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7360684 Controlling electronic withdrawals by a transaction processor  
Controlling electronic withdrawals by a transaction processor including receiving in the transaction processor from a withdrawal device a withdrawal request, where the withdrawal request includes...
7363505 Security authentication method and system  
This identity authentication system is used in commercial transactions at a point-of-sale terminal. The system comprises a device for capturing a customer signature (signature pad or a smart pen),...
7363276 Broadcast receiving method and apparatus and information distributing method and apparatus  
A broadcast receiving method comprises storing first control information in a storage device, the first control information containing information unique to a receiver and required for the...
7360694 System and method for secure telephone and computer transactions using voice authentication  
A secure electronic payment system and method for conducting a secure transaction using voice authentication is provided. A merchant's computer transmits an authorization request to an access...
7360712 Method and device for protecting text for reading  
A method and a device for protecting text for reading (23), arranged on at least one written face (22) of an object (25). The object (25) is connected to at least one matching antenna (12),...
7360685 Controlling electronic withdrawals by a withdrawal device  
Controlling electronic withdrawals by a withdrawal device including creating in the withdrawal device a data structure representing a withdrawal request, where the data structure includes fields...
7360693 System and method for a card benefit program providing benefits to program members based on program performance  
The present invention comprises an apparatus and method for a card payment instrument providing that a share of program profits above a pre-designated level is returned to participating recipients...
7360695 Access control apparatus  
An access control apparatus has a blocking element (1) which is moved by a motor (2) or similar actuator controlled via a control means. Provided are a first access authorization reader (12, 14),...
7356485 Service providing system  
A system for providing a service through a non-contact communication unit such as a wireless communication unit is disclosed. Specifically, an electronic ticket is communicated between a so-called...
7353992 External storage device  
Providing a reliable, durable external storage apparatus that is capable of disposing a sensor for fingerprint authentication on its surface of the housing with a simple structure. With respect to...
7353989 Cash dispensing automated banking machine system and method  
An automated banking machine (10) is operative to carry out financial transactions and includes a user interface (15). The user interface includes a card reader (16) which is operative to read...
7356645 Portable terminal with an IC card mounted thereon  
In a portable terminal having an IC card, the outstanding SF value, the commuter pass information and the conditions for the corresponding operation to charge the SF value or renew the validity...
7353014 Universal portable unit  
In general, a portable unit and method are described for storing user information for subsequent recovering. For one embodiment, the portable unit comprises a casing, an antenna and logic employed...
7352861 Digital electronic component which is protected against electrical-type analyses  
This invention relates to a digital electronic component which is protected against electrical- and/or electromagnetic-type analyse). The inventive component comprises: a synchronous element (10)...
7350701 Portable apparatus and its method of unlocking with new simplified PIN code  
A method of unlocking at least one of functions provided to a portable apparatus is provided which includes: judging whether or not an predetermined first code is entered; second judging whether...
7347361 System, method and program product for account transaction validation  
A system, method and program product for account transaction validation which may be downloaded or otherwise installed on a networked computing device such as a cell phone or other networked...
7349885 Wallet consolidator and related methods of processing a transaction using a wallet consolidator  
A wallet consolidator to process a transaction and related methods, are provided. An embodiment of a wallet consolidator can include a controller to control operation of the wallet consolidator,...
7347366 Method and apparatus to provide authentication using an authentication card  
A method and apparatus to provide authentication. The method comprising sending a challenge to a user to be authenticated, the challenge including a reference on a card issued to the user and...
7347368 Method of enrolling in an electronic toll or payment collection system  
A method of enrolling in an electronic toll or payment collection system including the steps of providing a kiosk that has a programmed computer with an interactive program for enrolling a user in...
7347365 Combined total-internal-reflectance and tissue imaging systems and methods  
Methods and systems are provided for combining total-internal-reflectance and tissue imaging to perform biometric functions. The system may include an illumination source, a platen, a light...
7337957 Authentication system authentication method authentication medium manufacturing device and authentication terminal device  
A certification system includes a photographing unit 10 which generates looks image data LI whose object is an individual person P, a holographic stereogram manufacturing unit 20 which makes a...
7337953 Negotiable instrument authentication systems and methods  
Systems, methods, and databases for authenticating negotiable instruments comprise receiving, at an authentication system, a plurality of data values associated with a negotiable instrument, the...
7337979 Card case, IC card, and IC card unit  
A card case, which encases an IC card having a functional section that contains a biometric information-acquiring portion for acquiring biometric information and carries out communication with an...
7337976 Semiconductor memory  
The object of the present invention is to provide a semiconductor memory which executes executing multiple application programs and duplicating important data from one application program into...
7337958 Calculator device having a USB connection  
A method for transferring a signal between a calculator device having a USB connector and a remote device is described. The method includes: connecting the calculator device with the remote device...
