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8086515 System and method for settling trades  
A method of settling trades includes the steps of obtaining an authenticated delivery instrument, wherein the authenticated delivery instrument is authenticated by a first exchange and may be used...
8080307 IR-absorbing Intaglio ink  
Pasty ink for the engraved steel die printing process, having a viscosity value above 3 Pa·s, preferably above 5 Pa·s at 40° C., and comprising an infrared absorbing material, wherein said in...
8060439 Method and system for reporting cashflows to clients  
A system and method of providing a client with cashflow monitoring during a transfer of services (e.g. pre-authorized debits and credits) from a first account to a second account, the method...
8046301 Systems and methods to modify a negotiable instrument  
When the deposit of a negotiable instrument, such as a check, is done electronically by using a digital image of the negotiable instrument rather than the negotiable instrument itself, during the...
8001051 Systems and methods to modify a negotiable instrument  
When the deposit of a negotiable instrument, such as a check, is done electronically by using a digital image of the negotiable instrument rather than the negotiable instrument itself, during the...
7996315 Systems and methods to modify a negotiable instrument  
When the deposit of a negotiable instrument, such as a check, is done electronically by using a digital image of the negotiable instrument rather than the negotiable instrument itself, during the...
7996316 Systems and methods to modify a negotiable instrument  
When the deposit of a negotiable instrument, such as a check, is done electronically by using a digital image of the negotiable instrument rather than the negotiable instrument itself, during the...
7996314 Systems and methods to modify a negotiable instrument  
When the deposit of a negotiable instrument, such as a check, is done electronically by using a digital image of the negotiable instrument rather than the negotiable instrument itself, during the...
7975906 Numbering process for securities, method for processing the numbered securities and numbering device to carry out the numbering process  
There is described a process for numbering substrates having security prints printed thereon, each of the substrates comprising a plurality of security prints which are arranged in k columns and n...
7968173 Sheet with a copy-resistant region of reduced opacity  
The present invention relates to printable security paper that includes a region capable of receiving printed indicia on the front side and on the reverse side which are observable in reflected...
7950698 Ubiquitous imaging device based check image capture  
A method or corresponding apparatus for remote transmission of a negotiable instrument. In an example embodiment, the process provides a carrier that secures a negotiable instrument. Next, the...
7922090 Information gathering system  
A set of forms and information gathering system comprising a questionnaire check having a place to insert answers to questions that are sent to a person along with the check is provided. Once the...
7883762 Double sided printed security document  
The invention concerns a security document comprising, as security element against recto/verso copying, indicia present on both sides and capable of being viewed under reflected lighting and...
7844530 Apparatuses, methods, and systems for providing a risk scoring engine user interface  
The present disclosure describes an approach to constructing and implementing risk rating products that provides a number of advantages. Instead of hard-coding attributes of a risk rating scheme,...
7844528 Apparatuses, methods, and systems for providing a risk evaluation product builder user interface  
The present disclosure describes an approach to constructing and implementing risk rating products that provides a number of advantages. Instead of hard-coding attributes of a risk rating scheme,...
7844529 Apparatuses, methods, and systems for providing a reconfigurable insurance quote generator user interface  
The present disclosure describes an approach to constructing and implementing risk rating products that provides a number of advantages. Instead of hard-coding attributes of a risk rating scheme,...
7796753 Digital anti-counterfeiting software method and apparatus  
This invention relates generally to a method and apparatus, as implemented by a software program on a computer system, for digitally producing counterfeit-deterring scrambled or encoded indicia...
7744797 Interlaminar structure for security element  
A multilayer security element with at least two security features exactly disposed to each other is produced by the security features being present on separate carrier foils (100, 200) and the...
7729973 System and method for providing a trust associated with long positions in index futures  
A system comprises a memory operable to store market data. The system further comprises a processor communicatively coupled to the memory and operable to buy a plurality of index futures. The...
7725379 System and method for settling trades  
A method of settling trades includes the steps of obtaining an authenticated delivery instrument, wherein the authenticated delivery instrument is authenticated by a first exchange and may be used...
7717329 Check carrier  
The check carrier consists of an envelope of translucent material that is dimensioned to closely conform to the dimensions of a standard check. The back of the check carrier includes an endorsement...
7693784 Method and system for reporting cashflows to clients  
A system and method of providing a client with cashflow monitoring during a transfer of services (e.g. pre-authorized debits and credits) from a first account to a second account, the method...
7611168 Security document and security element for a security document  
Security element 2, 4 to be embedded in or applied to a security document so that it is visually recognizable from both sides of security document 1 is of multilayer construction and includes...
7609873 Method for processing checks prior to electronic deposit  
A method of processing checks includes obtaining first information relating to the checks that is compiled by an operator using a calculator, such as by scanning a calculator tape, wherein the...
