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8892470 Pre-sale data broadcast system and method  
In one embodiment, a method for promoting the sale of a substitute product at the point of sale (POS). Upon the presentation of an original product for purchase by a consumer at a POS terminal,...
8886558 Method and system for implementing mobile transaction solution based on early media dynamic content generation  
A mobile transaction system comprising: a user's mobile phone, a mobile network of any provider, a transaction device equipped with a microphone, a transaction processing center with dynamic early...
8886559 Mobile product detecting system and method therefor  
The invention relates to a system for detecting products, comprising a plurality of portable reading devices, wherein each customer can be assigned at least one portable reading device by means of...
8886557 Change-based transactions for an electronic kiosk  
A variety of products and services can be integrated into and offered for purchase by an electronic kiosk. An electronic kiosk can accept funds for an initial transaction and the can apply any...
8885894 Reduction of transaction fraud through the use of automatic centralized signature/sign verification combined with credit and fraud scoring during real-time payment card authorization processes  
A dynamic signature/sign biometric verification system for detecting and preventing fraudulent transactions is described. The system comprises remote digital signature/sign input devices, a means...
8879080 Electronic device comprising display sections configured to face in different directions  
An electronic device comprises a main body, a printing section which is arranged in the main body and prints various information onto a continuous-feed paper, a first display section which is...
8880425 Mobile agent point-of-sale (POS)  
Systems and methods are disclosed for conducting transactions and financial transfers utilizing a mobile device communicatively coupled with a mobile communications network and executing a mobile...
8874467 Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same  
Systems and methods for converting consumer coins, cash, and/or other forms of value for use with mobile commerce platforms implemented on, for example, smart phones, PDAs, and other mobile...
8874472 Methods and apparatus for produce identification using time resolved reflectance spectroscopy  
Systems and techniques for produce identification for transaction processing. A produce item to be entered into a transaction is identified using time resolved reflectance spectroscopy. A produce...
8861016 Method of adding value to print data, a value-adding device, and a recording medium  
Various kinds of value can be easily added to print data output from an existing application without modifying the existing application program. A value-adding method executes a process of adding...
8856032 Adjustment of a security level of a self-checkout system based on shopper assistant intervention  
Methods and systems for adjusting a security level of a self-checkout system based on shopper assistant intervention are disclosed. According to an aspect, a method includes deducing that shopper...
8856034 Intelligent point of sale system  
An error condition can be detected at a first point-of-sale (POS) system during a transaction for a customer. The first POS system is a self-service POS system. Responsive to the error condition,...
8843427 Predictive modeling accuracy  
In general, a method includes receiving a training data set that includes a plurality of examples, wherein each example includes one or more features and an answer, generating a plurality of...
8843398 Transferring digital receipt data to mobile devices  
The present invention extends to methods, systems, and computer program products for transferring digital receipt data to mobile devices. A point-of-sale (“POS”) system generates digital rec...
8843397 Self-learning an item's weight range  
Techniques for self-learning an item's weight range are provided. Weights for items during transactions with an enterprise are recorded and plotted in a data store. A graph is used to plot weights...
8838477 Method and system for communicating location of a mobile device for hands-free payment  
Certain aspects of a method and system for communicating location of a mobile device for hands-free payment may include a peer-to-peer ad-hoc network that comprises a plurality of mobile devices, a...
8839269 Method and apparatus for message flow and transaction queue management  
Management of transaction message flow utilizing a transaction message queue. The system and method are for use in financial transaction messaging systems. The system is designed to enable an...
8838481 Method and system for location based hands-free payment  
Certain aspects of a method and system for location based hands-free payment may include a network that comprises a plurality of mobile devices and a plurality of point of sale devices. A first...
8831979 System and method for anonymous processing of financial transactions  
A method for anonymous processing of a purchasing request. Initially, a text message comprising the purchasing request is received, by a processing platform, from a mobile phone. A current...
8831981 Electronic transaction record distribution system  
A point-of-sale (POS) receipt management system has a computerized appliance at the POS executing first software (SW) from a non-transitory physical medium, and a peripheral device coupled to the...
8831980 Method and system for loading and reloading portable consumer devices  
A method is disclosed. The method includes providing tender at a point of service terminal operated by a load agent, the point of service terminal being in operative communication with a payment...
8825532 Payment system and method using a mobile telephone network for charging and settlement  
A payment system and method using a mobile telephone network for charging and settlement, which comprises a user's cell phone being associated with a payment account, and the user's cell phone...
8825531 Automated self-checkout system  
The invention includes a system and method for an automated self-checkout system. The system includes a self-checkout housing, a means for inputting information, a means for receiving payment, a...
8818873 Method of operating a duty-free store at an airport with a product storage area and product pickup area  
The disclosure provides a method of operating a duty-free retail operation at an airport. The airport includes a secure zone and a non-secure zone, which are separated for passengers by a security...
