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8086515 |
System and method for settling trades
A method of settling trades includes the steps of obtaining an authenticated delivery instrument, wherein the authenticated delivery instrument is authenticated by a first exchange and may be used...
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8080307 |
IR-absorbing Intaglio ink
Pasty ink for the engraved steel die printing process, having a viscosity value above 3 Pa·s, preferably above 5 Pa·s at 40° C., and comprising an infrared absorbing material, wherein said in...
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8060439 |
Method and system for reporting cashflows to clients
A system and method of providing a client with cashflow monitoring during a transfer of services (e.g. pre-authorized debits and credits) from a first account to a second account, the method...
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8046301 |
Systems and methods to modify a negotiable instrument
When the deposit of a negotiable instrument, such as a check, is done electronically by using a digital image of the negotiable instrument rather than the negotiable instrument itself, during the...
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8001051 |
Systems and methods to modify a negotiable instrument
When the deposit of a negotiable instrument, such as a check, is done electronically by using a digital image of the negotiable instrument rather than the negotiable instrument itself, during the...
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7996315 |
Systems and methods to modify a negotiable instrument
When the deposit of a negotiable instrument, such as a check, is done electronically by using a digital image of the negotiable instrument rather than the negotiable instrument itself, during the...
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7996316 |
Systems and methods to modify a negotiable instrument
When the deposit of a negotiable instrument, such as a check, is done electronically by using a digital image of the negotiable instrument rather than the negotiable instrument itself, during the...
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7996314 |
Systems and methods to modify a negotiable instrument
When the deposit of a negotiable instrument, such as a check, is done electronically by using a digital image of the negotiable instrument rather than the negotiable instrument itself, during the...
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7975906 |
Numbering process for securities, method for processing the numbered securities and numbering device to carry out the numbering process
There is described a process for numbering substrates having security prints printed thereon, each of the substrates comprising a plurality of security prints which are arranged in k columns and n...
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7968173 |
Sheet with a copy-resistant region of reduced opacity
The present invention relates to printable security paper that includes a region capable of receiving printed indicia on the front side and on the reverse side which are observable in reflected...
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7950698 |
Ubiquitous imaging device based check image capture
A method or corresponding apparatus for remote transmission of a negotiable instrument. In an example embodiment, the process provides a carrier that secures a negotiable instrument. Next, the...
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7922090 |
Information gathering system
A set of forms and information gathering system comprising a questionnaire check having a place to insert answers to questions that are sent to a person along with the check is provided. Once the...
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7883762 |
Double sided printed security document
The invention concerns a security document comprising, as security element against recto/verso copying, indicia present on both sides and capable of being viewed under reflected lighting and...
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7844530 |
Apparatuses, methods, and systems for providing a risk scoring engine user interface
The present disclosure describes an approach to constructing and implementing risk rating products that provides a number of advantages. Instead of hard-coding attributes of a risk rating scheme,...
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7844528 |
Apparatuses, methods, and systems for providing a risk evaluation product builder user interface
The present disclosure describes an approach to constructing and implementing risk rating products that provides a number of advantages. Instead of hard-coding attributes of a risk rating scheme,...
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7844529 |
Apparatuses, methods, and systems for providing a reconfigurable insurance quote generator user interface
The present disclosure describes an approach to constructing and implementing risk rating products that provides a number of advantages. Instead of hard-coding attributes of a risk rating scheme,...
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7796753 |
Digital anti-counterfeiting software method and apparatus
This invention relates generally to a method and apparatus, as implemented by a software program on a computer system, for digitally producing counterfeit-deterring scrambled or encoded indicia...
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7744797 |
Interlaminar structure for security element
A multilayer security element with at least two security features exactly disposed to each other is produced by the security features being present on separate carrier foils (100, 200) and the...
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7729973 |
System and method for providing a trust associated with long positions in index futures
A system comprises a memory operable to store market data. The system further comprises a processor communicatively coupled to the memory and operable to buy a plurality of index futures. The...
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7725379 |
System and method for settling trades
A method of settling trades includes the steps of obtaining an authenticated delivery instrument, wherein the authenticated delivery instrument is authenticated by a first exchange and may be used...
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7717329 |
Check carrier
The check carrier consists of an envelope of translucent material that is dimensioned to closely conform to the dimensions of a standard check. The back of the check carrier includes an endorsement...
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7693784 |
Method and system for reporting cashflows to clients
A system and method of providing a client with cashflow monitoring during a transfer of services (e.g. pre-authorized debits and credits) from a first account to a second account, the method...
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7611168 |
Security document and security element for a security document
Security element 2, 4 to be embedded in or applied to a security document so that it is visually recognizable from both sides of security document 1 is of multilayer construction and includes...
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7609873 |
Method for processing checks prior to electronic deposit
A method of processing checks includes obtaining first information relating to the checks that is compiled by an operator using a calculator, such as by scanning a calculator tape, wherein the...
