Matches 1 - 47 out of 47
Match Document Document Title
7594027 Data access using a machine-readable card  
A communication system is disclosed comprising a communication network and a communication device. The communication device reads machine-readable information from a card, wherein the information...
7536360 Electronic purchase of goods over a communications network including physical delivery while securing private and personal information of the purchasing party  
E-commerce which may include delivery of a good ordered or purchased over a network (e.g., the Internet) to a purchaser/user, and/or arranging for electronic payment of the good is accomplished...
7483863 Electronic commerce information processing system and method  
This invention provides a novel processing technique from customer authentication to order price claim in online sales of commodities and the like. First, upon receiving a customer authentication...
7478239 Electronic ticket vending system  
A system for open electronic commerce having a customer trusted agent securely communicating with a first money module, and a merchant trusted agent securely communicating with a second money...
7447663 Method for on-line client set-up and authorization of automatic electronic funds transfers  
There is provided a method for a client to authorize an automated clearance house (ACH) transaction comprising the steps of providing an online web interface on a financial services provider...
7434225 Context information associated with message flows in a messaging system  
Method, parser, messaging system, computer program and computer program product for handling context information associated with a message flow in a messaging system, the message flow having...
7400883 Methods, systems, and computer program products for joint account registers  
A first account profile is on a first mobile communications device and a second account profile is on a second mobile communications device. User input of transactional information is accepted on...
7376838 Method for controlled and audited access to privileged accounts on computer systems  
A method that provides access to Privileged Accounts to users with Privileged Account access permission. A message is sent to a Privileged Accounts manager when a user logs into a Privileged...
7370203 Method for indivisibly modifying a plurality of sites in a microcircuit card non volatile memory, in particular a contactless card  
A method of connecting a card to a terminal including the following steps: a) on receiving corresponding respective commands from the terminal, it modifies the contents of the card memory by...
7209901 Method for selling, protecting, and redistributing digital goods  
This is a method for limiting access to selected features of a freely distributed multimedia file, by disabling selected features of the file (using encryption, compression, or other access...
7204412 Family stored value card program  
A family stored value card program is provided. One embodiment is a method for implementing a stored value card program. One such method comprises: identifying an existing stored value card...
7172114 Tamperproof point of sale transaction terminal  
A point of sale transaction terminal that has a signature capture pad mounted within a platen that is recessed within the top surface of the terminal housing. A screen protector is mounted over the...
7155418 Electronic cash system  
Detection of frauds and circulation of money can be managed while no special apparatus is required, electronic cash can be securely utilized, and personal information and information on...
7155417 System and method for detecting fraud in prepaid accounts  
The invention provides systems and methods providing independent determinations of services provided to be utilized in detection of fraud. According to a preferred embodiment, a call data record...
7143062 Electronic cash eliminating payment risk  
A system and method for permitting gold or other commodities to circulate as currency requires a network of system users that participate in financial transactions where payment is made in units of...
7120608 Systems and methods for implementing person-to-person money exchange  
Systems and methods for effecting online financial transactions between individuals or between individuals and entities such as banks, merchants and other companies. Each user accesses a fund...
7113592 Method and device for loading input data into a program when performing an authentication  
A method for enhancing data security when chip cards are used for payment transactions and input data are loaded into an algorithm when performing an authentication. The security of the debit and...
7047405 Method and apparatus for providing secure processing and data storage for a wireless communication device  
Techniques for providing secure processing and data storage for a wireless communication device. In one specific design, a remote terminal includes a data processing unit, a main processor, and a...
7028185 Managing database for identifying to recipients security features of devices generating digital signatures  
Managing a database for identification of security features of a device that generates digital signatures includes (a) recording in the database for each of a plurality of devices, (i) a public key...
6993510 System and method for managing accounts  
A system for managing credit card accounts or the like, having a database for storing a permanent customer ID associated with each cardholder, an account ID for each account accessible by the...
6976011 Process for making remote payments for the purchase of goods and/or a service through a mobile radiotelephone, and the corresponding system and mobile radiotelephone  
The invention relates to a process for making a secure remote payment for goods and/or a service purchased by the buyer ( 2 ) from a supplier ( 7 ) using a mobile radiotelephone ( 1 ) used by the...
6938019 Method and apparatus for making secure electronic payments  
In accordance with the present invention, consumers and merchants use computing devices connected to a network, such as the Internet, through wired and wireless means, wherein the consumer connects...
6931381 Methods and apparatus for authenticating the download of information onto a smart card  
Systems and methods for producing a digitally-computed acknowledgment of a delegated download event are disclosed. An information owner, such as the issuer of a smart card, delegates an information...
