Matches 151 - 200 out of 504 < 1 2 3 4 5 6 7 8 9 10 11 >
Match Document Document Title
7216105 Offline code based reloading system  
An offline code-based reload device and method for adding value to a reconfigurable memory storage means in a portable storage medium. Reload is effected using a reload device not directly...
7213003 Bill payment system and method utilizing bank routing numbers  
A system and method for paying bills which uses bank routing numbers. A service provider receives a bank routing number from a consumer, the routing number belonging to the bank at which the...
7206544 Self-service terminal  
A self-service terminal ( 10 or 200 or 300 ) comprises a plurality of intercommunicating modules ( 114 to 126, or 214 to 226, or 314 to 326 ). Each module includes a transceiver for...
7200573 System and method for providing warranties in electronic commerce  
A system and method for providing warranties that financially guarantee one or more facts associated with an electronic transaction. In a preferred embodiment, warranties issued to the present...
7200571 Computerized auction system for use with multiple purchasing media  
Systems and methods create and maintain an auction server operative to receive requests for displaying auction items. The bid values are displayed and received in units that are specific to a...
7191152 Automated financial transaction system  
In an automated financial transaction system, a plurality of automated tellers machines (ATMs) have each a message input section and are each communicatably connected with a message depository via...
7191151 Instant availability of electronically transferred funds  
A system and method for making proceeds of an ACH (Automated Clearing House) transaction available to a user before the transaction is completed. The system may be part of an on-line or traditional...
7184989 Staged transactions systems and methods  
Systems and methods for accepting payments for goods and services provided by a merchant. In one embodiment, a method for accepting payments from a consumer for a good or service provided by a...
7184979 Dual accounts banking system  
A computerized banking system for handling dual accounts is disclosed. A bank database has transaction information for number one and two accounts. The computer is programmed to generate separate...
7184980 Online incremental payment method  
According to the invention, a process for transferring funds between a payor and a payee in an online transaction is disclosed. In one step, information is received from the payor for debiting a...
7184747 System and method for implementing financial transactions using cellular telephone data  
A system and method provide access to a consumer's financial account without requiring a payment service token. The system supports transactions billed to an account associated with a cellular...
7177836 Method and system for facilitating financial transactions between consumers over the internet  
A method for enabling two individual consumers to complete a transaction that includes payment from one consumer (the payor, or buyer) to another consumer (the payee, or seller). An intermediary...
7177839 Reliance manager for electronic transaction system  
An electronic transaction system includes an authority issuing electronic signals representing subscriber assurance of an attribute of a subscriber to the system; and a reliance server obtaining...
7177830 On-line payment system  
An on-line payment system comprises a computer system which can maintain accounts in a database for a plurality of users. The system is enrolled as a payee in a bill payment system so that users...
7167842 Architecture and method for operational privacy in business services  
Consent-based application programming interfaces (APIs) are used to provide privacy access controls to operational systems for business services accomplished particularly in an electronic and/or...
7165052 Payment service method and system  
A payment service method and system involve a payment service provider, a customer/payor and a client/payee. The customer/payor enrolls in the service and is provided the unique identifier which...
7158947 Method for selectively blocking remote purchase requests  
A method for partially verifying the legitimacy of a remote purchase request based on a card number from a card issuing financial institution. The method includes receiving and storing a first...
7155412 Billing for use of a telephony device  
A method, system, and program for billing a caller for use of an origin device are provided. Usage, of at least one measurable element of a telephony device by an identified individual, is tracked,...
7152045 Tokenless identification system for authorization of electronic transactions and electronic transmissions  
A tokenless identification system and method for authorization of transactions and transmissions. The tokenless system and method are principally based on a correlative comparison of a unique...
7146342 Payment system and method for use in an electronic commerce system  
A method and system of payment of goods and services in an electronic commerce system reduces the transfer and processing costs for each purchase made by a customer from a merchant. A customer...
7146159 Over-the-air card provisioning system and method  
A system for over-the-air provisioning of a card on a wireless device is provided. The system includes a wireless device, a provisioning system in communication with the wireless device, and an...
7140538 Methods and apparatus for facilitating a currency exchange transaction  
Methods and apparatus for prompting a user to enter currency of a first country including at least one of notes and coins into a foreign exchange kiosk; applying one or more currency exchange rates...
7143069 System and method for interactive secure dialog between card holder and issuer  
A computer implemented method and apparatus for ensuring secured dialog between a card holder and a card provider via a network is provided. The system facilitates real-time communicate between a...
7137551 Check accepting and cash dispensing automated banking machine system and method  
An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to...
7139731 Multi-level fraud check with dynamic feedback for internet business transaction processor  
An Internet business transaction processor of the present invention has a distributed processing architecture which allows the processing load to be distributed among multiple parallel servers. The...
7136836 Accounting and reconciliation system  
An accounting and reconciliation system includes a seller terminal that receives credit data guaranteeing payment, and payment data. A buyer terminal for a buyer sends purchase request data...
