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8942996 Determination of customer proximity to a register through use of sound and methods thereof  
A method is disclosed for determining a customer's progress through a checkout line at a store and for correlating customer satisfaction thereto. A mobile electronic device with mobile self...
8931691 Dynamic payment device characteristics  
A payment device is disclosed. It includes a memory including payment data; and a display coupled to the memory. A processor is configured to execute one or more instructions for displaying the...
8934835 Communications system including display with NFC device associated therewith and associated methods  
A communications system includes a display configured to display at least one time variable image, at least one passive near field communications (NFC) device associated with the display, and a...
8930240 System and kiosk for commerce of optical media through multiple locations  
A kiosk dispenses and receives recorded optical media using an interconnected central server, through an Internet Service Provider. The central server has databases and processing capabilities and...
8924257 Generic apparatus to provide RFID reading functionality to computing device with no built in RFID reader  
A generic RFID reader is provided that can function across a large range of computing devices including mobile computing devices, without customization or with minimal customization.
8924260 Dynamic ingestion and processing of transactional data at the point of sale  
A point-of-sale terminal differentiates dynamically among different data streams by processing data encoded with “sentinels” that bracket the beginning and end of the data and identify the type of ...
8924259 Mobile device payments  
Methods, systems, and apparatus, including computer programs encoded on computer storage media, for conducting cardless payment transactions. One of the methods includes receiving from a merchant...
8924258 Mobile point-of-sale  
A mobile point-of-sale system includes a cart frame and a battery housed in the cart frame. The cart frame includes a front having a bottom, a back having a bottom edge and a bottom. The bottom...
8914302 Mobile commerce authentication and authorization system  
The mobile commerce authentication and authorization system allows a user of a currently existing mobile wireless communications instrument to conduct financial transactions, including purchases,...
8909553 Payment card terminal for mobile phones  
Methods and apparatus, including computer program products, for payment card terminals for mobile phones. In general, data characterizing a payment card and a settlement amount for a transaction...
8903823 Coverage-based bug clustering  
Embodiments provide tools and techniques for clustering failing runs in a design verification environment to aid in determining causes of the failing runs. Embodiments may include determining...
8898075 Electronic menu system and method  
Methods and apparatus for providing configurable menus to customers are disclosed herein. In one embodiment, a computer server communicates with electronic ordering devices operated by customers,...
8898076 Systems and methods for integrated, secure point-of-sale transactions having an adjustable base station  
A system for processing transactions, having at least one mobile device having a housing having a processor, and a Wi-Fi Communication module disposed therein; a base station having a base station...
8893961 ***WITHDRAWN PATENT AS PER THE LATEST USPTO WITHDRAWN LIST***
Electronic transaction security system and method
 
A computerized method for generating a time-limited number for use in a payment card transaction involving a payment card issued by a financial institution. The payment card comprises an original...
8892470 Pre-sale data broadcast system and method  
In one embodiment, a method for promoting the sale of a substitute product at the point of sale (POS). Upon the presentation of an original product for purchase by a consumer at a POS terminal,...
8886558 Method and system for implementing mobile transaction solution based on early media dynamic content generation  
A mobile transaction system comprising: a user's mobile phone, a mobile network of any provider, a transaction device equipped with a microphone, a transaction processing center with dynamic early...
8886559 Mobile product detecting system and method therefor  
The invention relates to a system for detecting products, comprising a plurality of portable reading devices, wherein each customer can be assigned at least one portable reading device by means of...
8886557 Change-based transactions for an electronic kiosk  
A variety of products and services can be integrated into and offered for purchase by an electronic kiosk. An electronic kiosk can accept funds for an initial transaction and the can apply any...
8885894 Reduction of transaction fraud through the use of automatic centralized signature/sign verification combined with credit and fraud scoring during real-time payment card authorization processes  
A dynamic signature/sign biometric verification system for detecting and preventing fraudulent transactions is described. The system comprises remote digital signature/sign input devices, a means...
8879080 Electronic device comprising display sections configured to face in different directions  
An electronic device comprises a main body, a printing section which is arranged in the main body and prints various information onto a continuous-feed paper, a first display section which is...
8880425 Mobile agent point-of-sale (POS)  
Systems and methods are disclosed for conducting transactions and financial transfers utilizing a mobile device communicatively coupled with a mobile communications network and executing a mobile...
8874467 Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same  
Systems and methods for converting consumer coins, cash, and/or other forms of value for use with mobile commerce platforms implemented on, for example, smart phones, PDAs, and other mobile...
8874472 Methods and apparatus for produce identification using time resolved reflectance spectroscopy  
Systems and techniques for produce identification for transaction processing. A produce item to be entered into a transaction is identified using time resolved reflectance spectroscopy. A produce...
8861016 Method of adding value to print data, a value-adding device, and a recording medium  
Various kinds of value can be easily added to print data output from an existing application without modifying the existing application program. A value-adding method executes a process of adding...
