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Document Title |
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7606770 |
System and method for performing an on-line transaction using a single-use payment instrument
A system and method for performing an on-line transaction, such as making a payment, with a single-use payment instrument makes use of computer hardware and software, such as the computing device...
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7590602 |
Electronic currency, electronic wallet therefor and electronic payment systems employing them
Electronic currency consists of data in a form suitable to be stored in a user's data storage medium, comprising information on the data value, identification of each specific set of data or data...
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7580899 |
Offline code based reloading system
An offline code-based reload device and method for adding value to a reconfigurable memory storage means in a portable storage medium. Reload is effected using a reload device not directly...
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7559028 |
Method and apparatus for user function variable processing system and prompt
A user inputs information, such as a mathematical function, composed of variable strings, functions, characters, expressions, etc., into an information input field connected to a function variable...
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7552094 |
Optical payment transceiver and system using the same
An optical payment transceiver and an optical settlement system using the same uses a personal portable terminal incorporated with an optical transceiver as a card substitute payment unit for...
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7533044 |
System for sale of consumer goods
A system for sale of consumer goods, the system including means for issuing to a customer from a printer a non-validated token representing an article of merchandise following election by the...
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7516490 |
System, method and software for supplying activation information to a subsystem
The invention provides a form of reacting on security or vulnerability information relevant for a system comprising computer software and/or hardware or electronics, wherein a service provider with...
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7512800 |
Key management technique for establishing a secure channel
A key management technique establishes a secure channel through an indeterminate number of nodes in a network. The technique comprises enrolling a smart card with a unique key per smart card. The...
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7502760 |
Providing payments automatically in accordance with predefined instructions
Techniques are described for facilitating interactions between computing systems, such as by using an authorization system to automatically authorize financial payments between parties in...
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7496540 |
System and method for securing digital content
A system is disclosed for a digital rights management system which enforces license rights by incorporating a decryption key in a license rights package that further includes an account number...
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7484095 |
System for communicating program data between a first device and a second device
A system for communicating program data between devices includes a first device configured to disassemble a program file comprising program data into at least one logical data unit, partition each...
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7472829 |
Payment card with internally generated virtual account numbers for its magnetic stripe encoder and user display
A payment card comprises an internal virtual account number generator and a user display for online transactions. Offline transactions with merchant card readers are enabled by a magnetic array...
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7469234 |
Value information management system and method therefor
A value information management system includes, a value exchange card, user terminal, and management server. The value exchange card stores value information representing the value of a...
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7457781 |
Method and system for enforcing simultaneous user licenses for applications running on wireless devices
A method for allocating a plurality of user licenses for simultaneous use of a software application in a wireless communication system. The method includes negotiating allocation of a single user...
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7437559 |
Electronic message authentication
A method, and associated apparatus, comprises calculating a first part of a message authentication function by a first processor, calculating a second part of the message authentication function by...
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7412420 |
Systems and methods for enrolling a token in an online authentication program
An online transaction system configured to implement authentication methods that allow for strong multi-factor authentication in online environments. The authentication methods can be combined with...
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7398253 |
System and method for performing an on-line transaction using a single-use payment instrument
A system and method for performing an on-line transaction, such as making a payment, with a single-use payment instrument makes use of computer hardware and software, such as the computing device...
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7392222 |
System and method for providing promotional pricing
A system and method for providing promotional pricing is disclosed. One or more pricing offers may be provided to a plurality of credit accounts, wherein the pricing offers may be directed to...
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7386518 |
Method and system for facilitating transactions
A system for facilitating a transaction between a first party and a second party is controlled by a trusted third party system and is programmed to carry out the method by receiving the first...
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7383231 |
Performing automatically authorized programmatic transactions
Techniques are described for facilitating interactions between computing systems, such as by performing transactions between parties that are automatically authorized via a third-party transaction...
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7380710 |
Payment card preloaded with unique numbers
A conventional looking payment card comprises a plastic card with a legacy card reader compatible magnetic stripe for dynamic user account data. Internal to the plastic card, and behind the...
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7370203 |
Method for indivisibly modifying a plurality of sites in a microcircuit card non volatile memory, in particular a contactless card
A method of connecting a card to a terminal including the following steps: a) on receiving corresponding respective commands from the terminal, it modifies the contents of the card memory by...
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7330979 |
Method for protecting the processing of sensitive information in a monolithic security module, and associate security module
The invention relates to a method and associated security module for protecting the processing of sensitive information in a security module with a monolithic structure, the module comprising...
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7325132 |
Authentication method, system and apparatus of an electronic value
An authentication system providing a safety authentication process of electronic values with the use of mobile terminals which do not have a tamper-resistant function. The electronic value...
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7324976 |
Automatic authorization of programmatic transactions
Techniques are described for facilitating interactions between computing systems, such as by performing transactions between parties that are automatically authorized via a third-party transaction...