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7610231 |
Synthetic funds having structured notes
The present invention relates to synthetic funds for purchase by investors. A structured note is structured to provide customized equity returns/exposure. Terms of each structured note may be...
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7600678 |
Method of issuing a ticket paid for by illegal payment means, and a vending machine and ticket reader for implementing the method
A method of issuing a ticket, paid for with illegal payment means during a transaction between a user and a ticket vending machine, where if the payment means are identified as being illegal, the...
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7472083 |
Document exchange
In an e-commerce context, a method and system are provided for exchanging documents in transactions between partners. The partners are joined in an exchange network and are communicating with each...
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7431798 |
Security paper
Security paper adapted to resist fraudulent alteration of toner-printed information thereon and to make such alteration or attempts at alteration evident has a maximum Scott-Bond strength of 150 J...
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7398252 |
Automated group payment
According to the invention, a process for transferring credit from a sender to a number of recipients using a wide-area computer network is disclosed. In one step, a server computer system receives...
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7384890 |
Check fraud protection techniques
A security feature and method for verifying the authenticity of commercial paper. In one embodiment, pearlescent ink is added to a portion of commercial paper stock. A recipient can then tilt the...
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7354072 |
Authenticatable printed matter and its production method
In authenticity determinable printed matter according to this invention, a background image portion and at least one message image portion are printed on a surface of a base member. The background...
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7264691 |
Fibrous substrates
A fibrous security substrate for use in producing documents includes at least one aperture extending therethrough and contains an elongate impermeable element at least partially embedded therein...
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7201323 |
System and method for check fraud detection using signature validation
Systems and methods are provided for validating the authenticity of a signature on a document by providing a document from an account, the document including an actual signature and a...
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7052762 |
Low Tg multilayer optical films
Multilayer optical films are comprised of materials with glass transition temperatures below room temperature (<30° C.). The high refractive index polymers are unique in that they exhibit ...
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6997481 |
Checkbook cover
A checkbook cover has an exterior cover, an interior check and register holder affixed adjacent to the cover, and a slot formed through the exterior cover. A writing instrument, preferably with a...
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6896188 |
Method and system for providing a check premium
An issuer distributes to its customers a premium to attract and retain consumers. The premium comprises a checkbook having a number of partially pre-printed checks from a number of merchants. The...
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6886863 |
Secure document with self-authenticating, encryptable font
A self-authenticating encryptable font for creating secure documents. The document onto which the font is printed includes a surface containing one or more transaction fields such that...
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6836763 |
Billing system and method
A bill editor, generator, messaging and insert system and method comprises a portion of a bill production processor designed to create monthly billing statements which are sent to customers and...
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6792110 |
Apparatus and method for enhancing the security of negotiable instruments
The invention relates to an apparatus and method for enhancing the security of selected information associated with a negotiable document, such as the monetary value of a cheque. In the invention,...
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6530601 |
Security system
A security system for a document utilizing a plurality of fluorescent snippets on the document with other encryption data printed thereon with visible and invisible inks that becomes bright when...
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6508489 |
Value-bearing document with window
Proposed is a value-bearing document in which the carrier is provided with a window-like opening which is closed by a cover foil which is transparent at least in a region-wise manner, wherein...
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6481754 |
Machine sealable mailing form for non-impact printing
A pressure-seal or pressure-activated sealing means for a mailing form constructed of a single ply of substantially opaque or printable substrate material which is configured such that it can be...
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6468661 |
Multilayer structure containing cavitated materials for use in the production of security documents
A laminated multilayer film substrate for use in the production of banknotes having an oriented polypropylene core layer and at least one high density polyethylene layer on each side of the...
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6422938 |
Pressure seal C-Z fold
A mailer type business form intermediate, and method of producing a mailer from the intermediate, effect folding in a novel manner in order to produce a business form that is particularly...
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6395191 |
Method for protecting a paper security document or identification document
In order to protect a paper-thin valuable document or identification document on which an identification mark has been placed, for example by means of a printing technique or by a laser technique,...
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6347812 |
Check writing system
A check writing system for providing a compact convenient system for carrying checks. The check writing system includes a main cover member which includes a front surface and a back surface and is...
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6318759 |
Prismatic printing
A security document production scheme is presented for the creation of a security document including a prismatic multi-color security image. In accordance with one embodiment of the present...
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6294267 |
Core printed security documents
A laminated multilayer film substrate for use in the production of banknotes having an oriented polypropylene core layer with print features and at least one high density polyethylene layer on each...
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6227572 |
Durable tactile indicia for banknotes/documents and method of making same
A sheet material, such as a bank note, having tactile indicia therein, the tactility of which is resistant to deterioration and useful for assisting persons with impaired vision to identify one or...
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6224111 |
Secure document
Unauthorized alteration of a document can be avoided in a secure document that includes a substrate (10) defining the body of the document. Indicia (24, 26, 30, 32, 36 and 40) located on the...
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