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8700513 Authentication of a data card using a transit verification value  
Transaction processing involves receiving data from an access transaction application of a portable consumer device, wherein the received data comprises data from an access transaction data string...
8698601 Method for card-reading anti-collision with automatic frequency hopping  
A method for card-reading anti-collision with automatic frequency hopping is provided, which is used for a system in which a card reader simultaneously reads a plurality of cards in radio...
8690056 Secure payment card transactions  
Payment card transactions at a point of sale (POS) are secured in certain embodiments by intercepting, with a POS security layer installed on a POS terminal, payment data from the POS terminal,...
8686834 Terminal having radio frequency function and method of processing information of the terminal  
Provided are a terminal having a radio frequency identification (RFID) function and a method of processing information of the terminal for allowing intuitive interaction between a screen...
8684264 Mobile communication device and data verification system comprising smart card having double chips  
A mobile communication device and a data verification system applying a smart card having double chips are applicable to data verification processing when the mobile communication device drives...
8680963 Method of providing a radio service at a remote terminal  
A method of providing a service at a remote terminal including receiving information broadcast by a commercial radio station in a broadcast radio channel; discriminating an identifier of an...
8680966 Long range radio frequency identification system  
A method, apparatus and system for radio frequency identification provides a modulated illumination signal containing a sequence of bits configured to illuminate a radio frequency identification...
8676636 System for managing electric energy grid-vehicle exchange devices  
A system for managing electric energy exchange devices is disclosed. The system comprises a processor and a memory. The processor is configured to receive a set of predefined parameters for...
8674808 Interrogation of RFID communication units  
A dual mode interrogation is carried out by sending narrow band radio frequency interrogation (RFID) signal for narrow band RFID communication units, the narrow band signal comprising...
8676672 Systems and methods for electronic delivery of stored value  
Systems and methods for electronic delivery of stored value are provided. An example method includes receiving a set of identifiers corresponding to a merchant's stored value tracking system,...
8669850 Method for adjusting the transmission time of a continuous wave and reader thereof  
A reader and method for adjusting the transmission time of a continuous wave (CW), wherein the method comprises setting an initial value for a response waiting time, sending the CW to a tag after...
8662389 Payment methods with a payment service and tabs selected by a first party and opened by a second party at any geographic location of the first party's mobile device  
A method of paying a second party is provided. A first party accesses the names of one or more qualified second parties. The second parties (i) have an association with the payment service, and...
8665069 RFID tag especially for use near conductive objects  
An RFID tag comprising an antenna assembly, including a shielding layer comprising an electromagnetic shielding material, a radio frequency loop antenna, and a spacer comprising a spacer material...
8665074 RFID tag chips and tags with alternative behaviors and methods  
RFID tags, ICs for RFID tags, and methods are provided. In some embodiments, an RFID tag includes a memory with multiple sections, and a processing block. The processing block may map one of these...
8662384 Text message payment  
A computer-implemented method of effectuating an electronic on-line payment includes receiving at a computer server system a text message from a payor containing a payment request representing a...
8662387 Host-managed gift card program  
A host-managed gift card program may enable merchants to offer and redeem gift cards without integrating a gift card program with a point of sale (POS) system used by the merchant. The merchant...
8660944 Systems and methods to select a credit migration path for a consumer  
According to some embodiments, supplemental information about a consumer is determined, the consumer being associated with a first level of credit availability. One of a plurality of potential...
8660956 Method and system for processing financial instrument deposits physically remote from a financial institution  
A system that includes computer hardware, computer software, apparatus, and methodology that enables individuals, businesses, and all types of organizations (both for profit and non-profit) to...
8651376 Near field communication device, authentication system using the same and authentication method thereof  
A near field communication (NFC) device, an authentication system using the NFC device and an authentication method thereof are provided. The NFC device includes a RFID tag, a loop antenna, a...
8651378 System and method for monitoring a validator  
A system for monitoring a validator that assesses a token includes an input device for receiving messages from a machine including a validator. The messages contain data indicative of validator...
8651372 Self-service terminal  
A self-service terminal includes a first cabinet, a cover rotatably secured on the first cabinet, and an adjustment device received in the first cabinet. A card slot for inputting/outputting a...
