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8498900 Bar or restaurant check-in and payment systems and methods of their operation  
A method for allowing a customer to view and at least partially pay a bill incurred in a bar or a restaurant operating a POS system tracking the bill. The customer operates a mobile computing...
8498935 System and method for automated payment and adjustment processing  
A system and method for automated adjustment processing using pre-configured sets of business rules is provided. The seller pre-configures a set of business rules for use in processing an...
8498909 System and method for associating financial transaction data with user's project data in cash transactions  
This invention relates to an expense reporting system for viewing and manipulating a user's financial transaction data and a method for associating financial transaction data with a user's project...
8498912 Charge managing system, image forming apparatus, charge managing server, and image forming method  
A charge managing system including an image forming apparatus and a charge managing server is provided. The image forming apparatus includes plural applications each configured for executing a...
8498934 Multi-account payment consolidation system  
A multi-account payment consolidation system and process, comprising a payment terminal at a point-of-sale. A central computer system is operatively coupled to the payment terminal through a...
8494930 Pay for use and anti counterfeit system and method for ink cartridges and other consumables  
Systems and methods of a pay-for-use pricing plan for consumables associated with a machine. The systems and methods include a machine that can detect a use of a consumable by a consumer. The use...
8494882 Modeling recommended insurance coverage  
A method for analyzing insurance coverage disparities includes providing a processor, providing a memory including data related to a plurality of claims, and generating a claim scenario, using the...
8494928 Methods and apparatus for complementing user entries associated with events of interest through context  
Data validation techniques are provided. For example, such techniques complement user entries associated with events of interest through context. In one aspect of the invention, a technique for...
8494927 Method for providing a web-based payroll and payroll related software as a service  
A method for providing payroll processing software as a service to payroll providers such as payroll vendors and end users. The software developer contracts with the payroll provider to provision,...
8494929 Salary advisor for small business employers  
The invention relates to a method for providing advice regarding compensation of a candidate. The method involves obtaining a plurality of compensation records from multiple sources, where at least...
8494933 System and method for providing interoperability between diameter policy control and charging in a 3GPP network  
A system and method are described whereby interoperability is facilitated in a 3GPP network environment in combination with DIAMETER policy controls. Such interoperability enables updated policy...
8484105 System and method for providing business audit responses from legal professional  
A system and method facilitates the audit process involving a business client, an auditor, and a third-party by providing confirmations for the client upon the auditor's request. An auditor or...
8484104 Methods and systems for automatic bill pay setup for online bill pay systems  
Systems and methods for adding a payee to a user's list of payees in an online bill payment system provided by a financial institution. The online bill payment system accesses financial data of the...
8484103 Network and method for trading derivatives  
A computer network and method for electronically trading derivatives. The system includes networks and methods where a control or network managing station in the network acts as a facilitator for...
8484075 Determining and displaying impression share to advertisers  
An advertisement associated with a bid and a budget for placement of the advertisement is received, and a determination as to whether to present the advertisement is made. A number of times the...
8484101 Cost management system with flexible unit of measure  
A system determines the cost of a transaction. The system receives a transaction for an item. The transaction is in terms of a first unit of measure. The system then determines the quantity in...
8484131 Methods and systems for processing a financial transaction  
A method for processing a financial transaction such as an electronic bill payment is provided. The method includes receiving an electronic bill payment wherein the bill payment is submitted on...
8483057 PCRF-OCS interaction in wireless-wireline convergence  
Various embodiments relate to a system and related method for charging an actual subscriber using a single subscriber profile. A Policy and Charging Rules Node (PCRN) may receive a message...
8484289 Network based audience measurement  
Methods, systems, and computer-readable media for providing network-based audience measurement are provided. Data packets are intercepted between a client computer and a content server. Unique...
8478666 System and method for processing data related to management of financial assets  
A computer system for management of financial data relating to funds holding investments includes a data storage device and a server configured for execution of computer-readable instructions...
8473408 Investment structure and method having fixed and contingent components  
An investment structure and method including a fixed component and a contingent component for investing funds. The fixed component invests a portion of the funds in fixed income securities and...
8473375 Utilizing supporting dimensions to further define transaction entities in a computerized financial/accounting system  
A computer-implemented financial system that allows for account modules to be set up, and transaction data to be entered, stored and retrieved as transaction entities, with each transaction entity...
8473378 Global treasury monitoring system  
A global treasury monitoring system can provide a single centralized system of record for maintaining and updating global treasury limits to enable an organization to consistently allocate, apply...
8473377 Data management system  
A data management system may include computer code to receive data that may include financial data and related data. The computer code may store the data in a database. The financial data may...
8473376 System, method, and computer program product for byte-based utility computing pricing  
A system, method, and computer program product for byte-based utility computing pricing. A method for accounting for data processing system service usage includes metering network usage and...