8818874 System and method to authenticate products  
A system and method to authenticate products. The method includes storing identity data corresponding to products to be sold into a database, accessing the database at a point-of-sale of a product,...
8818869 Method and apparatus for managing subscriptions  
A subscription system allows a customer to establish a subscription to a product with one or more retailers (e.g., by establishing the subscription through a controller or central system). In one...
8818868 Foreign currency solution  
In general terms, the present invention relates to methods and apparatuses for providing a foreign currency solution. In some embodiments, a method is provided that includes: (a) establishing a...
8818870 Using a secure element coupled to a mobile device as a POS terminal for processing mag stripe transactions  
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of...
8818867 Security token for mobile near field communication transactions  
Devices, systems, and methods are disclosed which relate to an NFC-enabled security token that is removably coupled to a mobile device. The security token may be provisioned with the information by...
8812366 Automatic generation of change orders  
A method for automatically generating change orders may be performed at a point of sale system. The point of sale system may determine an amount of funds in the point of sale system and whether...
8812367 Adjustment of a security level of a transaction system based on a biometric characteristic of a customer  
Methods and systems for adjusting a security level of a transaction system based on biometric characteristics of a customer are disclosed. According to an aspect, a method includes interacting with...
8812402 Methods, apparatus and articles for use in association with token  
In some embodiments, a method comprises receiving a request from a customer to temporarily associate a token issued to the customer with a payment account associated with the customer, and...
8805326 Payment transactions on mobile device using mobile carrier  
A user makes a purchase request through a merchant app on a mobile device, such as by selecting an item for purchase. A mobile SDK of a payment provider is installed in the merchant app. The...
8805726 Online shopping using NFC and a mobile device  
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of...
8805725 Payment vehicle recommendations based on payment rules  
Systems and methods for providing payment vehicle recommendations are provided herein. In the systems and methods, a transaction associated with one of a transaction amount and purchase items is...
8799088 System and method for verifying user identity information in financial transactions  
A system and method for verifying a user's identity during a point-of-sale transaction are provided. The system and method provide for applying for, receiving and verifying a financial services...
8799171 Secure online banking transaction apparatus and method  
A secure online banking transaction apparatus to communicate with a server over a non-secure connection is provided and includes a selector configured to allow for a selection of a mode of the...
8799084 Electronic payment application system and payment authorization method  
The system contains a virtual POS terminal's unit in the user's personal device. The mobile communication device (1) contains a virtual POS terminal's unit (4) and also a removable memory card (3),...
8799085 Redeeming coupons using NFC  
The invention describes how a consumer can hold their NFC enabled device in proximity to an NFC enabled point-of-sale terminal and with a single “wave” or “tap” to automatically redeem coupons...
8799087 Systems, methods, and computer readable media for utilizing one or more preferred application lists in a wireless device reader  
The subject matter described herein includes systems, methods, and computer readable media for utilizing one or more preferred application lists in a wireless device reader. A transaction terminal...
8799091 POS terminal and control method  
According to one embodiment, a POS terminal includes a printer, a display, a screen display section, a selection operation input section, and an issue section. The printer prints and issues a...
8799162 Pass-through payment system  
The invention provides a computer system and method for managing electronic transactions. A plurality of consumer accounts stored in the data store. A payment source storing module stores a...
8788349 Mobile payment using picture messaging  
A mobile device equipped with at least a display and an input is used to connect to a server on the mobile network. Upon authentication of a user of the mobile device, the server generates the...
8788348 Combination game controller and point of sale input device  
An apparatus generally directed to a combination tablet computer and game controller. The tablet computer provides a plurality of sides, in which each of the sides are disposed between an...
8788351 Point of sale tax reporting and automatic collection system with tax register  
A point of sale tax reporting system including a smart tax register located at a retailer location. The retailer smart register processes consumer transactions and calculates the amount of sales...
8788347 Reminder calendaring based on receipt data  
A computer-implemented method is disclosed for calendaring reminders. Within the method, one or more point-of-sale transactions may be conducted. The transactions may involve a computer system and...
8781904 System and method for transponder-enabled account transactions  
A transponder-initiated transaction system is electromagnetically coupled to an account transponder device at the point of sale. The account transponder device may be embedded within a watch, key...
8781973 Event marketing automated system  
In a method of processing customer applications at an event, an application is received from a customer on a customer interface computer. The data in said application is verified on the customer...
8781903 Handheld order unit and cash handling device  
Methods and devices allow a handheld order unit to be used with a cash handling device. A handheld order unit may be used by a staff person to enter order information, to display an amount due for...
8781908 Method and apparatus for automated shopper checkout using radio frequency identification technology  
A method and apparatus involve: providing a plurality of products that are each associated with a respective radio frequency identification tag; using radio frequency identification technology to...