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7600692 |
Systems and methods for managing and using prepaid purchasing accounts
The present invention extends to managing prepaid purchasing accounts and depositing funds therein. A kiosk and management system are connected over a network. The management system maintains...
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7600680 |
Time delimited multiple admission method and system
Systems and methods are disclosed for providing a provision of access to services. A time delimited, multiple use ticket/admissions card is provided that controls admission to services offered by...
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7590602 |
Electronic currency, electronic wallet therefor and electronic payment systems employing them
Electronic currency consists of data in a form suitable to be stored in a user's data storage medium, comprising information on the data value, identification of each specific set of data or data...
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7590591 |
Electronic value exchange system and electronic value exchange method
When a portable terminal receives a condition for an exchange object from a portable terminal, it selects electronic values as exchange objects, out of lists constituting the condition. An IC card...
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7580897 |
IC card and authentication method in electronic ticket distribution system
Between an IC card ( 1 ) and a electronic ticket server ( 2 ), upon purchasing an electronic ticket a public key cryptosystem is employed for a mutual authentication to keep a strict security, and...
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7562348 |
Method and system for obtaining device services on a self-service financial transaction terminal
A method and system for obtaining ATM device services utilizes a service provider framework in which data is received by an ATM application that indicates there is a need for the performance of an...
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7496540 |
System and method for securing digital content
A system is disclosed for a digital rights management system which enforces license rights by incorporating a decryption key in a license rights package that further includes an account number...
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7478747 |
Retail sales and dispensing fuel management system
The present invention extends to managing the dispensing of petroleum products. A kiosk (e.g., at a gas station) and fuel management system are connected over a network. The fuel management system...
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7447661 |
Electronic bearer bond online transaction system
An electronic transaction system, comprising bearer bond means for providing an online electronic bearer bond having a monetary value, transaction means for performing monetary transactions with...
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7353206 |
Literary work royalty accounting method, network system therefor and recording medium on which control program therefor is recorded
A literary work royalty meter rate accounting method is provided by which a royalty based on the frequency of use of literary works such as music data distributed through a communication circuit is...
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7337949 |
System for marketing leisure activity services through prepaid tickets
One-time-use tickets containing a unique identification code that allow for prepayment of entertainment or personal services are distributed and sold. When a ticket is sold, it is activated by the...
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7287162 |
System and method for platform activation
A platform discrimination indication register is stored in a wireless network card. This register holds a platform discrimination indication that indicates whether the wireless network card can be...
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7280982 |
System and method for a fee address system
A system relating to a fee address is described. A method of directing mail to a public mailbox, determining a fee based upon the preferences of the mail recipient, receiving the fee and forwarding...
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7231526 |
System and method for validating a network session
A system and method for preventing interception and decryption of information by an unauthorized party when that information is transmitted over a network is provided. A token is used to encrypt...
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7222108 |
Electronic cash implementing method and equipment using user signature and recording medium recorded thereon a program for the method
A user registers a user public key PKU as a pseudonym at a trustee or issuer and obtains an signature for the pseudonym as a license. The sends the pseudonym, PKU identification information IdU and...
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7222107 |
Method for inter-enterprise role-based authorization
A Transaction Authorization Method operating over a computer network comprising a plurality of interconnected computers and a plurality of resources, each computer including a processor, memory and...
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7209889 |
Secure system for the issuance, acquisition, and redemption of certificates in a transaction network
A transaction network contains a networked certificate authority, by which one or more virtual certificates may be remotely defined and stored, such as by an issuer user through a issuer web portal...
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7203657 |
General packet-based payment and transaction method and system
A method and system to enable data packets to engage in two-way transactions with various facilities, electronic equipment, and data sources, performing various services. This is accomplished by...
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7143062 |
Electronic cash eliminating payment risk
A system and method for permitting gold or other commodities to circulate as currency requires a network of system users that participate in financial transactions where payment is made in units of...
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7136838 |
Digital license and method for obtaining/providing a digital license
To obtain a digital license for rendering a piece of digital content, a license requester contacts a license provider and sends a license request. The license provider checks the license request...
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7120608 |
Systems and methods for implementing person-to-person money exchange
Systems and methods for effecting online financial transactions between individuals or between individuals and entities such as banks, merchants and other companies. Each user accesses a fund...
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7047405 |
Method and apparatus for providing secure processing and data storage for a wireless communication device
Techniques for providing secure processing and data storage for a wireless communication device. In one specific design, a remote terminal includes a data processing unit, a main processor, and a...
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7020638 |
System and method for flexible micropayment of low value electronic assets
An electronic asset system mints a stick of electronic assets that can be spent by the user with multiple vendors. Assets sticks are issued anonymously or non-anonymously in a way without requiring...
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6993652 |
Method and system for providing client privacy when requesting content from a public server
Method and system for providing client privacy on the Internet when the client requests content from a public application server. The method is well-suited to key management protocols that utilize...
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6978250 |
System and method for automated electronic scrip transactions
A system and method for performing and settling an electronic scrip transaction between a merchant and a member includes a database storing accounts for one or more participating merchants, scrip...
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6947966 |
System and method for influencing dynamic community shared elements of audio, video, and text programming via a polling system
A system and method for interactively affecting the course of a program or programming content. Viewer purchase electronic tokens which can be used to vote on the sequence of content in a broadcast...
