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8812328 Method for transmitting an anonymous request from a consumer to a content or service provider through a telecommunication network  
A method and system for use in allowing a content or service provider to establish an anonymous profile of a consumer using at least one request sent by the consumer through a communication...
8812352 Environmental stewardship based on driving behavior  
A method and system for managing driving patterns by charging a variable incentive and/or disincentive based on individual driving behaviors. Distances detected between a vehicle and other vehicles...
8805699 Reputation report with score  
An online reputation assessment of an individual is performed. A reputation score is determined based on the performed online reputation assessment. The reputation score is provided as output. In...
8805710 Seat routine processes  
The subject matter of this specification can be embodied in, among other things, a process that includes selecting accommodations during a travel reservation is described. The method includes...
8805733 Single premium deferred annuity  
Systems and methods relating to a single premium deferred annuity are provided. In one embodiment, the annuity may be used for retirement planning. Aspects disclosed herein relate to an annuity...
RE45077 Network photograph service system  
By providing a network photograph service, prompt service can be provided to a customer without losing the advantages of easier understanding of where to access when placing an order and easier...
8805698 Systems and methods for travel, asset, and personnel information and risk management  
A system(s) and method(s) for providing travel, asset, and personnel information accumulation, analysis, and reporting for improved risk assessment and management are disclosed. In various...
8799005 Systems and methods for capturing event feedback  
Methods, systems and computer readable media are described herein for capturing event feedback and providing a representation of feedback results generated using the feedback indicia. The...
8799056 Method and system for pricing software service requests  
A system and method for pricing software service requests is provided. The method includes entering input details corresponding to a clients' software service usage data. The method further...
8799004 System and method for real estate spatial data analysis  
A system and method for providing analysis on geocoded objects through collection, distribution and use of information through a user interface which allows the user to visualize the analysis...
8799003 Dynamic binding of principal services in a cross-enterprise business process management system  
The present invention is a method, system and apparatus for dynamically binding principal services to activities in a business process in a cross-enterprise business process management system. In a...
8799038 Dynamic taxi-sharing system and sharing method thereof  
A dynamic taxi-sharing system and a sharing method thereof. A ride-sharing service provider carries at least one passenger from the first current location to the first travel destination through a...
8799146 Methods for post-trade allocation  
A computer-implemented method for providing an allocation of a filled order made at a particular time, that involves receiving at least a price of a filled order made at a later time; generating a...
8799181 Business process federated repository  
Methods and apparatuses provide for a meta-repository to store business processes from different backend systems and make the business processes available to the different backend systems. In one...
8799185 System for calculating and collecting electric charge fee for electric vehicle  
An electric charge fee calculation and collection system for an electric vehicle includes a charge control unit that receives power from a power supply means and charges a battery of the vehicle; a...
8799102 Mobile commerce framework  
A subscription-based system for providing commerce information for one or more mobile devices for one or more merchants. Some techniques employed feature a subscription-based method for presenting...
8791838 Parking resource management  
Among other things, one or more techniques and/or systems for parking based route navigation and/or parking resource management are disclosed to facilitate navigation to parking spots associated...
8793148 Fuel distribution network  
A method for using a fuel distribution network. The method including receiving a fuel reservation request (FRR) from a fuel network user interface module (FNUIM), obtaining a physical location of...
8793196 System and method for delivering digitized mail  
Systems and methods for optimizing the process of digitizing and delivering physical mail based upon selective scanning are described and in certain illustrative examples, an intelligent agent...
8790604 Systems and methods for managing emissions from an engine of a vehicle  
Disclosed embodiments include methods of removing carbon dioxide from combustion gas from an engine of a vehicle, systems for removing carbon dioxide from combustion gas from an engine of a...
8793210 General market prediction using position specification language  
Methods evaluating propositions about timeseries are provided. A service accepts a proposition about one or more timeseries, and the service monitors those timeseries. A proposition can reference...
8793701 Method and system for data reporting and analysis  
Described are methods and systems related to data report and analysis. A first business intelligence (BI) block is imported to a host analytics user interface (UI). The first BI block includes...
8788403 Method and system for managing exchange traded funds using an intraday indicative value  
A computer implemented method, system, and software for calculating and using an intraday indicative value of a leveraged Bullish or Bearish exchange traded fund (“ETF”) for arbitrage purposes, inc...
8788300 Communication of insurance claim data  
Aspects of the invention include methods and systems for a vehicle insurance claim management application which improves communication and streamline tasks between a vehicle repair shop and an...
