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7165043 Valuation prediction models in situations with missing inputs  
A method of valuation of large groups of assets by partial full underwriting, partial sample underwriting and inferred values of the remainder using an iterative and adaptive supervised and...
7165044 Investment portfolio tracking system and method  
Accounting and financial analyses are performed for an investment portfolio to produce comprehensive reports on the performance and/or current real net worth of this investment portfolio. These...
7158951 Dynamic computer software for trading securities  
The invention relates to a computer-implemented method of trading securities, a computer-readable medium carrying one or more sequences of instructions for trading securities, and a computer...
7155468 Common index securities  
A common index fund system and method enables investment in entities that is indexed to a common index, rather than individual company performance. For small business entities, the creation,...
7155407 Account management systems and methods  
Methods for providing an account rollover marketplace which includes providing a consumer interface with which consumers interact to pursue account rollovers, permitting each consumer to interact...
7155408 Method and apparatus for managing information and communications related to municipal bonds and other securities  
The present invention is a method and apparatus for gathering information from issuers of municipal securities and distributing information evenly to municipal disclosure repositories, regulatory...
7152041 Derivatives trading methods that use a variable order price  
Methods and systems for an exchange to handle variable derivative product order prices are disclosed. The price of a derivative product order (bid or offer) is updated based on changes in the price...
7149739 System and method for performing ratio planning  
An exemplary embodiment of the present invention is a method for performing ratio planning. The method includes building a ratio planning database, creating a pre-defined ratio planning report...
7149715 Method and system for simulating implied volatility surfaces for use in option pricing simulations  
A method and system for simulating changes in volatility for a price of a particular option on an underlying financial instrument is disclosed. A volatility surface model having at least one...
7149714 Automated targeted and proportional investment management systems and methods  
Systems and methods consistent with this invention automatically control investments by forcing liquidations when the investment value exceeds a target amount, and forcing additional investment...
7149713 System and method for automating investment planning  
A computerized scheme automates investment planning for a client. In the scheme, data regarding the client's desired asset allocation, current asset portfolio and preferred domain are input into a...
7146333 Report generator for allowing a financial entity to monitor securities class action lawsuits and potential monetary claims resulting therefrom  
Reports are automatically created that allow a financial entity to review and track potential monetary claims resulting from securities class action lawsuits for securities purchased or acquired by...
7143061 Method for maintaining an absolute risk level for an investment portfolio  
The present invention provides for maintaining an approximate absolute risk level for an investment portfolio while minimizing trading necessary to do so. A portfolio of long and short position...
7136898 System and method for enhanced effectiveness of non-requested information in messages  
A method and apparatus identifies and adds information relevant to a user but not requested by the user to information requested by a user to form a message such as an e-mail message and provides...
7127423 System and method for creating and administering an investment instrument  
The present invention provides a system and method for creating and administering an investment instrument. More specifically, the present invention provides a system and method for creating and...
7127422 Latency monitor  
Method and system for displaying latency, useful in broker-dealer computer systems engaged generally in automated processing of orders for securities including sending to markets messages...
7124105 Cash flow optimization using a genetic algorithm  
A genetic algorithm determines a plan for payment of payment obligations in accounts payable of a finance account. The genetic algorithm operates to satisfy certain objectives, including maximizing...
7124104 Methods and systems for implementing a profitability model  
A method for operating a computer to enhance profitability of a portfolio using a profitability model includes prompting a user to enter at least one workload driver for the portfolio, prompting a...
7120601 Optimal asset allocation during retirement in the presence of fixed and variable immediate life annuities (payout annuities)  
A method, system and medium for optimally allocating investment assets for a given investor within and between annuitized assets and non-annuitized assets retrieves an investor's utility of...
7120600 Systems and methods for improving investment performance  
Systems and methods for a data processor implemented system monitor for enabling persons to turn over the allocation their investment assets, and/or receive assistance concerning how to receive...
7120598 Method for managing an investment portfolio  
There is provided a method for managing an investment portfolio. The method includes determining a feasible change in value of a first asset, and determining an allocation between the first asset...
7120599 Methods and systems for modeling using classification and regression trees  
A method of valuation of large groups of assets using classification and regression trees is described. The method includes defining relevant portfolio segmentations, assessing performance of the...
7117175 Method and apparatus for managing a virtual mutual fund  
A method and apparatus system for managing virtual mutual funds. A plurality of investment managers manage a plurality of accounts for a plurality of investors. The investors directly hold assets...
7117174 Capital analysis tool for medical diagnostic systems and institutions  
The present technique is associated with financial analysis of a capital investment in medical resources. The technique allows a client to interact with a remote financial analysis system via a...
7117176 Method and apparatus for enabling individual or smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis  
Smaller investors can create and manage on a cost-effective basis a complex portfolio of securities using a mechanism that enables the investor to provide to the system the investor's preferences...
