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7634448 |
Self-service checkout during item purchase via videophone
Apparatus and method for purchasing an item via a self-service checkout at a merchant store. The item is associated with a bar code and an anti-theft device. A customer uses their phone to...
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7562348 |
Method and system for obtaining device services on a self-service financial transaction terminal
A method and system for obtaining ATM device services utilizes a service provider framework in which data is received by an ATM application that indicates there is a need for the performance of an...
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7493275 |
Terminal, charging system, and data processing method
This invention relates to a terminal device capable of communicating with an accounting center, an accounting system, and a data processing method. A point memory 45 of a recording/reproducing...
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7454784 |
System and method for identity verification
A system and method to verify a user's identity in an Internet-related transaction. One system and method use a personal computer having identification information, a card reader, and a personal...
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7433848 |
System for carrying out a transaction
A system is proposed for performing transactions with terminals which fundamentally allow a plurality of different transactions to be performed. The terminals ( 10, 11 ) are connected for this...
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7379897 |
Automatic payment system using RF ID tags
The present invention discloses systems and methods for enabling cashless fueling transactions through the use of vehicle-based decal sticker RFID tags. The tags store a unique customer...
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7366903 |
Card activated cash dispensing automated banking machine system and method
A card activated cash dispensing automated banking machine ( 12, 200, 302 ) is provided. The machine may be operative to install a terminal master key (TK) therein in response to at least one input...
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7159114 |
System and method of securely installing a terminal master key on an automated banking machine
An automated banking machine ( 12, 200, 302 ) is provided. The machine may be operative to install a terminal master key (TK) therein in response to at least one input from a single operator. The...
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7136995 |
Cryptographic device
A cryptographic device comprises a data stream interceptor, a main controller receiving input from the data stream interceptor, and a pair of data generating and storage controllers adapted to...
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7136841 |
Centralized authorization and fraud-prevention system for network-based transactions
A system and method for authorizing certain aspects of network based transactions between a customer and a merchant is disclosed. At a credit card authorization system, merchant information,...
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7114047 |
Data storage medium with certification data
A data storage medium has a first memory area that is read-only and stores first certification data that is unique to the data storage medium, a second memory area that stores data and second...
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7047223 |
Clear text transmission security method
A clear text security method has a table of secure prompts stored in memory of a transaction terminal, such as memory of a PIN entry device, that is connected to a remote device. A data entry...
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6978256 |
Method and apparatus for selling digital contents, processing program thereof and recording medium for the program
The present invention relates to a digital contents selling system for selling digital contents. Identification information of digital contents selected by a customer is received. Personal digital...
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6970851 |
System and method of configuring value cards
A system and method of configuring value cards which facilitates selection of personalized limits on value card use in transactions. The value card configuration system includes a display for...
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6865678 |
Personal date/time notary device
A personal data/time notary device is embodied in a token device such as a “smart card”. The portable notary device includes an input/output (I/O) port, which is coupled to a single integrated...
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6676017 |
Personal interface device and method
A personal device is provided. The personal device includes an identification verification system that receives first identification data from a physical identification device, such as by inserting...
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6598032 |
Systems and method for hiding from a computer system entry of a personal identification number (pin) to a smart card
A system and method for isolating a computer system from entry of a personal identification number (PIN) to a smart card. The system and method includes a computer system that is in communication...
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6532435 |
REMOTE MONITORING SYSTEM, AN AUTOMATIC SETTING APPARATUS FOR SETTING A NEAR-END VALUE FOR MANAGING A CONSUMPTION COMPONENT UTILIZED IN THE REMOTE MONITORING SYSTEM, AND A RECORDING MEDIUM HAVING AN AUTOMATIC SETTING PROGRAM RECORDED THEREON AND READABLE BY A COMPUTER
A remote monitoring system includes an object apparatus and a monitoring apparatus monitoring a current state of the object apparatus over a communications network. The object apparatus includes a...
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6338138 |
Network-based authentication of computer user
A network-based authentication scheme is provided that performs authentication in a centralized manner for the stand-alone computers of a particular organization. Since authentication is...
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6263446 |
Method and apparatus for secure distribution of authentication credentials to roaming users
A roaming user needing an his authentication credential (e.g., private key) to access a computer server to perform an electronic transaction may obtain the authentication credential in an on-demand...
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6170057 |
Mobile computer and method of packet encryption and authentication in mobile computing based on security policy of visited network
A mobile computer and a packet encryption and authentication method which are capable of controlling an activation of a packet encryption and authentication device belonging to the mobile computer...
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6144848 |
Handheld remote computer control and methods for secured interactive real-time telecommunications
An interactive bi-directional telecommunication method using a handheld low power user device to access a host computer server along a telecommunication path, and to command the host computer...
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6098055 |
Banking system equipped with a radio linked portable terminal
In order to provide a banking system having an IC card available anytime anywhere with no risk of the security information plagiary because of the missing IC card, no complexity of the IC card...
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6049790 |
Protected keypad apparatus
The invention relates to protected keypad apparatus, in particular for machines actuated by insertion of an electronic smart card. The keypad proper (10) comprises n sensitive zones (Zi), each...
