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8416941 Method and apparatus for managing customer data  
Embodiments of the technology disclosed herein provide an overall, or holistic view, of an enterprise's interaction with its customers. These embodiments can also provide a holistic view of other...
8417785 Device, system, and method of electronic communication to facilitate collaboration and meeting  
Device, system, and method of electronic communication to facilitate collaboration and meeting. For example, a method of inducing social interaction among users of an electronic communication...
8417611 System and method for legal document authoring and electronic court filing  
A system for legal document authoring for a legal action and electronic court filing of such legal documents provides an online network for subscribers. The system provides a direct mechanism (and...
8417644 Method and system for network transaction management  
A system for transacting in a network includes a service broker connected to the network, having access to necessary credentials, a service provider connected to the network, requiring credentials...
8417626 System and method for sports betting  
A method of providing an account is provided. The method includes receiving identification information associated with a user during a communication session. The method further includes...
8417627 Methods and systems for actively optimizing a credit score and managing/reducing debt  
The invention provides various systems and methods for actively optimizing a credit score and reducing debt. The method includes receiving a credit report including credit accounts, balances,...
8412547 Commerce server architecture and method for using same  
A commerce router is disclosed. Such a commerce router includes a plurality of commercial transaction databases and an application server module. Each of the databases can contain commercial...
8412534 Apparatus and methods for processing mails using a manifest  
Methods and apparatus for manifesting mailpieces. processing mailpieces from a mail system, and certifying a mail system are provided. A mailpiece is received at a manifest mailing system and...
8412609 Regime-based asset allocation via adaptive risk premium  
A method for identifying a regime-based asset allocation via an adaptive risk premium (ARP) involves receiving a financial data; receiving financial parameters; generating an ARP; determining risk...
8412603 Managing consistent interfaces for currency conversion and date and time business objects across heterogeneous systems  
A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by...
8412536 Methods and apparatus for freshness and completeness of information  
A system that facilitates publishing and consuming information that is of time sensitivity, for example, price information. Methods are employed to achieve completeness and freshness in...
8412535 Negotiation support systems and methods  
Systems for negotiation support. First and second negotiation agent modules respectively receive multiple first proposals, calculate preference scores (PSs) for each first proposal using utility...
8412628 System and method for legal document authoring and electronic court filing  
A system for legal document authoring for a legal action and electronic court filing of such legal documents provides an online network for subscribers. The system provides a direct mechanism (and...
8412633 Money transfer evaluation systems and methods  
Systems and methods for evaluating electronic value transfers. Various of the methods include receiving money transfer requests, electronically storing records of the money transfer requests, and...
8407079 Method and system using an enterprise framework  
A system and method of modeling an enterprise and its objectives and its information technology system into a single enterprise framework so that the effect of changes in one can be seen as...
8407062 Anonymity-ensured system for providing affinity-based deliverables to library patrons  
A system and method for automatically determining library patrons' interests without having to identify the patron or otherwise invade his/her privacy based on the library patron's current use of...
8407103 Systems for accessing information related to an order of commodity  
A commodity inspection method, including gathering inspection information from a commodity lot; collecting grower, field, and packing information associated with the commodity lot; recording...
8407061 Networking methods and systems  
A network system includes integrated radio transceivers and digitizers, integrated baseband processors and device controllers, digital interfaces there between, and architectures and partitions...
8407107 Method to create a customized e-commerce store  
An electronic commerce system includes a host with two-way communication to a plurality of distributors. Each of these distributors offers an addressable inventory of merchandise that consists of...
8407086 System and method for consumer-selected advertising and branding in interactive media  
A user of an interactive medium may select advertising for display on the user's avatar, property, or other user-associated environment. The invention presents one or more advertisements to the...
8401868 System and method for providing an income score of an applicant based on an income score model  
Systems and methods consistent with the present invention generate a model for providing one or more scores indicating a likelihood that a stated income is faulty. In one embodiment, the method...
8401906 Financial transaction authentication servers, methods, and computer program products for facilitating financial transactions between buyers and sellers  
A financial transaction authentication server includes a wireless network interface that is configured to receive fund transfer requests from a buyer via a wireless communications terminal, a...
8401866 Business practices alignment methods  
A method to align and effectively apply business practices or culture within the business units in one or more business entities is provided. In the first phase, a practices charter defining...
8401976 Method and system for providing a barcode image over a network  
Methods and systems consistent with the present invention provide a barcode image. A client is operable to create a request for a barcode image and send the request to a server. The request...
8401958 Systems and methods for facilitating electronic securities transactions  
A method for facilitating securities transactions is shown. In one embodiment, the method provides for pricing shares of stock traded between anonymous parties without requiring pricing...
