Match Document Document Title
7296734 Systems and methods for scoring bank customers direct deposit account transaction activity to match financial behavior to specific acquisition, performance and risk events defined by the bank using a decision tree and stochastic process  
A financial scoring system for forecasting the financial behavior of a bank customer holding a direct-deposit-account, commonly referred to as a checking account, to forecast the probability of...
7296736 Product management system  
A product management system has a database, an owner identification device, a card issuance device, and a checking device. The database correlates and stores therein product and owner information...
7297062 Modular entertainment and gaming systems configured to consume and provide network services  
A secure and modular architecture for monitoring and controlling clusters of pay entertainment and gaming devices. The architecture allows flexible and secure use of state-of-the-art multimedia...
7293699 Currency cassette access based on facial recognition  
A security system controls access to a currency cassette. The system includes a database having images of individuals authorized to access the cassette. The system also includes a camera for...
7290704 Method and system relating to a multi-lateral trade engine for payment transactions  
In one embodiment of the present invention a method to allow a consumer to direct payments to be made via one or more payment vehicles of choice is provided. In another embodiment of the present...
7290702 Method and apparatus for recording and utilizing unknown signals of remote control devices  
The invention provides a method and apparatus for using a remote control device such as car key that generates unknown coded signal with other appliances, such as building's door, garage door or...
7292998 System and method for adding value to a stored-value account  
A system and method for adding value into a customer's stored-value account is provided. A stored-value card is distributed to a merchant for distribution to a customer who has an account with an...
7290699 Protected content distribution system  
A rights management system, method and device for managing use of items having usage rights associated therewith by enforcement of the usage rights with repositories, including a client device...
7287693 Proximity validation system and method  
A gate keeping system for a user accessible resource is provided. The system has a server, a transceiver and an RFID tag. The server is communicably connected to the resource for sending commands...
7287690 Value holding system, value holding method, value holding program, and transaction system  
A value holding system includes a receiving unit that receives an instruction to add or remove a value relating to a payment, a judging unit that judges whether the instruction is identical to a...
7286816 Method for remote monitoring of elevators and/or escalators and/or moving walkways  
The present invention relates to a method for handling the PIN code of the SIM card of a GSM terminal of a remote monitoring device used for remote monitoring of elevators and/or escalators and/or...
7284698 Gate system  
It is intended to provide a gate system which prevents an abuse of a storage medium such as a card carried by a user to pass through a gate and reduces the time to require for determining whether...
7281662 Methods and apparatus for information capture illumination  
Methods and apparatus for illuminating objects comprising asymmetrically illuminating an object using an illumination medium on one side of an optical module of an information capturing module,...
7275689 Baggage check-in using short message device  
A check-in method for airlines allows passengers to use Short Message Service (SMS) to check-in themselves and baggage. A passenger requests to check-in via SMS from practically anywhere and not...
7277967 Method and apparatus for suspending or adjusting billing charge for usage of electrically powered devices if abnormal or halt condition detected  
An apparatus for selecting, monitoring, and controlling electrically powered devices is disclosed. In one embodiment, the apparatus includes an electrically powered device having a key operating...
7275686 Electronic equipment point-of-sale activation to avoid theft  
In accordance with an embodiment of the present invention, an electronic device is displayed for purchase by a user and includes a controller and a protected area for storing a key and a bar code...
7273168 Point-of-sale billing via hand-held devices  
A payment resolution module is configured to communicate with hand-held devices (such as mobile phones, PDA's, or computers) to allow purchase of products using the hand-held devices, without...
7274301 Access control device with electronic identification and audio communication capability  
An access control device including electronic identification device, the access control device characterized in that the access control device also includes an audio communication device.
7273170 Verification system and program check method for verification system  
In a verification system which verifies individual input data against registered data to perform individual authentication, the verification program is checked for alteration. Programs for...
7270266 Card for facilitating user interaction  
A card for identifying a user to a computer system using a sensing device, the card having an interface surface having disposed thereon or therein coded data, the coded data including a plurality...
7267268 Code based access systems  
A system including at least two parts or stations wherein a transaction or connection between any two or more of the parts or stations is conducted or established with an access code, the access...
7267266 Security system  
In accordance with the present invention, an apparatus is provided wherein a device is disabled if the device is located more then a predetermined distance away from the owner. Accordingly, a lost...
7264152 Anonymous transaction authentication  
An automated system for the confirmed efficient authentication of an anonymous subscriber's profile data. The system is comprised of software/hardware interface to facilitate centralized access...
7264154 System and method for securing a credit account  
A system and method is disclosed for verifying a commercial transaction between a card-holder, a merchant, and a credit card company. The card-holder makes a purchase with the merchant using a...
7261235 Method for improving security and enhancing information storage capability, the system and apparatus for producing the method, and products produced by the system and apparatus using the method  
One alternative and optional method of the present invention provides a secured item specific identification system incorporating the steps of identifying an item to a determined degree,...