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6047262 |
Method for providing security and enhancing efficiency during operation of a self-service checkout terminal
A method of providing security for a self-service checkout terminal includes the step of determining a time-of-day value and a day-of-week value. The method also includes the step of operating the...
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5809143 |
Secure keyboard
Apparatus and methods are provided for transacting secure purchase and bill payment transactions. A method for transacting a secure purchase via an internet using a system including a computer, a...
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5754655 |
System for remote purchase payment and remote bill payment transactions
A terminal is provided for allowing a user to conduct remote purchase payment and remote bill payment transactions with a remote host computer. In one embodiment, the terminal includes a QWERTY...
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5745576 |
Method and apparatus for initialization of cryptographic terminal
The present invention provides a method and apparatus for initializing cryptographic terminals in a cryptographic system. The invention provides a base key that is common to all controllers...
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5493613 |
Combination pin pad and terminal
A secure terminal is disclosed which has a single keypad and display which is suitable as a debit terminal, as both confidential and nonconfidential information can be entered. Confidential...
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5475756 |
Method of authenticating a terminal in a transaction execution system
The invention provides for a method of authenticating to a user or customer a terminal, such as an automatic teller machine, in a transaction execution system. The terminal is authenticated by a...
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5473690 |
Secured method for loading a plurality of applications into a microprocessor memory card
A method for loading and managing a plurality of applications in a memory of a chip card, the method including: recording a chart of applications in the memory of the chip card which associates a...
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5428349 |
Nondisclosing password entry system
A password access method/algorithm is effected by generating a pseudorandom array of each letter of the alphabet and the numerals 0 through 9 such that the password entry can be monitored without...
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5351296 |
Financial transmission system
A method and device for determining and securely transmitting an account code of a financial card over a communications link in a communications network to a remote location which also allows a...
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5276314 |
Identity verification system resistant to compromise by observation of its use
A mechanism for an automated system to allow a user of the system to demonstrate his legitimacy by demonstration of secret knowledge. The mechanism is resistant to compromise by observation of its...
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5256863 |
In-store universal control system
The present invention relates to a system for automating data acquisition and processing at a checkstand point-of-sale in a retail outlet. Preferred embodiments include a first local area network...
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5093862 |
Data carrier-controlled terminal in a data exchange system
A terminal (10) in a data exchange system with exchangeable portable user data carriers (4) has for their connection at least one connecting unit (3) and has further at least one data input unit...
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4984270 |
Method and system for transmission of financial data
An improved system for transmission financial data includes, in preferred embodiments, an encryption key stored on a bank card and used to encrypt preselected data prior to transmission. Encrypted...
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4961142 |
Multi-issuer transaction device with individual identification verification plug-in application modules for each issuer
A transaction terminal for use with diverse credit or other transaction cards is provided with an interface unit for receiving a plurality of modules, wherein each module contains programming...
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4888802 |
System and method for providing for secure encryptor key management
A system and method for storing encrypter keys in a secure manner to prevent a "debugger" or an unauthorized user of a user application from compromising the keys. A static RAM with a battery...
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4827113 |
Technique for authenticating IC card and terminal
An IC card is placed on a card terminal main body, and an internal IC of the IC card is electrically connected to an electrical circuit in a terminal through a connector. Input data entered by a...
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4809326 |
IC card system
Application program data is sent with decryption key code data from an initializing IC card to an application program RAM arranged in an IC card terminal. The terminal is then initialized, and...
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4797920 |
Electronic funds transfer system with means for verifying a personal identification number without pre-established secret keys
An electronic funds transfer system employs a means to verify a personal identification number PE entered by the user with the correct PIN (PT) stored at the host terminal. The remote and host...
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4787027 |
System using an adapter board to couple a personal computer to a plurality of peripherals in a financial environment
A financial system includes a plurality of peripherals like a magnetic stripe reader, printer, and keyboard which are coupled to a personal computer by an adapter board which is inserted into an...
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4771461 |
Initialization of cryptographic variables in an EFT/POS network with a large number of terminals
A procedure is disclosed for initializing with security and integrity a large number of terminals in an EFT/POS network with cryptographic variables. Each terminal in the network is provided with a...
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4630201 |
On-line and off-line transaction security system using a code generated from a transaction parameter and a random number
A security system is disclosed for use in an electronic funds transfer environment. The system includes a central processor and a portable transaction device. During initiation, the central...
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4608486 |
Data entry system
In a transaction terminal, a credit card reader is used not only to enter data from cards of customers, but a special card is used to place the terminal in supervisory modes in at least one of...
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4575621 |
Portable electronic transaction device and system therefor
A portable electronic transaction device and a terminal therefor. The device comprises a central data processor, a fixed memory, an adaptable memory, optical means for transmitting and receiving...
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4536647 |
Pocket banking terminal, method and system
A portable banking terminal under control of an authorized user and operating within a system of banks and retailers may be initialized for personal use under separate controls by the banks and the...
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4532416 |
Transaction terminal with simplified data entry
In a transaction terminal, a credit card reader is used not only to enter data from cards of customers, but a special card is used to place the terminal in supervisory modes in at least one of...
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4479112 |
Secure input system
A secure keyboard input terminal is disclosed in which a secret user identification code number or other confidential data sequence formed from a set of alpha-numeric characters (for example, the...
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