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8800862 Fast cash at ATM  
Apparatus and methods for an enhanced cash withdrawal transaction option are provided. The enhanced cash withdrawal transaction option may include using an ATM to display an initial ATM display....
8805702 Interactive medical card and method of processing medical information stored thereon  
The present disclosure relates generally to an apparatus, system and method, and more specifically to a portable electronic interactive medical card, which includes a cardholder's medical...
8794514 Card activated cash dispensing automated banking machine system and method  
An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account...
8797162 Anti-theft system using RFID tags  
A detection unit positioned on a package includes a magnet, a first magnetic switch, a second magnetic switch, a processor, and a clock. The first magnetic switch outputs a first control signal or...
8794516 Data storage and access systems  
Data storage and access systems enable downloading and paying for data such as audio and video data, text, software, games and other types of data. A portable data carrier has an interface for...
8789753 Method for using and maintaining user data stored on a smart card  
In a method for using and maintaining user data stored on a smart card, a smart card receives a user data request for the user data stored on the smart card. The smart card determines whether the...
8791794 Method and device for obtaining item information using RFID tags  
Methods and devices for enabling a user to obtain item information relating to an item (10), the item having associated therewith an item identification means (12) and an RFID response means (14)...
8783564 Transaction notification and authorization method  
An added level of security is provided for charge transactions. Upon presenting a charge card number for a purchase, for example, the cardholder receives a message (e.g., SMS) on his cell phone or...
8783566 Electronic registration kiosk for managing individual healthcare information and services  
The present invention provides a registration kiosk for use in managing individual healthcare services and information. The electronic registration kiosk provides access control to healthcare...
8773245 Method and system for performing affinity transactions  
There is provided a physical token for use in a defined venue with a server having communication with the physical token. The physical token may comprise an identification data and a transmitter...
8770477 Method for identifying the georgrapic location of a router  
The invention provides a method and system for determining the geographical location of an Internet router, or of an IP address associated with the router. The method obtains the geographical...
8763902 Mass transit fare processing system  
An implementation of a system and method for using existing identification token infrastructures for mass transit fare product entitlement and payment is provided. The system and method make use...
8763907 Barcode device  
Bar codes used for various applications. A bar code can be used for biometrics, or for computer data entry. A special bar code is described that has additional information, but can be read by...
8763896 System and method of loading a transaction card and processing repayment on a mobile device  
The embodiments described herein provide in one aspect, a method of loading a transaction card account onto a mobile device, the mobile device comprising a memory and a contactless reader, the...
8762265 Method for collecting and disbursing electronic gratuities  
The present invention relates to systems and methods for collecting and disbursing electronic gratuities. According to one embodiment, a device for submitting gratuities by credit card is provided...
8760316 Enhanced transponder programming in an open road toll system  
A transponder communication system and method for communicating with a transponder in an electronic toll collection system. A roadside reader attempts to program the transponder in a normal mode...
8762736 One-time programs  
A method, apparatus and computer program product for providing one-time programs is presented. A program to be converted to a new program having a predetermined lifetime is identified. The program...
8757484 Method and system for reducing personal identification number (PIN) fraud in point of sale transactions  
A method for personal identification number (PIN) fraud prevention, comprising: receiving, a request for a card-based financial transaction; prompting a customer for a PIN; receiving, from a...
8756122 Intelligent refrigerator for storing pharmaceutical product containers  
Intelligent refrigerator system for storing pharmaceutical product containers, such as vials, ampules, syringes, bottles, medication tubes, blister packs and cartons, at the point of dispensing....
8746553 Payment device updates using an authentication process  
A payment device—payment device reader combination obtains issuer token data that was generated by an issuer entity from: input data, and an issuer application cryptogram based on the input data...
8751401 System and method for securely authorizing and distributing stored-value card data  
A computerized system and method for securely authorizing and distributing stored-value card data over a communications network is provided. The method allows for storing in the database a...
8746565 Barcode device  
Bar codes used for various applications. A bar code can be used for biometrics, or for computer data entry. A special bar code is described that has additional information, but can be read by...
8749403 Parking meter communications for remote payment with updated display  
A parking meter receives data indicative of a remote payment being completed and displays an amount of time purchased by the remote payment for a parking session. The parking meter determines an...
8748803 Portable electronic device, particularly an electronic card, provided with an optical switch  
A portable electronic device, for example an electronic card, includes at least one electronic unit associated to an optical switch which can be actuated by a user and which includes two...
8751314 Single tap transactions using a server  
The invention describes how a consumer can hold their NFC enabled device in proximity to an NFC enabled point-of-sale terminal and with a single “wave” or “tap” to automatically redeem coupons,...
8742889 Apparatus and method for electronic access control  
Apparatus and methodology for providing electronic access control are disclosed. In an exemplary configuration, a retrofittable electronic lock can be used to provide secure storage to an...