7258268 Method and apparatus for money transfer  
A method of performing a money transfer send transaction comprises receiving information at a call center from a sender for a send transaction, including a proposed send amount, and responsive to...
7255269 Device and method of recognizing at least one individual, the corresponding access control device and system and applications thereof  
The invention relates to a device and method for the recognition of at least one individual and to the corresponding access control device and system and application thereof. The inventive...
7252226 System and method for using a prepaid card  
A system for using a prepaid card permits a card user to purchase a card, issued by an issuer such as a bank, through an agent at a retail establishment via a terminal, select a PIN, have the card...
7254548 System and method for the administration of financial accounts using profiles  
A credit facility for controlling financial transactions is arranged with the ability of users to establish self-imposed limits on a category by category basis. The processing system provides...
7246744 User authentication for contact-less systems  
A validation phase is performed at an RFID reader, in order to ascertain which of a plurality of potential candidates for authentication, are actual candidates for authentication. Once a candidate...
7243843 Personal authentication medium issuing method  
In a personal authentication medium issuing apparatus, a main image information is input and whether a personal authentication medium on which synthesized image information having sub-information...
7246097 Methods and apparatus for generating secure endorsed transactions  
To ensure the data corresponding to transactions has not been altered, a method and system are provided for generating secure endorsed transactions having transaction data representative of...
7245213 RFID readers and RFID tags exchanging encrypted password  
RFID system components, such as readers and tags, communicate where at least a portion of data or a password is transmitted in encrypted form. The reader transmits a command, along with data or a...
7246375 Method for managing a secure terminal  
The invention concerns a method solving security problems resulting from the addition of a security circuit to a smart card reading terminal by providing said security circuit with means for...
7239725 Face image recognition apparatus  
A ten-key section which is used to input identification information such as a password or ID number is disposed on the lower right side of or directly below a camera so that the hand of a...
7234643 Microelectronic circuit for activation or deactivation of at least one input/output, corresponding smart card reader and deactivation method  
The invention concerns a microelectronic circuit for activation or respectively deactivating at least one second input/output (2, 3), or second “buffer”, which receives a deactivation command (21,...
7232073 Smart card with multiple applications  
One embodiment of the invention provides a smart card having multiple applications installed thereon. One of the multiple applications is designated as a default application which is activated...
7233911 System for deducting and adding a percentage of a customer's purchase amount to a jackpot  
A method of manipulating retail data characterised by the steps of entering a purchase amount into electronic data manipulation system, and adding a percentage of the purchase amount via the data...
7232061 Portable device, IC module, IC card, and method for using services  
An IC module (secure element with an IC card function) mounted on a portable device executes a process relating to a service, via contactless communication with a service terminal located at a...
7232068 Non-contact IC card reader/writer device, non-contact IC card, input device, and method of calculating location of non-contact IC card  
A non-contact IC card reader/writer device includes antennas that perform carrier wave transmission and reception with a non-contact IC card, an A/D converter that detects the voltage level of...
7232074 CruzCard  
A memory chip and embedded microprocessor (‘smart memory card’) with a sputtered memory ring for additional memory capacity. The card configuration allows use with ISO 7816 compliant readers. The...
7229014 systems and methods for account number generation and provisioning  
A system for generating charge account numbers, wherein the charge account number is based on a number known to the consumer. For example, the consumer can provide a known number, such as their...
7229016 System, method and apparatus for use in a transportation system  
A fare payment system including a proximity card; an antenna to read and write information onto the card, preferably a Mifare antenna; a processor connected to the antenna; a validator or POS...
7229009 Automated banking machine component authentication system and method  
An automated banking machine is provided which includes a first component and a second component. The first component is operative generate a first hash of a first identity data and a public key...
7225973 Self-service terminal  
A self-service terminal (10) comprising a user interface (14) including a display (30) is described. The display has a display area (80) for presenting financial information to a user (12). The...
7225976 Aircraft anti-theft and safety system  
A fixed program processor having a timer relay and a comparator relay interprets, stores and compares inputted biometric data with pre-loaded biometric data and responds including activation of a...
7222796 Magnetic identification card clip  
A clip that utilizes a magnet to attach identification cards to clothing. The clip includes a clasp, a hinged metal bendable strap, and a magnetic connector which together allow identification...
7222241 Building security and access protection system  
A building security system which allows clients of building tenants to set up their own appointments, allows the building tenants to control and analyze such appointment scheduling, and enables...
7219838 System and method for notifying a cashier of the presence of an item in an obscured area of a shopping cart  
A method of facilitating a checkout at a shopping cart checkout station is provided, comprising the steps of: inhibiting processing of items on the shopping cart in the event of a detection of a...
7219836 Visitor badge and visitor business card photo identification system and method  
A system and method of supplying visitor badges and business cards for visitors to a facility includes an image capture device and/or storage device, a user interface, and a central processing...