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8417595 Economic calculations in a process control system  
A process control system includes economic models disposed in communication with process control modules, as well as with sources of economic data such as cost, throughput and profit data, and...
8417543 Electronic payment delivery service  
Systems and methods for providing finance-related services such as electronic payment delivery are disclosed. In accordance with one embodiment, a payment system is configured to receive a payment...
8417596 Technique for explaining income-tax calculations  
A graphical user interface includes a first window configured to display a first value, which is entered by a user of an income-tax preparation program, and a second value, which is computed as a...
8412607 Price earnings derivative financial product  
A system for and method of using a financial instrument to take a view on a price-to-earnings ratio for a set of one or more equities. The system and method may be used to commodify the...
8412606 User interface for tax-return preparation  
A method is implementable in an electronic system coupled to an electronic device, which is, in turn, coupled to a display device. A web page displayable on the display device is served to the...
8412599 Approval workflow engine for services procurement timesheets, progress logs, and expenses  
This disclosure describes, generally, methods and systems for implementing an approval workflow engine and approval framework for timesheets, progress logs, and expenses. The method includes...
8412597 System for targeting messages to consumers based on determination of current ownership  
A computer program enabling the determination of an inference related to the purchase of an item by a customer. The program analyzes certain public information relative to an entity's customer...
8412563 Method and system for analyzing and optimizing distribution of work from a plurality of queues  
A method and system for analyzing and optimizing the distribution of work from a plurality of queues includes storing historical data in a database. The historical data may include sets of...
8412598 Systems and methods for a causality analyzer  
A causality analyzer that provides attribution of causality effects for changes in revenue, margin and margin percentage is provided. The causality analyzer selects a reference time period and a...
8407115 System and method for monitoring, controlling, and displaying utility information  
A system and method for monitoring, controlling, and displaying utility information is provided. A collar communicatively connected to the utility meter monitors power usage and provides usage...
8407112 Transaction authorisation system and method  
A transaction authorization system allows a customer to authorize transactions relating to at least one account associated with an institution. Data storage means enable access to customer...
8406206 Mobile peer-to-peer content sharing method and system  
Embodiment of the disclosure set forth methods for sharing data in a wireless network. Some example methods include storing in a database a content related information associated with a first...
8407061 Networking methods and systems  
A network system includes integrated radio transceivers and digitizers, integrated baseband processors and device controllers, digital interfaces there between, and architectures and partitions...
8401940 System and method for usage billing of hosted applications  
A system, method, and computer readable medium for usage billing of one or more hosted applications serving one or more clients. The hosted applications are contained within one or more isolated...
8401941 System and method for usage billing of hosted applications  
A system, method, and computer readable medium for usage billing of one or more hosted applications serving one or more clients. The hosted applications are contained within one or more isolated...
8401892 Systems and methods of analyzing accounts receivable and sales outstanding  
Systems and methods are provided to perform an analysis of the accounts receivable of a business. Each component of the accounts receivable is reviewed individually and all factors related to that...
8401876 Systems and methods for selecting proper clause for document  
An insurance company issues a property policy to a customer for property encumbered with an obligation to a creditor. The policy is to be issued to include an encumbrance clause as specified by...
8401930 Computerized system and method for library collection analysis  
An automated tool for analyzing inter-library loan (ILL) transactions to identify holding needs for a library. The automated tool may be used in conjunction with a bibliographic database that...
8401895 Pre-existing liability payment and reward system and method of use  
A pre-existing liability payment and reward system including a user communication module in communication with a pre-existing liability holder; a merchant communication module that transacts with...
8401908 Architectural design for make-to-specification application software  
Methods, systems, and apparatus, including computer program products, for implementing a software architecture design for a software application implementing plan-driven procurement. The...
8401936 Architectural design for expense reimbursement application software  
Methods, systems, and apparatus, including computer program products, for implementing a software architecture design for a software application implementing expense reimbursement. The application...
8401934 Method and apparatus for information and computation closures account management  
An approach is provided for enabling the accounting of closures to support query requests established by a device. A computation processing and accounting infrastructure determines one or more...
8401956 System and method for transferring longevity risk  
A method for transferring longevity comprising: receiving an order to trade a financial instrument associated with at least one asset or liability affected by longevity risk; calculating a...
8401935 Coordinating license activation of licensable audio video (AV) device components between contract manufacturer and brand manufacturer  
A contract manufacturer (CM) makes a consumer electronics (CE) device under the auspices of a brand name manufacturer (BNM) associated with the CE device, paying royalties immediately on...
8401968 Mobile group payments  
A mobile group payment service enables members of a group to access a group account. The group account may enable members to transmit funds, request funds, and perform account queries, and modify...