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7299211 |
Transaction number management method in network commodity sales
A cart ID according to the present invention is an identification code including receipt information containing at least a receipt number (serial number) indicating a receipt number of the...
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7287011 |
Application management for multi application devices
A process and system for managing and leasing memory capacity on a plurality of smartcards and/or smartcard terminals. The capacity is leased to developers of various applications who wish to load...
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7216083 |
Automated transaction machine digital signature system and method
An automated transaction machine such as an ATM ( 10 ) is provided. The ATM is operative to digitally sign electronic documents ( 42 ). The ATM may be in operative connection with a storage server...
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7206769 |
Electronic wallet system
The electronic wallet system comprises a plurality of devices interconnected through a local network and capable of conducting electronic business transaction on an open network ( 40 ). Each device...
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7184989 |
Staged transactions systems and methods
Systems and methods for accepting payments for goods and services provided by a merchant. In one embodiment, a method for accepting payments from a consumer for a good or service provided by a...
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7174454 |
System and method for establishing historical usage-based hardware trust
Establishing trust according to historical usage of selected hardware involves providing a usage history for a selected client device; and extending trust to a selected user based on the user's...
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7165052 |
Payment service method and system
A payment service method and system involve a payment service provider, a customer/payor and a client/payee. The customer/payor enrolls in the service and is provided the unique identifier which...
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7162639 |
Method for generating many-time restrictive blind signatures
A multiple use ticket generating method is disclosed which enables a recipient to obtain signatures for arbitrarily many (correctly formed) messages after only one interaction with the signer. The...
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7162455 |
Unique time generating device and authenticating device using the same
In an authentication-data issuing system based on unique time, a master computer ( 1 ) creates authentication data on the basis of an elapsed time measurement indicated by an unique time generating...
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7150039 |
Information processing system, portable electronic device, access apparatus for the portable electronic device, and method of using memory space
The invention provides an information processing system, a portable electronic device, an access apparatus for the portable electronic device, as well as a method of using a memory space. When...
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7146342 |
Payment system and method for use in an electronic commerce system
A method and system of payment of goods and services in an electronic commerce system reduces the transfer and processing costs for each purchase made by a customer from a merchant. A customer...
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7131578 |
System and method for electronic prepaid account replenishment
A method for crediting a customer account maintained by a vendor of services in response to payment received from a customer is disclosed herein. The method includes issuing, to the customer, a...
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7120801 |
Integrated circuit device with data modifying capabilities and related methods
Various embodiments pertain to an integrated circuit (IC) device and related systems that are configured to modify data values held by the device.
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7118024 |
Electronic data management system
A user inserts a magnetic card to a magnetic card reader, and inputs his/her electronic signature and dealing data through an input device. The input dealing data are recorded on an electronic...
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7117183 |
Airline ticket payment and reservation system and methods
A method for accepting payments from a consumer for a travel ticket from a travel company comprises receiving at a point of sale device a transaction request that includes a transaction identifier...
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7107249 |
Electronic identifier payment systems and methods
Systems and methods for accepting payments for goods and services provided by a consumer provider. The methods can include associating consumers and consumer providers with a payment provider. The...
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7103577 |
Systems and methods for staging transactions, payments and collections
The present invention relates to systems and methods for staging transactions and facilitating payments by consumers to a lender or merchant to consummate a financial transaction and/or to maintain...
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7103576 |
System for providing cardless payment
The method and system of the invention provide a variety of techniques for using a selected alias and a selected personal identification entry (PIE) in conjunction with use of a transaction card,...
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7099850 |
Methods for providing cardless payment
The method and system of the invention provide a variety of techniques for using a selected alias and a selected personal identification entry (PIE) in conjunction with use of a transaction card,...
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7096494 |
Cryptographic system and method for electronic transactions
An electronic transaction system, which facilitates secure electronic transactions among multiple parties including cardholders, merchants, and service providers (SP). The system involves...
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7096366 |
Portable electronic device with a security function and a nonvolatile memory
A portable electronic device with which an owner of the device makes use of a specific application program and a method for issuing the device. An unissued IC card can be written with the specific...
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7096205 |
Systems and methods for enrolling consumers in goods and services
Systems and methods for enrolling consumers in goods and services offered by a consumer provider are disclosed herein. Various of the methods include providing an enrollment system and displaying...
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7092916 |
Electronic identifier payment system and methods
A payment service method and system involve a payment service provider, a customer/payor and a consumer provider/payee. The customer/payor enrolls in the service and is provided a unique identifier...
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7092915 |
PDA password management tool
A mechanism is provided for storing user identifications and passwords in a mobile device, such as a personal digital assistant. A modified keyboard device driver may be installed on each platform...
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7080047 |
Website-specific electronic signature containing personalized logo
The present invention involves the creation of a website-specific electronic signature containing a personalized logo via a mechanism for on-line assembly of image parts to obtain personalized...
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