7337963 Portal system for a controlled space  
Systems, devices, and methods are provided for monitoring and tracking an item in a controlled space. In one embodiment, a portal system that monitors the controlled space includes a radio...
7334726 Personal information management system  
A personal information management system stores associations between a user and the user's mobile hand held electronic and communication devices. The system receives input indicating the presence...
7337128 Method, program, and system for resetting the value of a coupon based on market information  
A method and computer program for resetting the value of a coupon based on market information is provided. The program receives a request for valuation of a coupon from a retailer, accesses market...
7334720 Data storage and access systems  
Data storage and access systems are described for downloading and paying for data such as audio and video data, text, software, games and other types of data. A portable data carrier has an...
7331527 Exception reduction and event reordering in an item tracking system  
A current state of an item being tracked by an item-tracking system may be determined using prior state information about the item. To ensure proper temporal order of the state information,...
7333955 System and method for securing communication service  
A system and method for supplying communication service value is disclosed. In one embodiment, the method includes distributing indicia of an identifier to a merchant for distribution to a...
7331522 Virtual gate system  
A virtual gate provides the impression of a gated entry without a physical barrier. As such it functions as a gateway to access areas including transit Rail or, potentially, prepaid Bus services....
7333637 Biometric identity check  
A portable data carrier comprises a communication means and a memory with a biometric template which is intended to be compared with a biometric sample for identity check. The biometric template...
7328191 Methods and systems for processing unrestricted stored-value instruments  
Methods and systems are provided for processing a stored-value instrument. An unrestricted value associated with the stored-value instrument is authenticated at an instrument-authority system in...
7328190 System and method for adding value to a stored-value account  
A system and method for adding value into a customer's stored-value account is provided. A stored-value card is distributed to a merchant for distribution to a customer who has an account with a...
7325726 System and method for detecting fraudulent use of stored value instruments  
The present invention is generally directed to systems and methods for detecting unauthorized or fraudulent use of stored-value instruments. A stored-value instrument can be any instrument...
7327216 Secret key programming technique for transponders using encryption  
A secret key is programmed into a key transponder from a base station wherein the key transponder stores a fixed ID, a first default key segment stored in a first memory page, and a second default...
7323991 System and method for locating and communicating with personnel and equipment in a facility  
This invention provides a system and method for identifying, locating, authorizing by proximity and communicating with equipment and personnel in a facility that generally employs a series of...
7322515 Controlling electronic withdrawals by a drawee  
Controlling electronic withdrawals by a drawee including receiving in the drawee from a withdrawal device a withdrawal request, where the withdrawal request includes a withdrawal device...
7318050 Biometric certifying authorities  
A biometric certifying authority (BCA) management system and method provide and maintain a hierarchical relationship among biometric certifying authorities in the issuance of biometric...
7314169 Device that issues authority for automation systems by issuing an encrypted time pass  
An industrial automation security system comprises an access ticket relating to an industrial automation system. The access ticket comprises one or more restrictive attributes that restrict access...
7314167 Method and apparatus for providing secure identification, verification and authorization  
An apparatus for providing a secure transaction is disclosed. The apparatus includes an image capture device configured to capture an image, the image having information embedded therein, a memory...
7311248 Method and system for automatically detecting fraudulent applications  
A system and method are provided for automatically detecting fraudulent applications. The system receives application data from one or more clients and compares the application data with an...
7309004 Cash dispensing automated banking machine firmware authentication system and method  
An automated banking machine which is operative to authenticate firmware in at least one hardware device of the machine. The hardware device is operative to generate through operation of at least...
7306145 Control system and control method  
A control system manages a user's entry into and exit from an area based on the ID information of a device in the user's possession. The control system includes a determining unit that determines,...
7306162 RFID device tester and method  
Multiple RFID devices may be tested by moving a sheet, roll, or web of the devices in conjunction with a test apparatus having multiple RFID device testers, so that the RFID devices to be tested...
7308419 Method and system for tracking consumer awareness of brand-names  
A method and system allowing the assessment of the strength of at least one mark relative to at least one other mark. In one embodiment, a method includes but is not limited to displaying at least...
7306143 Dynamic smart card/media imaging  
A smart electronic media dynamic imaging system and method to store and retrieve intelligent data tat may be used for displaying images, USCT alerts, or textual messages. The system is comprised...
7308424 Electronic commerce system and electronic commerce method  
A message, including ordering data regarding a price of a product that a purchaser wants to purchase and personal information including a credit card number of the purchaser, is given to a...
7303121 System and method for initializing financial presentation instruments  
The present invention provides alternative methods and systems for instantaneous initialization of financial presentation instruments, preferably stored value cards, gift cards, or other pre-paid...