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9043245 Apparatus and method for secure fulfillment of transactions involving virtual items  
A computer implemented method to exchange virtual goods in a virtual environment includes receiving funds at a trading platform from a buyer. The buyer is provided with a first secret that the...
9037513 System and method for providing electronic event tickets  
Systems, methods, and devices for providing and managing electronic event tickets are provided. For example, a device for managing an electronic event ticket may include a processor configured to...
9031611 Secure element with terminal and mobile device interaction capabilities  
A method for transmitting data between a mobile communication device and a server. The method includes running a mobile application on the mobile communication device. The mobile application is...
9027099 User credentials  
Obtaining and/or validating user credentials at client devices is described.
9026459 Online shopping using NFC and a point-of-sale terminal  
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of...
9020858 Presence-of-card code for offline payment processing system  
Preventing fraud during an offline transaction by encoding a randomly-generated card verification code onto a smart card. The verification code is transmitted to a contactless device during each...
9020836 Method and system for mobile banking using a mobile application  
A method for transmitting data between a mobile communication device and a server. The method includes running a mobile application on the mobile communication device. The mobile application is...
9020859 Fraud prevention for transactions  
Methods, systems, and apparatus include computer programs encoded on a computer-readable storage medium, and include a method for fraud prevention. A method includes receiving registration...
9020431 Methods and apparatus to obtain transaction information  
Methods and apparatus to obtain transaction information are described. One example method includes conducting a transaction using a proximity-based communication link, storing information related...
9021060 Method of enabling a user to interact with content received from a remote server  
A user interacts with content received from a remote server; content (e.g. feeds from social networking sites, advertisements) is received over a wireless network at a mobile telephone, which then...
RE45485 Method and arrangement for concealing true identity of user in communications system  
The invention relates to a method and an arrangement for concealing the true identity of a user in a communications system comprising a first user equipment having a first characteristic...
9015074 Device and method for facilitating financial transactions  
A device, system, and method for conducting a secure transaction over a network includes receiving from a user, being issued a stored-value financial instrument, a dollar amount to be associated...
9010633 System and method for new execution and management of financial and data transactions  
A system and method for execution of financial and data transactions includes a point-of-sale device configured to execute a transaction in which at least one good or service is sold to an...
9015064 Utilizing a secure element for NFC transactions which includes response data during induction  
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of...
9004355 Secure system and method to pay for a service provided at a reservation  
A method and system for allowing the setting of reservations and the pre-authorization of credit to purchase a desired service for which a reservation is made. A customer accesses a reservation...
9002748 Method for securing IP connections for network operator combinatory connections  
The invention relates to a method for securing IP connections with a combinatory connection of a communication network of a first network operator with a communication network of at least one...
9002274 Method and system for improving client server transmission over fading channel with wireless location and authentication technology via electromagnetic radiation  
Wireless personal area network (Zigbee, Bluetooth, UWB) and wireless identification technologies (Near Field Communication (NFC), Radio Frequency Identification (RFID)) are implemented in...
9002749 Virtual check  
Methods and systems for virtual checking are described. A virtual check is created by a payor's device and then sent to the payee's device. The payee can be another mobile device. The virtual...
8990904 Web-based security proxy for computing system environment scanning  
Mechanisms are provided for collecting configuration data from components of a managed computing system environment. A portion of code is obtained, in a data processing system, from a data...
8985442 One-touch payment using haptic control via a messaging and calling multimedia system on mobile device and wearable device, currency token interface, point of sale device, and electronic payment card  
Provided are computer implemented methods and systems for messaging, calling, and one-touch payments via mobile and wearable devices. An exemplary system comprises a processor and a database in...
8990120 Leveraging procurement across companies and company groups  
A method and system for providing procurement services to customer companies. A user profile for each user, in a computer database, specifies: (i) each user is authorized by a first customer...
8983873 System for secure payment over a wireless communication network  
A method of conducting secure electronic credit payments to a payment acquirer using a credit payment unit, comprising of a smart card, a portable card reader device and a mobile phone, and a...
8983874 Method and system for micropayment transactions  
A micropayment system and method is presented for a payor U to establish payment to payee M for a transaction T, which typically has a very low value TV. The micropayment scheme minimizes the...
8984598 Web-based security proxy for computing system environment scanning  
Mechanisms are provided for collecting configuration data from components of a managed computing system environment. A portion of code is obtained, in a data processing system, from a data...
8977568 Anonymous mobile payments  
Anonymous mobile payments enable a user to make and/or receive payments without disclosing personal or private information to another party. In some aspects, a provider of a payment may request an...
