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8458075 Method and apparatus for commodity sourcing management  
A method for commodity sourcing management or commodity management includes identifying a plurality of divisions of commoditization. A plurality of sourcing options for at least one of the...
8458074 Data analytics models for loan treatment  
Data analytics are provided in loan treatment. Various sources of data may be used to optimize or predict value for a loan. Using machine-learning and/or statistical analysis, loans or treatment...
8457978 Systems and methods for creating on-demand routes for powered industrial vehicles  
Systems and methods for creating in a facility on-demand routes for powered industrial vehicles to transport cargo efficiently. In one embodiment, an on-demand route generation module receives...
8457979 Method and apparatus for expert verification  
In exemplary embodiments, an apparatus and method for verifying experts on a consultation system is provided. Identity and credential information is received at a web server from a potential...
8458101 Method for configuring installation capacities of hybrid energy generation system  
A method for installation capacities of a hybrid energy generation system is disclosed. The hybrid energy generation system may include a plurality of power systems. According to the environment...
8458010 Monitoring and enforcing price parity  
Systems and methods are provided for monitoring and enforcing price parity. In one implementation, a computer-implemented method monitors price parity. The method includes generating, by a server,...
8458009 Method and system for estimating costs for a complex project  
A method and system for estimating complex projects including one or more tasks. The estimating system includes a user interface, an analyzer, and an estimator. The system determines...
8452692 Method and system for managing exchange traded funds using an intraday indicative value  
A computer implemented method, system, and software for calculating and using an intraday indicative value of a leveraged Bullish or Bearish exchange traded fund (“ETF”) for arbitrage purposes,...
8452851 System and method for grouping of users into overlapping clusters in social networks  
Members of a social network user's social graph are automatically segregated into overlapping clusters according to patterns of their past communications. Each cluster within the social graph...
8452671 Load builder  
Embodiments of the invention include a system for simulating the loading of a shipment of a set of products. The shipment may be loaded into a set of transports. The simulation may include...
8452623 System and method for processing payroll-related employee and insurance data  
A computer system accesses payroll-related insurance premium data at an individual employee level and provides the data at the individual employee level, including cost of insurance at the...
8452668 System for closed loop decisionmaking in an automated care system  
There is disclosed a system functional for operating and updating an interactive voice response self care system which utilizes various types of models. The system is capable of improving the...
8452607 Schedule planning network  
Systems and techniques, including computer-implemented techniques, can be used to receive a base schedule that includes multiple rotations that each include one or more segments. A set of...
8446276 Monitoring apparatus and system  
A monitoring system for response to incidents sensed by at least one sensor of an individual signal unit; said response comprising in a first instance, transmission to a central control facility...
8447623 Systems and methods to provide a product to a customer before a final transaction term value is established  
A method for selling a product which allows a customer to comparison search for, and obtain as a part of a purchase transaction, the competitive terms for a product following product acquisition....
8442550 System and method for providing information based on geographic position  
A system and method for providing position information using a three-dimensional based grid is provided. The position information may be relayed to an electronic device by providing location...
8442839 Agent-based collaborative recognition-primed decision-making  
Collaborative agents for simulating teamwork (CAST) are provided with a recognition-primed decision (RPD) model, thereby enhancing analysis through linking and sharing information using knowledge...
8442876 Returnable container management and repair system and method  
A computerized system and method for managing a returnable container inventory and repairs of the returnable containers. The computerized system and method has features and functionality for...
8442910 Systems and methods for using verified information cards in a communications network  
Digital information cards associated with verified information about users are described. The cards can be used to optimize a network communications experience or interaction for a user and a...
8442716 Identifying physical locations of entities  
Businesses and other entities may be assigned geographic locations based on various types of data. In one example, entities are associated with segments in a street grid. Additionally, data points...
8438049 System and method for processing data related to group benefit insurance having critical illness coverage  
A computer system for processing data related to a group benefit insurance policy issued to a group policyholder to extend coverage to individual insureds and having a critical illness benefit...
8438102 Processing binary options in future exchange clearing  
Systems and methods are disclosed for processing binary options (also referred to as digital options) in existing clearing systems, such as futures clearing systems. The binary option is treated,...
8438097 Systems and methods for maintaining the viability of a good-until-bettered order type in electronic trading systems  
Systems and methods of trading items on an electronic trading system according to the invention are provided. The embodiments of the invention are based at least in part on a new order type. The...
8438037 Emotivity and vocality measurement  
One embodiment of the present invention is directed to a computer-implemented system that analyzes free-form text comments provided by a user (such as a customer of a company) and draws...
8438054 Apparatus and methods for generating and accessing arguments  
In one embodiment, an analytical system for generating and accessing arguments is disclosed. Each argument is associated with a conclusion indicating whether a particular situation will likely...
