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7231373 |
Transaction processing
A customer inserts a security device (D) into the USB port of his computer (C). When a transaction request confirmation ( 1 ) is transmitted to a merchant server (M), the merchant server (M)...
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7225161 |
Method and system for initializing a key management system
A network system for key management including a server, a key management system providing process logic for key management system initialization located on the server, a key management system...
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7225167 |
Merchandise-integral transaction receipt and auditable product ownership trail
Techniques are disclosed for writing data directly onto a product to record each ownership transfer. As a result, the product itself now carries a traceable, auditable, non-forgeable,...
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7216237 |
System and method for trusted communication
A method of establishing a trusted path of data and a method of verifying the integrity of data presented for signing to a user of the personalized device in a public-key cryptographic scheme. The...
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7216083 |
Automated transaction machine digital signature system and method
An automated transaction machine such as an ATM ( 10 ) is provided. The ATM is operative to digitally sign electronic documents ( 42 ). The ATM may be in operative connection with a storage server...
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7209889 |
Secure system for the issuance, acquisition, and redemption of certificates in a transaction network
A transaction network contains a networked certificate authority, by which one or more virtual certificates may be remotely defined and stored, such as by an issuer user through a issuer web portal...
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7206769 |
Electronic wallet system
The electronic wallet system comprises a plurality of devices interconnected through a local network and capable of conducting electronic business transaction on an open network ( 40 ). Each device...
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7207059 |
Wireless communication system utilizing antenna dongle
The present invention features an electronic component system. The electronic component system can be a computer system. The system includes a wireless communication system. The wireless...
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7200577 |
Method and apparatus for secure online transactions
A method and apparatus for performing secure online transactions provides a user interface that is intuitive and easily to understand. The invention integrates an online wallet service with credit...
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7188089 |
System and method for securely storing, generating, transferring and printing electronic prepaid vouchers
A system and a method that utilizes transaction terminals equipped with smart card readers to download and store a batch of multiple prepaid electronic vouchers to a smart card, retrieve and...
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7184989 |
Staged transactions systems and methods
Systems and methods for accepting payments for goods and services provided by a merchant. In one embodiment, a method for accepting payments from a consumer for a good or service provided by a...
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7177847 |
Authorization token accompanying request and including constraint tied to request
A business relationship is effectuated between a first party and a second party and is governed by an agreement between the first party and the second party. The first party creates a token that...
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7174321 |
Memory rental service system in intelligent authentication unit
The present invention is to provide a memory rental service system in an intelligent authentication unit, the system allowing an application operating entity to set up or change any application...
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7165052 |
Payment service method and system
A payment service method and system involve a payment service provider, a customer/payor and a client/payee. The customer/payor enrolls in the service and is provided the unique identifier which...
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7162460 |
Media type identification
The exemplary embodiment of the present invention provides methods and systems for automatically selecting a media type for which to format Value-Bearing Item indicia based on a user's input of a...
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7162455 |
Unique time generating device and authenticating device using the same
In an authentication-data issuing system based on unique time, a master computer ( 1 ) creates authentication data on the basis of an elapsed time measurement indicated by an unique time generating...
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7155416 |
Biometric based authentication system with random generated PIN
Provided are apparatus, system and methods for accessing information utilizing an authentication system for verifying that a user is an authorized user of the information access device, and that...
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7152048 |
Memphis: multiple electronic money payment highlevel integrated security
A method for a financial services provider to securely process corporate payment requests includes a step of issuing a primary digital certificate to a primary certificate holder of a corporation....
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7146342 |
Payment system and method for use in an electronic commerce system
A method and system of payment of goods and services in an electronic commerce system reduces the transfer and processing costs for each purchase made by a customer from a merchant. A customer...
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7120603 |
Reservation method, reservation authentication method, reservation confirmation method, reservation servers, shop terminals, portable terminals and memory media
The present invention relates to a system wherein each of a reservation server that makes reservations of sales and purchases, a portable terminal owned by a user who makes a reservation, and a...
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7120801 |
Integrated circuit device with data modifying capabilities and related methods
Various embodiments pertain to an integrated circuit (IC) device and related systems that are configured to modify data values held by the device.
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7120609 |
System for secure transactions
A multimedia network ( 1 ) with connected customer stations ( 2 ), merchant servers ( 3 ), and a payment server ( 5 ). Secure electronic transactions are performed using a secure electronic...
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7118024 |
Electronic data management system
A user inserts a magnetic card to a magnetic card reader, and inputs his/her electronic signature and dealing data through an input device. The input dealing data are recorded on an electronic...
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7117183 |
Airline ticket payment and reservation system and methods
A method for accepting payments from a consumer for a travel ticket from a travel company comprises receiving at a point of sale device a transaction request that includes a transaction identifier...
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7113930 |
Conducting transactions
A two-part payment token is used during a transaction whereby a buyer obtains goods/services from a seller. The token, which does not identify the buyer, is given to a trusted third party (TTP) by...
