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7620560 Computer-implemented method for grouping medical claims with clinically representative dynamic clean periods  
A computer-implemented method for profiling medical claims to assist health care managers in determining the cost-efficiency and service quality of health care providers. The method allows an...
7617240 Component based task handling during claim processing  
A computer program for handling insurance-related tasks includes a data component that stores, retrieves and manipulates data utilizing a plurality of functions, a client component that includes:...
7617116 Practice management and billing automation system  
A medical practice management system can be used to manage a medical practice. A medical practice management server communicates with a medical practice client user interface over a first network...
7617114 Health care reimbursement  
In general, variations that occur when health care resources are allocated based on dated information may be corrected by receiving a report of a health care transaction to be processed by a health...
7610257 Computer-implemented risk evaluation systems and methods  
Computer-implemented systems and methods are disclosed herein that relate to processes, which construct an empirically derived and statistically based risk evaluation and policy formulation system....
7610210 System for the acquisition of technology risk mitigation information associated with insurance  
The invention herein generally pertains to underwriting an insurance policy utilizing sensors to detect, determine, measure and assess one or more conditions, states of affairs, physical properties...
7610209 Method and apparatus for providing supplemental insurance for leased vehicles  
Methods of the present invention are designed to offer insurance to lessees of vehicles to cover up front, out-of-pocket lease expenses in the event of a total loss, e.g., theft, and preferably...
7607083 Test summarization using relevance measures and latent semantic analysis  
Text summarizers using relevance measurement technologies and latent semantic analysis techniques provide accurate and useful summarization of the contents of text documents. Generic text summaries...
7603414 System, method and computer program product for collaborative background music among portable communication devices  
A system, method and computer program product for enabling a plurality of users engaged in real-time voice communications over a wireless communications link to collaboratively select one or more...
7603306 System and method for incorporating mortality risk in an investment planning model  
A retirement planning method for computing possible future values of a portfolio of an investor. In one embodiment, the method includes the steps of (a) receiving a plurality of user inputs...
7596503 Adverse drug reaction reduction  
Apparatus is provided, including an adverse drug reaction (ADR) control server ( 3 ) including a processor and a data port. The server is configured to receive from a user ( 20 ), via the data...
7587325 Method of insuring against satellite launch failure  
A method of insuring against launch failure is provided to reduce the business risk to the satellite owner and insurance underwriters against satellite launch failure. The launch insurance includes...
7584109 Long term disability overpayment recovery service with provision of medical services and medical products  
A method of obtaining Social Security disability benefits for uninsured individuals and providing medical services and medical products during the pendency of a claim for the Social Security...
7584033 Automobile monitoring for operation analysis  
An automobile monitoring arrangement tracks and records automobile operation for post-use automobile operation analysis and in a manner with default-operation modes that facilitate use by...
7580872 Liquid insurance contracts  
A liquid insurance contract (LIC) comprises a security which is traded or tradable and which has cash flows to the issuer based upon a liability whose exact value is unknown at the time of...
7574370 Prescription management system  
An electronic prescription creation system for use by professional prescribers at the point of care has a prescription division subsystem permitting creation of a single prescription to be...
7571263 Apparatus and method for monitoring data storage device for usage and warranty  
Embodiments of the present invention provide a method and a system for monitoring a storage device for usage and warranty. In one embodiment, a data storage apparatus comprises a nonvolatile...
7571138 Method, system and program for credit risk management utilizing credit limits  
Software aggregates and integrates credit exposure and credit data across accounting, trading and operational systems within an organization and generates views of available credit in light of the...
7571107 System and method for externalization of rules for assessing damages  
A method and system for externalization of rules for assessing bodily injury general damages. An insurance company may use an expert system to develop a knowledge base in the form of business rules...
7567914 System and process for dominance classification for insurance underwriting suitable for use by an automated system  
A risk classification technique that exploits the existing risk structure of the decision problem in order to produce risk categorizations for new candidates is described. The technique makes use...
7565302 Negotiating reinsurance for a risk  
System, methods, and computer program products for facilitating negotiations for reinsurance of a risk. The negotiations for reinsurance of a risk are conducted between a cedent and one to many...
7558738 Software article, system and method for physician referral services  
A system and method relating to managing patient referrals is disclosed. One method includes providing a web site accessible to a plurality of health care providers; receiving through the web site,...
7555535 Methods and apparatus for securing and providing coverage for transmission data  
The present invention provides systems and methods which afford a technical application for insuring, bonding, and underwriting a transmission of a data set, streaming data, and/or document over...
7555438 Computerized medical modeling of group life insurance using medical claims data  
A method of model development for use in underwriting group life insurance for a policy period includes collecting medical claims data for the group to be underwritten, where each medical claim...
7555435 Systems and methods for look-alike sound-alike medication error messaging  
Systems and methods are provided for look-alike sound-alike medication error messaging. Prescription data relating to a prescription is parsed to identify a submitted drug product and a submitted...