7610231 Synthetic funds having structured notes  
The present invention relates to synthetic funds for purchase by investors. A structured note is structured to provide customized equity returns/exposure. Terms of each structured note may be...
7600678 Method of issuing a ticket paid for by illegal payment means, and a vending machine and ticket reader for implementing the method  
A method of issuing a ticket, paid for with illegal payment means during a transaction between a user and a ticket vending machine, where if the payment means are identified as being illegal, the...
7472083 Document exchange  
In an e-commerce context, a method and system are provided for exchanging documents in transactions between partners. The partners are joined in an exchange network and are communicating with each...
7431798 Security paper  
Security paper adapted to resist fraudulent alteration of toner-printed information thereon and to make such alteration or attempts at alteration evident has a maximum Scott-Bond strength of 150 J...
7398252 Automated group payment  
According to the invention, a process for transferring credit from a sender to a number of recipients using a wide-area computer network is disclosed. In one step, a server computer system receives...
7384890 Check fraud protection techniques  
A security feature and method for verifying the authenticity of commercial paper. In one embodiment, pearlescent ink is added to a portion of commercial paper stock. A recipient can then tilt the...
7354072 Authenticatable printed matter and its production method  
In authenticity determinable printed matter according to this invention, a background image portion and at least one message image portion are printed on a surface of a base member. The background...
7264691 Fibrous substrates  
A fibrous security substrate for use in producing documents includes at least one aperture extending therethrough and contains an elongate impermeable element at least partially embedded therein...
7201323 System and method for check fraud detection using signature validation  
Systems and methods are provided for validating the authenticity of a signature on a document by providing a document from an account, the document including an actual signature and a...
7052762 Low Tg multilayer optical films  
Multilayer optical films are comprised of materials with glass transition temperatures below room temperature (<30° C.). The high refractive index polymers are unique in that they exhibit ...
6997481 Checkbook cover  
A checkbook cover has an exterior cover, an interior check and register holder affixed adjacent to the cover, and a slot formed through the exterior cover. A writing instrument, preferably with a...
6896188 Method and system for providing a check premium  
An issuer distributes to its customers a premium to attract and retain consumers. The premium comprises a checkbook having a number of partially pre-printed checks from a number of merchants. The...
6886863 Secure document with self-authenticating, encryptable font  
A self-authenticating encryptable font for creating secure documents. The document onto which the font is printed includes a surface containing one or more transaction fields such that...
6836763 Billing system and method  
A bill editor, generator, messaging and insert system and method comprises a portion of a bill production processor designed to create monthly billing statements which are sent to customers and...
6792110 Apparatus and method for enhancing the security of negotiable instruments  
The invention relates to an apparatus and method for enhancing the security of selected information associated with a negotiable document, such as the monetary value of a cheque. In the invention,...
6530601 Security system  
A security system for a document utilizing a plurality of fluorescent snippets on the document with other encryption data printed thereon with visible and invisible inks that becomes bright when...
6508489 Value-bearing document with window  
Proposed is a value-bearing document in which the carrier is provided with a window-like opening which is closed by a cover foil which is transparent at least in a region-wise manner, wherein...
6481754 Machine sealable mailing form for non-impact printing  
A pressure-seal or pressure-activated sealing means for a mailing form constructed of a single ply of substantially opaque or printable substrate material which is configured such that it can be...
6468661 Multilayer structure containing cavitated materials for use in the production of security documents  
A laminated multilayer film substrate for use in the production of banknotes having an oriented polypropylene core layer and at least one high density polyethylene layer on each side of the...
6422938 Pressure seal C-Z fold  
A mailer type business form intermediate, and method of producing a mailer from the intermediate, effect folding in a novel manner in order to produce a business form that is particularly...
6395191 Method for protecting a paper security document or identification document  
In order to protect a paper-thin valuable document or identification document on which an identification mark has been placed, for example by means of a printing technique or by a laser technique,...
6347812 Check writing system  
A check writing system for providing a compact convenient system for carrying checks. The check writing system includes a main cover member which includes a front surface and a back surface and is...
6318759 Prismatic printing  
A security document production scheme is presented for the creation of a security document including a prismatic multi-color security image. In accordance with one embodiment of the present...
6294267 Core printed security documents  
A laminated multilayer film substrate for use in the production of banknotes having an oriented polypropylene core layer with print features and at least one high density polyethylene layer on each...
6227572 Durable tactile indicia for banknotes/documents and method of making same  
A sheet material, such as a bank note, having tactile indicia therein, the tactility of which is resistant to deterioration and useful for assisting persons with impaired vision to identify one or...
6224111 Secure document  
Unauthorized alteration of a document can be avoided in a secure document that includes a substrate (10) defining the body of the document. Indicia (24, 26, 30, 32, 36 and 40) located on the...
Matches 1 - 50 out of 276 1 2 3 4 5 6 >