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7124116 |
Method for performing market-adapted price planning
A method for performing market-adapted price planning for a plurality of target products including determining a current price for each target product of the target products, obtaining market...
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7124113 |
System and method for verifying, setting, printing and guaranteeing checks at a remote location
The present invention relates generally to a system and method for verifying, settling, guaranteeing and printing checks at a remote location, preferably an electronic retailer's facilities, via a...
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7124112 |
Providing evaluation and processing of line items
Methods, systems, and articles of manufacture consistent with the present invention use a data processing system for evaluating line item data. The method involves displaying at least one line item...
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7124111 |
Service charge adjustment platform
A method of providing a representative or customer with an opportunity to electronically process a request to adjust, refund or waive a service charge on various products and services, comprising...
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7124109 |
Point service system
Points accumulated through a customer's purchase from a point service provider are kept track of by customer information databases in corresponding point service provider servers. A user uses user...
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7124108 |
Method for electronically initiating and managing agricultural production contracts
A method of facilitating the contracting of agricultural products using the Internet is used for providing buyers and sellers with real time information relating to the type and amount of...
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7124105 |
Cash flow optimization using a genetic algorithm
A genetic algorithm determines a plan for payment of payment obligations in accounts payable of a finance account. The genetic algorithm operates to satisfy certain objectives, including maximizing...
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7124104 |
Methods and systems for implementing a profitability model
A method for operating a computer to enhance profitability of a portfolio using a profitability model includes prompting a user to enter at least one workload driver for the portfolio, prompting a...
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7124102 |
Method and apparatus for determining a unique communication identifier
A method for assigning unique identifiers for allowing communication between a GPRS (General Packet Radio Service) system and a RADIUS (Remote Authentication Dial In User Service) server. The...
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7124101 |
Asset tracking in a network-based supply chain environment
The present disclosure controls the network and manages resources for managing network assets through in a network-based supply chain framework. Network assets are available to network users. One...
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7120649 |
Systems and methods for recovery audit scope determination
The present invention enables the determination of what claim types can be written based on a client data set(s). The reverse is also true where the present invention provides the capability to...
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7120600 |
Systems and methods for improving investment performance
Systems and methods for a data processor implemented system monitor for enabling persons to turn over the allocation their investment assets, and/or receive assistance concerning how to receive...
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7120599 |
Methods and systems for modeling using classification and regression trees
A method of valuation of large groups of assets using classification and regression trees is described. The method includes defining relevant portfolio segmentations, assessing performance of the...
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7120598 |
Method for managing an investment portfolio
There is provided a method for managing an investment portfolio. The method includes determining a feasible change in value of a first asset, and determining an allocation between the first asset...
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7117219 |
Method and apparatus for creating a lineage of a data field in a data flow system
A method and apparatus for creating a lineage for a data field is disclosed. The method may include creating a unique identifier for a data field. Also, a record of the origin of data is created...
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7117183 |
Airline ticket payment and reservation system and methods
A method for accepting payments from a consumer for a travel ticket from a travel company comprises receiving at a point of sale device a transaction request that includes a transaction identifier...
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7117177 |
System and method for analyzing and originating a contractual option arrangement for a bank deposits liabilities base
A system and method for analyzing and originating a contractual arrangement for transacting a deposit liabilities base of a financial institution. In one embodiment, a deposit liability contract is...
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7117176 |
Method and apparatus for enabling individual or smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis
Smaller investors can create and manage on a cost-effective basis a complex portfolio of securities using a mechanism that enables the investor to provide to the system the investor's preferences...
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7117174 |
Capital analysis tool for medical diagnostic systems and institutions
The present technique is associated with financial analysis of a capital investment in medical resources. The technique allows a client to interact with a remote financial analysis system via a...
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7117173 |
System and method for providing financial services to children and teenagers
A system and method of providing financial services to children provides a child-friendly user-interface that includes an age-appropriate integrated financial services account statement having...
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7117172 |
Methods and systems for managing financial accounts
Processing systems and methods receive events, such as a transaction to an account, and converts the events into messages. Each message then invokes one or more rules which are executed by a rules...
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7117171 |
System and method for making a payment from a financial account
A system and method of collecting payments facilitates authorized generation of a payment order. In a preferred embodiment the automated system has a simple input screen which receives the...
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7113924 |
System and method for electronic spread trading in real and synthetically generated markets
A system and method are provided to analyze synthetic and real markets that offer interchangeable tradeable objects to find market opportunities that a trader may capitalize on. A synthetic market...
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7113923 |
System and method of managing an office of programs
A system for managing at least one program including a plurality of projects for at least one organizational unit includes at least one program office database which stores informational data...
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7113592 |
Method and device for loading input data into a program when performing an authentication
A method for enhancing data security when chip cards are used for payment transactions and input data are loaded into an algorithm when performing an authentication. The security of the debit and...
