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7762456 Systems and methods for reading a security clearance card  
The security clearance card, system, and method include a card that stores data to verify the identity of an owner of the card. In addition to other types of information, the card stores biometric...
7765260 Method of enabling conferencing using printed forms  
A method of enabling conferencing using printed forms includes, in a computer system, receiving indicating data generated by a sensing device through interaction with conference information and...
7757943 Combined payment/access-control instrument  
Methods and systems permit monitoring behavior of a holder of a multifunction presentation instrument that is suitable for presentation by the holder in support of payment transactions and access...
7757941 Method at the production of an identity card or similar, and an arrangement at the production of such a card  
The present invention relates to a method and to an arrangement for producing an ID document (9) or a like document in which a photograph (2) shall be included in the ID-document and in which the...
7761383 Method and apparatus for optimizing networking potential using a secured system for an online community  
The present invention provides a method and apparatus for users to search networks, both their own network and their peers' networks, all under the umbrella of a “multiple level access” sec...
7753280 Personal bank card storage device and method of use  
A personal bank card storage device for carrying one or more bank cards, having a housing, a magazine contained within the housing, tracks contained within the magazine, and at least one motor...
7753272 Object tracking in an enclosure  
Various embodiments of object tracking systems and related methods and devices are disclosed. One method embodiment, among others, includes scanning an interior space of an enclosure, the enclosure...
7753265 System and method for securing a credit account  
A system and method is disclosed for verifying a commercial transaction between a card-holder, a merchant, and a credit card company. The card-holder makes a purchase with the merchant using a full...
7748621 Method and system for dissemination of paperless transaction receipts in non-networked environments  
Electronic transaction receipts in remote non-networked sales equipment are sent through infrared or radio frequency means to portable electronic devices such as personal digital assistants...
7748622 Direct customer ERP access  
To improve upon existing ERP and other business logic handling system implementations, the claimed system and method provides direct customer access to functionality and data available in a...
7746215 RF transactions using a wireless reader grid  
The present invention discloses a radio frequency (RF) reader grid and method for facilitating transactions. The RF reader grid includes a transponder, a RFID reader, and a host RFID reader in...
7744003 Microcircuit card whereof the performances can be modified after personalization  
The invention concerns a microcircuit card comprising means (RX) for receiving a command and means for modifying at least one performance of the card capable of being implemented after a step of...
7747522 Method and apparatus for issuing and managing gift certificates  
The present invention relates to a method and apparatus for issuing and redeeming a gift certificate drawn on a credit card or other financial account. The present invention includes a first aspect...
7743988 Authentication system including electric field sensor  
An authentication system for reducing the power consumed during an authentication process and shortening the authentication time includes an electrode plate. The electrode plate has a unique shape...
7743977 Method and system for random data access for security applications  
Methods and systems for random data access for security applications are disclosed and may comprise generating on a chip, a random process index. A data process may be randomly selected on the chip...
7743982 Transaction product with generator  
A transaction product includes an electro-mechanical circuit and an account identifier. The circuit includes a mechanical drive member, a generator in mechanical communication with the drive...
7740170 System for packaging, processing, activating, and deactivating multiple individual transaction cards as a singular unit  
A transaction card processing and activation system comprising the identification of a unique identifier corresponding to an aggregate of transaction cards of affiliated or non-affiliated card...
7742604 Integrated circuit device, information processing apparatus, memory management method for information storage device, mobile terminal apparatus, semiconductor integrated circuit device, and communication method using mobile terminal apparatus  
A memory region on an IC card has a hierarchical structure. Each application allocated on the memory region is registered in a directory, and the memory region is managed in directory units. A...
7740538 Matching bonusing method using a player tracking card  
Methods and apparatus are disclosed for providing a bonus award to a gaming player for using a player tracking account associated with a gaming establishment. Provision of a bonus award is based on...
7742942 System and method for discounting fuel  
A system and method of discounting a price-per-unit (PPU) of fuel during a fueling transaction by a customer at a fuel merchant. In one aspect, the invention identifies an issuer of the customer's...
7742953 Adding information or functionality to a rendered document via association with an electronic counterpart  
An action plan data structure for one or more selected rendered documents is described. The data structure contains information specifying an action to perform automatically in response to a text...
7735728 Access control system  
A system with at least one access control device (1) exhibiting an access authorization reader (4) for data carrier (8) containing access authorization and identification data, a database (9) and a...
7735729 Biometric sensor  
Methods and systems are provided for biometric sensing. An illumination subsystem provides light at discrete wavelengths to a skin site of an individual. A detection subsystem receives light...
7731086 System and method for mass transit merchant payment  
Methods, systems and computer program products are provided for enabling payment of transit system fees using a financial transaction instrument. Entry is permitted onto a transit system by...