8396991 Validating user experience type settings  
A home gateway accesses a host system that differentially routes messages over a communication network to a destination system. The selection of a communication pathway from multiple possible...
8396762 Systems and methods for validating subsititution chains of an order  
Systems and methods are provided for automatically determining substitution chains that are valid during a rules-based ATP check for an order item. In one implementation, a system is provided that...
8396423 Wireless communications system providing wireless message data delivery through intermediary wireless communications device and related methods  
A wireless communications system may include a plurality of wireless communications devices (WCDs). A source WCD from among the plurality of WCDs may be configured to designate message data for at...
8396763 Credit authorization in a core network  
A node for a telecommunications system, comprising a PCEF and interfaces towards a BERF, a PCRF, and an OCS, an Online Charging System. The node is equipped with a function for sending a credit...
8396793 Payment card based remittance methods and system  
A payment system receives, from a first financial institution, a request for a funds transfer. The request originates from a sender who has an account with the first financial institution. The...
8392298 Invoice adjustment data object for a common data object format  
Embodiments of the invention provide methods and data structures for the effective and efficient synchronization or inter-exchange of invoice adjustment information between business applications...
8392294 Computer implemented finance management routing system  
Broadly, the present invention relates to data processing in general and more particularly to a finance management system or “system” (5) relating to the auto industry (25) that provides a gateway...
8392325 Method and system for tagging and tracking donation transactions  
Method and system for tagging and tracking donation transactions through accounting means between financial and non-financial entities, method comprising steps of accepting registration of one or...
8392299 Transfer account systems, computer program products, and associated computer-implemented methods  
Embodiments of the present invention include transfer account systems, computer program products, and associated computer-implemented methods of providing prioritized payments from the proceeds of...
8392288 Add-on to software application to identify electronic receipt data  
Identifying electronic receipt data with a plug-in to a software application. Consumer purchases from merchants may be confirmed with an electronic receipt or message, which may be displayed by or...
8392330 Transfer account systems, computer program products, and computer-implemented methods to prioritize payments from preselected bank account  
A financial institution computer maintains one or more lists of account identifiers for accounts enrolled in a prioritized payment program including pre-authorization of certain payment requests...
8392258 Receipt management system  
A receipt management system receives receipt data including biometric data which is issued when a product is purchased at a store, and judges whether or not biometric data that coincides with an...
8386352 System and method for providing accounting adjustment rules in trial balances  
A method for preparing a financial statement for a member of a group of members participating in a community system. The method includes submitting a request to the community system for an...
8386345 Method and system for generating invoices with entitlements  
Techniques to generate invoices for “events” (e.g., activities, orders, and so on) and taking into account applicable entitlements. The events are for actions and/or transactions to be performed,...
8385525 Internet accessed text-to-speech reading assistant  
An Internet accessed server that on demand downloads and activates text-to-speech program elements to a subscriber's computer. Program elements are customized to match the operating system of the...
8380589 Methods and apparatus for real estate foreclosure bid computation and presentation  
Techniques and systems for generating and presenting foreclosure bid instructions are described. A connection to a foreclosure bid computer is established through a data processing network. Loan...
8380591 System and method for providing warning and protection for bill payments  
Methods and systems for providing protection to an individual or party from penalties associated with late or missed payments of bills, invoices and other charges are described. The methods and...
8380590 Method and system for detecting recurring income from financial transaction data  
A method and system for detecting and categorizing recurring income whereby financial transaction data associated with a given user is obtained from one or more sources. One or more income...
8374929 System and method for billing for hosted services  
Some embodiments provide a system and method for projecting billing of a specified server configuration. In some embodiments, the projected billing is determined by identifying a set of allocated...
8374932 Payment entity device transaction processing using multiple payment methods  
A method begins with a payment entity device receiving an accounts payable data file from a client entity processing module. The method continues with the payment entity device determining a...
8374928 Data center power cost accounting system  
A data center power cost accounting system uses server and storage and cooling power consumption models and device maps, together with runtime application maps, to estimate the equipment power...
8374960 Prepaid transaction tracking  
The prepaid transaction tracking system allows, for example, entities, such as businesses, individuals, or the like, to have the ability to identify, track and maintain information about prepaid...
8373869 Charging system, charging method, recording medium, and image forming apparatus for performing charging process with improved user convenience  
A charging management server is informed of an ID number stored in an IC card, and a user charging table of the charging management server is read. A new user charging list is transmitted to an...
8365997 System and method for managing and monitoring the dispensing of fuels  
A fuel management system for use by operators of temporary and/or permanent inventories of vehicles such as vehicle dealerships. Fuel vouchers are issued by authorized issuing personnel to...
8370221 Survey lifecycle tracking  
Tracking and management data for a survey distribution and response lifecycle is disclosed. The system generates and links tracking data for both the distribution and the response, generates...