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8433658 Methods and apparatus for conducting electronic transactions  
A system and method for facilitating electronic transactions using an intelligent instrument is disclosed. An authorization server enables users to obtain authorization credentials through the use...
8421594 Tag-based personalization  
Embodiments of methods and apparatus for tag-based personalization of kiosk computing devices are disclosed. In embodiments, an authentication server/system may receive, from a mobile device, a...
8423474 Method and apparatus for data recipient storage and retrieval of data using a network communication device  
A system and method for data recipient invoked electronic commerce allowing data subjects to provide and data recipients to receive information over a network relating to the needs of a data...
8423476 Methods and apparatus for conducting electronic transactions  
A system and method for facilitating electronic transactions using an intelligent instrument is disclosed. An authorization server enables users to obtain authorization credentials through the use...
8396808 Method and system for transferring an electronic payment  
A method and system for transferring an electronic payment between a purchaser and a merchant that includes assigning a role of a merchant account to a first account and a role of a purchaser...
8396811 Validation approach for auditing a vendor-based transaction  
A computer processing system for auditing transaction information between vendors and service providers servicing a third party's needs. The system also includes those transactions involving...
8392720 Security of data over a network  
A method for securing data transmitted over a network to an image display device. In one embodiment, the method may include identifying at least one image display device on the network, selecting...
8380175 System for providing interactive advertisements to user of mobile devices  
A system for mobile devices that facilitates the creation and dissemination of interactive media to a plurality of mobile devices and PCs/laptops that comprise a client component. The interactive...
8380636 Personal interface device and method  
A personal device is provided. The personal device includes an identification verification system that receives first identification data from a physical identification device, such as by inserting...
8370260 Printing system for validating printing consumable  
A printer system includes a printer and a printing consumable detachably mounted on the printer. The printer has a first integrated circuit which generates a random number, reference information...
8365258 Multi factor authentication  
In one embodiment, a network element comprises one or more processors, and a memory module communicatively coupled to the processor. The memory module comprises logic instructions which, when...
8352305 Automated broadcast advertising transaction system and method  
A system and method for synchronizing broadcast advertising inventory data between a broadcast vendor system and a media buyer's media resource planning system features a database that stores...
8346910 Method and apparatus for managing an interactive network session  
Methods for controlling online session inactivity timeouts between a user terminal and a server involves the server polling the user's local terminal to determine whether the user presence at the...
8341420 Methods, systems, and computer program products for entering sensitive and padding data using user-defined criteria  
Disclosed are methods, systems, and computer program products for identifying sensitive data from a user-entered input sequence based on user-defined criteria. According to one method, user-defined...
8321338 Electronic network access device  
Methods and systems are described for processing transactions. The methods and systems enable a consumer to present a customer identifier, such as a merchant loyalty or membership card or other...
8321683 Electronic control device and method for operating an electric roller shutter  
An electronic control device and method for operating an electric roller shutter include establishing a wireless connection between the electronic control device and an electronic device if a...
8312288 Secure PIN character retrieval and setting using PIN offset masking  
Securely disclosing a personal identification number (“PIN”) associated with a financial account to an account holder and receiving a new PIN from the account holder. A PIN reveal application can...
8299890 System and method for power management directed to image forming apparatus, and usage management apparatus of image forming apparatus  
A presence state inquiry unit refers to a use permission table stored in a data storage unit to extract a user permitted to use a target image forming apparatus, and inquires from an entry control...
8276185 Enhanced security memory access method and architecture  
A memory device includes: at least one storage area for storing data; a protection control structure adapted to selectively allow an external device access to the at least one storage area of the...
8255335 System and method to establish a PIN  
Disclosed are systems and methods for establishing a personal identification number (PIN). The systems and methods provide techniques to begin a remote session with a customer, prompt the customer...
8249630 Messaging session enhancement with user data  
Computer media, systems, and computer-implemented methods for enhancing SMS messaging sessions with user data are provided. A data sharing agreement between a service provider and a receiving...
8250657 Web site hygiene-based computer security  
A reputation server is coupled to multiple clients via a network. Each client has a security module that detects malware at the client. The security module computes a hygiene score based on...
8244641 Method and apparatus for data recipient storage and retrieval of data using a network communication device  
A system and method for data recipient invoked electronic commerce allowing data subjects to provide information over a network and data recipients to receive such information relating to the needs...
8239325 Method and system to verify the identity of a user  
A method and system to verify the identity of a user are described. The system may include a communications module to receive a billing telephone number and a private data segment associated with a...
8229848 Secure networked transaction system  
A method and system for approving a transaction between a customer and a merchant including the steps of transmitting a transaction request from a customer to a merchant; transmitting a...