7552063 Physician office viewpoint survey system and method  
A system and method for conducting surveys, and, more particularly, an at least partially automated and efficient system and method for collecting, processing, and displaying customer satisfaction...
7552061 Method and system for providing prescription drug coverage  
The present invention provides a method and system for enabling an employer or other entity the ability to provide prescription drug coverage efficiently and cost effectively. A card (or other...
7551849 Inventory and record registry system  
The present invention may be used for inventory and record registry accounting of physical property and assets. A building may be photographed at each exterior wall beginning with a main entrance...
7546253 Equipment procurement method and system  
A computer-implemented method for the replacement of equipment in a process control system for an industrial plant, in which a replacement operation is conducted at least in part by means of a...
7542915 System of charging for automobile insurance  
A method and apparatus for determining an incremental cost of insurance for the operation of a motor vehicle and billing the same to an operator of the vehicle. The system uses an internal system...
7542914 Method for generating an insurance quote  
A method is provided for generating an insurance quote for an applicant for a loan. The method includes the steps of obtaining data from a lender. At least a portion of the data is provided to the...
7542913 System and method of predicting high utilizers of healthcare services  
A healthcare management system and method identify individuals at risk of high near-term healthcare use. On step of the method includes collecting information from an individual for a predetermined...
7537157 Method for remote authentication of pharmaceutical products  
A method for authenticating a pharmaceutical product, the pharmaceutical product being associated with packaging having disposed thereon or therein coded data including a number of coded data...
7536349 Method and apparatus for processing a charge applied to a financial account  
A billing server receives charge data from a card authorization terminal. The charge data indicates a transaction amount, such as a purchase price, and a first financial account, such as a credit...
7536334 Apparatuses and processes for calculating options  
The present invention introduces an apparatus and process which may be implemented on a vast variety of computer systems. The apparatus and process of the present invention use a computer system to...
7533047 Method and system for securing card payment transactions using a mobile communication device  
A method and system for securing card payment transactions using a mobile communication device provides improved security in card payment transactions such as credit and debit card transactions....
7533031 Method and system for providing insurance services  
The invention concerns a method and system for providing insurance. Employing the invention involves the use of one or more forms capable of interacting with a computer system or network, each form...
7523044 System and method for providing custom fabricated products and catered dental referrals from a retail site  
A system and method for providing a consumer with dental services and products from a retail location, such as, for example, a local shopping mall. The dental service or product may include a teeth...
7523042 Process and system for enhancing medical patient care  
A process and/or system that extracts selected information from e.g. traditional electronics medical records to enable analysis of a determined medical condition shared by multiple patients. A data...
7519622 System and method for collecting data from data sources using data collection tools  
A system and a method for collecting data from a data source that includes a database containing a tool for collecting data from the data source and creating a data record, a tool selector in...
7519540 Computerized prescription system for gathering and presenting information relating to pharmaceuticals  
A wirelessly deployable, electronic prescription creation system for physician use captures into a prescription a patient condition-objective of the prescribed treatment and provides for patient...
7516079 Method and apparatus for insurance risk management  
A methodology for calculating insurance premium comprising receiving a set of insurance information from a user including a revenue of the organization, a self insured retention (SIR) of the...
7509265 Method and apparatus for performing insurance insolvency operations  
Described are techniques used in connection with providing insolvency services in connection with guaranty finds, such as property and casualty guaranty funds, upon the occurrence of an insurance...
7508537 Centralized, automatic extraction of data from remotely transformed and transmitted forms  
One or more parameters, such as time, are reported to a center using a form. The center then automatically extracts data from the form and converts it for storage and subsequent processing or...
7505938 Interactive voice response quick credit system and associated methods  
A system and method for applying for a credit card, preferably at a point of sale, is disclosed. The system employs an automated interactive voice response system preferably sponsored by a credit...
7505916 System and method for allocating home health services  
A method in a computer system for optimizing allocation of a fixed medical payment to a variety of medical services. The method includes the steps of first selecting a standard rate representing an...
7502714 Device, method and program for optimization analysis  
The present invention relates to optimization analysis achieving a target value and provides a device, method and program ensuring improved analysis efficiency and analysis accuracy. The device...
7499866 Method for direct-to-patient marketing and clinical trials recruitment with outcomes tracking and method for confidential appointment booking  
Generally, the present invention is directed to marketing techniques and more particularly to direct-to-patient marketing for medical devices, pharmaceutical drugs, and biotechnology products. The...
7493265 Integrated biomedical information portal system and method  
A computer-implemented system and method for integrating data from a plurality of biomedical development phases. The system and method include a database that stores data collected from the...
7490050 Method and system for furnishing an on-line quote for an insurance product  
A method and system for furnishing an on-line quote for an insurance product, such as auto insurance, makes use of computer hardware and software to provide a user with an on-line, real-time quote....
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