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Document Title |
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7366495 |
Prepaid reservation-based rating system
A billing system comprising servers, routers, and processors programmed to provide reservation based prepaid billing is disclosed. The billing system is also programmed to concurrently process...
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7353210 |
Electronic means of payment with individually settable security features for the internet or for mobile networks
Electronic means of payment require specific procedures concerning the use thereof as well as set security features. Disclosed is a means of payment allowing the user to add individual security...
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7231045 |
Secure transaction modem storing unique indicia
A modem and secure communications method for the modem is disclosed in which the modem is capable of storing identifying indicia unique to the modem. The identifying indicia may include graphics...
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7221930 |
Cellular phone capable of detecting counterfeit currency or lighting and method of the same
The present invention is to provide a cellular phone capable of detecting counterfeit currency or lighting comprising a counterfeit currency detection bulb, a lamp and a keypad, wherein the keypad...
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7162015 |
Automated information access via the telephone line
Disclosed is a method and apparatus for obtaining information from a remote database via a telephone network using an automated interactive system. Such information may include, for example, credit...
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7146344 |
Method and system for making small payments using a payment card
A system for conducting a financial transaction over a payment network is disclosed, which system includes a micropayment system interfaced with the payment network for allowing identification of...
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7127495 |
Correlating information between internet and call center environments
Coordination of information at the network-based level between call centers connectable over a telecommunications network, such as the telephone network, and a packet network, such as the Internet,...
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7099653 |
Pre-connection call authentication within a telephony network
A method for providing call authorization within a telephony network can include receiving a telephony connectivity request for establishing a telephony voice channel between the originating device...
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7096003 |
Transaction security apparatus
An apparatus including a memory device for storing a limitation or restriction on an account use received via the Internet and/or World Wide Web and a processing device for determining whether a...
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6966488 |
Card payment method for service charge concerning to physical distribution or transportation
A portable card reader 22 reads data from a credit card 20 issued by an account settlement institution, transmits the data for the card and the data for a service charge to the account...
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RE38801 |
Automated interactive bill payment system using debit cards
Method and apparatus for processing payment transactions using debit card numbers without the requirement of a personal identification number (PIN) is disclosed. A telepay system of the present...
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6868391 |
Tele/datacommunications payment method and apparatus
A tele/datacommunications network has a service node (TSN) ( 30 ) which facilitates payment/transfer from a customer account of a customer financial institution ( 80 ) to a merchant account of a...
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6862496 |
Laundry system
Purpose: To provide a laundry system with improved customer services by utilizing portable information terminals having a radiocommunication function such as mobile phones and PHS. Constitution:...
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6771948 |
Background data queries in wireless web applications
The mobile station includes a system for using open channel time not needed during access to the wireless web. The mobile station monitors the use of the channel, and determines when the user is no...
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6763094 |
Method and device for crediting a creditable machine
A vending machine, meter or gaming machine crediting method and a device for implementing the method is disclosed. A creditable machine such as a vending machine, gaming machine or payment meter...
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6744874 |
Method of universal communication and devices thereof
A method of universal communication, comprising: (1) assigning user phone numbers each representing a user; (2) providing user verification and user digital signature service; (3) providing a...
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6671358 |
Method and system for rewarding use of a universal identifier, and/or conducting a financial transaction
A method for conducting a financial transaction corresponding to a good or service includes providing a plurality of first credit or debit devices; associating a universal identifier with each of...
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6597770 |
Method and system for authorization of account-based transactions
One embodiment of the present invention comprises receiving an indication of a first person; associating the first person with an account; receiving an indication of a second person; associating...
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6542601 |
Method and system for automated customer support services
A system and method for accepting customer calls for product related services and directing these calls to an appropriate customer care center. The system contains a customer support network and a...
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6535588 |
Telephone accessory communications device
A telephone accessory communications device suitable for the delivery of DTMF tones over a standard telephone line, which has a card reader, microprocessor and telephone signaling generator that...
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6529725 |
Transaction security apparatus and method
A transaction security apparatus and method including an input device for inputting transaction data, a processing device for processing the transaction data and for generating a first signal...
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6466657 |
Arrangement for acquisition of services via a telephone set
The invention relates to an arrangement for acquisition of services via a telephone set. The arrangement comprises a communication element which connects the calling service purchaser to a service...
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6449347 |
Public terminal for access to a computer network
A public terminal links to an analog telephone network (STN) and to a digital network (ISDN), and includes a central unit ( 12 ) furnished with peripherals ( 14, 16, 18 ) providing a human/machine...
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6385646 |
Method and system for establishing voice communications in an internet environment
Coordination of information at the network-based level between call centers connectable over a telecommunications network, such as the telephone network, and a packet network, such as the Internet,...
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6377670 |
Method and system for ensuring the security of the supply of services of telecommunication operators
The invention concerns a method and a system enabling a telecommunication operator ( 12 ) to identify rapidly and to debit in complete security the accounts of subscribers of a telephone network....