8401867 Method for transmitting an anonymous request from a consumer to a content or service provider through a telecommunication network  
A method and associated arrangement allows a content or service provider to establish an anonymous profile of a consumer using at least one request sent by the consumer through a communication...
8401468 Method and system for facilitating scheduling using a mobile device  
A method and system for facilitating scheduling using a mobile device and near field communication (NFC) allows a user of a mobile device integrated with an NFC unit while in the vicinity of a...
8401878 Method and system for connecting an insured to an insurer using a mobile device  
A system and method for connecting an insured to an insurer using a mobile device in order to provide insurance services. The mobile device, which is associated with the insured, includes a mobile...
8396799 Media device payments remote control personalization and protection  
A server is operable to receive a media device identifying number (ID) and to create an established association between the media device with a payment account and to support at least one of...
8396794 Method and system for processing a financial transaction  
A method for performing a financial transaction that includes identifying a plurality of payment options associated with a payer executing the financial transaction, wherein each of the plurality...
8396743 Sending targeted product offerings based on personal information  
Targeted products are offered over a communications network. Product data for a plurality of products from a plurality of distributors for the products is received. Customer data from a plurality...
8396719 Real-time customer service assistance using collected customer life cycle data  
A computer-implemented method is performed during a single communication session between a customer service representative (CSR) of a merchant, and the merchant's customer. The conversation...
8396718 Determining whether a response from a participant is contradictory in an objective manner  
If a response is with a threshold of the predicted response, then the contradictory response is classified as being independent and it is not truly contradictory. If a response is beyond a...
8392266 System and method for certifying information relating to transactions between a seller and a purchaser  
A method for providing certified feedback information on a transaction entity (e.g., seller, purchaser, and/or object (e.g., good, service)) involved in a transaction between a seller and a purchaser.
8391846 System and method for generating revenue from a classified advertisement wireless messaging service  
A system and method for generating revenue from a premium service that involves sending classified interactive advertisement information over current and future generation wireless networks to a...
8392205 Personalized plan development based on one or more reported aspects' association with one or more source users  
A computationally implemented method includes, but is not limited to: providing one or more relevant reported aspects associated with one or more source users that are relevant to achieving one or...
8392225 Food tracing and tracking system and method  
A food tracing and tracking system, method, and computer-program product are provided. The present invention allows small, medium and large-size companies that operate within these supply-chains,...
8392204 System and method for managing and tracking child welfare services  
A method of monitoring the provision of child welfare services to a child. The method includes: receiving child update information on the child, the child update information including reporter...
8392206 Social broadcasting user experience  
A method of providing user participation in a social broadcast environment is disclosed. A network communication is received from a user of a broadcast that includes a preference data indicating a...
8392013 Business process automation  
A method for automating a process includes the following steps: providing a user interface which graphically presents a plurality of icons to a user, wherein each icon represents an operation step...
8392336 Assessing an ability to leverage a network  
Systems and methods are provided for determining an individual's ability to leverage a network of connections. For example, the systems and methods can be used to assess an entertainment...
8392302 Computer-aided process for inflation-immunized derivatives  
A computer system converts real-valued, inflation-immunized derivative terms to nominal-valued, non-inflation-immunized data. A stipulated index is considered in this conversion as a function of...
8386360 Method for personalized guidance for reference date dependent investments  
A system and method is provided to generate personalized savings recommendation and/or needed assignments of reference-date dependent investments. Recommendations and assignments are based on...
8386388 Entitlement security and control  
A system, apparatus, and method are provided for entitlement security and control. According to one embodiment, an entitlement request is matched against entitlement rules, the entitlement...
8386272 Autonomic assistance for policy generation  
A system, method and apparatus for autonomically assisting in the creation of an administrative policy. The method can include detecting a stimuli in a system under study and monitoring a response...
8380527 System and method for franchise, finance, real estate, and supplier relationship management  
An electronic system and method for Franchise, Finance, Real Estate and Supplier Management. Expedites the Franchise buying and selling process and provides: a shortened timeline; an integrated...
8380590 Method and system for detecting recurring income from financial transaction data  
A method and system for detecting and categorizing recurring income whereby financial transaction data associated with a given user is obtained from one or more sources. One or more income...
8380528 Controlling service provided by a packet switched network based on bids from consumer equipment  
Service that is provided by a packet switched network is controlled based on bids from a plurality of consumer equipment. Bids are requested from the consumer equipment. The bids are compared, and...
8380639 One-way public relationships  
Techniques are described to establish one-way public relationships. In an implementation, a control is exposed that is operable to become a fan of an object within a social networking page....
8380613 From indirect finance to direct finance debt-clearing system and method  
A from-IDF-to-DF debt-clearing system and method is disclosed. Internet technology is used to construct a direct-finance fund trading platform, whereby a debtor can raise a fund to clear his...