Matches 301 - 350 out of 504 < 1 2 3 4 5 6 7 8 9 10 11 >
Match Document Document Title
6628808 Apparatus and method for verifying a scanned image  
An apparatus and method capable of verifying a scanned image utilizing a verification algorithm based on a topological analysis of the scanned image and an apparatus and method capable of verifying...
6616035 Method and device for identification and authentication  
A method and a device of identification and authentication of a holder of a mobile electronic transaction device in an electronic transaction process between a transaction service provider and a...
6598030 Method and apparatus for pattern generation  
Methods and apparatus for transforming scoreable transaction data into financial data features are disclosed. In one aspect, a computer-implemented method transforms transaction data into a...
6594647 Real time bank-centric universal payment system  
An infrastructure for a real time bank-centric universal payment system ( 2 ) in which a central processing system (CPU) defines an electronic commerce trust system ( 1 ) formed from a plurality of...
6587867 Internet-based subscriber profile management of a communications system  
A telecommunications system includes multiple services. For example, the system provides multiple communications services with a single number for a subscriber. The subscriber can easily configure,...
6584568 Network provider loop security system and method  
The present invention involves a desktop administration system and method which allows a network administrator to remotely create, protect, and manage desktops and control file systems across a...
6584444 Virtual private network service provider for asynchronous transfer mode network  
A virtual private network service provider is used to transfer data over a data network to a final destination, with third-party billing. The method comprises the steps of: prompting the user at a...
6581042 Tokenless biometric electronic check transactions  
A tokenless authorization of an electronic check between a payor and a payee using an electronic identicator and at least one payor bid biometric sample is described. The method comprises a payor...
6578761 Method for issuance of satellite credit and debit cards  
The present invention relates to a method for a credit card holder to issue satellite debit cards out of his pre-established credit card, without the need for prior approval by his credit card...
6567915 Integrated circuit card with identity authentication table and authorization tables defining access rights based on Boolean expressions of authenticated identities  
This invention concerns an integrated circuit (IC) device, such as smart cards, electronic wallets, PC cards, and the like, and various methods for authenticating identities and authorizing...
6554183 Automated systems and methods for authorization and settlement of fleet maintenance and repair transactions  
Systems and methods for the authorization and settlement of fleet maintenance and repairs are described. In one embodiment, the system includes an interactive voice recognition system, an acquiring...
6549912 Loyalty file structure for smart card  
A loyalty file structure for a smart card includes any number of loyalty files preinstalled by a card manufacturer. Each loyalty file has a password, a file number, a label, an indicator of whether...
6529880 Automatic payment system for a plurality of remote merchants  
An automated payment system for a plurality of remote merchants includes a clearinghouse server, a plurality of customer tags and a plurality of local merchant systems. The clearinghouse system...
6523745 Electronic transaction system including a fingerprint identification encoding  
An apparatus and process of authorizing an electronic transaction system includes a computer located at the site of a transaction, a conversion module for enabling connection between the computer...
6520410 Method of developing platform specific applications for an automated banking machine  
A method of developing platform specific applications for automated banking machines is provided. The method comprises generating source code for an automated banking machine application. A...
6477578 System and method for conducting secure internet transactions  
A system and method for conducting secure electronic transactions via the Internet uses a second secure communication link for the transmission of sensitive information. Transactions are split so...
6456984 Method and system for providing temporary credit authorizations  
A method and system are provided for issuing credit as payment in a consumer transaction which eliminates the need for a traditional credit card while also minimizing any potential for fraud or...
6453352 Integrated electronic commerce system and method  
An integrated electronic commerce system ( 10 ) may include a server system ( 12 ) comprising a plurality of electronic commerce applications ( 44 ) and a server security system ( 46 ). The...
6439456 Method for transferring money  
A method for transferring money is described. This method can include providing a cash card having stored thereon an amount of money; making a telephone call to a predetermined telephone number...
6438528 Transaction manager supporting a multi-currency environment  
A transaction manager includes a dispatcher ( 22 ) connected to an input queue ( 19 ), one or more output queues and one or more processing module queues ( 11 ′ to 17 ′). The transaction...
6438690 Vault controller based registration application serving web based registration authorities and end users for conducting electronic commerce in secure end-to-end distributed information system  
A secure end-to-end communications system includes a vault controller based registration application for managing the issuance and administration of digital certificates for use in conducting...
6434158 Entryway system using proximity-based short-range wireless links  
An entryway system includes a door entry system ( 130 ) located near an entry door ( 320 ), and a personal presence identifier ( 122 ) carried by a guest and coupled to the door entry system by a...
6431443 Overloaded card information display  
A card structure provides an existing card having an associated card service and further having at least one associated service of at least one other card that is used by a card user. A display is...
6430305 Identity verification methods  
Apparatus for fraud detection for an account includes a plurality of N statistical estimators which estimate the likelihood of a transaction being fraudulent from data about a transaction on the...
6418420 Distributed budgeting and accounting system with secure token device access  
A distributed budgeting and accounting system is designed to operate with secure token devices. The secure token devices serve both as electronic currency purses and as secure vehicles for...