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6366664 |
Method and system for translating call processing requests
A generic translator ( 10 ) is provided for processing service requests sent by a digit collection client ( 16 ). Requests include billing validation ( 11 ), call routing ( 19 ), call screening (...
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6339638 |
Telephone used for electronic money card transaction and method of operation of the same
A telephone for transferring electronic money between money cards has on the top thereof two card inlets of two internal card reader/writers, a display window, a ten-key set used to dial a...
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6330021 |
Interactive television reception console
This interactive television receiver console comprises a television receiver connected by a televised program reception channel to a televised program distributor implementing transactional...
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6327363 |
Method and system for automated customer services
A system and method for accepting customer calls for product related services and directing these calls to an appropriate customer service center. The system contains a customer service network and...
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6327348 |
Method and system for controlling authorization of credit card transactions
A method and apparatus for controlling credit card use. As described in one aspect of the disclosure, a method is disclosed for facilitating communication between a first person (e.g., an account...
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6246755 |
Method and system for connecting a caller to a content provider
The invention relates to methods and systems for connecting a caller to a content provider who provides a service to the caller over the telephone system. In accordance with the invention, a caller...
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6246751 |
Apparatus and methods for user identification to deny access or service to unauthorized users
Apparatus for preventing unauthorized use of a voice dialing system and, particularly, a call forwarding feature associated with the system whereby system users may forward a telephone number...
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6243450 |
Pay-per use for data-network-based public access services
An apparatus for vending public multimedia services has a telephone, a multimedia terminal, a payment receiver for receiving an authorization to accept charges for enabling use of at least one of...
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6222915 |
Method for providing telecommunications-based services
One variant from a large number of possible services and/or service combinations is made available to the customer via a dialogue of human-machine interaction: a variant which the customer needs to...
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6205215 |
Method of and system for providing network-initiated multilingual operator assistance
A method of and system for processing calls from a first country having a first national language to a second country receives a request to complete a call from the first country and determines if...
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6188761 |
System and method for providing operator and customer services
A system and method for providing operator and customer services for automated telecommunications services on an intelligent overlay network (104) is disclosed. Operator and customer services are...
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6185415 |
Call security system
An access-control module (22) is used in connection with a conventional private branch exchange (12) to control direct inward service access (DISA), by which callers calling in on one trunk are...
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6169787 |
Telephone transaction support system
A telephone transaction support system includes a transaction register unit for registering, in a database, contents of a transaction requested by a customer over a telephone, and a deciding unit...
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6160874 |
Validation gateway
Communication between telecommunications networks and computer systems used by financial institutions to allow processing customer requests to pay for telecommunication services with credit cards...
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6157824 |
Virtual credit card access device for mobile communications equipment
In mobile telephone communication equipment that is not owned by the user, but merely rented ad-hoc, a method for paying for the use of the equipment and any attendant call charges or other fees is...
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6128604 |
Card holder
A card holder allows the bearer of an IC card to check the information recorded in the IC card at any time and with ease even if the IC card has a surface that is not fit to be provided with a...
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6118860 |
Public communications services vending method and apparatus
An apparatus and method for vending public communications services. The apparatus includes a telephone, a multimedia terminal, and a payment receiver for receiving an authorization to accept...
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6105009 |
Automated teller machine dispenser of debit cards
An automated machine for dispensing debit cards that includes an automated teller machine (ATM) with input and output capabilities and a dispenser for debit cards that include each one unique...
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6094643 |
System for detecting counterfeit financial card fraud
Counterfeit financial card fraud is detected based on the premise that the fraudulent activity will reflect itself in clustered groups of suspicious transactions. A system for detecting financial...
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6092057 |
Unattended POS system for automatic control of bank system rejections
An automatic process for use in point-of-sale credit card or debit card systems for taking corrective action based on information returned from the banking system and/or the point-of-sale system....
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6075553 |
Audiovisual telecommunication method and apparatus using a digital network
A videoconferencing network of audiovisual communication terminals is interconnected by a telephone network. Each terminal is activated only when the balance in a user account has been read and the...
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6064990 |
System for electronic notification of account activity
Disclosed is a system for notifying a user of account activity, such as a withdrawal from a savings or checking account. A computer system maintains information on financial accounts and electronic...
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6047070 |
Process for ensuring a securing interface between a telephone with a card and the network in a telephone system
In the method for dialing only preprogrammed telephone numbers, it is provided that when there is a desire for access or connection, the telephone number is transmitted from the telephone to the...
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6047051 |
Implementation of charging in a telecommunications system
The invention concerns a method for the implementation of charging in a telecommunications system including customer terminals used by customers for ordering services and servers for providing...
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6035043 |
Cellular telephone manifest system
This invention relates to a cellular telecommunications systems that records in the cellular telephone all the telephone calls made by that particular cellular telephone. This enables the owner or...
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