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7634428 Electronic shopping service  
Apparatus and methods for an electronic shopping service. The service enables a consumer to select line items from electronic receipts and group them as a review list. The consumer may create...
7627532 Method for creating and managing secure service communities  
A virtual secure service oriented network and process model for the creation and management of secure service communities including a private secure digital courier means for the secure and...
7627531 System for facilitating a transaction  
The present invention provides a system and method for facilitating a transaction using a secondary transaction number that is associated with a cardholder's primary account. The cardholder...
7620606 Method and apparatus for secure and small credits for verifiable service provider metering  
A method and apparatus for obtaining access to services of service providers. In one embodiment, the method comprises requesting a desired service through a foreign service provider. (101),...
7617120 Multiple client field device data acquisition and storage  
A system is provided for acquiring and storing field information, comprising field devices operable to gather field information and receive updated file information. The field devices may be placed...
7611053 Ticket issuing system, storage medium and electronic ticket issuing and managing method  
There is provided a ticket issuing system issuing an electronic ticket for digital content to a user system attempting to utilize the digital content by means of the electronic ticket. The ticket...
7606770 System and method for performing an on-line transaction using a single-use payment instrument  
A system and method for performing an on-line transaction, such as making a payment, with a single-use payment instrument makes use of computer hardware and software, such as the computing device...
7606771 Dynamic number authentication for credit/debit cards  
A method and apparatus for conducting a commercial transaction over the Internet or other network connection are provided. The method includes the use of random numbers which are unique for each...
7606369 Process for establishing a common cryptographic key for N subscribers  
A process is described which can be used to generate a cryptographic key for a group of subscribers whose number is subject to change. The process can further provide that even after the group key...
7603321 Electronic system and method coupling live event ticketing and interactive entries with the sale, distribution and transmission of event recordings, mastering system and intelligent terminal designs  
The present disclosure provides a method and system of electronically associating one or any combination of the production, balancing, editing, transmission, distribution and sale of live event...
7596530 Method for internet payments for content  
A method, in different embodiments, is provided to construct on-line, off-line, or hybrid internet payment systems that allow a vendor to sell physical or digital products or services to a user....
7590602 Electronic currency, electronic wallet therefor and electronic payment systems employing them  
Electronic currency consists of data in a form suitable to be stored in a user's data storage medium, comprising information on the data value, identification of each specific set of data or data...
7590591 Electronic value exchange system and electronic value exchange method  
When a portable terminal receives a condition for an exchange object from a portable terminal, it selects electronic values as exchange objects, out of lists constituting the condition. An IC card...
7587368 Information record infrastructure, system and method  
A method of maintaining electronic medical records, comprising the steps of receiving a medical transaction record, encrypted with an encryption key relating to a patient association of the file,...
7584152 Automatic authorization of programmatic transactions  
Techniques are described for facilitating interactions between computing systems, such as via a third-party transaction authorization system that automatically authorizes transactions between...
7580897 IC card and authentication method in electronic ticket distribution system  
Between an IC card (1) and a electronic ticket server (2), upon purchasing an electronic ticket a public key cryptosystem is employed for a mutual authentication to keep a strict security, and a...
7565326 Dialect independent multi-dimensional integrator using a normalized language platform and secure controlled access  
A system and method of aggregating and integrating authentication and/or authorization protocols of a user or a user's information across a wide range of related or nonrelated channels and exchange...
7555460 Payment system and method using tokens  
A method for collecting payment over a distributed digital computerized communication environment by a third party for services using digital tokens issued by a third party. The services may be...
7552094 Optical payment transceiver and system using the same  
An optical payment transceiver and an optical settlement system using the same uses a personal portable terminal incorporated with an optical transceiver as a card substitute payment unit for...
7548889 Payment information security for multi-merchant purchasing environment for downloadable products  
A multi-merchant purchasing system is configured to identify downloadable products selected by a user for purchase. The identified downloadable products are offered by multiple merchants. The...
7546276 Common authentication service for network connected applications, devices, users, and web services  
System architecture for network connected applications, devices, users, and web services providing security effected by means for managing interaction with an authentication library that effects a...
7543156 Transaction authentication card  
A transaction authentication card uses a biometric input and a wireless output. The biometric input may be a sensor pad on the transaction authentication card that measures blood flow patterns,...
7539860 Single use user IDS  
An access verifier may act as an intermediary to allow users to receive single use user IDs while protecting their anonymity. The access verifier has some relationship with the user that allows the...
7536352 Tokenless biometric electronic financial transactions via a third party identicator  
A method and device enables tokenless authorization of an electronic payment between a payor and a payee using an electronic identicator and a one payor bid biometric sample. The payor registers...
7533064 E-mail invoked electronic commerce  
A system and method for merchant invoked electronic commerce allowing consumers to purchase items over a network and merchants to receive payment information relating to the purchases. The system...