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6938019 |
Method and apparatus for making secure electronic payments
In accordance with the present invention, consumers and merchants use computing devices connected to a network, such as the Internet, through wired and wireless means, wherein the consumer connects...
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6889213 |
E-service to manage contact information with privacy levels
A method of providing an electronic business card (EBC) access and organization service on the Web. The cardholder database is accessible and searchable from any browser connected to the Internet...
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6793135 |
Electronic payment system using multifunctional prepaid cards and method of selling prepaid cards
There are provided an electronic payment system using a multifunctional prepaid card which is commonly used in payment for use of services and purchase of goods, and a method of selling the...
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6748367 |
Method and system for effecting financial transactions over a public network without submission of sensitive information
A method and system for effecting a financial transaction over a public network without the submission of sensitive information. The system comprises a common controller in data communication with...
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6636969 |
Digital signatures having revokable anonymity and improved traceability
A method of authenticating electronic data is disclosed. In the preferred embodiment, when a Receiver makes a request to a Signer (e.g., a bank customer asks the bank to issue E-Coin), the Receiver...
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6611819 |
Electronic money apparatus, method, card and computer readable record medium having electronic money processing program recorded thereon
An IC card incorporates a processor, a memory, etc. The memory stores therein a general electronic money balance having an unlimited use range, a specific electronic money balance having a limited...
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6604679 |
Payment management method and system using an IC card
A payment management method and system for performing suitable payment management, wherein a user of a credit IC card can store a transaction history in the IC card, collate the transaction history...
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6553351 |
System with and method of cryptographically protecting communications
A value transfer system of at least one VCD (Value Carrying Device) ( 1 ) and at least one VAD (Value Accepting Device) ( 2 ), the VAD ( 2 ) having a memory ( 53 ) for storing at least an aggregate...
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6529884 |
Minimalistic electronic commerce system
The present invention provides a system for electronic commerce that reduces the amount of data needed to be stored on a user computer or electronic device. A bank processor stores information...
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6499019 |
Electronic payment device using unbalanced binary tree and the method of the same
An electronic payment device and its method using an unbalanced binary tree are disclosed. The total unit n of the amount of money that user purchases is decomposed first into a Matrix of p rowsĂ—q...
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6487542 |
Method and apparatus for managing electronic money and storage for storing an electronic money management program
According to the present invention, when electronic money is sent from a given network to another network, a money change apparatus performs a money change process to change electronic money...
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6446052 |
Digital coin tracing using trustee tokens
A system and method for obtaining traceable anonymous digital cash from a bank using a trustee as a trusted third-party. A user establishes her identity with the trustee using a secret known by the...
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6438691 |
Transmitting messages over a network
A method of transmitting a message over a network from a sender to a receiver, comprises the steps of: taking a message (Coin) to be signed by the sender; signing the message into a digital...
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6341352 |
Method for changing a security policy during processing of a transaction request
A method for changing a user password is preferably operative as a Web server impersonates a Web client to obtain access to files stored in a distributed file system space of a distributed...
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6260027 |
Electronic ticket system, collecting terminal, service providing terminal, user terminal, electronic ticket collecting method and recording medium
A collecting agency supplies a collecting agency name and a money bag number to a service providing terminal. In response to dealing requests from user terminals, the service providing terminal...
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6205435 |
Self-contained payment system with circulating digital vouchers
A self-contained payment system uses circulating digital vouchers for the transfer of value. The system creates and transfers digital vouchers. A digital voucher has an identifying element and a...
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6157920 |
Executable digital cash for electronic commerce
The invention provides techniques for implementing secure transactions using an instrument referred to as "executable digital cash." In an illustrative embodiment, a first user generates a piece of...
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6148084 |
Restrictedly blindable certificates on secret keys
A method for an issuer party to issue DSA-like secret-key certificates that can be blinded only restrictively. The method includes the step of generating a secret key (x 0 ,y) and a public key...
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6108644 |
System and method for electronic transactions
A system and method for performing an electronic transaction, including registration, audit and trusted recovery features. A transaction request message is received from a registered user that...
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6105862 |
Method for performing a double-signature secure electronic transaction
A method for performing electronic transactions between a card, a service provider having at least one terminal configured to accept the card and a centralized system configured to be connected to...
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6076078 |
Anonymous certified delivery
A number of fault-tolerant methods for purchasing digital goods with a digital token over a network in which the token's value resides either with a customer or a merchant are disclosed. One...
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6064990 |
System for electronic notification of account activity
Disclosed is a system for notifying a user of account activity, such as a withdrawal from a savings or checking account. A computer system maintains information on financial accounts and electronic...
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6052467 |
System for ensuring that the blinding of secret-key certificates is restricted, even if the issuing protocol is performed in parallel mode
A cryptographic method is disclosed that enables the issuer in a secret-key certificate issuing protocol to issue triples consisting of a secret key, a corresponding public key, and a secret-key...
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6023508 |
Polymorphic data structures for secure operation of a virtual cash system
A system for transferring value carrying data packets representative of cash between transferor and transferee terminals without the intervention of a centralized database provides for data packets...
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