6805287 System and method for converting a stored value card to a credit card  
A method and system for converting a first transaction account device to a second transaction account device wherein a card number associated with, or defined as, a first transaction account (e.g.,...
6611819 Electronic money apparatus, method, card and computer readable record medium having electronic money processing program recorded thereon  
An IC card incorporates a processor, a memory, etc. The memory stores therein a general electronic money balance having an unlimited use range, a specific electronic money balance having a limited...
6405317 Security module for a transaction processing system  
A security module ( 95 ) for a transaction processing system is disclosed. The transaction processing system includes a transaction manager ( 20 ) which runs in a first process and is responsive to...
6122625 Apparatus and method for secure transacting  
An improved monetary system using electronic media to exchange economic value securely and reliably. The invention provides a complete monetary system having electronic money that is...
6105008 Internet loading system using smart card  
An architecture and system loads and uses a smart card for payment of goods and/or services purchased on-line over the Internet. A client module on a client terminal controls the interaction with a...
6076078 Anonymous certified delivery  
A number of fault-tolerant methods for purchasing digital goods with a digital token over a network in which the token's value resides either with a customer or a merchant are disclosed. One...
6059186 Digital cash safe and a method for transferring a monetary value therefrom and thereto  
A digital cash safe for storing a monetary value corresponding to an amount of digital cash. The digital cash safe includes a circuit board on which a plurality of storage devices are mounted each...
5978485 Foreign exchange transaction system  
A realtime multilateral foreign exchange settlement system having a computer implemented netting system, a processor-based multilateral settlement coordinator (MSC) having a first money module and...
5809142 Method and system for calculating a user account balance in a recognition system  
A system and method in which a transponder (14) is operable to transmit an original user account balance to an interrogator (12), which in turn calculates a revised user account balance and...
5796831 Method for conducting a transaction between a chip card and an information system  
A method of conducting a transaction between a chip card and an information system protects against fraud and malfunction during the transaction. The method involves a multi-step recording...
5633930 Common cryptographic key verification in a transaction network  
A stored value transaction system has a plurality of value storing transfer devices, including at least one local device, collection device, consolidation device and settlement device. First and...
5621797 Electronic ticket presentation and transfer method  
A system for open electronic commerce having a customer trusted agent securely communicating with a first money module, and a merchant trusted agent securely communicating with a second money...
5621796 Transferring information between transaction networks  
A stored value transaction system has a plurality of value storing transfer devices. First and second stored value transaction networks each include at least one local value storing device, at...
5596643 Network settlement performed on consolidated information  
A system for determining value in a stored value transaction system has a plurality of value storing devices. A first network consolidation device is provided for receiving stored value information...
5577121 Transaction system for integrated circuit cards  
A transaction system and method of conducting a transaction between in integrated circuit (IC) card and a transaction terminal which includes a security module comprises establishing communication...
5559887 Collection of value from stored value systems  
A first transfer device receives a first transaction signal from a second transfer device and provides a first certification signal. The second transfer device receives the first certification...
5544086 Information consolidation within a transaction network  
A system for determining value in a stored value transaction system has a plurality of value transferring devices including a local device, a collection device, a consolidation device and a...
5539825 Electronic cashless transaction system  
A key control method is for use in an electronic cashless transaction system including at least a bank center, a store transaction terminal and an IC card being used as an electronic cashless...
5502765 Method and apparatus for settlement of accounts by IC cards  
An IC card has a card information memory area wherein there are written a master public key nA, card secret keys pU and qU, a card public key nU, a card identification number IDU, and a first...
5461217 Secure money transfer techniques using smart cards  
Systems and methods for providing secure electronic financial transactions are disclosed. Money is electronically stored on a plurality of smart cards. At least one smart card is equipped with an...
5247578 Process for exchange of rights between microprocessor cards  
A process for exchange of rights between microprocessor cards, wherein multiple keys (K1, K2, . . . ) and varied keys (Ka5, Kb3) are used. A card to be debited calculates a voucher with varied key...
5185798 IC card system having a function of authenticating destroyed data  
An IC card includes, in addition to an ordinary data recording processing circuit, an IC chip area including an encrypting circuit, and a magnetic or optical data recording unit mounted thereon....
5128997 Wired microcircuit card and a method for transactions between a corresponding wired microcircuit card and a terminal  
The invention concerns a microcircuit card of the kind comprising: a communication interface; an internal memoryp a wired processor unit allowing this internal memory to be addressed from...
4802218 Automated transaction system  
An automated transaction system employs a card maintaining an account balance and a terminal for dispensing an article of value and debiting the card's balance. The card has a secure, resident...
Matches 1 - 47 out of 47