8977233 Identification of timestamps for a partial CDR when failover occurs in an offline charging system  
Systems and methods that generate a partial Charging Data Record (CDR) when charging transfers from a primary charging function to a secondary charging function due to a failure. In one...
8973099 Integrating account selectors with passive authentication protocols  
Described is using a client-side account selector in a passive authentication protocol environment (such as OpenID) in which a relying party website trusts the authentication response from an...
8972303 Track data encryption  
A method for using a secondary PAN is disclosed. The method includes providing a secondary PAN associated with a primary PAN, where the secondary PAN has at least one end portion that is the same...
8966256 Transmitting a document  
A method of transmitting a document from a computing device to a printing device using a document server comprising, at the server, receiving user credentials from a user of an authorized...
8960019 Fuel dispenser time synchronization and geotracking  
A fuel dispenser has internal fuel flow piping, a flow meter located along the internal fuel flow piping, and a displacement sensor operatively connected to the flow meter to generate information...
8965811 Methods and systems for using physical payment cards in secure E-commerce transactions  
Pursuant to some embodiments, methods, systems, apparatus, computer program code and means for conducting an online transaction by a user operating a computer are provided which include...
8965810 Coupon bearing sponsor account transaction authorization  
A transaction handler receives, for forwarding to a sponsor account's issuer, a coupon authorization request message from a merchant's acquirer that identifies the sponsor account and a coupon for...
8959034 Transaction signature for offline payment processing system  
Preventing fraud during an offline transaction by encoding a randomly-generated card verification code onto a smart card. The verification code is transmitted to a contactless device during each...
8949156 Digital rights content services architecture  
A selection of a digital content item is received from a client over a network. A license agreement associated with the selected digital content item is identified based on a content ID of the...
8949152 Method, apparatus, and computer program product for topping up prepaid payment cards for offline use  
A card holder carries out an initial top-up of a balance of a pre-paid payment card. The prepaid payment card is configured for use in an infrastructure in accordance with a payment specification...
8943318 Secure messaging by key generation information transfer  
A system is configured to receive a first authentication request from a first device, authenticate the first device, establish a secure connection with the first device based on authenticating the...
8938398 Management of biometric information  
Fraud risk is monitored in financial transactions. Biometric information is received over the communications interface configured to exchange data with multiple distinct financial institutions....
8934865 Authentication and verification services for third party vendors using mobile devices  
A method to provide authentication services to third party vendors by a service provider hosting an authentication, authorization and accounting (AAA) server or a similar device that can...
8935184 Proximity service provider system  
Web-sites www.proximityservices.com, www.accessservices.com, www.vendingmachineservices.com, www.vehicleservices.com, www.meterservices.com, www.picopay.com, www.tollservices.com, for all the...
8935374 Method, system, and device for realizing registration mechanism of IP multimedia subsystem  
The present invention provides a method, a device, and a system for realizing a registration mechanism of an IP multimedia subsystem. In the above method, a S-CSCF obtains a private user identity...
8935186 Wireless payment with a portable device  
A portable device receives an account information request signal from a merchant machine. The portable device transmits a response message to the merchant machine. The response message comprises...
8934117 Equipment management system  
Systems and methods of management of electronic office equipment through automated monitoring and reporting of usage and status are disclosed. A monitoring agent monitors electronic office...
8930255 Methods and systems for combining securities and carbon credits  
Systems and methods are provided for reducing or neutralizing a carbon footprint of a security using carbon credit. At least one security that is excluded from an investment fund may be...
8924294 Methods and systems for routing payment transactions  
Methods and systems for routing payment transactions electronically involve interrogating by computer logic each payment transaction received by a payments interface processor to identify a...
8924309 Method of providing assured transactions by watermarked file display verification  
Electronic transactions employing prior art approaches of digital certificates and authentification are subject to attacks resulting in fraudulent transactions and abuse of identity information....
8924308 Apparatus and method for secure fulfillment of transactions involving virtual items  
A computer implemented method to exchange virtual goods in a virtual environment includes receiving funds at a trading platform from a buyer. The buyer is provided with a first secret that the...
8914310 Multi-functional control unit for an ionic foot bath system  
One particular implementation of the present invention may involve a control unit of an ionic foot bath or other health product. The control unit may be connected to a network or the Internet such...
8909553 Payment card terminal for mobile phones  
Methods and apparatus, including computer program products, for payment card terminals for mobile phones. In general, data characterizing a payment card and a settlement amount for a transaction...
8909555 Information security system  
An information security system is disclosed having a considerably simplified access control infrastructure. The number of secrets in a computer system domain is reduced to a minimum, yet...
8909556 Security gateway communication  
A gateway device and methods performed therein to prevent unauthorized client devices from connecting to the host network of the gateway device is described. The gateway device does not respond...