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9009077 Over-the-air delivery of metering certificates and data  
Metering is enabled through an arrangement in which a metering certificate is communicated to a mobile device using an over-the-air protocol. A metering trigger provides the metering certificate...
8978108 Method, device, and system for service presentation  
A method, device and system for service presentation, which includes: receiving a presentation request message; acquiring presentation information from the presentation request message; storing...
8856879 Social authentication for account recovery  
A backup account recovery authentication of last resort using social authentication is described. The account holder requests trustees who have been previously identified to obtain an account...
8838803 Methods and apparatus for management of user presence in communication activities  
Systems and techniques for mediating user communications. A user persona manager maintains one or more user profiles and manages user interactions with other parties and with service providers...
8799102 Mobile commerce framework  
A subscription-based system for providing commerce information for one or more mobile devices for one or more merchants. Some techniques employed feature a subscription-based method for presenting...
8788841 Representation and verification of data for safe computing environments and systems  
Techniques for representation and verification of data are disclosed. The techniques are especially useful for representation and verification of the integrity of data (integrity verification) in...
8788828 Non-transferable anonymous digital receipts  
A system and method for verifying ownership of an electronic receipt in a communication system providing a public key infrastructure, the verification arising out of a series of messages being...
8781961 Currency conversion with pre-paid card  
A system is provided for a stored-value card account to serve as a platform to transfer funds in alternate currency. A prepaid cardholder may transfer to a recipient in a first currency from an...
8781957 Secure payment service and system for interactive voice response (IVR) systems  
A secure payment method includes receiving, at a computer of a payment service, a request from a requester for a one time use transaction identification token for a transaction. The one time use...
8774216 Exchange mechanisms for digital information packages with bandwidth securitization, multichannel digital watermarks, and key management  
Responsibility can be established for specific copies or instances of copies of digitized multimedia content using digital watermarks. Management and distribution of digital watermark keys (e.g.,...
8768842 Secured and selective runtime auditing services using a trusted computing device  
In an embodiment, an apparatus includes a control logic to selectively audit transactions between the apparatus and a separate entity based on a type for the transactions. The apparatus also...
8769656 Method and trusted service manager for providing fast and secure access to applications on an IC card  
A method for providing fast and secure access to MIFARE applications installed in a MIFARE memory being configured as a MIFARE Classic card or an emulated MIFARE Classic memory, comprises: keeping...
8719582 Access control using identifiers in links  
Methods, systems, and computer-readable media are disclosed for access control. A particular method receives a resource access identifier associated with a shared computing resource and embeds the...
8712918 Electronic currency, electronic wallet therefor and electronic payment systems employing them  
Electronic currency consists of data in a form suitable to be stored in a user's data storage medium, comprising information on the data value, identification of each specific set of data or data...
8694786 Virtual machine images encryption using trusted computing group sealing  
A host machine provisions a virtual machine from a catalog of stock virtual machines. The host machine instantiates the virtual machine. The host machine configures the virtual machine, based on...
8659427 Proximity-sensor supporting multiple application services  
A personal digital key (e.g., which can be carried by a human) contains a memory having different service blocks. Each service block is accessible by a corresponding service block access key. As...
8627271 Reusable business sub-processes and run-time assembly  
Particular embodiments provide a method for orchestrating an order fulfillment business process that includes a sub-process. In one embodiment, abstraction of business processes from an underlying...
8606719 System for management of alternatively priced transactions on network  
A system and method thereof, comprising means for: communicating through at least one computer network interface with each of (i) a plurality of providers of accountable resources, and (ii) a...
8600842 Universal cartridge for different cash recyclers  
A cash recycler includes one or more universal cartridges storing cash which may be exchanged between different types of cash recyclers. The swapping of universal cartridges may allow for improved...
8600898 Electronic payment systems and methods utilizing digitally originated checks  
The present invention provides a digitally originated check (DOC) through an electronic payment system (EPS) which captures payor metadata instructions regarding the intended payment to a payee....
8561100 Using xpath and ontology engine in authorization control of assets and resources  
An embodiment defines access control allowing the expression of access control rules using ontology based semantics and references an ontology subset using XPath as the ontological expression. The...
8549604 User authentication method and system  
A user authentication method and system. A computing system receives from a user, a first request for accessing specified functions executed by a specified software application. The computing...
8494967 Method and system for distributing electronic tickets with visual display  
This invention discloses a novel system and method for distributing electronic ticketing such that the ticket is verified at the entrance to venues by means of an animation or other human...
8484707 Secure changing auto-generated keys for wireless access  
A method for granting secure network access comprising requesting, by a mobile device, access to a network via an access point; receiving a passcode from the access point; sending a message...
8474028 Multi-party, secure multi-channel authentication  
A method for using multiple channels to access a resource, wherein a first user requests a resource that requires an indication of approval from a second user, a token value is transmitted to the...
