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8468069 Automatic modification of financial record parameters  
Formatting of data entered and/or stored in a financial transaction record may be automatically corrected or modified to an expected or compatible format. The format in which data is to be stored...
8468065 Laundry room management method and system  
The present invention discloses a method and system of managing a laundry room. In the method, identification information including an ID (identifier) is received through a communicator. Then,...
8468080 System and method for administering invested funds  
A computer system for administering investment funds holding shares of funds includes a processor and a memory storage device in communication with the processor. The processor is adapted to access...
8463668 System and method of managing both instant and online lottery ticket sales  
A lottery accounting system includes a system management bureau that is electronically linked with a plurality of independent lottery vendors, each vendor being preferably supplied with a handheld...
8463674 System and method for distributing mobile gift cards  
A system and method for distributing mobile gift cards is described. One embodiment, a computer-server-based method, receives a selection of a merchant with which to associate a mobile gift card,...
8463671 Routing architecture for online and offline processing  
A system, method and computer program product are provided for billing purposes. Initially, a customer is associated with a policy. In use, an event is received that is associated with a customer...
8463667 Exporting and importing business templates  
A method and system for configuring an instance of a business information application program based on data exported from an instance of the application program is provided. Each instance of the...
8458058 System and method for determining tax liability in response to a mobility  
A tax event system is configured to evaluate a taxable event that gives rise to tax liability in multiple jurisdictions. The system provides for real time determination of location information...
8456672 Document submission management system and method for the same  
A document submission management system calculates predicted values of the amount of consumption of consumables used for printing processing according to an order from a user, estimates the cost of...
8452684 Method and system for creation of a floating rate pooled index  
A method A computer-implemented method of creating an SBA 7 (a) index of floating rate pools comprising: (1) forming one or more candidate pools based on specific characteristics of SBA 7 (a)...
8452623 System and method for processing payroll-related employee and insurance data  
A computer system accesses payroll-related insurance premium data at an individual employee level and provides the data at the individual employee level, including cost of insurance at the...
8452666 Escrow payment to faciliate on-line transactions  
A system and method enables sellers to define a secret shared with an on-line payment provider when listing an item or service for purchase. Consumers deposit funds into an on-line escrow or...
8447675 Methods and apparatus for recording legal tender decomposition of accounting system entries  
Methods and apparatus for recording decomposition of accounting system entries are disclosed. In one embodiment, one or more processors are employed to perform recording a legal tender value of an...
8447687 Method and system for centralized identity and account controls  
The method and system provides consumers with the ability to define and control their identity and accounts to minimize vulnerability to identity theft and credit fraud. This is accomplished using...
8442880 Systems, methods and computer readable medium providing automated third-party confirmations  
Systems and methods are defined for facilitating the audit process involving a business client, an auditor, and a third-party providing confirmations for the client upon the auditor's request. More...
8442910 Systems and methods for using verified information cards in a communications network  
Digital information cards associated with verified information about users are described. The cards can be used to optimize a network communications experience or interaction for a user and a...
8442850 Providing accounting software application as enterprise services  
Methods and apparatus, including systems and computer program products, for a services architecture design that provides enterprise services having accounting functionality at the level of an...
8443420 System for communicating with a mobile device server  
A system that incorporates teachings of the present disclosure may include, for example, a non-transitory computer-readable storage medium operating in a mobile device server that has computer...
8442881 Systems and methods of processing and classifying a financial transaction  
The present disclosure generally provides systems and methods of classifying financial transactions. In one embodiment, the present disclosure may generally include a system of classifying...
8438085 Communications techniques for an intelligent digital audiovisual reproduction system  
Method for communication between a central server and a computerized juke-box which operates in a conference mode, including: sending a header before any transaction, which includes the identity of...
8438110 Conducting financial transactions based on identification of individuals in an augmented reality environment  
Embodiments of the invention are directed to methods and apparatuses for conducting financial transactions based on identification of individuals in an augmented reality environment. The method...
8438050 Method and system for filing a complaint related to network-based transactions  
A method and system that allows a user to file a complaint related to a transaction completed over a network-based transaction facility. For example, a method can include the following operations...
8433342 Method and system for personalized venue marketing  
A method and system for personalized venue marketing is disclosed herein. An application that is resident on a mobile communication device of a patron sends personally identifiable information and...
8432257 Merchandise-integral transaction receipt and auditable product ownership trail  
Techniques are disclosed for writing data directly onto a product to record each ownership transfer. As a result, the product itself now carries a traceable, auditable, non-forgeable,...
8432561 Image forming system with image forming device prioritization function and method thereof  
In a system in which a plurality of image forming devices are connected on one or more image processing devices through a network, efficiency of image formation is improved by assigning priority,...