7133935 System and method for real-time electronic inquiry, delivery, and reporting of credit information  
A system and method for providing electronic inquiry, delivery, and reporting of personal credit information to and from credit bureaus, via the Internet. In the preferred embodiment, the system...
7130452 System and method for multi-party validation, authentication and/or authorization via biometrics  
A system and method for multi-party authentication is described. The multi-party authentication process uses synchronous and persistent biometrics signals received from parties to a transaction,...
7127427 Secure transaction processing system and method  
A processing system and method for processing purchase orders between a purchaser and a merchant across a public network. The processing system comprising a purchaser account database for storing...
7127426 Reloadable debit card system and method  
A reloadable debit card system includes an issuing institution whereat a main account is set up and multiple sub-accounts are established thereunder. Each sub-account corresponds to a respective...
7124112 Providing evaluation and processing of line items  
Methods, systems, and articles of manufacture consistent with the present invention use a data processing system for evaluating line item data. The method involves displaying at least one line item...
7117183 Airline ticket payment and reservation system and methods  
A method for accepting payments from a consumer for a travel ticket from a travel company comprises receiving at a point of sale device a transaction request that includes a transaction identifier...
7116969 Wireless device having a secure clock authentication method and apparatus  
A method of providing a secure clock in a communication device in contact with a communication system includes detecting a clock event whenever a clock event occurs; initializing a secure clock and...
7113930 Conducting transactions  
A two-part payment token is used during a transaction whereby a buyer obtains goods/services from a seller. The token, which does not identify the buyer, is given to a trusted third party (TTP) by...
7110987 Secure online purchasing  
In a method of purchasing online, a client device of a customer communicates a purchase selection which is received by a vendor computer system. The vendor computer system, in response,...
7110959 Processing and management of transaction timing characteristics  
A transaction management and processing approach involves using timing-related aspects of transaction events to manage and process transaction-type information. According to an example embodiment...
7110984 Updating usage conditions in lieu of download digital rights management protected content  
A method on an end user system for creating additional copies onto at least one computer readable medium such as CDs, DVDs, ZipDisks™, tape, Flash memory, and RAM. The method comprising the steps...
7107242 Electronic transaction security method  
A software-based computer method for limiting the lifetime of an electronic credit card transaction that makes the transmitted credit card information useless when a configurable time limit...
7107249 Electronic identifier payment systems and methods  
Systems and methods for accepting payments for goods and services provided by a consumer provider. The methods can include associating consumers and consumer providers with a payment provider. The...
7107245 Biometric gaming access system  
A method for cashless and tokenless access to casino machines is provided including the steps of providing a biometric registration apparatus connected to a computer having an input for a user to...
7107250 Apparatus for credential authorisation  
A mobile communication device, such as a mobile phone, which comprises a processor which is configured to process requests for authorisation of use of a credential, such as a credit card, and the...
7103575 Enabling use of smart cards by consumer devices for internet commerce  
A method, system, and computer readable code for enabling use of smart cards by consumer devices for Internet commerce. This is achieved by integrating an existing “Integrated Circuit Card...
7103577 Systems and methods for staging transactions, payments and collections  
The present invention relates to systems and methods for staging transactions and facilitating payments by consumers to a lender or merchant to consummate a financial transaction and/or to maintain...
7103580 Negotiation using intelligent agents  
A system and method for negotiating using intelligent agents is described. Using a scalable platform, a user can configure an agent to act on the user's behalf in bi-lateral or multilateral...
7096205 Systems and methods for enrolling consumers in goods and services  
Systems and methods for enrolling consumers in goods and services offered by a consumer provider are disclosed herein. Various of the methods include providing an enrollment system and displaying...
7096363 Person identification certificate link system, information processing apparatus, information processing method, and program providing medium  
A person identification certificate link system forms a link between a person identification certificate which stores a template serving as person identification data and which is generated by a...
7096005 Method of carrying out a safe remote electronic signing by cellular phone  
The invention relates to a method of carrying out a safe remote electronic signing by a cellular phone coupled to a computer having a browser for setting conditions for accessing the Internet, the...
7096200 System and method for evaluating and enhancing source anonymity for encrypted web traffic  
A system and method is provided for evaluating the effectiveness of data encryption for hiding the identity of the source of Web traffic. A signature is constructed from encrypted Web traffic for a...
7092916 Electronic identifier payment system and methods  
A payment service method and system involve a payment service provider, a customer/payor and a consumer provider/payee. The customer/payor enrolls in the service and is provided a unique identifier...
7093281 Casual access application with context sensitive pin authentication  
A method and system for allowing access to an exchange by a casual user without compromising exchange security. The present invention allows a casual user to provide required input and complete...
Matches 151 - 200 out of 504 < 1 2 3 4 5 6 7 8 9 10 11 >