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9197599 Integrated business system for web based telecommunications management  
The specification discloses a method of doing business over the public Internet, particularly, a method which enables access to legacy management tools used by a telecommunications enterprise in...
9038129 Enforcing policies in wireless communication using exchanged identities  
Techniques for facilitating the exchange of information and transactions between two entities associated with two wireless devices when the devices are in close proximity to each other. A first...
9031874 Methods, systems and agreements for increasing the likelihood of repayments under a financing agreement for renewable energy equipment  
A system is provided for increasing the probability of timely receiving payment under an agreement between a consumer and a non-utility entity for providing financing for renewable energy consumer...
9030153 Systems and methods for delivering energy to an electric vehicle with parking fee collection  
A method for delivering energy to an electric vehicle includes coupling the electric vehicle to an energy delivery point, delivering energy to the electric vehicle, determining a parking cost, and...
9031903 Method and system for providing network based transaction metrics  
An approach is provided for metrics data collection for business transactions. An online activity (e.g., Application Programming Interface (API) call) associated with a business flow is...
9031611 Secure element with terminal and mobile device interaction capabilities  
A method for transmitting data between a mobile communication device and a server. The method includes running a mobile application on the mobile communication device. The mobile application is...
9020826 Direct connectivity system for healthcare administrative transactions  
A direct connectivity system provides automated healthcare administrative transaction submission, including claim submission, eligibility verification and claim status, from healthcare service...
9020836 Method and system for mobile banking using a mobile application  
A method for transmitting data between a mobile communication device and a server. The method includes running a mobile application on the mobile communication device. The mobile application is...
9020852 Systems and methods for activation and deactivation of appliances  
Systems and methods are provided for an appliance system. The system includes an appliance, and a processor connected to the appliance such that the processor places the appliance in one of an...
9020850 Method and system for implementing effective governance of transactions between trading partners  
An embodiment of the present invention is directed to receiving a first independent log from a first trading partner wherein the first independent log comprises at least one request log entry...
9015074 Device and method for facilitating financial transactions  
A device, system, and method for conducting a secure transaction over a network includes receiving from a user, being issued a stored-value financial instrument, a dollar amount to be associated...
9015063 Secure device based NFC payment transactions  
A method for transmitting data between a mobile communication device and a server. The method includes running a mobile application on the mobile communication device. The mobile application is...
9009493 Method and system for handling sensitive data in a content delivery network  
Using cryptographic techniques, sensitive data is protected against disclosure in the event of a compromise of a content delivery network (CDN) edge infrastructure. These techniques obviate...
9004355 Secure system and method to pay for a service provided at a reservation  
A method and system for allowing the setting of reservations and the pre-authorization of credit to purchase a desired service for which a reservation is made. A customer accesses a reservation...
9009679 Determining snapshot placement  
Embodiments of the invention include a method for setting snapshots in code. The method may occur during the debug of code and may include determining whether to place a snapshot instruction...
8998708 Systems and methods for administration of non-wagering account associated with gaming environment  
A transaction facilitation system is disclosed that is configured to affect substantially real-time crediting and debiting of a gaming accounts maintained within a gaming environment and...
9002719 Device and method for building claim assessment  
Disclosed systems and methods automatically assess claims. A device may receive one or more images of a claimed object, such as a building or vehicle, compare the images to reference images and...
8983867 Multi-dimensional credibility scoring  
A credibility scoring system produces a multi-dimensional entity credibility score that is derived from multiple dimensional component scores. The credibility scoring system derives each...
8977568 Anonymous mobile payments  
Anonymous mobile payments enable a user to make and/or receive payments without disclosing personal or private information to another party. In some aspects, a provider of a payment may request an...
8972296 Dongle facilitated wireless consumer payments  
Computing systems and methods for facilitating consumer transactions in retail and other establishments include communication interfaces adapted to couple a computing system to a plurality of...
8965805 Method and system for delivering and accessing files  
A method and system for delivering and accessing files. The method and system may include the generation of a file for a first party by a second party. The file may be encoded in a machine...
8965802 Brokering and payment optimization for cloud computing  
A system includes a receiving module to receive a purchase inquiry for a cloud computing service from a consumer in a first currency. A pricing module is used to price-out the cloud computing...
8959659 Software authorization system and method  
A software authorization system has a server end and a user end. A software authorization method includes acquiring a software identification code of a protected software when the user end...
8959238 Systems, methods and computer program products for providing access to web services via device authentication in an IMS network  
An IP Multimedia Subsystem (IMS) network provides access to Web services. A HyperText Transfer Protocol (HTTP) message addressed to a Web Service Provider along with the IMS identifier from a...