7733231 Security device with display  
A security card may include a printed portion that includes printed data fixed to a first portion of an outer surface of the card, an interface configured to receive digitally signed information...
7721945 Method and system of pre-loading preferred access contact information in memory  
A method (300) and system for pre-loading preferred access contact information can include a transceiver (28), memory (24) for pre-storing preferred access contact information for a predetermined...
7725349 Method, program, and system for resetting the value of a coupon based on market information  
A method and computer program for resetting the value of a coupon based on market information is provided. The program receives a request for valuation of a coupon from a retailer, accesses market...
7724137 Proximity locator system  
A Proximity Locator System for individuals includes a credit card size card which is carried in an individual's wallet. The card is provided with a wireless communication device which is used in...
7717330 Systems and methods for price matching on funds transfers  
Systems and methods for performing financial transfers. In some instances, the methods include providing a staged transaction system that includes at least two stages. Quotes are accessed for the...
7720718 Management of the flow of persons in relation to centers of crowd concentration via television control  
A method and system for the loading of patrons at multiple attractions at an entertainment includes the first-in first-out line and a priority based line. A cellular telephone is used to obtain and...
7717332 Card activated cash dispensing automated banking machine system and method  
An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia...
7712660 Method to disable use of selected applications based on proximity or user identification  
An application for disabling the use of selected applications is provided. A server receives identification information from a user. The location of the user is determined. If the user is...
7712655 Banking computer account system with lock for secure payment via telephone  
A banking computer system with lock for secure payment via telephone and corresponding method, the system includes a telephone (1), a public communication system (2), a financial computer account...
7708196 Modular web-based ASP application for multiple products  
A method of providing business information data to a user, including allowing the user unlimited access to interactive, customizable modular applications through a single platform. The applications...
7708198 Wallet consolidator to facilitate a transaction  
A wallet consolidator to warehouse information pertaining to at least one card and to retrieve the warehoused information to facilitate a transaction is provided. An embodiment of a wallet...
7708194 Virtual wallet  
A managed service may include first logic to receive authentication information from a user terminal on behalf of a user, and receive user information on behalf of the user when the user terminal...
7711674 System and method for automatic design of components in libraries  
Embodiments of the present invention introduce a novel recursive assembly process to automatically create a library of components. It starts with simple components used as building blocks and...
7703681 Electronic ticket management system  
An electronic ticket management system mainly includes a vendor module, a ticket process module, a Web module, a ticket order module, a delivery module and a ticket verification module. After a...
7694880 Anonymous electronic voting system and anonymous electronic voting method  
A voting server transmits a list of plaintext and encrypted voting data obtained by encrypting the plaintext to a voter terminal, and the voter terminal a selected encrypted candidate name...
7690558 Utilizing scanned supply information and a patient task list to document care  
A system and method in a computerized healthcare environment for determining whether one or more supply items are associated with one or more task items for a patient is provided. A patient...
7690565 Method and system for inspecting machines  
A method for locating a machine includes collecting machine data from a first machine over a communications network. The machine data for the first machine includes data reflecting at least one...
7693783 Universal merchant platform for payment authentication  
A method is provided for supporting processing of a transaction conducted between a first party and a second party. The first party accepts payment via a plurality of different payment options...
7690579 Answer to reset (ATR) pushing  
A wireless-enabled smart card reader receives an Answer to Reset (ATR) from a smart card and transmits the ATR using a wireless communication link to a computing device without waiting for an ATR...
7690563 Transaction security system  
The present invention is a method and system for protecting an identity of a user. The method includes conducting a transaction with a transaction medium issued from of an institution, which...
7686210 Stored-value education account  
According to the invention, a method for funding an account with an online money transfer system using a wide area network, where the account cannot be used for purchases outside a closed...
7686214 System and method for identity-based fraud detection using a plurality of historical identity records  
A method for identifying a fraudulent account application includes receiving a new account application comprising a plurality of identity-related fields and linking the identity-related fields...
7681787 Integrated circuit, system and method for obtaining technical information of the integrated circuit  
A method for obtaining technical information of IC is disclosed. The method provides an IC, a computer, and a network terminal. The network terminal stores technical information of the IC. The IC...
7684720 Machine integrated semi-automated service credit for a metered device  
A metered device includes a printing system for generating billable and non-billable electrostatographic images. The device includes a billing meter configured to store usage data related to the...
7677448 Method to prevent metered toner gray market leakage  
A device, such as a printer or copier, identifies the type of module being used. If the type of module requires the device to receive an unlock code, the device prompts for the unlock code (which...
7677438 Radio frequency certificates of authenticity  
Radio frequency certificates of authenticity (RFCOAs) are presented. In one implementation, a scattering agent is attached to an object to provide a reproducible radio frequency (RF) fingerprint...