8788278 Consumer database loyalty program for a money transfer system  
A money transfer system provided in connection with a loyalty program where the loyalty program members are assigned a loyalty identifier. The system includes point of entry ports to communicate...
8781878 Computer method and apparatus for outcome-based pricing of goods and services  
The present invention provides a system and method that allow sellers to offer goods and services at prices that vary depending on what transpires during the event or service. The final price is...
8781845 Service configuration management system and method  
Embodiments of the present invention generally relate to a method for service configuration management. One embodiment of the present invention includes providing a configuration question and...
8781923 Aggregating a user's transactions across a plurality of service institutions  
Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple...
8781846 System and method for the analysis of pricing data including pricing flexibility for vehicles and other commodities  
Embodiments disclosed herein can provide consumers with an effective tool for evaluating the negotiability of prices for vehicles in the marketplace. The tool may include a Price Flexibility Score...
8781811 Cross-application centralized language preferences  
A process for a language selection using one or more language preferences is disclosed. Information for presenting a language preference selection control may be sent to a user. A language...
8781961 Currency conversion with pre-paid card  
A system is provided for a stored-value card account to serve as a platform to transfer funds in alternate currency. A prepaid cardholder may transfer to a recipient in a first currency from an...
8781972 Distributed license management  
Techniques for distributed license management are provided. Three or more services or servers cooperate and negotiate with one another to establish primary, secondary, and tertiary licensing...
8775220 Method and system for estimating economic losses from wind storms  
The present invention relates to systems and methods for estimating economic losses from wind storms. Accordingly, provided herein are methods estimating roughness length of an area surrounding a...
8775195 Systems and methods for assets, personnel, and travel information and risk management  
A system(s) and method(s) for providing asset, personnel, and travel information accumulation, analysis, and reporting for improved risk assessment and management are disclosed. In various...
8775249 Method, computer system, and stored program for accumulating descriptive profile data along with source information for use in targeting third-party advertisements  
A method of accumulating descriptive profile data uses a databank that can be contacted by profile providers who contribute profile elements about an online visitor. The method includes keeping...
8775194 System, method, and computer program product for context-based business process management  
A method, and corresponding hardware and software implementations, including receiving a client login from a client user; loading contextual information including at least one contextual parameter;...
8775331 Postage metering with accumulated postage  
Systems and methods which provide metering of postage value using accumulated postage information are shown. Embodiments implement an accumulated postage register in a postage security device which...
8775324 Compatibility scoring of users in a social network  
The compatibility score of individuals in a social network is computed based on the compatibility of interests expressed by these individuals. The compatibility score between any two interests is...
8775322 System for matching buyers and sellers based on buyer seller preferences  
Computerized methods, devices, and systems are provided for facilitating property and service transactions. Characteristics are entered, tracked and updated for potential buyers and potential...
8775204 System and method for enabling group channels in an IP marketplace  
A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated...
8775188 Method, device, and system for voice approval  
Embodiments of the present invention provide a method for voice approval, where the method includes: receiving voice approval request information sent by an enterprise application server;...
8776068 Operating method for a computer with performance optimization by grouping applications  
In at least one embodiment, if the pre-start level has the value empty container, the computer creates a container within the framework of the pre-start but does not load any application into the...
8775246 System and method for enabling channel registration in an IP marketplace  
A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated...
8775255 Internet business transaction processor  
Targeted products are offered over a communications network. Product data for a plurality of products from a plurality of distributors for the products is received. Customer data from a plurality...
8775301 Reducing risks related to check verification  
Share of Wallet (“SOW”) is a modeling approach that utilizes various data sources to provide scores that describe a consumers spending capability, tradeline history including balance transfers, and...
8775116 Direction processing based on multi-state inputs  
A computer-implemented method for determining the direction of a moving object across a sensor having a plurality of inputs is disclosed. The invention determines the direction of a moving object,...
8775300 Data analytics models for loan treatment  
Data analytics are provided in loan treatment. Various sources of data may be used to optimize or predict value for a loan. Using machine-learning and/or statistical analysis, loans or treatment...
8768729 System and method for using a first electronic representation of contract terms for generating a second electronic representation of the contract terms  
Systems and methods are provided in which contract terms from a first electronic representation of a contract are used to form at least a part of a second electronic representation of the contract....
8768735 Automated service fees assessment methods and system  
A computer travel system and methods for assessing travel service fees are described. System of the invention communicates, on one end, with a travel agent from a travel front office and, on the...
8768860 Method and system for presenting rates for travel services  
A method and system are provided for presenting rates for travel services using dynamic pricing bands. The dynamic pricing bands represent approximate rates for travel services relative to...