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9043240 Systems, apparatus and methods for mobile companion prepaid card  
Systems, apparatus and methods for providing an un-personalized and un-embossed mobile companion prepaid card to a consumer having a mobile wallet account. An embodiment includes a wallet provider...
9033222 Apparatus for prevention of reading of magnetic cards  
A card reading machine includes a card reader for reading data on a magnetic card and a device for preventing reading of the data on the magnetic card by illegal card reading devices operatively...
9027830 Cash handling system, cash handling method, management unit and cash accounting apparatus  
There is provided a cash handling system capable of reliably storing sales proceeds and the like stored in a cash settlement apparatus into a cash accounting apparatus. A cash management system 1...
9024722 Remote identification equipped self-service monetary item handling device  
An electronic process to capture, track and monitor unique identifying information regarding automated teller machine (ATM) deposits. ATMs equipped with radio-frequency identification (RFID) or...
9019089 User interface for an SST  
The present invention provides a method and apparatus for assisting a user of a Self-Service Terminal (SST). The apparatus provides a user interface for an SST, comprising a media slot for...
9019066 Terminal  
A terminal, such as an automated teller machine, comprises: a customer identification device; a sensor for detecting presence of a customer at the terminal; and a controller coupled to the...
9014845 Item verification apparatus and method  
A system for verifying whether an item retracted into a self-service terminal is the same item that was output from the self-service terminal, wherein the signature data sets generated prior to...
9004352 Banking system controlled responsive to data read from data bearing records  
A deposit management system is operable responsive to data read from data bearing records. The system is associated with financial funds depositories. Each depository can accept items, such as...
9004353 Check cashing automated banking machine  
An automated banking machine is operated at least in part to data read from data bearing records. The machine is operative to carry out a financial transfer responsive at least in part to a...
8988186 Self-service device user asset condition alert  
A method for operating an electronic self-service device is provided. A central computing system according to the invention may include a receiver module configured to receive an input from a...
8983867 Multi-dimensional credibility scoring  
A credibility scoring system produces a multi-dimensional entity credibility score that is derived from multiple dimensional component scores. The credibility scoring system derives each...
8972297 System and method for conducting a transaction at a financial transaction terminal using a mobile device  
The systems and methods described herein allow greater access to a banking platform via a mobile device. The customer can initiate a financial transaction using a mobile device, a bank can inform...
8966505 Event handling  
A method of handling events is described. The method comprises: receiving an event; transmitting the event to a remote management application; receiving a new event; ascertaining if the new event...
8960538 Check processing method, check processing program medium, and check processing apparatus  
Check processing involves scanning a back of a check having no printed authorization data to capture a back image; scanning a front of the check to capture a front image of the check, the front of...
8957783 Remote surveillance system  
A method is provided for a system including a plurality of remote sensor apparatus and a portable receiver. The portable receiver includes an RFID reader. The remote sensor apparatus has an RFID...
8955742 Self-service terminal  
A self-service terminal includes a safety box, a main control module, an operating module, and a shielding member. The main control module includes a casing and a mounting frame mounted in the...
8941709 Video-assisted self-service transaction device  
While performing or initiating a transaction with a self-service video transaction device, a user may interact with a video agent and a terminal associated therewith. An error may occur during the...
8930272 Systems and methods for mobile transactions  
In accordance with one or more embodiments of the present disclosure, systems and methods for facilitating financial transactions over a network include communicating with a user via a kiosk...
8924294 Methods and systems for routing payment transactions  
Methods and systems for routing payment transactions electronically involve interrogating by computer logic each payment transaction received by a payments interface processor to identify a...
8915422 Banking system controlled responsive to data bearing records  
An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes a processor that is in operative connection with a card reader and a touch...
8914307 Processing loan transactions  
A method includes receiving, at a client access module, a request from a client to process a loan transaction, wherein the request is associated with a particular loan system. The method also...
8910861 Automatic teller machine (“ATM”) including a user-accessible USB port  
Systems and methods for authenticating a user's identity at an ATM are provided. A method for authenticating a user's identity at an Automated Teller Machine (“ATM”) includes using a first...
8905298 Transactions with imaging analysis  
A money transfer system with imaging. The system includes a first money transfer terminal and an imaging device. The imaging device is configured to acquire a first set of imaging information of a...
8893962 Automated banking system controlled responsive to data bearing records  
An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card...
