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8059797 |
Method and system for establishing a new account for a user with an online service
Embodiments of the present invention provide methods and systems for allowing users to efficiently create new accounts in an online service. The new account creation scheme allows users to begin...
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8055558 |
Method and system for authentication via communication terminal using short message
The present invention discloses a method and a system for authentication via a communication terminal using short messages, in order to solve the problems that the content of a short message is...
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8055560 |
Multi-company business accounting system and method for same including account payable
In at least one embodiment of the present invention, a computer implemented method for Account Payable (AP) accounting for a multi-company group is provided. The method comprises recording a...
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8055545 |
Apparatus and method for conducting secure financial transactions
A system and method are disclosed for conducting secure electronic transactions using dual-authentications. A secure server stores security information for a plurality of users and authorizes...
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8055559 |
Multi-company business accounting system and method for same including account receivable
In at least one embodiment of the present invention, a computer implemented method for Account Receivable (AR) accounting for a multi-company accounting system is provided. The method comprises...
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8055562 |
Computer evaluation of crop related industries
A process for optimizing a portfolio of products produced from a crop includes the use of an objective function to determine optimized quantities of the products in the portfolio. The objective...
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8055556 |
User interface for rapid entry of timesheet data
A user interface for receiving time entries in a timesheet is described. This user interface includes a user-interface element in the form of a calendar, where the calendar contains one or more...
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8055557 |
Transfer account systems, computer program products, and associated computer-implemented methods
Embodiments of the present invention include transfer account systems, computer program products, and associated computer-implemented methods of providing prioritized payments from the proceeds of...
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8055582 |
Multi currency exchanges between participants of a network-based transaction facility
A method and apparatus for facilitating online payment transactions in multiple currencies between participants of a network-based transaction facility are described. In one embodiment, an exchange...
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8050975 |
System and method to manage supply chain settlement, risk and liquidity
A system to manage a supply chain may include a purchase order management module operable on a processor to electronically receive purchase order information from a buyer and to store and track...
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8050966 |
Integrated advertising management method and system with respect to plurality of advertising domains
An integrated advertising management method and system with respect to an advertising campaign including a plurality of advertising domains is provided. The integrated advertising management method...
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8050987 |
Method and apparatus for processing on-line donations associated with media content
A computer-implemented method and apparatus for processing on-line donations associated with media content is disclosed. An example embodiment includes elements to integrate a payment button with...
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8050988 |
Method and system of generating audit procedures and forms
The present invention provides a computer-implemented method for automatically generating and placing documents associated with a tax and accounting related engagement, for example assessing risks...
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8046277 |
Methods and systems for managing reconciliation and write-off in an accrual accounting environment
A computer-implemented method of managing reconciliation and write-off data in an accrual-based accounting environment may include steps of retrieving a plurality of transactions associated with a...
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8046260 |
Method and system for authorising returns
A method for authorizing return of a purchase by a customer to a merchant by an interaction of a customer chip card upon which a customer transaction history is stored and a merchant POS terminal...
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8046238 |
Business transaction management
A method and system of managing business transactions includes receiving at least one business transaction, determining whether the business transaction satisfies at least one configurable business...
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8041609 |
System and method for providing publicly vended content via a wireless network
A system and method for vending digitized content over an Internet network path, at least a portion of which is wireless, such as an SDMA high data rate directional wireless path. Content in the...
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8041608 |
Systems and methods for offering wireless financial accounts
Systems and methods consistent with the invention may offer a new financial account having a balance transfer sub-account for implementation onto a customer's wireless purchasing device. The...
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8036960 |
System and method for coordinating the collection, analysis and storage of payroll information provided to government agencies by government contractors
A method for systematically coordinating the collection, analysis and storage of payroll information provided to government agencies by government contractors pursuant to applicable regulations is...
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8036966 |
System and method for facilitating foreign currency management
Systems, methods, and computer program products for facilitating managing foreign currency exposure, such as that with respect to transactions in financial interests involving foreign currency...
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8036980 |
Method and system of generating audit procedures and forms
The present invention provides a computer-implemented method for assessing risks associated with an audit. A user is presented with a plurality of audit items and a set of risk levels associated...
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8032454 |
Import declaration/foreign supplier invoice payment reconciliation process
A system and method for verifying the value of goods on a supplier invoice comprises inputting a first value (import declaration value) and second value (payment invoice value) of imported goods in...
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8032457 |
Method and system for transferring electronic funds
A method and system for transferring electronic funds over the Internet wherein a sender provides payment information to a transfer processing system. The sender may choose from a plurality of...
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8032400 |
Method and apparatus for performing assessments
Described are techniques used in connection with providing insolvency services in connection with guaranty funds, such as property and casualty guaranty funds, upon the occurrence of an insurance...
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8027887 |
Data processing method
In one example, a data processing method is provided for the time-optimized calculation of a large number of result data sets at the end of a period. The calculation can be based on data. A time...
