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7409632 Classifying, disabling and transmitting form fields in response to data entry  
An attachment integrated claims (AIC) system includes an e-mail form (with specific fields that must be filled out) that adjusts itself, in both information required and formatting, to meet the...
7406441 System and method for online human resource outsourcing and portal access  
An system and method for online human resource outsourcing is provided via online and through portal access such as obtained when utilizing wireless applications.
7406427 Capture highly refined claim evaluation information across multiple web interfaces  
Methods, systems, and articles of manufacture consistent with the present invention use a data processing system for capturing line item data. The method involves receiving claim identification...
7406428 Method of creating a virtual health care network  
The invention includes a new method of creating a client-specific virtual managed care network spanning multiple states. The method seeks to maximize savings while minimizing the inconvenience and...
7398220 Internet insurance certificate system  
A system and method for issuing insurance certificates through a Web site using a single database of certificate information for both issuers and receivers of certificates. Interfaces and features...
7398219 System and method for displaying messages using a messages table  
An improved method and system to display messages, while processing insurance claims, using a messages table. The messages associated with the processing of insurance claims are primarily used to...
7398217 Methods and systems for healthcare practice management  
Methods and systems are provided for optimizing profits for healthcare practices and insurance networks. The methods and systems include modifying physician's cost management behavior to enhance...
7398218 Insurance pattern analysis  
A method of determining risk includes comparing case data with a collection of profiles, selecting profiles from the collection of profiles, and aggregating the outcomes associated with the...
7395217 Workers compensation information processing system  
A Workers' Compensation claim verification system uses software accessed at a provider computer. The software checks a centralized Workers' Compensation claim verification system to obtain a...
7395218 Methods and systems for insuring an entity's exposure to liability  
A method for insuring an entity's exposure to liability created when a member resigns from the entity includes receiving information pertaining to an entity and a member, receiving information...
7395219 Insurance on demand transaction management system  
An intermittent risk exposure liability insurance method comprising the steps of: establishing an Internet business site enabled for communication with insurers and insureds through Internet...
7392202 Methods and systems for providing an insurance policy with an inflation protection option  
This invention provides methods and systems for providing an insurance policy having an inflation protection option that is computed at least partially based on information useful in offering a...
7392201 Insurance claim forecasting system  
A computer-implemented process of developing a person-level cost model for forecasting future costs attributable to claims from members of a book of business, where person-level data are available...
7389247 Content insurance  
The present invention provides for the protection of and ability to upgrade to new formats of digital content by providing consumers of the digital content the capability of purchasing content...
7389246 Insurance rating calculation software component architecture  
A product rate calculation system utilizing a software component architecture advantageously provides a flexible insurance rating calculation system that can easily be scaled, modified, expanded,...
7389245 Method and apparatus for providing incentives to physicians  
The present invention provides a method of providing a monetary incentive to a health care provider, typically a physician, responsible for treatment decisions of a patient with a condition during...
7386463 Data/presence insurance tools and techniques  
Methods for insurance of online presence ( 202 ) and/or data ( 200 ) are described. An insurer ( 302 ) contracts with an insured entity ( 304 ) in an agreement ( 308 ) under which a premium ( 310 )...
7383197 Method and apparatus for matching consumer of health care services to health care service provider  
A system to match a consumer of health care services to a health care service provider over a communications network, the system comprising at least one computer terminal associated with the...
7376574 System and method for optimizing benefit plan designs  
A computer-based system and method to enable a benefit plan sponsor to design benefit plans for a given participant population by enabling the plan designer to select the plan design options that...
7376575 Designing program and method of financial article and recording medium storing financial article designing program  
An information input unit inputs information necessary for designing an insurance. A risk recognition degree calculating unit calculates a risk recognition degree from qualitative information such...
7376573 Claims data analysis toolkit  
Methods and systems consistent with the present invention provide for evaluating optimal claim handling. The process includes receiving information associated with claims. Based on the information...
7373308 Computer system warranty upgrade method with configuration change detection feature  
A computer system warranty upgrade method and apparatus are provided. The computer system is programmed to detect a change in its configuration such as when new components are installed. When such...
7370018 Systems and methods for processing claims in real-time  
Claim processing system providing an interface to permit pharmacy and medical management systems to use the Internet to transmit third-party insurance claims on a claim-by-claim basis in real-time...
7370000 System and method for providing additional insurance  
The invention provides a system and method for providing additional insurance to a fully-qualified insured party to increase a total benefit amount of insurance. More particularly, the invention...
7366692 Method and system for generating an index of investment returns  
A method and system for generating returns for investments in asset classes such as bonds, currencies, and commodities. The index of these returns may be used as a benchmark to measure the...
7363240 Method and system for enhanced medical triage  
The present invention relates to a method and system for enhanced medical triage in managed care plans that streamlines the conventional medical triage process and referral logic, sends only those...
