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9043125 Device and process for vehicle driving evaluation  
Device (10) for vehicle driving evaluation comprising: A means (11) to obtain at least one physical parameter whereby it possible at any time to determine the value of the speed and instantaneous...
9043236 Consistent interface for financial instrument impairment attribute values analytical result  
A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by...
9037505 Mechanisms for executing a process in a cloud computing environment  
Deterioration of service quality due to shortage of resources and/or increased cost of support due to excessive resources is minimized in the case where the amount of requested services may change...
9037290 Accumulation control  
Systems, methods, devices, and non-transitory processor readable media of the various embodiments enable control of a conveyor having a plurality of zones each having a control module configured...
9037492 Secure mobile-based financial transactions  
Devices, systems and methods are disclosed which relate to securing payments from a mobile communications device. In exemplary embodiments, a mobile communications device communicates with a...
9037607 Unsupervised analytical review  
Disclosed is a method generally applicable to any financial dataset for the purposes of: (1) determining the most important patterns in the given dataset, in order of importance; (2) determining...
9031873 Methods and apparatus for analysing and/or pre-processing financial accounting data  
In an on-line method of analyzing financial accounting data, uploaded financial accounting data is received at a server (2) from a client computer (3). The data is analyzed at the server (2) to...
9026466 Financial audit scoping workbench  
A computer-readable medium, computer-implemented method, and apparatus are provided. In one embodiment, financial data is extracted from a financial manager, and the financial data is mapped to...
9015074 Device and method for facilitating financial transactions  
A device, system, and method for conducting a secure transaction over a network includes receiving from a user, being issued a stored-value financial instrument, a dollar amount to be associated...
9009068 Method and system for providing laundry services  
A method and system for providing laundry services makes use of a laundry station having an interactive point-of-sale device operably connected to one or more laundry unit containers for housing...
9008610 Operating system supporting cost aware applications  
A mobile computing device that supports cost-aware application components for operation over a metered network. A current basis for computing usage charges over one or more networks may be made...
8996417 Method and system for automatically obtaining and categorizing cash transaction data using a mobile computing system  
A financial management system and a user mobile computing system are provided and geo-location data indicating the position of the user mobile computing system is monitored. One or more cash...
8996416 OCR enabled management of accounts payable and/or accounts receivable auditing data  
A number of different tags are input in a fax cover sheet that tell an OCR system not only the identity of the supplier, but also to which client the document should be routed. The OCR system...
8996415 Tracking transactions by using addresses in a communications network  
Communications between participants over a communications link are proxied by an intermediary, such as an Integrated Order Mechanism (IOM). Participants interact with each other through the IOM....
8995305 Sy session creation and recovering from inconsistent session state between PCRF and OCS  
Various exemplary embodiments relate to a method performed by a policy and charging rules node (PCRN), the method including: sending a first Sy spending limit request (SLR) to an online charging...
8989375 Video receiving apparatus and video receiving method  
According to one embodiment, a video receiving apparatus includes: a receiving module for receiving identifiers of respective video transmitting apparatus and key information to be used for...
8990112 Expense report system with receipt image processing  
A system and method for capturing image data is disclosed. A receipt image processing service selects from a repository a template that guides data capture of receipt data from a receipt image and...
8974304 System, method, and apparatus for detecting abnormal behavior of a wagering game machine  
Methods and apparatus for detecting abnormal behavior of a wagering game machine are described herein. In one embodiment, the method includes receiving an operating characteristic value, wherein...
8977231 Tracking data usage under a schematized data plan  
Embodiments provide a schema for representing data usage plans and data usage statistics. The data usage plan describes threshold values associated with network connections of computing devices of...
8977568 Anonymous mobile payments  
Anonymous mobile payments enable a user to make and/or receive payments without disclosing personal or private information to another party. In some aspects, a provider of a payment may request an...
8972293 Surcharge auditing  
Apparatus and methods for auditing a transaction record are provided. The transaction record may correspond to a credit card transaction. The auditing may include identifying a surcharge...
8971841 Operating system supporting cost aware applications  
A mobile computing device that supports cost-aware application components for operation over a metered network. A current basis for computing usage charges over one or more networks may be made...
8972298 Merchant category codes in a proxy card transaction  
Transmitting category codes to payment instruments in proxy card transactions comprises receiving a first payment request to authorize a proxy card transaction, the first payment request...
8972292 Financial transaction annotations  
Embodiments of the invention relate to systems, methods, and computer program products for annotating financial transactions. For example, one embodiment of the invention provides a financial...
8965800 Systems, methods, and computer readable media for conducting an electronic transaction via a backend server system  
A method for conducting an electronic transaction with a backend server system includes interfacing a mobile device with a touch point to wirelessly obtain a backend server system address and an...
