are...
8566175 Common purchasing user interface  
In general, the subject matter described in this disclosure can be embodied in methods, systems, and program products. A first third-party application program that was developed by a first entity...
8561100 Using xpath and ontology engine in authorization control of assets and resources  
An embodiment defines access control allowing the expression of access control rules using ontology based semantics and references an ontology subset using XPath as the ontological expression. The...
8560458 Method and system for making transactions through electronic portable devices which can be connected to a communication network, and associated portable electronic device  
A method and system for making transactions with at least one merchant site through an electronic portable device which can be connected to a communication network, comprising a connection of an...
RE44542 Check based online payment and verification system and method  
A method and system for verifying a check that is being used for an on-line transaction, utilizes a hash code value either printed directly on the check, or obtained from an insert card provided by...
8560457 Enhanced network server authentication using a physical out-of-band channel  
Systems and methods for increasing user trust by authenticating an electronic commerce server over an electronic communications channel using information received through an out-of-band...
8554689 Biometric authentication of mobile financial transactions by trusted service managers  
A method for authenticating a financial transaction at a point of sale (POS) includes storing an application program in a first secure element of a mobile phone. The application is configured to...
8543817 Secure indentification and authorization apparatus and method  
A cryptographic system that continuously identifies both the client and server applications/systems without the need for long term secret keying material or traditional encryption techniques. This...
8543510 Pre-sale data broadcast system and method  
In one embodiment, a method for promoting the sale of a substitute product at the point of sale (POS). Upon the presentation of an original product for purchase by a consumer at a POS terminal,...
8543512 Licensed content utilization validation using cache parameters  
A utilization method and system within a communication network comprises at least one service provider and at least one service consumer. In particular, a there is license contract method and...
8538881 Method and apparatus for secure access payment and identification  
According to one aspect, the invention provides a system for authenticating identities of a plurality of users. In one embodiment, the system includes a first handheld device including a wireless...
8538893 Apparatus and method for electronic transaction evidence archival and retrieval  
An electronic transaction evidence archive apparatus and method archives electronic transaction evidence, such as public key based electronic transaction evidence on behalf of a first party. The...
8510116 Synchronized voice signature  
Methods and systems are disclosed for capturing consumer voice signatures. The methods and systems synchronize voice signatures with display of the terms and conditions of a transaction to the...
8510845 Method and apparatus for monitoring identity misrepresentation by a user on a network  
Method and apparatus for monitoring identity misrepresentation by a user on a network are described. In one example, validated identity information for the user is received from a trusted source....
8504840 Content defacement protection system  
A method and mechanism for protecting a website against defacement are provided. A content owner may associate content with a digital signature. The digital signature allows a recipient of the...
8499339 Authenticating and communicating verifiable authorization between disparate network domains  
Verifiable authentication credentials are provided to foreign systems without passing an id and password to the protected resource. A user wishing to access a secure remote site is prompted for...
8499332 Electronic board provided with security functions and method for ensuring electronic board security  
An electronic card is disclosed including circuits of the protected zone include at least one control circuit. The electronic card further includes another zone defining a non-protected...
8494969 Cryptographic server with provisions for interoperability between cryptographic systems  
The invention is a cryptographic server providing interoperability over multiple algorithms, keys, standards, certificate types and issuers, protocols, and the like. Another aspect of the invention...
8494966 Method and apparatus for facilitating the transfer of a software license between computer systems  
One embodiment of the present invention provides a system that facilitates the transfer of a software license from a first client to a second client. The system operates by receiving a request at...
8488784 Organic keyed encryption  
An encryption technique that creates a unique encryption key or fingerprint based on unique physical and electrical characteristics of a target electronic assembly to be protected. The encryption...
8489513 Methods and apparatus for conducting electronic transactions  
A system and method for facilitating electronic transactions using an intelligent instrument is disclosed. An authorization server enables users to obtain authorization credentials through the use...
8483386 Share generation apparatus, reconstruction apparatus, verification apparatus, and secret sharing system  
A share generation apparatus (100) generates check data corresponding to a secret and random number, shares and encodes the secret and random number in accordance with a predetermined access...
8478995 Method of encrypting and transferring data between a sender and a receiver using a network  
A method of encrypting and transferring data between a sender and a receiver using a network thereby transferring data in a secure manner includes the steps of a server receiving from the sender an...
8474034 Method and apparatus for fast check and update of anti-replay window without bit-shifting in internet protocol security  
An apparatus comprising a processor configured to implement an anti-replay check for a plurality of received packets and a plurality of corresponding sequence numbers; and a circular buffer coupled...
8473414 System and method including chip-based device processing for transaction  
Present embodiments are directed to a server computer. The server computer establishes a first channel of communication to receive payment device data in a first format (e.g., chip type) and...
8473418 Sensitive data aliasing for transaction-card and other applications  
Database management and security is implemented in a variety of embodiments. In one such embodiment, data sets containing retail transaction information are analyzed using aliases representing...
8463710 System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse  
Herein is described a tokenless biometric method for processing electronic transmissions, using at least one user biometric sample, an electronic identicator and an electronic rule module...
8452680 Biometric financial transaction system and method  
Tokenless biometric authorization of transaction between a consumer and a merchant uses an identicator and an access device. A consumer registers with the identicator a biometric sample taken from...