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8027891 |
Interactive online spending analysis tool
Embodiments of the present invention are directed to interactively displaying account activity. An analysis of financial transactions associated with a financial unit can be performed by a spending...
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8027888 |
Online credit card prescreen systems and methods
In one embodiment, prescreened credit card offers, which are associated with credit cards that a particular borrower would be accepted upon application with the respective issuer, are provided to a...
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8027890 |
Methods and systems for processing a financial transaction
A method for processing a financial transaction such as an electronic bill payment is provided. The method includes receiving an electronic bill payment wherein the bill payment is submitted on...
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8027889 |
Systems and methods for price searching via a mobile device reading display screen graphics
Price searching via a mobile device reading display screen graphics is provided. A system for obtaining pricing information comprises at least one subsystem that electronically reads a price of a...
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8027894 |
Modeling responsible consumer debt consolidation behavior
A request to generate a consolidation risk score that characterizes a likelihood of a change in a level of creditworthiness of an individual following a consolidation of debt of the individual...
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8027912 |
System and method for merchant risk management
Systems and methods for quantifying and managing financial risks related to a processing agent or transaction acquiror's relationship to a merchant are described. Factor analysis may be utilized to...
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8027843 |
On-demand supplemental diagnostic and service resource planning for mobile systems
Enhanced diagnostic service is provided by determining availability of and downloading a supplemental diagnostic function to isolate a failure according to a service signal from a mobile system;...
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8024238 |
Negative balance management
A system, apparatus, and method for managing account data for accounts having a negative balance. The invention embodiment includes a method, process or workflow for processing data for accounts...
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8024241 |
Computer-implemented systems and methods for cost flow analysis
Computer-implemented systems and methods for analyzing costs associated with a cost flow model having components of relationships and entities. A system and method can be configured to receive data...
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8024239 |
Aqua index
A method and system for computing a stable index value of a regulated substance by computing a virtual value of the substance based on the value of a freely marketed product of the substance....
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8024226 |
Product exchange system
An exchange system for facilitating the purchase of products is described. The system is coupled, in one embodiment, to a communications link. Potential product purchasers and sellers may access...
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8022819 |
Electronic control apparatus and method for controlling alarm systems of cellular structure
Electronic control apparatus (20) and method for controlling cellular alarm systems (10/11), wherein, by means of sensors (201) of the control apparatus (20), physical measurement parameters (202)...
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8019828 |
System and method for defining attributes, decision rules, or both, for remote execution, claim set III
A system of the invention comprises a design module, execution engine, and performance management module. A first computer hosts the design module which enables a user to define attributes,...
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8019642 |
System and process for receiving boosting recommendations for use in providing personalized advertisements to retail customers
A system and process for incorporating recommendation boosting in an automated recommendation system includes presenting a user with a visual electronic interface adapted to receive recommendation...
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8019663 |
Transportation withdrawal and rebalance of cash handling device
A method, apparatus, computer-readable medium and system are disclosed that provide for rebalancing/reallocating funds within a cash handling device. The cash handling device may include one or...
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8019664 |
System and method for completing a form
A method for completing a financial form by a user, including: generating a plurality of panels associated with a plurality of financial events reported by the financial form; obtaining a visual...
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8019690 |
Method and system for transacting an anonymous purchase over the internet
A method is provided for transacting an anonymous purchase over the Internet. The method comprises the steps of: (a) acquiring intermediary credit account information (22) from a purchasing...
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8015037 |
System and method for tracking, monitoring and reporting extinguishment of a title insurance policy
A system for monitoring a title insurance policy is disclosed. The system includes a processor, a memory in communication with the processor, and a database in communication with the processor and...
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8015082 |
Terminal device, accounting system and data processing method
This invention relates to a terminal device capable of communicating with an accounting center, an accounting system, and a data processing method. A point memory 45 of a recording/reproducing...
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8010435 |
Method and system for mortgage payment analysis and reporting
A computer implemented system for determining an amount of mortgage interest tax impact available to a borrower includes a mortgage information interface configured to receive information related...
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8010395 |
Program storage device for project preparing a procurement and accounts payable system
A program storage device for coordinating a project for designing, implementing, and using a general procurement and accounts payable (GP/AP) system for a customer. A playbook database is created...
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8010453 |
Method and system for facilitating payment transactions using access devices
A payment system for facilitating a payment transaction between a payer and a payee includes a payer access device, a payee access device, and a services hub. The services hub is configured to...
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8010449 |
Consumer behaviors at lender level
The present disclosure generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More...
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8005729 |
Environment modification using system and usage data
Environment modification using system and usage data is described, including receiving environmental data from one or more sources, the environmental data being associated with an environment,...
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8005735 |
Encrypting and storing data from a financial prospectus
A first portion of data is selected. The first portion of data is capable of being converted from a human-readable format to an electronically readable format. The first portion of data is capable...
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