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8464935 In-lane money transfer systems and methods  
The present invention provides systems and methods to initiate, facilitate, process and/or perform money transfers. One such method includes receiving a request for a transfer pair verification...
8464938 Client customized virtual or physical card for use with selected merchants  
A client selects several merchants with whom the card may be redeemed, the amount redeemable, and a design for the card, which is personalized for the card recipient.
8464940 Consumer self-activated financial card  
A pre-encoded financial card is disclosed along with a system and method allowing a user to attach it to pre-existing accounts and activate it instantly.
8464937 Account control method and system that allows only eligible and authorized items to be purchased using the account  
The present invention relates to a real time account control method and system that allows only eligible and authorized items to be purchased using the account. The present invention relates...
8468054 Identification related technology  
Identification technology, in which a request related to generating conveyable information for a particular vendor is received based on user input provided by a particular user and mappings stored...
8448856 Medium processing apparatus  
A bill processing apparatus is provided that can reduce the frequency of occurrences of removal of a paper medium (dispensed bill) being forgotten. Processing a medium handover port where a paper...
8452648 Method of facilitating the marketing, redemption, and reimbursement of prepaid vehicle services in a vehicle service network  
A computer-assisted method of facilitating the marketing, redemption, and reimbursement of prepaid vehicle services in a vehicle service network. A network administrator screens vehicle service...
8444051 Self-service machine problem code  
Embodiments of the present invention relate to methods and apparatuses for responding to a problem associated with a self-service machine. For example, some embodiments provide a method that...
8446260 Group proving method and radio frequency identification reader and tags using thereof  
A group proving method includes the following steps. First, a query command is broadcasted to radio frequency identification (RFID) tags, each of which responds the query command with tag...
8434675 Crack embossing using diamond technology  
A portable consumer device having a substrate layer, a protective layer and a diamond-based brittle material layer having an intentionally created unique fissure or cracked patterns or crystal zone...
8434678 Banking system controlled responsive to data bearing records to sequentially provide preassigned ordered marketing campaign presentations to a particular individual over different transactions  
An automated transaction machine includes a card reader that can read a unique magnetic characteristic of a magnetic stripe on a card. The machine can then send data reflective of the read...
8430299 Progress bar with multiple portions  
A method and system for providing information about recorded media content having a beginning and end time. A progress bar including a first portion is displayed on a display device. The first...
8430312 Cart inspection for suspicious items  
Methods and apparatus provide for a Cart Inspector to create a suspicion level for a transaction when a video image of the transaction portrays an item(s) left in a shopping cart. Specifically, the...
8424755 Banking apparatus operated responsive to data bearing records  
An automated banking machine operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The machine includes a printer for printing paper...
8424759 Automated retail kiosk with changeable presentation formats  
An automated retail kiosk or vending machine that can vend working cellular handsets and that uses changeable presentation formats. The kiosk is generally an automated retail kiosk that can deliver...
8429086 System for location based transaction security  
A system for improving transaction security based on location information. The system includes a transaction processing center in communication with a first transaction device and a second...
8421594 Tag-based personalization  
Embodiments of methods and apparatus for tag-based personalization of kiosk computing devices are disclosed. In embodiments, an authentication server/system may receive, from a mobile device, a...
8418917 Banking machine controlled responsive to data read from data bearing records  
A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head...
8418919 Apparatus and method for mobile checkout  
In one example, a portable device having a camera downloads checkout software. The camera is then used to capture images of indicia associated with products in a store, such as bar codes. The...
8413899 Purchased article registration apparatus and method  
According to one embodiment, a purchased article registration apparatus includes a declaration unit, an input unit, a determination unit, and a notification unit. The declaration unit accepts a...
8413889 Banking system operated responsive to data bearing records  
A system includes a plurality of machines that operate responsive to data bearing records such as user cards (74, 76, 78, 80, 82, 84, 86). The machines operate to carry out financial transactions...
8413896 System and method for new execution and management of financial and data transactions  
A system and method for execution of financial and data transactions includes a point-of-sale device configured to execute a transaction in which at least one good or service is sold to an...
8412613 Method of hedging retail transactions for fuel  
A method of executing a transaction related to the purchase of fuel. A contract is entered into by a purchaser with a card service provider or financial institution for a certain amount of fuel at...
8403210 Installation-free chip card reader for secure online banking  
In order to use a mobile smartcard reader that can address commercial smartcards conforming to the EMV standard in a simple manner, the invention provides a method for controlling a chip card...
8397983 Distribution services reservation integration  
Systems according to embodiments of the present invention include a core adapter module configured to receive reservation information from a reservation system in a first format useable by the...
8401964 Apparatus, method, and computer program product for encoding enhanced issuer information in a card  
Facilitating communications between an electronic payment device and an issuer host includes storing in the payment device a set of personalization parameters. A first set of status information...
