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8181867 Transit card credit authorization  
A system is provided for transit card credit authorization. An authorization component on a mobile device determines whether a balance on a transit card application on the mobile device is below a...
8177129 Interactive multimedia smart affinity card with flash memory  
A multipurpose card, including a multimedia card portion with tiny protrusions on its face and a second card portion with tiny recesses which mate with the protrusions, wherein the two card...
8172130 Automated banking machine that operates responsive to data bearing records  
A system controlled responsive to a data bearing record includes a card reader that is operative to read data from user cards including identifying data, and to authorize operation of an automated...
8172132 Identity verification systems and methods  
Systems and methods are disclosed for verifying customer identifications. In one embodiment, the method comprises receiving, at a transaction gateway, a communication associated with a transaction...
8162210 Water and drink mix vending machine  
A liquid and drink mix vending machine can vend both potable water and as an additional purchase option drink mixes (e.g., flavored drink mixes). The vending machine can include a liquid vending...
8157162 Cash deposit apparatus and associated methods and devices  
A cash deposit apparatus has a user interface module that provides a user interface at a first external side of the apparatus and allows a user to interact with a cash processing transaction of the...
8157167 Contactless smartcard bezel  
A multi media payment device includes a banknote acceptor and a RF card reader, and also may include a magnetic card reader. A bezel assembly for connection to the bill acceptor preferably includes...
8157166 Methods and systems for managing transaction card accounts enabled for use with particular categories of providers and/or goods/services  
A computer-implemented method and system for managing transaction card accounts involves enabling a transaction card account by a card issuer for use with pre-defined categories of providers of...
8152061 System and method for processing closed loop cards and codes  
Disclosed herein are systems, methods, and computer-readable storage media for processing closed loop cards/codes. The method includes identifying a closed loop card/code having associated money in...
8152060 System and method for processing closed loop cards and codes  
Disclosed herein are systems, methods, and computer-readable storage media for processing closed loop cards/codes. The method includes identifying a closed loop card/code having associated money in...
8146809 Authentication system and terminal having function of setting identification information reading method  
In order to provide an authentication system and a terminal capable of saving user's trouble and allowing quick and accurate determination as to whether the user is a registered user or not, a data...
8146811 Cart inspection for suspicious items  
Methods and apparatus provide for a Cart Inspector to create a suspicion level for a transaction when a video image of the transaction portrays an item(s) left in a shopping cart. Specifically, the...
8146803 Automated banking machine with noncontact reading of card data  
An automated banking machine can receive user card data from a cell phone. The phone stores the card data of several selectable cards, including electronic account number data. The machine...
8146810 Systems and methods for automated reward redemption  
System and methods for transaction processing using a rewards account are described. The method may include: receiving a transaction containing a transaction type, formatting a message based on the...
8146826 Intelligent identification of multimedia content for synchronization  
An intelligent synchronization tool ensures access to desired content in a manner that automatically keeps the content current on the portable media device. A variation threshold or user-specified...
8146802 Automated banking machine with noncontact reading of card data  
An automated banking machine can receive user card data from a cell phone. The phone stores the card data of several selectable cards, including electronic account number data. The machine...
8145531 Product specific queries to determine presence of bottom-of-basket items  
In one implementation, products in a shopping cart are provided to a point of sale system. The products are removed from the shopping cart and scanned with a transducer system. A database...
8139839 Apparatus for checking the authenticity of banknotes  
An apparatus for checking the authenticity of bank notes in unprotected areas, has a sensor assembly containing a light source which produces light of a first wavelength with which the bank notes...
8139731 Methods, systems and computer program products for providing targeted messages for pharmacy interactive voice response (IVR) systems  
A pharmacy Interactive Voice Response (IVR) system can identify a targeted message for playing to a caller using criteria that are based on a prescription number that is provided by the caller. The...
8136720 Method of recording mail transactions  
A method of recording an interaction with a mail item. The mail item comprises a product contained in a mailing package. The mailing package comprises an interface surface containing mailing...
8132719 Prepaid payment device admission ticketing  
A prepaid payment device is used to by a consumer as a ticket to a future performance event as well as to conduct a transaction with a merchant. The consumer operates a user interface of a kiosk to...
8132717 Automated banking machine that operates responsive to data bearing records  
A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an...
8132725 Method and apparatus for detecting suspicious activity using video analysis  
A system detects a transaction outcome by obtaining video data associated with a transaction area and analyzing the video data to obtain at least one video transaction parameter concerning...
8127981 Banking system controlled responsive to data bearing records  
An automated banking machine operates responsive to data bearing records. The machine includes a housing, a card reader in operatively-supported connection with the housing and operative to read...