8429008 Calculation method of sales commission using transformation coefficient in on-line, calculation system and recording medium thereof  
Disclosed are a method and a system of calculating a sales commission using a transformation coefficient in on-line by reflecting sales of members receiving sales commissions and new sales of...
8429036 Digital media usage in response to impact data  
Aspects provide digital media content as a function of embedded environmental impact data. When a digital multimedia item is received, an embedded environmental impact value is decoded and the item...
8429047 System and method for merging mobile gift cards  
A method and system for merging mobile gift cards is described. One embodiment transmits to a mobile device associated with a user a list of a plurality of mobile gift cards associated with a...
8429037 Accounts payable process  
Techniques for performing an accounts payable process may include receiving transaction data including at least one of invoice data, purchase order data, and vendor data; and verifying a...
8429024 System and method for tracking charitable deductions  
A system and method for recording and tracking charitable donations over a period of one or more years, and for determining the tax consequence associated with such donations based upon taxing...
8429038 Receipt visualization and receipt data applications  
Visually presenting spending behavior, spending patterns, and spending activity to a consumer across of their all receipt based purchase transactions. Receipt data is received at a first or host...
8423388 GUI for risk profiles  
A memory device stores machine-readable instructions executable by a processor to cause the processor to graphically depict on a display device a first category of risk analysis data related to a...
8423457 Anonymous mobile payments  
Anonymous mobile payments enable a user to make and/or receive payments without disclosing personal or private information to another party. In some aspects, a provider of a payment may request an...
8423469 System and method for enhancing the efficiency of real estate transactions  
A computer system and method, for real estate transactions concerning the purchase or sale of real property, comprises engaging a realtor and a mortgage originator for providing unified...
8423400 System and method for managing customized reward offers  
In accordance with some embodiments of the present invention, a method is provided for managing reward offers. A first performance target that is associated with a financial account is determined....
8417594 Dimension-based financial reporting using multiple combinations of dimensions  
Tools and techniques are described for dimension-based financial reporting using multiple combinations of dimensions. These tools may provide methods that include receiving requests, submitted on...
8417595 Economic calculations in a process control system  
A process control system includes economic models disposed in communication with process control modules, as well as with sources of economic data such as cost, throughput and profit data, and uses...
8417543 Electronic payment delivery service  
Systems and methods for providing finance-related services such as electronic payment delivery are disclosed. In accordance with one embodiment, a payment system is configured to receive a payment...
8417596 Technique for explaining income-tax calculations  
A graphical user interface includes a first window configured to display a first value, which is entered by a user of an income-tax preparation program, and a second value, which is computed as a...
8412607 Price earnings derivative financial product  
A system for and method of using a financial instrument to take a view on a price-to-earnings ratio for a set of one or more equities. The system and method may be used to commodify the...
8412606 User interface for tax-return preparation  
A method is implementable in an electronic system coupled to an electronic device, which is, in turn, coupled to a display device. A web page displayable on the display device is served to the...
8412599 Approval workflow engine for services procurement timesheets, progress logs, and expenses  
This disclosure describes, generally, methods and systems for implementing an approval workflow engine and approval framework for timesheets, progress logs, and expenses. The method includes...
8412597 System for targeting messages to consumers based on determination of current ownership  
A computer program enabling the determination of an inference related to the purchase of an item by a customer. The program analyzes certain public information relative to an entity's customer...
8412563 Method and system for analyzing and optimizing distribution of work from a plurality of queues  
A method and system for analyzing and optimizing the distribution of work from a plurality of queues includes storing historical data in a database. The historical data may include sets of...
8412598 Systems and methods for a causality analyzer  
A causality analyzer that provides attribution of causality effects for changes in revenue, margin and margin percentage is provided. The causality analyzer selects a reference time period and a...
8407115 System and method for monitoring, controlling, and displaying utility information  
A system and method for monitoring, controlling, and displaying utility information is provided. A collar communicatively connected to the utility meter monitors power usage and provides usage...
8407112 Transaction authorisation system and method  
A transaction authorization system allows a customer to authorize transactions relating to at least one account associated with an institution. Data storage means enable access to customer...
8406206 Mobile peer-to-peer content sharing method and system  
Embodiment of the disclosure set forth methods for sharing data in a wireless network. Some example methods include storing in a database a content related information associated with a first...
8407061 Networking methods and systems  
A network system includes integrated radio transceivers and digitizers, integrated baseband processors and device controllers, digital interfaces there between, and architectures and partitions for...
8401940 System and method for usage billing of hosted applications  
A system, method, and computer readable medium for usage billing of one or more hosted applications serving one or more clients. The hosted applications are contained within one or more isolated...