8437499 Preemptive change verification via electronic signatures in industrial automation systems  
The subject invention relates to a system and methodology facilitating automated manufacturing processes in a regulated industrial controller environment. In one aspect, a system for automated...
8433651 Mobile device including computer readable medium suitable for tax processing and currency conversion  
Systems and methods of converting transactions to a new currency and tax processing based on the location of the mobile communication device. The systems and methods send transaction information...
8433812 Systems and methods for managing multimedia operations in remote sessions  
Techniques relating to managing multimedia transmissions in terminal services scenarios are described. In an example, a method sends a user-interface component from a server to a remote client....
8433659 Systems and methods for determining estimated lead times  
Embodiments of the invention may provide systems and methods for determining estimated lead times based on delivery history information to a same or similar geographical area. According to one...
8433591 Methods and systems for investment appraisal for manufacturing decisions  
A computer implemented method for deciding and justifying make or buy decisions in which it is determined whether to make an item in-house or to buy the item from outside suppliers. Also disclosed...
8429068 Data aggregation for transaction banking partnerships  
A system and method to assign a score to an entity involved in a transaction where the score is used to manage risk for a transaction underwriter. In particular, the score represents the ability...
8429091 Methods and systems for the display and navigation of a social network  
Systems and methods for the display and navigation of a social network or set forth. According to one embodiment a method comprising identifying a first profile in a social network, identifying...
8429087 System and method of optimal time for product launch an withdraw in e-commerce  
The present disclosure introduces a technique for achieving the optimal time to launch or withdraw products on a webpage. In one aspect, a method includes: storing information to be collected from...
8428569 MDN switching between telematics devices  
Aspects of the present invention provide for a telematics subscriber and provider to facilitate a wireless carrier to associate a cellular telephone number from a subscriber's previous telematics...
8429059 Method and system for providing electronic option trading bandwidth reduction and electronic option risk management and assessment for multi-market electronic trading  
A method and system for providing electronic option trading bandwidth reduction and risk management and assessment for multi-market electronic trading. Data streams including electronic option...
8429092 Method and system for career management assessment matching  
A method for system for career matching assessment matching. One or more electronic questionnaires that are designed to reflect models of working environments, problem solving, communication and...
8429088 On-location electronics troubleshooting services system  
A method and system for providing on-location troubleshooting services to homeowners and businesses for low-voltage electronic equipment and other on-location services. It employs the use of an...
8429036 Digital media usage in response to impact data  
Aspects provide digital media content as a function of embedded environmental impact data. When a digital multimedia item is received, an embedded environmental impact value is decoded and the...
8423375 Apparatus and methods for processing mail using a manifest  
Methods and apparatus for manifesting mailpieces, processing mailpieces from a mail system, and certifying a mail system are provided. A mailpiece is received at a manifest mailing system and...
8423299 Estimation system for chemical substance included in part and estimation method for chemical substance included in part  
The present invention accepts attribute information of evaluation subject parts, and judgment standards of parts category by a data acquiring unit; acquires attribute information and chemical...
8423374 Method and system for processing intelligence information  
A method and system for routing intelligence information related to security. The security system provides rules that identify conditions and routing instructions that are to be applied to...
8423404 Secondary market and vending system for devices  
A recycling kiosk for recycling and financial remuneration for submission of a mobile telephone is disclosed herein. The recycling kiosk includes an inspection area with at least one camera and a...
8423464 Prepaid transaction card activation system and method  
Reloadable or non-reloadable prepaid transaction card activation systems are disclosed. More specifically, the system provides a platform for activation of prepaid or stored value transaction...
8422550 Apparatuses, methods, and systems for a portable, automated contractual image dealer and transmitter  
A portable, automated contractual image dealer and transmitter provides a platform capable of managing, manipulating, storing, and transmitting digital media files across a wide array of...
8423310 Methods, systems, and computer-readable media for facility integrity testing  
Methods, systems, and computer-readable media provide for facility integrity testing. According to embodiments, a method for populating a watch list with circuits of a communications network to be...
8423376 Apparatus and method for online negotiation  
A system, apparatus, article of manufacture and method for facilitating an automatic negotiation between a consumer and a vendor for purchase of an item is described. An electronic negotiation...
8417533 Method and system for the fire response dispatch protocol of an emergency dispatch system  
A method and system for receiving, processing, responding and managing firefighter request calls is described. A consistent, standard and systematic process is provided which in combination with...
8413883 Managing stock inventory levels  
The present invention provides a method of managing a stock replenishment system in a way that explicitly controls the in-stock rate. Also provided by the present invention is a method of managing...
8417535 System and method for consumer-selected advertising and branding in interactive media  
Participants in an interactive environment implemented by computer networks and other media such as interactive television are recruited to advertise products and brands to the other participants...
8417534 Automated location-based information recall  
A geoposition is determined at a point using a geoposition determining mobile communication device. A crop management zone is identified based on one or more predetermined crop management...