8123121 Apparatus for accepting and dispensing banknotes  
The invention relates to an apparatus for accepting and dispensing or returning bank notes, including a pocket which is dividable by means of a dividing element into two areas for inputting and...
8126809 Method and system for processing financial instrument deposits physically remote from a financial institution  
A system that includes computer hardware, computer software, apparatus, and methodology that enables individuals, businesses, and all types of organizations (both for profit and non-profit) to...
8118222 Automated transaction machine  
An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the...
8121725 Apparatus, system and methods for dispensing products  
Products are dispensed from a dispensing apparatus in which products marked with transaction information are received in a two-dimensional array of moveable bins. In response to control information...
8120487 Power-saving wireless input device and system  
A power-saving wireless input device and an associated system are included. The wireless input device comprises an antenna, an RFID transponder, an energy-storing unit, and a sensing unit. The RFID...
8115597 RFID tags with synchronous power rectifier  
The present disclosure provides a power rectifier for a Radio Frequency Identification tag circuit. The rectifier is constructed from a pair of complementary MOS transistors. Gates of the...
8115595 Reader control system  
An RFID reader control system and method is provided. A protocol for controlling an RFID reader and an RFID reader control unit of a mobile phone is defined. Messages, information, commands,...
8117070 Fixed amount sales system  
A fixed amount sales system adopted in a gasoline stand or the like for preventing operation efficiency reduction which is the case due to independent payments of fuel supply charge and option item...
8113419 Processing device for value documents  
An apparatus for processing documents of value having a checking device for checking documents of value in a processing area, an intermediate repository arranged in an intermediate area for...
8113421 Dedicated self-service return terminal and method of operating a dedicated self-service return terminal for receiving returned media on which entertainment data is stored  
A dedicated self-service return terminal is provided for receiving returned media on which entertainment data is stored. The dedicated self-service return terminal comprises a reader arranged to...
8109435 Identity verification switch  
Methods, systems, and machine-readable media are disclosed for an identity verification switch. According to one embodiment, the method comprises receiving from an inquirer a request to verify an...
8104674 Automated banking machine that operates responsive to data bearing records  
A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an...
8104680 Method and apparatus for auditing transaction activity in retail and other environments using visual recognition  
A system detects a transaction outcome by obtaining video data associated with a transaction area and by obtaining transaction data concerning at least one transaction that occurs at the...
8100324 Systems and methods for facilitating replacement of computer-based value-bearing items  
The exemplary embodiment of the present invention will provide computer systems and methods for facilitating replacement of computer-based value-bearing items.
8096468 Wireless portable consumer electronics device facilitating multi-range transactions  
A method for conducting a transaction is disclosed. The method includes using a first portable electronic device, and directly transmitting a request for payment to a second portable electronic...
8099360 Method and apparatus for issuing and managing gift certificates  
The present invention relates to a method and apparatus for issuing and redeeming a gift certificate drawn on a credit card or other financial account. In some aspects, issuing a gift certificate...
8096469 Methods for receiving credit card applications at a fuel dispenser  
Credit card applications typically involve the help of a third party to input the necessary data required by a credit card issuing agency. Using the present invention, a customer at a fuel...
8091781 Transaction product with card and sticker  
A transaction product for a retail display includes a transaction sticker and a transaction card. The transaction sticker defines a front surface and a rear surface opposite the front surface. The...
8095463 System and method for prepaid account replenishment  
A system and method for replenishing prepaid account balances is disclosed. Consumers are issued a prepaid account card similar to a credit card. Funds are added to prepaid accounts at retail...
8083134 System and method for new execution and management of financial and data transactions  
A system and method for execution of financial and data transactions includes a point-of-sale device configured to execute a transaction in which at least one good or service is sold to an...
8083139 Voice device for automatic vending machine  
A voice device for use in an automatic vending machine is disclosed to include a card reader for reading a voice file from an inserted electronic card, an input/output module for receiving a...
8083131 Banking apparatus operated responsive to data bearing records  
An automated banking machine controlled responsive to data bearing records includes a card reader that is operative to read data from user cards including identifying data and to authorize...
8079512 Automated banking machine operated responsive to data bearing records  
An automated banking machine is operative to carry out transactions using data read from user cards through operation of a card reader. The automated banking machine includes a chest portion, with...
8079513 Creation of customized transactional cards  
Customized transactional cards are created in one of various ways. The card holder may obtain a blank transactional card already having an encoded account number, create a customized design, and...
8070056 Handheld device for selling transaction instruments via web-based tools  
The present disclosure generally relates to a handheld point of sale system for distributing a transaction instrument. Such system may include a browser-based tool configured to facilitate...
8070068 Transaction product with slide viewer  
A transaction product includes a lens, a slide, an actuating mechanism, a housing and an account identifier. The slide depicts a plurality of scenes, and each of the plurality of scenes is...