7359863 Condition component framework for reinsurance  
An improved method and system for configuring components of a reinsurance contract to process reinsurance business transactions. Reinsurance users may use the improved method and system for...
7356460 Claim processing  
The disclosure includes a computer-implemented method of processing a claim. The method includes receiving information corresponding to a context free grammar expression of a provision governing...
7353115 Computer system and method for determining a regional impact of earthquake events  
For determining the regional impact of earthquake events, geographical regions are associated with reference measuring stations located in the respective geographical region. For each of the...
7349954 Systems and methods for reports based on transmission-failure claims  
The present invention provides systems and methods which afford a technical application for insuring, bonding, and underwriting a transmission of a data set, streaming data, and/or document over...
7349860 Insurance incentive program having a term of years for promoting the purchase or lease of an automobile  
Included in the payment of a financing amount corresponding to a loan or a lease of an item, such as an automobile, is a payment representing a portion of an insurance premium amount for an...
7346524 System and method for improving the operation of a business entity and monitoring and reporting the results thereof  
The present invention is a method and system for providing reduced insurance premiums to an insured entity and a reduced risk of loss to an insuring entity. A program containing certain program...
7346523 Processing an insurance claim using electronic versions of supporting documents  
Methods and systems for requesting and delivering supporting documents to an insurance carrier to enable the carrier to process an insurance claim for services rendered by a physician provider....
7346525 Method and system for providing insurance to consumers against unfavorable outcomes resulting from services, and method of rating risks associated with the services  
A method of providing insurance (including professional malpractice liability insurance) to consumers against unfavorable outcomes resulting from services, and a method of rating risks associated...
7346522 Medical payment system  
A medical payment system is described in which a provider of medical goods and/or services submits, via telephone or other communications medium, a request for payment amount determination for a...
7346648 Context management server appliance  
Server appliances provide context management functionality in the healthcare field and other fields. The server appliances may present themselves on a network as one or more World Wide Web sites...
7343307 Dynamic help method and system for an insurance claims processing system  
An improved method and system for providing context-sensitive help and interactive search capability in an insurance claims processing system is described. Context-sensitive help for a step in...
7343308 Method and system for identifying subrogation potential and valuing a subrogation file  
A method for identifying select ones of insurance records which possess a favorable subrogation potential. The method includes receiving data indicative of a plurality of claims; automatically...
7343310 System and method for providing web-based user interface to legacy, personal-lines insurance applications  
The present invention relates to a system and method for providing a web-based graphical user interface to a legacy insurance data process system to increase the functionality and ease of use in...
7343306 Location-based vehicle risk assessment system  
An apparatus, program product and method track the location of a vehicle during at least a portion of a period of the time associated with an economic transaction so that risks associated with the...
7343309 Method and system for generating insurance premium quotes by multiple insurance vendors in response to a single user request  
A system and method for permitting a consumer to compare premium estimates form a plurality of insurance providers based on inputting conditions which affect the premium calculation a single time...
7340426 Event-triggered transaction processing for electronic data interchange  
A method and system for automating data exchange processing by using event-triggered transaction processing. Transaction data may be exchanged electronically with industry clearinghouses or...
7340401 Method of product procurement and cash flow including a manufacturer, a transaction facilitator, and third party payor  
A method of order placement and product delivery between a healthcare facility and a third party payor, such as an insurance provider, in which a transaction facilitator submits the order for a...
7340383 Control device, method and computer program product for browsing data  
A conversion processing method, device and computer program product. The device includes a memory for storing drafting data, a selector for choosing the drafting data stored in the memory, a...
7337122 Method for producing a superior insurance model for commodity event risk  
A method for producing an insurance model includes the steps of calculating insurance payouts, calculating daily call payouts, calculating statistics of insurance payout obligations, selecting an...
7333937 Health care financing method  
A computer implemented method for determining eligibility of a patient to receive financial assistance. The method utilizes health care financial assistance information associated with at least a...
7331527 Exception reduction and event reordering in an item tracking system  
A current state of an item being tracked by an item-tracking system may be determined using prior state information about the item. To ensure proper temporal order of the state information,...
7333939 Method for providing web-based insurance data processing services to users  
The present invention relates to a system and method for providing a web-based graphical user interface to a legacy insurance data process system to increase the functionality and ease of use in...
7333940 Method and computer-readable medium for negotiating reinsurance for a risk  
System, methods, and computer program products for facilitating negotiations for reinsurance of a risk. The negotiations for reinsurance of a risk are conducted between a cedent and one to many...
7330818 Health and life expectancy management system  
A life expectancy management system which comprises: a storage means which is capable of storing data, such as genetic data, birth data, lifestyle data, pediatric health data, and adulthood health...