8965799 Reading, organizing and manipulating accounting data  
A financial reporting system for reading, organizing and manipulating any accounting data and producing financial reports that may be customized to the preferences of the user. In one embodiment...
8965798 Requesting reimbursement for transactions  
Various embodiments are directed to systems and methods for generating and delivering a reimbursement request from a customer of a financial institution. According to various embodiments a...
8959028 Apparatus and method for monitoring and control of remotely located equipment  
A remote data acquisition and transmission system for vending machines may be provided. The system may comprise a vending machine and at least one host device. The vending machine may comprise a...
8959633 Detecting anomalous behavior patterns in an electronic environment  
The behavior of a group of resources, such as a fleet of servers, can be monitored to attempt to determine a baseline of acceptable behaviors. When a behavior is observed, the baseline can be...
8935181 Municipal bond tracking and evaluation system  
The present invention relates to a web-application that gathers raw data and meta data, matches debt related data with corresponding meta data, marks the debt data so that the resulting data...
8930232 ***WITHDRAWN PATENT AS PER THE LATEST USPTO WITHDRAWN LIST***
Claim and progression management
 
The present invention is a computer implemented method and system for gathering information from a user related to, filing for, and obtaining government benefits, such as Social Security benefits....
8918336 Energy transaction broker for brokering electric vehicle charging transactions  
A computer implemented method, apparatus, and computer usable program code for brokering a charging process of an electric vehicle. In one embodiment, a process extracts event data associated with...
8914308 Method and apparatus for initiating a transaction on a mobile device  
A method and apparatus that improves the operation of treasury management functionality for a cash positioning and reporting system is provided. Several portions of the payment process may be...
8909548 Technique for providing financial-transaction information  
A technique for providing information about financial transactions is described. This information technique allows a user, who has conducted financial transactions with one or more other parties,...
8908212 Image processing apparatus, method for controlling image processing apparatus, and storage medium  
When an image processing apparatus performs a transmission function of transmitting image data generated by reading a document with a scanner, to a cost management apparatus, the image processing...
8898679 Interfacing between a caller application and a service module  
A method and associated system for interfacing between a caller application and a service module. Upon receiving a request for performing a transaction that includes at least one caller...
8875139 Method and process for tracking documents by monitoring each document's electronic processing status and physical location  
A method and apparatus are provided for tracking documents. The documents are tracked by simultaneously monitoring each document's electronic processing status and physical location....
8874475 Method and system for managing and monitoring fuel transactions  
Fueling transactions (and other types of transactions) may be verified for legitimacy and validity by recording audio, video and/or images of the transaction as it occurs. The recordings may then...
8869254 User verification using voice based password  
Verifying a user includes: receiving a service request; generating a text based first dynamic password upon receiving the service request; converting the first dynamic password into sound...
8862667 Network based audience measurement  
Methods, systems, and computer-readable media for providing network-based audience measurement are provided. Data packets are intercepted between a client computer and a content server. Unique...
8856336 Moving a partition between computers  
In an embodiment, a request is received that requests to move a first partition from a source computer to a destination computer. In response to the request, charging is halted for a resource used...
8843405 Systems and methods for providing card account controls and purchase impact information  
A system for providing card account controls and purchase impact information may comprise at least one subsystem that receives information regarding a potential purchase of a customer, and at...
8843404 Joint pricing and replenishment of freshness inventory  
Joint pricing and replenishment of freshness inventory or products having different qualities determines the joint pricing and inventory strategies to optimize the retailer's benefits from product...
8832680 Installation event counting apparatus and package creation method  
A log counting program causes a computer to function as a log counting apparatus, and function as a log collection part collecting log information from a client apparatus in which an installer...
8825536 Differential online charging for text messages based on network type  
Systems and methods are disclosed for performing online charging for text messages. One embodiment comprises a system that handles a Mobile Originated (MO) text message. The system receives a send...
8825530 Tax liability and deductions verification system  
A computer implemented method and system for verifying tax liability and tax deductions reported by taxable entities. A tax monitoring platform comprising a database management system dynamically...
8826013 Protection of customer data in cloud virtual machines using a central management server  
A cloud computing environment includes a key management server and a cloud computer system running several virtual machines. A virtual machine hosted by the cloud computer system includes an...
8818886 System and method for usage billing of hosted applications  
A system, method, and computer readable medium for usage billing of one or more hosted applications serving one or more clients. The hosted applications are contained within one or more isolated...
8818870 Using a secure element coupled to a mobile device as a POS terminal for processing mag stripe transactions  
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of...
8812381 Electronic cargo payment system  
Embodiments of the disclosure generally relate to an electronic cargo payment system and methods for electronically and automatically processing electronic payments for goods shipped by carriers...