7533044 System for sale of consumer goods  
A system for sale of consumer goods, the system including means for issuing to a customer from a printer a non-validated token representing an article of merchandise following election by the...
7533063 Smart memory card wallet  
A system includes at least one server and at least one host computer coupled to a communication network. A memory card wallet includes a content addressable memory that stores server identifiers,...
7526449 Optically encoded card and system and method for using  
A system is provided for facilitating computerized transactions. The system comprises an optically encoded personal information carrier. The carrier comprising a card readable in a CD-ROM drive....
7523489 Smart card application system and method  
A system has a plurality of memory locations and a processor. The plurality of memory locations is partitioned by security level and by smart card application. The plurality of memory locations has...
7512800 Key management technique for establishing a secure channel  
A key management technique establishes a secure channel through an indeterminate number of nodes in a network. The technique comprises enrolling a smart card with a unique key per smart card. The...
7512565 Method for implementing secure transaction for electronic deposit (purse)  
The invention discloses a method for securing transactions for electronic deposits. In the method, a grey lock mark is merged into an electronic deposit of an IC card and becomes one of electronic...
7512566 System and method for using a stored value account having subaccount feature  
A stored value account includes a general stored value field and may include at least one stored value sub-field. The sub-field may represent a category and include category-specific benefits...
7509293 Method for anonymous purchase of goods by not providing identifying information to a non-host entity  
A method and system for facilitating the purchase of goods and services anonymously from an e-commerce website is provided. The method includes providing a plurality of transaction account numbers,...
7506165 Leak-resistant cryptographic payment smartcard  
We disclose methods and apparatuses for securing cryptographic devices against attacks involving external monitoring and analysis. A “self-healing” property is introduced, enabling security to be ...
7500007 Method and apparatus for identifying media content presented on a media playing device  
A system and method for identifying media content presented over a media playing device. The media content, such as audio and/or video, is either available digitally or digitally sampled. The media...
7496540 System and method for securing digital content  
A system is disclosed for a digital rights management system which enforces license rights by incorporating a decryption key in a license rights package that further includes an account number...
7496542 Method for anonymous purchase of goods via an ecommerce website  
A method and system for facilitating the purchase of goods and services anonymously from an e-commerce website is provided. The method includes providing a plurality of transaction account numbers,...
7484095 System for communicating program data between a first device and a second device  
A system for communicating program data between devices includes a first device configured to disassemble a program file comprising program data into at least one logical data unit, partition each...
7478239 Electronic ticket vending system  
A system for open electronic commerce having a customer trusted agent securely communicating with a first money module, and a merchant trusted agent securely communicating with a second money...
7472829 Payment card with internally generated virtual account numbers for its magnetic stripe encoder and user display  
A payment card comprises an internal virtual account number generator and a user display for online transactions. Offline transactions with merchant card readers are enabled by a magnetic array...
7475044 Electronic money system and electronic money terminal device  
The present invention offers an electronic money system and electronic money terminal that allow the user who uses an installment payment plan to decide the installment amount each time he/she pays...
7469234 Value information management system and method therefor  
A value information management system includes, a value exchange card, user terminal, and management server. The value exchange card stores value information representing the value of a...
7469233 Method and system for facilitating the anonymous purchase of goods and services from an e-commerce website  
A method and system for facilitating the purchase of goods and services anonymously from an e-commerce website is provided. The method includes providing a plurality of transaction account numbers,...
7463738 Method for providing multimedia files and terminal therefor  
A method of and a system for securely distributing data files to a user. A first key is encrypted using a second key. The encrypted first key is stored on an integrated circuit card that is...
7461030 System for anonymous purchase of goods by providing a plurality of non-activated account numbers  
A method and system for facilitating the purchase of goods and services anonymously from an e-commerce website is provided. The method includes providing a plurality of transaction account numbers,...
7461399 PIN recovery in a smart card  
A method of controlling access to resources on a smart card, the method involving: providing a list of n questions for presentation to the user, where n is an integer; receiving from the user...
7457781 Method and system for enforcing simultaneous user licenses for applications running on wireless devices  
A method for allocating a plurality of user licenses for simultaneous use of a software application in a wireless communication system. The method includes negotiating allocation of a single user...
7454385 Transaction signature  
The present invention provides systems and methods for protecting transaction information stored in a database of a gaming network. To accomplish this, a transaction signature is generated each...
7451492 Portable information terminal, and electronic information authenticating system and method using same terminal  
An electronic information authenticating system is provided which is capable of providing enhanced security of specified electronic information and its related information in the terminal without...
7440922 System, method, and business method for settling micropayment transactions to a pre-paid instrument  
The invention provides a method, business method, and system for conducting micropayment transactions between consumers and merchants. A merchant offers micropayment transactions to a consumer. The...