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6679424 |
Non contact type IC card
A memory ( 1 ) in a non contact type IC card ( 100 ) includes a data protection region (B 2 ) storing data requiring security and an region (B 1 ) storing other data. A main control circuit ( 2 )...
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6678822 |
Method and apparatus for securely transporting an information container from a trusted environment to an unrestricted environment
A method for operating a data processing system of a type that includes a first data processing entity located within a trusted environment and a second data processing entity located within an...
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6672505 |
Automated banking machine configuration system and method
An automated banking machine ( 10, 70, 146 ) is operative to enable a plurality of authorized software components ( 80 ) to be selectively configured. The machine may be provided with either an...
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6666383 |
Selective access to multiple registers having a common name
Among the embodiments of the present invention is a processor ( 22 ) having a number of registers in a register bank ( 50 ). The registers include a general purpose register ( 52 a ) and a stack...
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6655583 |
Medical billing method and system
A billing method is provided for billing for medical treatments and other services. The method includes capturing a treatment event by electronically scanning, at the time of the treatment event, a...
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6649014 |
Process for producing IC card
A process for producing an IC card is provided wherein an interlayer sheet carrying an IC module is contact bonded under reduced pressure to a top sheet and a base sheet using a reactive...
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6634549 |
IC card automated transaction terminal and IC used therein
An IC card automated transaction terminal is provided to operate in conjunction with an IC card capable of storing a plurality of different balances relating to commercial transactions. For...
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6616035 |
Method and device for identification and authentication
A method and a device of identification and authentication of a holder of a mobile electronic transaction device in an electronic transaction process between a transaction service provider and a...
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6612486 |
Smart card managing system
In the case where a card issuer and a service provider are different in operating and managing a smart card for multi-application programs, when the card issuer sends a request of sending an...
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6615191 |
Software licensing and distribution systems and methods employing biometric sample authentication
Software validation and distribution methods and apparatus are disclosed. These can include storing biometric identification information received from a customer in a customer storage area,...
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6611819 |
Electronic money apparatus, method, card and computer readable record medium having electronic money processing program recorded thereon
An IC card incorporates a processor, a memory, etc. The memory stores therein a general electronic money balance having an unlimited use range, a specific electronic money balance having a limited...
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6611881 |
Method and system of providing credit card user with barcode purchase data and recommendation automatically on their personal computer
A method for providing recommendations to a user based on user activity. A plurality of activity data tracking a plurality of activities of a user is obtained. The activity data may be obtained...
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6609113 |
Method and system for processing internet payments using the electronic funds transfer network
A system and method for effectuating Electronic Funds Transfer credit messages. The main structural components of the system include a Payment Portal Processor (PPP), an Internet Pay Anyone (IPA)...
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6601759 |
System and method for providing feedback in an interactive payment system
A system and method for presentation of feedback cues to a user of an interactive payment system is disclosed, wherein in one application, a payment product logo is displayed substantially...
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6578761 |
Method for issuance of satellite credit and debit cards
The present invention relates to a method for a credit card holder to issue satellite debit cards out of his pre-established credit card, without the need for prior approval by his credit card...
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6567769 |
Unattendant data center environment protection, control, and management system
This unattendant data center environment protection, control and management system is able to provide means for monitoring temperature and humidity, managing power supply, and controlling access...
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6567915 |
Integrated circuit card with identity authentication table and authorization tables defining access rights based on Boolean expressions of authenticated identities
This invention concerns an integrated circuit (IC) device, such as smart cards, electronic wallets, PC cards, and the like, and various methods for authenticating identities and authorizing...
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6549912 |
Loyalty file structure for smart card
A loyalty file structure for a smart card includes any number of loyalty files preinstalled by a card manufacturer. Each loyalty file has a password, a file number, a label, an indicator of whether...
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6520410 |
Method of developing platform specific applications for an automated banking machine
A method of developing platform specific applications for automated banking machines is provided. The method comprises generating source code for an automated banking machine application. A...
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6456984 |
Method and system for providing temporary credit authorizations
A method and system are provided for issuing credit as payment in a consumer transaction which eliminates the need for a traditional credit card while also minimizing any potential for fraud or...
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6439455 |
Value transfer system
The invention is concerned with systems for transferring value between electronic purses, usually in the form of IC or “Smart” cards, via the intermediary of an interface device. In order to...
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6431443 |
Overloaded card information display
A card structure provides an existing card having an associated card service and further having at least one associated service of at least one other card that is used by a card user. A display is...
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6434534 |
Method and system for processing customized reward offers
The present invention is a method is for providing and managing a customized reward offer to a holder of a financial account. The method includes the step of accessing historical account data...
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6427909 |
System and method for overloading an existing card
A system and method of providing and using an overloaded card with overloaded card services. A card terminal reads a host card, and a server system determines whether or not to overload the host...
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6422462 |
Apparatus and methods for improved credit cards and credit card transactions
Customized credit and debit cards for issuance by a person or main cardholder, the cards being limited to use in transactions at selected vendors only. Thus, for example, a parent or corporation...