8225106 Differential encryption utilizing trust modes  
Systems and methods are provided for data protection across connected, disconnected, attended, and unattended environments. Embodiments of the inventions may include differential encryption based...
8225102 Local caching of one-time user passwords  
An intermediate network device includes a local caching module that caches user information from a remote server before a local user requests the information. In particular, the local caching...
8200978 Security device and method incorporating multiple varying password generator  
A two-varying-password generator having two varying passwords of different digit lengths and different time intervals is disclosed. A two-varying-password generator has a printed circuit board...
8151343 Method and system for providing authentication credentials  
A method for authenticating a user, that includes receiving an account identifier from the user, obtaining a media prompt from an account based on the account identifier, presenting the user with...
8141776 System and method for implementing a virtual automated teller machine  
Method and system for implementing a virtual automated teller machine (“VATM”) system are described. In one embodiment, the system includes a VATM host connectable to each of a plurality of dis...
8132017 Method and apparatus for securely synchronizing password systems  
A centralized password repository (CPR) provides network users with a password portal through which the user can manage password access to domains and applications on the network. A subset of the...
8132016 Method, system, and computer program product for the authentication of multiple users in a common session  
A first information handling system (“IHS”) receives identification information of a first user of a second IHS. The first IHS initiates a network session in response to authenticating the ide...
8132019 Arrangements for interfacing with a user access manager  
Arrangements which permit the employment of dedicated user-access management architecture with more than text-based access. Particularly contemplated herein are arrangements for accepting user...
8132230 Image processor  
A procedure for login in a case where a prescribed job is executed in an image processor is simplified. An image processor includes: input unit accepting an input of user authentication information...
8132018 Techniques for password attack mitigation  
Apparatus, system, and method having a first counter to record a number of invalid authentication requests, a first timer to set a first time period based on a value of the first counter, and an...
8108318 Trusted service manager (TSM) architectures and methods  
A client device comprises a first secure element and a second secure element. The first secure element comprises a first computer-readable medium having a payment application comprising...
8100336 Method of unblocking a locked application using a personal identification number  
The invention relates to a method of securing applications on a chip card which is disposed in a digital appliance. A count is made of the number of times a personal identification number of a chip...
8095393 Method and system for automated processing of insurance information  
A method and system for automated processing of insurance information. A universal electronic insurance application form is automatically created and sent and received electronically. The universal...
8078882 Methods systems, and computer program products for entering sensitive and padding data using user-defined criteria  
Disclosed are methods, systems, and computer program products for identifying sensitive data from a user-entered input sequence based on user-defined criteria. According to one method, user-defined...
8060446 Method of providing services including essay providing and review services based on authentication of college students, and system therefor  
Provided are a method and system for providing services based on authentication of college students. According to the present invention, a verification code is transmitted to an email account that...
8055904 Systems and methods for software application security management  
Apparatus and method for managing password information associated with a service account are disclosed. In some embodiments, a service account management system is configured to include a security...
8024576 Method and system for authenticating users with a one time password using an image reader  
A method and system to authenticate users with a one time password by using a visual communication channel. The method and system may include using a device to capture a sequence of images being...
8024567 Instant log-in method for authentificating a user and settling bills by using two different communication channels and a system thereof  
A method for authenticating a user of certain service provided by a system through a first communication channel, in one aspect including receiving an access request from a first terminal of the...
7991701 Online payer authentication service  
A payment authentication service authenticates the identity of a payer during online transactions. The authentication service of the present invention allows a card issuer to verify a cardholder's...
7983994 Module ID based encryption for financial transactions  
A server is operable to receive a media device identifying number (ID) and establish an association between a media device and a payment account and, in one embodiment, supports at least one of...
7974606 System and method for configuring devices for wireless communication  
A system and method for configuring devices for wireless communication are disclosed. A method may include transmitting an activation key from an activation broker to a wireless agent. The method...
7974929 Personal interface device and method  
A personal device is provided. The personal device includes an identification verification system that receives first identification data from a physical identification device, such as by inserting...
7954704 Electronic payment system with PIN and sub-account configurations  
Implementations of the present invention provide systems, methods, and apparatus for stopping unauthorized transactions before they are processed, as well as for creating and using one or more...
7954157 System and method for backing up data  
A method is provided to facilitate the detection of file tampering, such as a computer virus, on a computer. In one example, a digital fingerprint is generated for each file on the computer using a...
7945785 Security of data over a network  
A method for securing data transmitted over a network to an image display device. In one embodiment, the method may include identifying at least one image display device on the network, selecting...
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