7110970 Methods and apparatus for rapid deployment of a valuation system  
An integrated system organizes a company's experiences, operating procedures, best practices, information sources, competitive information and analytical tools. The goal is increasing profitability...
7110971 Method and apparatus for enabling individual or smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis  
Smaller investors can create and manage on a cost-effective basis a complex portfolio of securities using a mechanism that enables the investor to provide to the system the investor's preferences...
7107239 Further improved system and methods for computing to support decomposing property into separately valued components  
A computer and methods for valuing components temporally decomposed from property, and for producing documentation, including tax and insurance. In one variation, there is a separate market-based...
7099838 Hedging exchange traded mutual funds or other portfolio basket products  
A system for determining a basket of financial instruments for hedging investment risk in actively managed exchange traded funds is described. The system uses a trusted computer system and includes...
7099843 Reference pools as credit enhancements  
The disclosed systems and methods for hedging risk of differential loss related to separate pools of loan investments use criteria established by the parties for hedging risk of differential loss...
7096195 Method for enhancing the equity of a business entity  
A method of enhancing the equity of a business entity by issuing a debt instrument to the equity share of the business entity. The debt instrument is secured by the written unconditional promise to...
7089202 Method and system for internet banking and financial services  
A computer implemented method of providing a client with an integrated financial management account, including receiving application data for an integrated financial management account and setting...
7089205 Basket trading system having an interface for user specification of goods to be traded as a unit  
The present invention is a system that provides the user with an downloadable, browser based interface that allows the user, based on his own preferences, to place fungible goods, such as stocks,...
7085738 Method and system for creating and operating an investable hedge fund index fund  
A preferred embodiment of the present invention comprises a method of creating and managing an index fund based on an index of funds of hedge funds, comprising steps of (a) identifying potential...
7080032 Annuity having interest rate coupled to a referenced interest rate  
An annuity provides a guaranteed rate of return for a guarantee period while at the same time providing upward adjustments to the interest rate if there is a corresponding increase in a specified...
7072863 Forecasting using interpolation modeling  
The value of a target variable is predicted by obtaining historical values for the target variable at each of several time points and obtaining previously predicted values and currently predicted...
7069241 Method and system for unified management of plurality of assets using computer network  
A method and system for collectively displaying in real-time on the Internet the status of personal assets and transactions. The system comprises a plurality of asset databases corresponding to a...
7062458 User Interface for a financial advisory system that allows an end user to interactively explore tradeoffs among input decisions  
A method and an apparatus for a user interface for a financial advisory system is provided. According to one embodiment of the invention, a set of one or more input objects and a set of output...
7050998 Investment portfolio construction method and system  
A method and a system for the optimal allocation of investment funds to construct an investment portfolio by using a two-segment, risk-averse utility function, where the first segment is a...
7050997 Personal financial management system, method and program using a graphical object-oriented programming methodology  
A personal financial management system, method and program that models past current and projected financial transaction data. Each object represents a single financial entity such as accounts,...
7047217 Computerized system and method for optimizing after-tax proceeds involving options  
A computerized system and method process financial securities and instruments, including options, derivatives, and bonds, to accurately determine and optimize the after-tax proceeds an investor...
7047218 Method and apparatus for trading securities or other instruments on behalf of customers  
A method and apparatus for aggregating, netting, and executing securities trades on behalf of customers expressing orders in both share and dollar amounts without assuming unwanted risk. Where a...
7043449 Method for charting financial market activities  
A method and apparatus for augmenting the conventional price-time chart used for technical analysis of securities price movements. In a preferred embodiment, the method takes a conventional Bar...
7039610 Implied market trading system  
A computer based trading system implies spread markets from multiple real or implied spread markets. In particular, one aspect of the invention permits implication of a spread market from a...
7039608 Rapid valuation of portfolios of assets such as financial instruments  
A method of valuation of large groups of assets by partial full underwriting, partial sample underwriting and inferred values of the remainder using an iterative and adaptive supervised and...
7031936 Methods and systems for automated inferred valuation of credit scoring  
A method of inferring valuation of large groups of assets by credit scores includes the steps of organizing valuation scores, adjusting valuation scores based on special factors and business...
7031938 Funds having investment results related to occurrence of external events to investor-selected investment options  
A system for causing investment returns for individual investors in a fund to correspond to occurrence of selected events with respect to investment options selected by said individual investors,...
7028007 Guarantee certificates  
Methods and systems are provided for issuing a new type of security, referred to herein as a “Guarantee Certificate,” which offers payments to a holder contingent upon the occurrence of...
7028006 Peer based doctrine performance framework  
A securities transaction performance framework for developing an evaluation system directed toward the securities industry. The framework comprises a compilation of Broker demographics, a...
7024384 Apparatus and process for calculating an option  
The present invention introduces an apparatus and process which may be implemented on a vast variety of computer systems. The apparatus and process of the present invention use a computer system to...