8954351 Food vending machine system incorporating a high speed stored energy oven  
A novel vending machine system integrating a food storage container and a high speed stored energy cooking oven capable of cooking foods in under one minute such as that further described by U.S....
8949151 System and method for transferring a timeshare property  
The present disclosure provides a computer-executable method for executing a web-based program for producing a title transfer document. The method includes sending an instruction to an electronic...
8939360 Providing user information by presenting readable indicia with mobile device  
Embodiments of the invention are directed to systems, methods and computer program products for providing user information to a merchant during a transaction. Embodiments may generate a readable...
8943549 Methods and systems for online fraud protection  
This disclosure describes, generally, methods and systems for certifying user identities (IDs). The method includes receiving, from a customer, a certification request for a user ID. The method...
8942997 Payment system  
Embodiments of the invention provide a method of processing payment authorization requests for payment transactions to be conducted via a data communications network on behalf of online merchants,...
8943001 Post-paid, single click payments  
A deferred payment authorization system that allows users to exercise an instant purchase, deferred payment option for online payment without providing payment information. multiple transaction...
8938397 Systems and methods of facilitating trading of instruments  
Systems and methods of facilitating trades of instruments are provided. A master node and a plurality of intermediate nodes store counterparty credit matrices. Trades are executed based on the...
8935183 Internet billing method  
The present disclosure may include, for example, a method for facilitating establishment of a remitting agreement between equipment used by a vendor and equipment used by a provider, enabling, by...
8934117 Equipment management system  
Systems and methods of management of electronic office equipment through automated monitoring and reporting of usage and status are disclosed. A monitoring agent monitors electronic office...
8930251 Debt trending systems and methods  
A debt trending device accesses credit reports and/or other financial data that is available from one or more financial data sources, for a user and extracts financial account information. The...
8930248 Managing consistent interfaces for supply network business objects across heterogeneous systems  
A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by...
8929858 Banded billing system for telecommunication service  
A banded billing system for telecommunication service is disclosed. A carrier's billing system maintains in data storage a banded-pricing schedule that divides a continuum of minutes of use into a...
8930270 Smart payment instrument selection  
A method and apparatus is provided for constructing and using a smart wallet with automatic selection when making a purchase in an online environment. In one embodiment of the invention, the...
8930267 Automated transactions clearing system and method  
Embodiments of the present invention are related to systems and methods of verifying the integrity of transactions that traverse through complex system workflows, and particularly, verifying the...
8930252 Electronic financial management and analysis system and related methods  
A computing system facilitating electronic bill presentment and payment features for authorized users via a user interface is introduced including an analysis engine. The analysis engine, in...
8924283 System and method for selectively displaying market information related to a plurality of tradeable objects  
A graphical interface and method are provided for selectively displaying market information corresponding to a plurality of tradeable objects. According to one example method, a scanning feature...
8924272 System and method for management and verification of invoices  
Embodiments of the present invention include architectures and methods for automated management of invoices. Embodiments of the present invention may include techniques for receiving and unifying...
8924289 International banking system and method  
A system and method for providing banks with access to a previously inaccessible existing international infrastructure. A provider bank first establishes on its system, a set of accounts for each...
8924281 Method for aggregating intellectual property and services in an exchange  
The present invention relates to methods of aggregating and valuing intellectual property in a financial exchange. The present invention provides means whereby holders of intellectual property...
8924290 Method and apparatus enabling improved protection of consumer information in electronic transactions  
According to a commercial method of the present invention, a merchant forwards transaction data to a consumer. If the consumer accepts the transaction, a payment command is forwarded to a service...
8924291 Consolidated payment options  
A system for making financial transfers between subscribers of a financial transfer service is disclosed. The system may include a receiving subscriber interface (RSI), a sending subscriber...
8924298 ***WITHDRAWN PATENT AS PER THE LATEST USPTO WITHDRAWN LIST***
Fueling environment wireless architecture
 
A method and system for transmitting data between devices within a fueling environment comprising a wireless mesh network wherein the devices are configured to communicate via the wireless mesh...
8924299 Method and system for facilitating payment transactions using access devices  
A payment system for facilitating a payment transaction between a payer and a payee is disclosed. The payment system includes an access device, a payee device, and a services hub. The services hub...
8924288 System and method for automated electronic switching of customer selected financial transactions for a customer banking account  
The present disclosure provides a relatively automated system and method for a customer to change to a new service provider of a financial product, such as banking services. In general, the...
8924549 Network based ambient services  
A system operated by a network operator monitors traffic over a wireless network communicatively coupling the system to a device that includes a plurality of applications, a first application of...
8914260 Method and system for creating an electric vehicle charging network  
A method for creating an electric vehicle charging network includes receiving first location data from a first remote device; providing electric vehicle charger data to the first remote device as...