8881978 System and method for receiving ATM deposits  
An envelope-free deposit mechanism of a transaction machine receives a deposit from an account holder. The deposit comprises papers includes a combination of cash and checks. The deposit mechanism...
8881977 Point-of-sale and automated teller machine transactions using trusted mobile access device  
A method for a mobile device to conduct a transaction with an unattended point-of-transaction device is disclosed. The method comprises transmitting to the unattended point-of-transaction device,...
8880432 System and method of using electronic funds transfer to complete payment for goods and services  
A system and method of using Electronic Funds Transfer (EFT) to complete payment for goods and services. An example method of operating a transaction terminal includes identifying items selected...
8874480 Centralized payment method and system for online and offline transactions  
Embodiments described herein include an electronic transaction service network (also referred to herein as a centralized electronic transaction (CET) service). According to an embodiment, a...
8870063 Cash dispensing automated banking machine system and method  
An automated banking machine (10) is operative to carry out financial transactions and includes a user interface (15). The user interface includes a card reader (16) which is operative to read...
8868048 Apparatus and method for managing electronic transactions  
In some embodiments, an apparatus includes a memory and a processor. The processor is operable to present, in a first region of a display, information associated with a first transaction of a...
8856042 Method, apparatus and program for performing personal authentication and inputting operation instruction on the basis of biometric information including posture information  
A method includes obtaining an image to be compared at the time of use which is intended for comparing biometric information at the time of use of a user, obtaining posture information at the time...
8844806 Selective bunch presentation  
The present invention provides a method and apparatus for presenting a bunch of items of media to a user of a Self-Service Terminal (SST). The method comprises individually removing at least one...
8840016 Banking system controlled responsive to data bearing records  
An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is...
8833646 Banking system controlled responsive to data bearing records  
A card actuated automated banking machine (10) is operative to early out financial transactions responsive to data included on user cards. The banking machine includes a user interface (15)...
8827151 Method of and apparatus for forecasting cash demand and load schedules for money dispensers  
Cash demand for a cash dispensing device is forecasted for individual days, weeks and multi-day load periods. In one embodiment, an expected value of withdrawal for any particular period, as well...
8814042 Printing system with multiple paper supplies  
An automated banking machine operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The machine includes a printer for printing paper...
8807424 Automated banking machine controlled responsive to data bearing records  
An automated banking machine can operate to cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that can read a user identifier from a...
8800864 Banking system controlled responsive to data read from data bearing records  
A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and...
8794514 Card activated cash dispensing automated banking machine system and method  
An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account...
8794512 Automated banking system controlled responsive to data bearing records  
An automated banking machine can cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that can read from user cards, card data that...
8788374 Method and system for account parallel processing  
A method for account parallel processing used by an account processing center to process a request for account operation is disclosed. The method comprises: (1) categorizing accounts as high...
8781964 Smart safe for multiple users  
In some embodiments, a method for processing a safe transaction includes receiving at a safe a first deposit of currency from a first user. Identification information is received from the first...
8775297 Automated trading system  
A computer trading system includes a quote screening function configured to accept quotes specifying a quote amount in a price where the quote amount is greater than a minimum quote amount to...
8775188 Method, device, and system for voice approval  
Embodiments of the present invention provide a method for voice approval, where the method includes: receiving voice approval request information sent by an enterprise application server;...
8768789 System and method for optimizing utilization of inventory space for dispensable articles  
A system and method for optimizing the utilization of inventory space for articles dispensable from an article dispensing machine is provided. A subset of articles in the article dispensing...
8768836 System and method for electronic deposit of a financial instrument by banking customers from remote locations by use of a digital image  
A system and method for initiating a deposit transaction, where the depositor is a banking customer located at a remote location, and where the item to be deposited is a financial instrument, such...
8762277 Overdraft protection and forgiveness  
Various aspects relate to systems, methods or devices for processing overdrafts made by customers. A particular embodiment is directed towards a system that is configured to receive transaction...
8762274 Remote currency dispensation systems and methods  
A currency dispense and control system (CDCS) for securely dispensing paper currency in multiple modes: (1) an ATM system and (2) a currency control system that allows a merchant or...
8756158 Currency recycler  
A cash recycler that is configured to allow deposited money to be dispensed (recycled) in a withdrawal transaction. In one embodiment, multiple currency recyclers could be used at multiple stores...
8746552 Card reader activity systems and methods  
Methods, systems, and machines for monitoring card reader activity involve, for example, receiving data regarding a level of activity of a card reader of an access door of a self-service financial...