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7110979 |
Secure payment method and system
A secure payment method and system for payment for a product in electronic form comprises a customer's terminal and a merchant's terminal connected by a communications network. A customer uses a...
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7110976 |
Centralized, requisition-driven, order formulating, e-procurement method using reverse auction
A system and methods are described for providing a fully automated, requisition-driven, “Just-In-Time” supply-based, centralized e-procurement system, suitable for governments or entities with...
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7110975 |
Order matching system
A order matching system which allows users to define and modify buy/sell order schedules for execution within one or more transaction destinations. The system uses order schedules and associated...
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7110972 |
Method and system of managing credit for the electronic trading of financial instruments
A method for tracking credit limits between a first financial institution and a second financial institution is disclosed. Each financial instrument may have one or more tenors. An initial credit...
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7110971 |
Method and apparatus for enabling individual or smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis
Smaller investors can create and manage on a cost-effective basis a complex portfolio of securities using a mechanism that enables the investor to provide to the system the investor's preferences...
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7110970 |
Methods and apparatus for rapid deployment of a valuation system
An integrated system organizes a company's experiences, operating procedures, best practices, information sources, competitive information and analytical tools. The goal is increasing profitability...
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7110969 |
Methods and systems for electronic order routing (CORS)
The present invention provides automated methods and systems for electronic order routing, and, more particularly, for selecting, ordering, routing, confirming, and tracking orders for financial...
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7110956 |
Capability predictor
A capability predictor that comprises a database 15 of capability of multiple designs is disclosed. The process capability data includes costs, quality, cycle time, and performance models. The...
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7107250 |
Apparatus for credential authorisation
A mobile communication device, such as a mobile phone, which comprises a processor which is configured to process requests for authorisation of use of a credential, such as a credit card, and the...
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7107249 |
Electronic identifier payment systems and methods
Systems and methods for accepting payments for goods and services provided by a consumer provider. The methods can include associating consumers and consumer providers with a payment provider. The...
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7107243 |
System and method for automated bill payment service
A method and system for automated bill payment service makes use of one or more application programs, such as a bank's retail system application and a bill payment application, running on one or...
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7107242 |
Electronic transaction security method
A software-based computer method for limiting the lifetime of an electronic credit card transaction that makes the transmitted credit card information useless when a configurable time limit...
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7107240 |
Order centric tracking system and protocol for communications with handheld trading units
A computerized method and system for tracking orders implemented on a trading floor exchange is disclosed. The system is order-centric and is configured to route orders to a booth and floor broker...
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7107239 |
Further improved system and methods for computing to support decomposing property into separately valued components
A computer and methods for valuing components temporally decomposed from property, and for producing documentation, including tax and insurance. In one variation, there is a separate market-based...
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7107232 |
Method and system for facilitating a sale
The present invention provides a method and system for facilitating a sale of debt accounts between a seller and one or more potential buyers. The method of the present invention preferably...
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7107230 |
Dynamic market equilibrium management system, process and article of manufacture
A dynamic market equilibrium management system is especially adapted for the sale of goods and services through an online buying group (referred to herein as a “co-op”) formed for the specific...
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7104443 |
Method and system for facilitating electronic funds transactions
A method and system for executing electronic funds transactions using a merchant based debit (MBD) card in a merchant-centric system that provides for reduced fees to acquiring merchants and...
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7103580 |
Negotiation using intelligent agents
A system and method for negotiating using intelligent agents is described. Using a scalable platform, a user can configure an agent to act on the user's behalf in bi-lateral or multilateral...
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7103577 |
Systems and methods for staging transactions, payments and collections
The present invention relates to systems and methods for staging transactions and facilitating payments by consumers to a lender or merchant to consummate a financial transaction and/or to maintain...
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7103571 |
Electronic settlement system using prepaid type electronic money
Even goods of a low price can be handled at a virtual shop and services to the user side are improved. When a payment instruction of certain goods is issued from a user's terminal 1 , a paying...
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7103569 |
Active account management using volatility arbitrage
Software and methodology for active account management using volatility arbitrage is described. The software and method of the invention identify differences between the volatility of an index and...
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7100819 |
Automated transaction system and method
An automated transaction system includes an automated transaction machine ( 10 ) for carrying out banking transactions. The machine includes a plurality of customer stations ( 16, 18, 20 ) at which...
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7099845 |
Electronic check presentment with image interchange system and method of operating an electronic check presentment with image interchange system
A method of operating an electronic check presentment with image interchange system comprises the steps of creating a number of electronic bundle files based upon captured MICR data associated with...
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7099843 |
Reference pools as credit enhancements
The disclosed systems and methods for hedging risk of differential loss related to separate pools of loan investments use criteria established by the parties for hedging risk of differential loss...
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7099842 |
Electronic commerce credit origination method and system
A credit origination system and method are provided. The inventive method includes the step ( 22 ) of receiving an application for credit from a customer to purchase a product. The application may...
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