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7113929 |
System for voucher or token verification
The present invention allows verification of a voucher or token prior to redemption. The voucher or token has a code associated therewith so that a value of the voucher or token may be stored in a...
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7107616 |
Method of producing a response
The present invention relates to a device ( 1 ) comprising an input for receiving an input; calculation means (P) for producing a response (OUTPUT) in response to the input (INPUT) and a secret key...
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7107249 |
Electronic identifier payment systems and methods
Systems and methods for accepting payments for goods and services provided by a consumer provider. The methods can include associating consumers and consumer providers with a payment provider. The...
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7107248 |
System and method of bootstrapping a temporary public-key infrastructure from a cellular telecommunication authentication and billing infrastructure
A system, method and computer program for ordering, paying for and delivering goods and services through the use of certificates. These certificates insure that the buyer is only billed once for...
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7107250 |
Apparatus for credential authorisation
A mobile communication device, such as a mobile phone, which comprises a processor which is configured to process requests for authorisation of use of a credential, such as a credit card, and the...
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7103576 |
System for providing cardless payment
The method and system of the invention provide a variety of techniques for using a selected alias and a selected personal identification entry (PIE) in conjunction with use of a transaction card,...
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7103577 |
Systems and methods for staging transactions, payments and collections
The present invention relates to systems and methods for staging transactions and facilitating payments by consumers to a lender or merchant to consummate a financial transaction and/or to maintain...
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7099850 |
Methods for providing cardless payment
The method and system of the invention provide a variety of techniques for using a selected alias and a selected personal identification entry (PIE) in conjunction with use of a transaction card,...
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7096204 |
Electronic commerce system
A method of brokering a transaction between a consumer and a vendor by a broker, wherein the consumer, the broker and the vendor are all attached to a public network, the consumer having a secure...
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7096205 |
Systems and methods for enrolling consumers in goods and services
Systems and methods for enrolling consumers in goods and services offered by a consumer provider are disclosed herein. Various of the methods include providing an enrollment system and displaying...
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7096494 |
Cryptographic system and method for electronic transactions
An electronic transaction system, which facilitates secure electronic transactions among multiple parties including cardholders, merchants, and service providers (SP). The system involves...
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7096491 |
Mobile code security architecture in an application service provider environment
A method is disclosed for providing mobile code software applications to users via an application service provider (ASP). The ASP receives a mobile code application, such as a Java application,...
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7092916 |
Electronic identifier payment system and methods
A payment service method and system involve a payment service provider, a customer/payor and a consumer provider/payee. The customer/payor enrolls in the service and is provided a unique identifier...
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7080047 |
Website-specific electronic signature containing personalized logo
The present invention involves the creation of a website-specific electronic signature containing a personalized logo via a mechanism for on-line assembly of image parts to obtain personalized...
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7080039 |
Associating content with households using smart cards
Media content is associated with households using smart cards. The media content is encrypted and/or decrypted based on a household identifier corresponding to a smart card. Media content is...
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7072868 |
Methods and systems for negotiable-instrument fraud prevention
An authentication value is provided in a magnetic-ink field of a negotiable instrument. The authentication value is derived from application of an encryption algorithm defined by a secure key. The...
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7065648 |
Mutual authentication method, recording apparatus, reproducing apparatus, and recording medium
In a mutual authentication method for use between a recording apparatus which records copied contents on a recording medium having an arithmetic processing function, and the recording medium, the...
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7062471 |
Electronic rights information processing system, method and apparatus for carrying out same and recorded medium for program carrying out the method
A transferer terminal accesses its account (of the transferer) to receive a list of electronic tickets contained in his account, selects a ticket which is to be transferred, transmits that...
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7058607 |
Contents distribution method and system
The object of the present invention is to provide contents distribution method and system which can readily distribute digital contents, can prevent unfairness such as copying and falsifying...
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7047405 |
Method and apparatus for providing secure processing and data storage for a wireless communication device
Techniques for providing secure processing and data storage for a wireless communication device. In one specific design, a remote terminal includes a data processing unit, a main processor, and a...
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7039617 |
Currency and float ID tracking in an electronic purse
The present invention relates to electronic purse systems, and in particular it relates to the improved management of multiple money flows in such systems. According to the basic principles of the...
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7035831 |
Reversible generation process of altered payment card by means of a mathematical algorithm
The process consists of carrying out the first phase of generating the transaction signature ( 9 ), with prior authentication by the cardholder, in the issuing centre ( 3 ) through its...
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7031939 |
Systems and methods for implementing person-to-person money exchange
Systems and methods for effecting online financial transactions between individuals or between individuals and entities such as banks, merchants and other companies. Each user accesses a fund...
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7024552 |
Location authentication of requests to a web server system linked to a physical entity
A system for authenticating the location of a client system accessing a web server system associated with a physical entity includes a location beacon adjacent to the physical entity. The location...
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7024390 |
Electronic wallet management system, electronic wallet device, electronic wallet management unit, and terminal station
The invention solves the inconvenience that a customer would experience when his/her electronic wallet was lost or broken down. A backup condition testing means tests predefined backup conditions...
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