8740069 Fraud-free payment for internet purchases  
A simple, non-intrusive, fraud free payment method for customers to make Internet purchases without using credit cards or revealing personal information. Customers can purchase any specific dollar...
8733642 System, method and computer program product for facilitating secure commercial transactions  
A secure financial transactions system generally includes a card that can be used a credit card, ATM card or debit card having a personal identification number (PIN) that can include a panic digit...
8737585 Systems and methods for treatment of inactive accounts  
Methods and systems for treating inactive accounts by designating certain accounts for either unclaimed or escheats treatment are presented. In the unclaimed treatment the remaining balance of...
8733663 Mobile phone containing contactless payment card used in transit fare collection  
An apparatus such as a mobile phone includes a contactless smart card or payment device, where the smart card is intended for use in both commerce transaction payment and transit fare payment (or...
8733657 Barcode device  
Bar codes used for various applications. A bar code can be used for biometrics, or for computer data entry. A special bar code is described that has additional information, but can be read by...
8733635 Banking system controlled responsive to data bearing records and user input of a phone received security code  
A banking system operates to cause financial transfers responsive to card data read from data bearing records by a card reader. The system includes at least one automated banking machine...
8733658 Barcode device  
Bar codes used for various applications. A bar code can be used for biometrics, or for computer data entry. A special bar code is described that has additional information, but can be read by...
8733639 Method and device for communication between an automobile vehicle and payment means  
Method and device for communication between an automobile vehicle and payment unit carried by a user in order to pay for an action carried out on the vehicle equipped with wireless communication...
8732055 Method and system for performing a financial rewind  
A computing device of a user, including a processor, a memory, an electronic organization application comprising software instructions stored in memory and executed on the processor to store a...
8720775 Automatic integrated sensing and access control  
An access control system for sensing exposure to items of interest for a person associated with a unique identifier of a fare card or ticket is disclosed. The access control system includes the...
8714448 Device for handling banknotes comprising a height adjustable user interface  
The invention relates to a device (10) for handling banknotes that comprises a display unit (20) with a display surface (22) for displaying at least one graphic user interface (28) to a user of...
8714449 Method and device for arming and disarming status in a facility monitoring system  
Security systems and methods are implemented using a variety of devices and methods. According to one such implementation, a controller arms or disarms a security system responsive to a...
8714447 Identifying and correcting invalid identifiers  
During a correction technique, a computer system determines that an identifier for an individual received from a source is invalid based on a technique used to generate identifiers for...
8714452 System for dispensing wristbands with unique indicia  
A locker system includes one or more banks of electronic lockers. Each locker has a door lock that releasably retains the door in the closed position. The locker system also includes at least one...
8712892 Verification of a portable consumer device in an offline environment  
A portable consumer device includes a base, and a computer readable medium on the base. The computer readable medium comprises code for an issuer verification value and a supplemental verification...
8710962 Systems and methods for programming an RFID reader  
Various embodiments of the present invention provide systems and methods for performing RFID reader updates. As an example, systems are described that include a server, an RFID reader, and a...
8706630 System and method for securely authorizing and distributing stored-value card data  
A computerized system and method for securely authorizing and distributing stored-value card data over a communications network is provided. The method allows for storing in the database a...
8701991 System and method for preventing fraud by generating new prepaid gift accounts  
Systems, methods, and computer-readable media for preventing fraud when exchanging prepaid gift accounts. The system identifies a first prepaid gift account associated with a first prepaid gift....
8704793 System controlled responsive to data bearing records for permitting access  
An apparatus allows entry of an individual into an area. An access structure (14) controls entry to and exit from a facility. The condition of at least one lock (26, 30, 48, 52) associated with...
8704642 RFID-based intelligent storage cabinet and the management method thereof  
The present invention relates to an RFID-based intelligent storage cabinet and its management method, while utilizing the shielding effect enabled by each partitions for allowing any...
8701981 System and method for assisted maintenance in a gaming machine using a mobile device  
A gaming system is disclosed for enabling a technician to open a door of a gaming machine without needing a physical key having a biometric controlled door lock. The system comprising: one or more...
8695879 Fraud prevention  
A method of preventing fraud, and a fraud prevention terminal, are described. The method comprises: detecting an unauthorized reader in the vicinity of a dip card reader, and closing a pin to...
8700513 Authentication of a data card using a transit verification value  
Transaction processing involves receiving data from an access transaction application of a portable consumer device, wherein the received data comprises data from an access transaction data string...
8698601 Method for card-reading anti-collision with automatic frequency hopping  
A method for card-reading anti-collision with automatic frequency hopping is provided, which is used for a system in which a card reader simultaneously reads a plurality of cards in radio...