8397985 Systems and methods for providing access to wireless gaming devices  
Systems and methods for controlling access to wireless gaming devices and networks are provided. For example, access is controlled through one or more levels of security checks, such as a hard...
8401906 Financial transaction authentication servers, methods, and computer program products for facilitating financial transactions between buyers and sellers  
A financial transaction authentication server includes a wireless network interface that is configured to receive fund transfer requests from a buyer via a wireless communications terminal, a...
8395523 Method and system for preventing fuel theft  
A method and system for preventing fuel theft includes one or more tamper detection sensors mounted on a fuel dispenser, the tamper detection sensors being operable to detect dislocation of one or...
8393533 Automatic transaction processing apparatus  
In an automatic ticketing apparatus in which a customer-operated display screen (2) operated by a customer also serves as a maintenance display screen, the customer-operated display screen (2) is...
8387885 Laptop based television remote control  
A laptop that interacts with a television system. At least one module may be adapted to receive a user input identifying a video selection. The at least one module may also be adapted to display...
8387871 Tamper resistant RFID tag circuit apparatus and method  
A tamper pool RFID tag apparatus, system and method for keying the RFID tag in association with an object. An oscillator circuit configured on an RFID tag substrate enables the RFID tag to be keyed...
8387872 Vending machine memory key and/or card reader  
A memory key and/or card reader, which can be fitted to an outer casing of a vending machine, and has a memory key and/or card electronic read circuit, in turn having an internal electric connector...
8381971 System and method for point of sale cash rebates  
According to certain embodiments of the present invention, systems and methods are provided for providing a consumer with a rebate on purchases, which are made, for example, at a merchant. The...
8385813 Media distribution server that presents interactive media to a mobile device and to a browser  
A media distribution server presenting interactive media on mobile devices and receives mobile user response interactively. During the presentation of interactive media the user is prompted with...
8386349 Verification of a portable consumer device in an offline environment  
A portable consumer device includes a base, and a computer readable medium on the base. The computer readable medium comprises code for an issuer verification value and a supplemental verification...
8376225 Secure card  
Systems and methods for monetary cards are described. The cards are free from personally identifiable data, e.g., no name or embossment. In an example, the card includes a first number that...
8365997 System and method for managing and monitoring the dispensing of fuels  
A fuel management system for use by operators of temporary and/or permanent inventories of vehicles such as vehicle dealerships. Fuel vouchers are issued by authorized issuing personnel to...
8365984 Techniques for disparate barcode transaction processing  
Techniques for disparate barcode transaction processing are provided. A first barcode associated with a first service is presented at a self-service device, which is associated with processing a...
8370232 System and method for back office processing of banking transactions using electronic files  
As banking transactions are processed by a bank teller, all of the relevant information with respect to the transaction (e.g., dollar amount) is captured in an electronic file. Each of the...
8365991 Method and apparatus for vending a containerized liquid product utilizing an automatic self-service refill system  
A method and apparatus for vending a containerized fluid includes placing a machine-readable indicia on the container identifying the base fluid. The container may be filled and then distributed or...
8360314 Radio frequency identifiers in game tickets  
Systems and methods of distributing, dispensing and validating game tickets provide for the use of radio frequency identifiers (RFIDS). Game ticket consumables may also be tracked with RFIDS....
8360313 Computer-based value-bearing item customization security  
The exemplary embodiment of the present invention will provide computer systems and methods for protecting the security of processing for customization of computer-based value-bearing items, such...
8364544 Comprehensive online bidding and sales management system for merchant processing services  
A comprehensive online bidding and sales management system and method for merchant processing services of global credit card transactions. Merchants using the system can obtain multiple bid...
8353452 Virtual retail assistant  
Embodiments of the present invention are directed to systems and methods for facilitating communication between a customer at a retail store and a specialized agent at a remote location. The...
8353449 System controlled responsive to data bearing records and operative to cause financial transfers  
An automated banking machine operates responsive to data bearing records to cause financial transfers. The automated banking machine includes a card reader operative to data card read from user...
8348154 Method and device for communication between an automobile and a point of sale  
Automobile, Reader and Method facilitating mobile commerce by a user of an automobile is disclosed, the automobile being equipped with a reader to be placed inside of the automobile, the reader...
8342400 Systems controlled by data bearing records for maintaining inventory data  
A registering and counting system operated in response to information included on data bearing records is used for maintaining inventory records related to narcotics items. Data corresponding to...
8344857 RFID tags with synchronous power rectifier  
The present disclosure provides a power rectifier for a Radio Frequency Identification tag circuit. The rectifier is constructed from a pair of complementary MOS transistors. Gates of the...
8346639 Authentication of a data card using a transit verification value  
Transaction processing involves receiving data from an access transaction application of a portable consumer device, wherein the received data comprises data from an access transaction data string...