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Document Title |
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7620568 |
Self-checkout system
A retail terminal and method of operation thereof. The retail terminal has a weight scale, a bar code scanner, RFID tag antenna, a scan error indicator, means for communicating with a processor and...
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7606764 |
Installment purchase card and related systems and methods for making informed consumer purchases
Systems and methods for making installment based credit purchase. A consumer may access a network interface to see how a contemplated purchase will affect their existing obligations on the account...
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7603313 |
Charging system and charging method
A user sends data for requesting a service provider to provide predetermined service and signature data created based upon the data to the service provider, the service provider calculates a fee...
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7600673 |
Systems and methods for performing transactions at a point-of-sale
A point-of-sale device useful in relation to a variety of circumstances and/or utilization methods. Various implementations of such point-of-sale devices are disclosed. For example, one particular...
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7596515 |
System and method for pairing providers with consumers of online goods and services
A method and system is provided that operates as an intelligent intermediary between online consumers and providers of goods and services. The system operates to receive a request initiated by a...
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7591412 |
Method and system for managing token image replacement
A system for managing token image replacement is provided. The system includes a remote server, a personal computer (PC) connected to the remote server, a smartcard that can be read by the PC, and...
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7587335 |
Food product scale and related in-store random weight item transaction system with RFID capabilities
A random weight item transaction system include a scale with label RIFD tag functionality, service person RFID tag functionality and customer RFID tag functionality. A slicer in proximity to the...
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7559461 |
ATM systems and methods for cashing checks
Various techniques are provided for dispensing cash from automated teller or similar cash dispensing machines where such machines do not contain or are otherwise unable to dispense coins or certain...
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7543736 |
Alternative payment devices using electronic check processing as a payment mechanism
The present invention includes a merchant system that recognizes virtually any payment device or technology that uses electronic check processing as a payment mechanism. For example, the merchant...
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7533803 |
Consumer directed checking account coverage system
A system and method that includes the use of a bank checking account that can be connected to insurance coverage. In particular, a banking consumer can purchase insurance coverage for unexpected...
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7512546 |
Store system
A store system comprises: store controller 21 incorporating programs for executing sales and sales management tasks; display 27 for displaying a screen for the execution of a task specified by...
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7509292 |
Authentication of consumable items
This invention concerns a consumable authentication method for validating the existence of an untrusted chip. A random number is encrypted using a first key and sent to an untrusted chip. In the...
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7500607 |
System for managing risk of financial transactions with location information
The present teachings describe a system for processing financial transactions. In one embodiment, the system includes a remote terminal adapted to identify the location of financial transactions...
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7496523 |
Method and apparatus for defining routing of customers between merchants
A server or Internet service provider computer selects a soliciting merchant and an outputting merchant based on various factors. In one embodiment, the soliciting merchant is selected is its...
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7480626 |
Computer-based system for simplification of tax collections and remittances for internet and mail order commerce
An effective and efficient system for recovering tax revenue. One implementation is to recover tax revenue currently not being recovered by storing data in a database ( 2 ) indicating interstate...
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7478065 |
Payment transaction method and payment transaction system
Payment transaction method and payment transaction system in which payment transactions between customers with portable mobile devices ( 1 ), for example mobile radio telephones, and a plurality of...
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7461079 |
Patient encounter electronic medical record system, method, and computer product
A patient encounter electronic medical record system, method, and computer product includes pre-populated, diagnosis specific templates, selective, specialty-specific master databases, and anatomic...
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7457767 |
Pay at the table system
Patrons at a restaurant or bar can pay at their table using credit cards, without involving the restaurant or bar cashier and/or wait staff. Patrons are assisted using this system in dividing the...
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7445147 |
Stored value card validation
An apparatus and method reads magnetic stripe data and bar code data from a stored value card. The magnetic stripe data and the bar code data originally applied to the card are associated with one...
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7444296 |
Disk dispensing and retrieval system and associated methods
A kiosk dispenses and receives recorded optical disk media using an interconnected system central server computer through an Internet Service Provider. The system central server contains databases...
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7440924 |
Method and system for processing financial instrument deposits physically remote from a financial institution
A system that includes computer hardware, computer software, apparatus, and methodology that enables individuals, businesses, and all types of organizations (both for profit and non-profit) to...
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7439859 |
RF device in drinkware to record data/initiate sequence of behavior
A drinkware is provided to provide information to a receiver. The drinkware is a RF device coupled to a handheld drinking container. The RF device can receive and send RF signals and communicate...
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7433897 |
Systems and methods for database registration
Embodiments of the present invention relate to systems and methods for database registration. According to an embodiment of the present invention, a method for database registration includes...
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7433848 |
System for carrying out a transaction
A system is proposed for performing transactions with terminals which fundamentally allow a plurality of different transactions to be performed. The terminals ( 10, 11 ) are connected for this...
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7424441 |
Systems and methods for integrating loyalty and stored-value programs
Systems and methods are provided for operating an integrated stored-value and loyalty program within a financial infrastructure. An identifier and a packet of transaction information defining a...