8856032 Adjustment of a security level of a self-checkout system based on shopper assistant intervention  
Methods and systems for adjusting a security level of a self-checkout system based on shopper assistant intervention are disclosed. According to an aspect, a method includes deducing that shopper...
8856034 Intelligent point of sale system  
An error condition can be detected at a first point-of-sale (POS) system during a transaction for a customer. The first POS system is a self-service POS system. Responsive to the error condition,...
8843427 Predictive modeling accuracy  
In general, a method includes receiving a training data set that includes a plurality of examples, wherein each example includes one or more features and an answer, generating a plurality of...
8843398 Transferring digital receipt data to mobile devices  
The present invention extends to methods, systems, and computer program products for transferring digital receipt data to mobile devices. A point-of-sale (“POS”) system generates digital rec...
8843397 Self-learning an item's weight range  
Techniques for self-learning an item's weight range are provided. Weights for items during transactions with an enterprise are recorded and plotted in a data store. A graph is used to plot weights...
8838477 Method and system for communicating location of a mobile device for hands-free payment  
Certain aspects of a method and system for communicating location of a mobile device for hands-free payment may include a peer-to-peer ad-hoc network that comprises a plurality of mobile devices, a...
8839269 Method and apparatus for message flow and transaction queue management  
Management of transaction message flow utilizing a transaction message queue. The system and method are for use in financial transaction messaging systems. The system is designed to enable an...
8838481 Method and system for location based hands-free payment  
Certain aspects of a method and system for location based hands-free payment may include a network that comprises a plurality of mobile devices and a plurality of point of sale devices. A first...
8831979 System and method for anonymous processing of financial transactions  
A method for anonymous processing of a purchasing request. Initially, a text message comprising the purchasing request is received, by a processing platform, from a mobile phone. A current...
8831981 Electronic transaction record distribution system  
A point-of-sale (POS) receipt management system has a computerized appliance at the POS executing first software (SW) from a non-transitory physical medium, and a peripheral device coupled to the...
8831980 Method and system for loading and reloading portable consumer devices  
A method is disclosed. The method includes providing tender at a point of service terminal operated by a load agent, the point of service terminal being in operative communication with a payment...
8825532 Payment system and method using a mobile telephone network for charging and settlement  
A payment system and method using a mobile telephone network for charging and settlement, which comprises a user's cell phone being associated with a payment account, and the user's cell phone...
8825531 Automated self-checkout system  
The invention includes a system and method for an automated self-checkout system. The system includes a self-checkout housing, a means for inputting information, a means for receiving payment, a...
8818873 Method of operating a duty-free store at an airport with a product storage area and product pickup area  
The disclosure provides a method of operating a duty-free retail operation at an airport. The airport includes a secure zone and a non-secure zone, which are separated for passengers by a security...
8818874 System and method to authenticate products  
A system and method to authenticate products. The method includes storing identity data corresponding to products to be sold into a database, accessing the database at a point-of-sale of a product,...
8818869 Method and apparatus for managing subscriptions  
A subscription system allows a customer to establish a subscription to a product with one or more retailers (e.g., by establishing the subscription through a controller or central system). In one...
8818868 Foreign currency solution  
In general terms, the present invention relates to methods and apparatuses for providing a foreign currency solution. In some embodiments, a method is provided that includes: (a) establishing a...
8818870 Using a secure element coupled to a mobile device as a POS terminal for processing mag stripe transactions  
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of...
8818867 Security token for mobile near field communication transactions  
Devices, systems, and methods are disclosed which relate to an NFC-enabled security token that is removably coupled to a mobile device. The security token may be provisioned with the information by...
8812366 Automatic generation of change orders  
A method for automatically generating change orders may be performed at a point of sale system. The point of sale system may determine an amount of funds in the point of sale system and whether...
8812367 Adjustment of a security level of a transaction system based on a biometric characteristic of a customer  
Methods and systems for adjusting a security level of a transaction system based on biometric characteristics of a customer are disclosed. According to an aspect, a method includes interacting with...
8812402 Methods, apparatus and articles for use in association with token  
In some embodiments, a method comprises receiving a request from a customer to temporarily associate a token issued to the customer with a payment account associated with the customer, and...
8805326 Payment transactions on mobile device using mobile carrier  
A user makes a purchase request through a merchant app on a mobile device, such as by selecting an item for purchase. A mobile SDK of a payment provider is installed in the merchant app. The...
8805726 Online shopping using NFC and a mobile device  
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of...
8805725 Payment vehicle recommendations based on payment rules  
Systems and methods for providing payment vehicle recommendations are provided herein. In the systems and methods, a transaction associated with one of a transaction amount and purchase items is...
8799088 System and method for verifying user identity information in financial transactions  
A system and method for verifying a user's identity during a point-of-sale transaction are provided. The system and method provide for applying for, receiving and verifying a financial services...