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6422459 |
Method and system for off-line loading of stored value cards using a batch-load terminal
A method and system for batch loading a stored value application of a microprocessor based stored value card includes a stored value card reader/writer connected to a local computer device and a...
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6370517 |
Electronic money card, electronic money receiving/paying machine, and electronic money card editing device
An electronic money card includes a memory built in an IC chip of an IC card and reads and writes electronic money to and from the memory. The electronic money card allows conditions restricting an...
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6368177 |
Method for using a toy to conduct sales over a network
There is provided a method for using a toy for effecting sales over a public network, the method comprising: providing a toy having interactive speaking and listening functionality; connecting the...
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6366929 |
Service control and management system
A service control and management systems, and more specifically a system to manage hourly working services, that has service beneficiaries' and/or service providers' smart cards, smart card readers...
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6366893 |
System, a method and an apparatus for performing an electric payment transaction in a telecommunication network
The invention relates to methods and apparatuses for performing electronic payment transactions between a terminal equipment ( 100 ) in a telecommunication network and the other transacting party (...
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6359699 |
IC card processing system and processing method
An IC card system includes an IC card, an IC card read/write unit for reading/writing the IC card, a communication unit intervening for connection to a communication line network, a controller for...
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6356881 |
Pay per wash laundry system
In accordance with the invention, an appliance is provided with a controller that stores “points” representing payments made towards the purchase or use of the appliance. Every time the...
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6343279 |
System integrating credit card transactions into a financial management system
A system integrates credit card transactions into a financial management system used by a company to track and control budgets, etc. The system provides the controls and accounting for credit card...
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6341273 |
Electronic coin stick with potential for future added value
In a digital payment transactions system, a broker generates and stores a secret number. The broker then generates a chain of hash values by successive operations of a hash function, using the...
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6339765 |
Method and apparatus for defining private currencies
A method and apparatus for establishing and distributing a currency is disclosed. First, a user accesses a web site and downloads a form. The user completes and returns the form with a currency...
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6338048 |
Electronic transaction system
A plurality of types of settlement conditions exist for transactions with electronic money. An electronic transaction system capable of being applied to a plurality of types of settlement...
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6324556 |
Personal finance organizer
An apparatus for organizing data associated with each of a plurality of cards comprising a microcontroller, memory for storing said data associated with each said card, selecting means for...
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6321894 |
Method and device for handling means for payment and means for payment
In a novel financial transaction system, a consumer exchanges payment means for goods or services provided by a retailer. The retailer then feeds the payment means, which may be in the form of...
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6321213 |
Electronic money processing method having a transaction fee collecting function and an electronic money storage apparatus for the same
An electronic money storage apparatus includes that an amount of remittance p is determined on a remitting side and a receiving side. A remitting apparatus obtains a remitter's transaction fee x...
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6315196 |
Method and system for debt deferment
A computerized method and system for automatic deferment of debt on a credit account of a customer of a financial institution includes a credit protector system of the financial institution which...
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6311167 |
Portable 2-way wireless financial messaging unit
A portable 2-way secure financial messaging unit (906) includes a receiver (804), a selective call decoder (1004), a financial transaction processor (1014), a main processor (1006), and a...
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6298336 |
Card activation at point of distribution
Secure activation of stored value cards at a point of distribution uses a portable activation secure application module (ASAM) within the card dispensing machine to activate each card. Each card...
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6295522 |
Stored-value card value acquisition method and apparatus
A system and method for the use of stored value cards when either a consumer or a merchant does not possess a stored value card. A consumer value acquirer receives funds from the bank account of a...
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6289324 |
System for performing financial transactions using a smart card
A financial information and transaction system comprising a host financial computer system, which host system maintains records of user account information; at least one terminal providing a user...
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6282522 |
Internet payment system using smart card
An architecture and system uses a smart card for payment of goods and/or services purchased on-line over the Internet. A client server on a client terminal controls the interaction with a consumer...
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6266653 |
Apparatus and method for managing and possessing electronic money, management and possession medium and recording medium for recording electronic money management and possession program read by computer
The present invention discloses an electronic money managing and possessing apparatus used for managing and possessing electronic money, which includes a medium for holding an electronic money...
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6263316 |
Automated process for retailing to a vehicle occupant
The invention is a method and apparatus for the automated retailing of refreshments and other basic consumer products to a vehicle occupant as the vehicle passes through a toll station having an...
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6256614 |
Internet system for producing electronic reward cards
A system to build and provide an immediate electronic reward to a consumer's PC, Web-TV, Pager (or other electronic media) in return for some action taken by the consumer on the Internet. Typically...
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6220510 |
Multi-application IC card with delegation feature
A multi-application IC card which processes two or more applications using an Application Abstract Machine architecture. The AAM architecture only allows one application to be executed at a time...
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6223169 |
Electronic transaction processing system with escrow card
An electronic transaction processing system for transferring a monetary value between a payer and a receiver includes a first memory apparatus storing a payer's digital cash, a second memory...
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