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7415425 |
Systems and methods wherein a security deposit facilitates a transaction in which a benefit is applied in exchange for performance of a task
Systems and methods are provided wherein a security deposit is used to facilitate a transaction with a customer. It is arranged for a benefit to be applied to the transaction in exchange for a...
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7411503 |
System and method for disabling data on radio frequency identification tags
The disclosed embodiments of the present invention are used to permanently disable or destruct an RFID so that it is no longer possible to read some or all of the data encoded on the RFID tag. In...
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7409358 |
Methods and systems for coordinating a change in status of stored-value cards
Methods and systems are provided for coordinating a change in status of a stored-value card for a customer. Transaction information is received at a host system from a point-of-sale terminal. The...
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7403907 |
Customer checkout accelerator
A system and method for accelerating customer sales transactions in a retail store. A customer checkout accelerator provides a customer user interface to initiate a request for a preapproval amount...
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7392222 |
System and method for providing promotional pricing
A system and method for providing promotional pricing is disclosed. One or more pricing offers may be provided to a plurality of credit accounts, wherein the pricing offers may be directed to...
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7386727 |
Method for digital signing of a message
A method and apparatus for the digital signing of a message to be signed, the message to be signed is transmitted via a communication network to a mobile radio telephone to be used as a signing...
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7386511 |
Methods and systems for processing financial instrument deposits
The present invention comprises a program product, system and method for deposit processing using check images. In one embodiment of the present invention, the program product comprises...
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7376584 |
Systems and methods for fulfilling orders using location-based abbreviated dialing
A system ( 100 ) configured to facilitate ordering of goods or services from a vendor ( 150 ) by a customer may include one or more base stations ( 130 ) configured to receive an abbreviated...
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7376583 |
Device for making a transaction via a communications link
A wireless communications device has a transponder for transmitting information for making a transaction to a point of sale terminal. When the device is within the range of a field generated by the...
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7374078 |
Method and system for managing token image replacement
A system for managing token image replacement is provided. The system includes a remote server, a personal computer (PC) connected to the remote server, a smartcard that can be read by the PC, and...
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7346579 |
Electronic purse application system and method thereof
On the basis of information which is the standard for transaction conditions such as amount information in an IC card as well as age information registered in the IC card or a predetermined...
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7343344 |
Electronic payment system using accounting function in a mobile communication network
A method of readily realizing electronic payment service at low cost with a high level of convenience and security for a consumer is disclosed. A personal information input terminal notifies a...
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7343323 |
Business transaction system and method
A system and method for enabling a user, over a computer and communications network, to allocate a portion of proceeds of a transaction to a beneficiary by selecting a provider acceptable to a...
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7343174 |
Wireless electronic drive-thru system and method
In a particular embodiment, the disclosure is directed to a system including a customer authentication and payment server, a merchant data server, a merchant network, and a merchant station. The...
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7340216 |
Methods for making a business decision in response to information from a short distance wireless network
A method, among other methods, includes generating a short-range radio signal that indicates a type of a device in a short distance wireless network. A cellular signal is transmitted from the short...
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7328840 |
Electronic money system and transaction method using the same
An electronic money system and an electronic money terminal used therein which facilitate and promote the transaction by card representing cash. A user carries out a transaction by using an...
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7312707 |
System and method for authenticating a RF transaction using a transaction account routing number
A system and method for securing a Radio Frequency (RF) transaction using a Radio Frequency Identification (RFID) transaction device are provided. A random number is transmitted from an RFID reader...
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7293704 |
Keycard for automating transaction requests
Systems and methods of using a keycard for automating transaction requests are disclosed. Methods may comprise receiving a request for a product identification number that is associated with a...
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7290704 |
Method and system relating to a multi-lateral trade engine for payment transactions
In one embodiment of the present invention a method to allow a consumer to direct payments to be made via one or more payment vehicles of choice is provided. In another embodiment of the present...
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7284696 |
Change card
A transaction card allows for retail purchases involving fractional dollar amounts to be completed without the use of coin currency. Change amounts involving less than one dollar can be either...
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7284063 |
Information processing apparatus, information processing method, and transmitting medium
Personal information of a user is provided to an information provider from any location, through a simple apparatus, and with reliability. Personal information is stored beforehand in a user...
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7272570 |
System and methods for integrating a self-checkout system into an existing store system
A self-checkout terminal system includes a self-checkout core application module for controlling a self-checkout terminal, the self-checkout core application module controlling peripheral input and...
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7264153 |
Final sale merchandise card
A system for activating a merchandise card and account that permits a card user to initially purchase or reload cash value into a merchandise account using a card issued by an issuer such as a...
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7257554 |
Anonymous purchases while allowing verifiable identities for refunds returned along the paths taken to make the purchases
An electronic commerce system and method has a number of computer systems connected by a network, including a broker computer system having a database of scrips representing a form of currency, a...
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7257547 |
Service managing system
A service managing system comprises: order terminals for enabling customers to view contents of service items and to order desired items, and being portable and driven by a battery; order-receiving...
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