8468100 Issuing electronic vouchers  
A method of issuing electronic vouchers (Vi) which a user (U) may submit to a merchant (M) in exchange for goods or services comprises the steps of: an issuer (I) receiving an electronic...
8468101 Electronic money system and payment accepting apparatus  
An electronic money system and a payment-accepting apparatus that further facilitate the use of cards substituting cash money. The electronic money use fee is computed on the basis of the...
8458781 Method and apparatus for token-based attribute aggregation  
According to one embodiment, an apparatus may store a plurality of tokens. The apparatus may receive a subject token indicating an attempt to authenticate a user. The apparatus may determine at...
8442919 Token based new digital cash protocols with combined blind digital signature and pseudonym authentication  
Digital cash token protocols use a combination of blind digital signatures and pseudonym authentication with at least two pairs of public and private keys. A user is provided with one master pair...
8438623 Automated security token administrative services  
This invention provides a system, method and computer program product to allow a user to access administrative security features associated with the use of a security token. The administrative...
8421594 Tag-based personalization  
Embodiments of methods and apparatus for tag-based personalization of kiosk computing devices are disclosed. In embodiments, an authentication server/system may receive, from a mobile device, a...
8424061 Method, system and program product for authenticating a user seeking to perform an electronic service request  
A method, system and program product for authenticating a user seeking to perform an electronic service request is provided. The method includes verifying user identity data received from a user...
8412627 Online funds transfer method  
According to the invention, a process for transferring funds in an online transaction between a first party and a second party is disclosed. In one step, a first account associated with the first...
8352378 Virtual account based new digital cash protocols with combined blind digital signature and pseudonym authentication  
Virtual account based digital cash protocols use a combination of blind digital signatures and pseudonym authentication with at least two pairs of public and private keys. A user is provided with...
8341714 Security token and method for authentication of a user with the security token  
A security token includes (a) a personal data memory configured to store digital identity credentials related to personal data of a user; (b) an input appliance configured to check said personal...
8333319 Remittance method and system for services  
Tokens containing a unique identification code that allow admission or access to entertainment or personal services are sold and distributed. A seller-distributor node on a global computer network...
8327147 Non-transferable anonymous digital receipts  
The present invention relates electronic receipts. There is provided a method for generating an electronic receipt in a communication system providing a public key infrastructure, the method...
8326766 System and method for linked account having sweep feature  
A computer-implemented method for facilitating electronic funds transactions is disclosed. According to one embodiment, the method may comprise the steps of: issuing a transaction card to a...
8321923 Secure sharing of resources between applications in independent execution environments in a retrievable token (e.g. smart card)  
The invention relates to an authentication and/or rights containing retrievable token such as an IC card comprising at least one physical channel of communication to at least one apparatus and at...
8295805 Real-time replenishment with electronic confirmation for sale of prepaid long distance  
A method and system of providing an electronic receipt, such as a SMS text message, to a consumer responsive to a purchase of long distance calling minutes, real-time replenishment of the...
8286201 Digital broadcasting receiver and a data processing method  
A digital broadcasting system and a data processing method are disclosed. A data processing method of a digital broadcasting receiver comprises receiving a mobile/handheld (MH) broadcasting signal...
8281991 Transaction secured in an untrusted environment  
To secure communications in an untrusted environment for a commercial transaction on an account between the account's holder and a merchant, an identifier and a signature can be derived from a...
8271315 Personal information utilization system and personal information utilization program for commodity based identification  
The object of the present invention is to improve quality of service for customers by sharing and utilizing personal information on customers among variety of industries. In order to achieve the...
8245939 Investing funds from pre-paid payment accounts  
The present invention extends to methods, systems, and computer program products for investing funds from pre-paid payment accounts. Funds from accounts within a payment system are invested on...
8250657 Web site hygiene-based computer security  
A reputation server is coupled to multiple clients via a network. Each client has a security module that detects malware at the client. The security module computes a hygiene score based on...
8229859 Bit currency: transactional trust tools  
Systems and methods are provided for utilizing a digital coin. A bit string is received. The number of bits in the bit string represents a coin value of the digital coin. The individual bit values...
8224754 Generation, distribution and verification of tokens using a secure hash algorithm  
Methods, systems, and apparatus for generation, distribution and verification of tokens are described. In an implementation, a method is described in which a value of an offer is determined and a...
8195578 Electronic currency, electronic wallet therefor and electronic payment systems employing them  
Electronic currency consists of data in a form suitable to be stored in a user's data storage medium, comprising information on the data value, identification of each specific set of data or data...
8171285 Cryptographically signed filesystem  
A cryptographically signed filesystem provides a central database resident on a server that contains database objects. The server creates startup software to be installed in a client system's read...
8151329 Secure handling of stored-value data objects  
An approach to managing stored-value data objects, such as electronic tickets, comprises secure systems and procedures for ticket issuing, storage, and redemption. With these systems and...

Matches 1 - 50 out of 155 1 2 3 4 >