6418418 Transaction information processing system  
An information processing system for transactions by telephone of the present invention comprises a receiving terminal, operated by an operator, for inputting information from a customer taken over...
6400270 Wallet protection system  
A wallet protection system for protecting credit cards is disclosed. The system comprises a selectively openable casing having a thickness. The casing includes a sensor means disposed within the...
6393411 Device and method for authorized funds transfer  
A secure funds device for use with a computer system, such as a personal computer, for transferring funds, in response to a funds transfer request for amounts of funds from the computer system, to...
6368177 Method for using a toy to conduct sales over a network  
There is provided a method for using a toy for effecting sales over a public network, the method comprising: providing a toy having interactive speaking and listening functionality; connecting the...
6366220 RF tag based system and method for drive-through applications  
A system and method are provided that allow a customer to order drive-through menu items using an RF tag ( 104 ). A customer vehicle ( 102 ) is equipped with a radio-frequency (RF) tag ( 104 )....
6343279 System integrating credit card transactions into a financial management system  
A system integrates credit card transactions into a financial management system used by a company to track and control budgets, etc. The system provides the controls and accounting for credit card...
6343284 Method and system for billing on the internet  
The present invention discloses an Internet billing method which can reject invalid orders with reliability, and which can be used without a credit card. In the present invention, a terminal makes...
6343323 Resource retrieval over a source network determined by checking a header of the requested resource for access restrictions  
A method of downloading resources to a client ( 1 ) from a content server ( 3 ) over a data network. A resource request message is sent from the client ( 1 ) and is intercepted at a proxy ( 2 )...
6339766 Electronic payment system employing limited-use account number  
Methods and systems for enabling an account holder to authorize the transfer of funds from an account using a limited-use account number. An account issuer establishes an account for the account...
6336585 Memory card insertion type electronic equipment and apparatus for writing to the memory card  
A memory card insertion type electronic equipment reads authentication data from a memory card, decodes the read authentication data to a set of information by using a secret key, and compares the...
6330550 Cross-media notifications for e-commerce  
Systems and methods consistent with the present invention facilitate a transaction between a user and a party represented by a server on a network. When the user agrees to enter a transaction with...
6330544 System and process for issuing and managing forced redemption vouchers having alias account numbers  
A redemption voucher program having systems and processes for use in a credit card system. The following steps are carried about by the systems and processes and include, but are not limited to,...
6324526 System and method for performing secure credit card purchases  
A method and system of performing secure credit card purchases in the context of a remote commercial transaction, such as over the telephone, wherein only the customer, once generally deciding upon...
6299062 Electronic cash system based on a blind certificate  
An electronic cash system for performing an electronic transaction using an electronic cash, comprises at least one user apparatus each capable of using the electronic cash; an authentication...
6301567 Lockbox browser system  
A method of providing information regarding lockbox receipts to a customer having a lockbox account, the method comprising the steps of: having alert criteria containing alert conditions selected...
6282522 Internet payment system using smart card  
An architecture and system uses a smart card for payment of goods and/or services purchased on-line over the Internet. A client server on a client terminal controls the interaction with a consumer...
6282523 Method and apparatus for processing checks to reserve funds  
A bank device communicates with an account holder device, such as a telephone or computer operated by the account holder. The bank device receives therefrom check data that includes an account...
6275783 Logging technique for transmission system  
To use logging areas with no empty spacing left and trace back the logs to the past, a logging system is provided. Information to be logged includes data and management information managing the...
6272475 Apparatus and method for the secure dispensing of bank papers  
Apparatus and method for the secured dispensing of bank papers. A signed enable message contains an overall value of the bank papers to be dispensed. A verifier checks the signature and the overall...
6270011 Remote credit card authentication system  
A method for providing secure transactions with credit cards by adding a fingerprint scanner at the point-of-sale to obtain fingerprint data, so that a credit card company database can verify the...
6254000 System and method for providing a card transaction authorization fraud warning  
Identifying and notifying credit card issuing banks of an increased risk of credit card fraud. An early warning system assists credit card transaction processors and credit card issuing banks...
6236740 Signature verification apparatus and method utilizing relative angle measurements  
A signature verification system consisting of a durable pressure sensitive data input stylus, signal processing, and computer algorithms for enrollment of signatures, digits and verification. The...
6233565 Methods and apparatus for internet based financial transactions with evidence of payment  
A system and methods for conducting Internet based financial transactions between a client and a server. The client has a processor, a printer, a client authentication module, a module for issuing...
6230144 Method and apparatus using an accounting bit for a SIMA network  
A cell format, an accounting device and a method for providing accounting information to a network for determining payment information between operators in the network. The cell format includes a...
6230148 Tokenless biometric electric check transaction  
A tokenless authorization of an electronic check between a payor and a payee using an electronic third party identicator and at least one payor bid biometric sample is described. The method...
Matches 301 - 350 out of 504 < 1 2 3 4 5 6 7 8 9 10 11 >