8473399 Invoice data object for a common data object format  
Embodiments of the invention provide methods and data structures for the effective and efficient synchronization or inter-exchange of invoice information between business applications employing...
8468069 Automatic modification of financial record parameters  
Formatting of data entered and/or stored in a financial transaction record may be automatically corrected or modified to an expected or compatible format. The format in which data is to be stored...
8468065 Laundry room management method and system  
The present invention discloses a method and system of managing a laundry room. In the method, identification information including an ID (identifier) is received through a communicator. Then,...
8468080 System and method for administering invested funds  
A computer system for administering investment funds holding shares of funds includes a processor and a memory storage device in communication with the processor. The processor is adapted to access...
8463668 System and method of managing both instant and online lottery ticket sales  
A lottery accounting system includes a system management bureau that is electronically linked with a plurality of independent lottery vendors, each vendor being preferably supplied with a handheld...
8463674 System and method for distributing mobile gift cards  
A system and method for distributing mobile gift cards is described. One embodiment, a computer-server-based method, receives a selection of a merchant with which to associate a mobile gift card,...
8463671 Routing architecture for online and offline processing  
A system, method and computer program product are provided for billing purposes. Initially, a customer is associated with a policy. In use, an event is received that is associated with a customer...
8463667 Exporting and importing business templates  
A method and system for configuring an instance of a business information application program based on data exported from an instance of the application program is provided. Each instance of the...
8458058 System and method for determining tax liability in response to a mobility  
A tax event system is configured to evaluate a taxable event that gives rise to tax liability in multiple jurisdictions. The system provides for real time determination of location information...
8456672 Document submission management system and method for the same  
A document submission management system calculates predicted values of the amount of consumption of consumables used for printing processing according to an order from a user, estimates the cost of...
8452684 Method and system for creation of a floating rate pooled index  
A method A computer-implemented method of creating an SBA 7 (a) index of floating rate pools comprising: (1) forming one or more candidate pools based on specific characteristics of SBA 7 (a)...
8452623 System and method for processing payroll-related employee and insurance data  
A computer system accesses payroll-related insurance premium data at an individual employee level and provides the data at the individual employee level, including cost of insurance at the...
8452666 Escrow payment to faciliate on-line transactions  
A system and method enables sellers to define a secret shared with an on-line payment provider when listing an item or service for purchase. Consumers deposit funds into an on-line escrow or...
8447675 Methods and apparatus for recording legal tender decomposition of accounting system entries  
Methods and apparatus for recording decomposition of accounting system entries are disclosed. In one embodiment, one or more processors are employed to perform recording a legal tender value of an...
8447687 Method and system for centralized identity and account controls  
The method and system provides consumers with the ability to define and control their identity and accounts to minimize vulnerability to identity theft and credit fraud. This is accomplished using...
8442880 Systems, methods and computer readable medium providing automated third-party confirmations  
Systems and methods are defined for facilitating the audit process involving a business client, an auditor, and a third-party providing confirmations for the client upon the auditor's request. More...
8442910 Systems and methods for using verified information cards in a communications network  
Digital information cards associated with verified information about users are described. The cards can be used to optimize a network communications experience or interaction for a user and a...
8442850 Providing accounting software application as enterprise services  
Methods and apparatus, including systems and computer program products, for a services architecture design that provides enterprise services having accounting functionality at the level of an...
8443420 System for communicating with a mobile device server  
A system that incorporates teachings of the present disclosure may include, for example, a non-transitory computer-readable storage medium operating in a mobile device server that has computer...
8442881 Systems and methods of processing and classifying a financial transaction  
The present disclosure generally provides systems and methods of classifying financial transactions. In one embodiment, the present disclosure may generally include a system of classifying...
8438085 Communications techniques for an intelligent digital audiovisual reproduction system  
Method for communication between a central server and a computerized juke-box which operates in a conference mode, including: sending a header before any transaction, which includes the identity of...
8438110 Conducting financial transactions based on identification of individuals in an augmented reality environment  
Embodiments of the invention are directed to methods and apparatuses for conducting financial transactions based on identification of individuals in an augmented reality environment. The method...
8438050 Method and system for filing a complaint related to network-based transactions  
A method and system that allows a user to file a complaint related to a transaction completed over a network-based transaction facility. For example, a method can include the following operations...
8433342 Method and system for personalized venue marketing  
A method and system for personalized venue marketing is disclosed herein. An application that is resident on a mobile communication device of a patron sends personally identifiable information and...
8432257 Merchandise-integral transaction receipt and auditable product ownership trail  
Techniques are disclosed for writing data directly onto a product to record each ownership transfer. As a result, the product itself now carries a traceable, auditable, non-forgeable,...