8653970 System and method for boarding area security  
A security method that includes defining rules specifying permitted movements of passengers in a transportation terminal. Passengers entering the terminal may be issued a boarding pass having a...
8651374 System and method for payment card industry enterprise account number elimination  
A system and method replaces credit card numbers in systems that are customer facing with token Ids to thereby reduce exposure to credit card number theft.
8645273 Systems and methods for providing a vending network  
Embodiments of the invention can implement systems and methods for providing a vending network. In one embodiment, a system for providing a vending network can be provided. The system can include...
8640944 Portable computerized wireless payment apparatus and methods  
A mobile user apparatus and associated methods useful for conducting and enabling payment transactions wirelessly, such as at point-of-sale locations. In one embodiment, the mobile user apparatus...
8640947 Automated banking machine operated responsive to data bearing records with improved resistance to fraud  
A banking system machine is controlled responsive to data read from data bearing records. The machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting...
8640951 Electronic delivery of admission tickets direct to a purchaser  
Electronic delivery of counterfeit-resistant documents exchangeable for value such as admission tickets, gift certificates, coupons, vouchers, etc. directly to the person who ordered the documents...
8639374 Method, apparatus and system for regulating a product attribute profile  
There is provided a method of regulating the formulation of a multi-component product comprising a product attribute profile, the method comprising providing a first and second component of the...
8635687 Method and device for control by consumers over personal data  
There is provided a method and device for providing personal data of first party to a second party. The personal data is stored in an electronic device comprising a mechanism for locking and...
8631999 System and method for accepting closed loop cards and codes at a merchant point of sale  
Disclosed herein are systems, methods, and computer-readable storage media for redeeming a closed loop card/code funded with an amount of money. The system receives from a merchant point of sale...
8626581 Virtual couponing method and apparatus for use with consumer kiosk  
A method and apparatus for distributing, generating, and redeeming discount Virtual Coupons™, rebate or gift certificates or the like which may be used on conjunction with a frequency card program...
8622292 Reservation-based preauthorization payment system  
A method and system for allowing the setting of reservations and the pre-authorization of credit to purchase a desired service for which a reservation is made. A customer accesses a reservation...
8616447 Kiosk  
A kiosk has a transaction terminal which is suspended between a pair of uprights. A cover is rotatably positionable between a closed position and an opened position to allow access to said...
8615439 Processing online transactions  
Disclosed are systems and methods for managing transactions in which an order is specified online and payment is received at a point of sale (POS). Methods are disclosed for managing payment for...
8611856 Identifying spurious requests for information  
A computer-implemented method of identifying illegitimate requests for information may include associating a first carrier with an electronic promotional item, receiving a request relating to the...
8608056 Guiding pathway  
A method and apparatus are disclosed for guiding an item of media travelling along a pre-determined transport pathway. The apparatus includes a guide body comprising an arcuate guide surface, at...
8604902 Communication system, information processing method, and program product  
A communication system includes a first information processing device, a plurality of processing portions, a storage portion, and a second information processing device. The first information...
8606662 Methods and systems for managing co-brand proprietary financial transaction processing  
A method and system for processing a financial transaction using a co-brand proprietary payment card through a multi-party payment card interchange network is provided. The method includes storing...
8602302 Exception notification system and method  
A system and method for distributing prepaid cash alternatives and resolving exceptions related to the sale of prepaid cash alternatives such as traveler's cheques or prepaid cards. Reports of...
8606666 System and method for providing an aggregation tool  
Embodiments of the present invention assist in the development, management, and deployment of aggregated data attributes for multiple data sources. One embodiment provides a development interface...
8604908 Article storage system with closely-coupled, article-specific display  
Logic is included in a piece of active storage furniture such that the active storage furniture integrates articles stored thereby into a representation of information about those articles. The...
8596530 Retail point-of-transaction systems, program products, and related methods to provide a customized set of identification data to facilitate a retail transaction using electronic coupons  
Retail point-of-transaction systems, program products, and related computer implemented methods to provide a customized set of identification data to facilitate a retail sales point-of-sale...
8600899 Vending data communications systems  
Vending machine circuitry adapted to interface with vending machine electronics so as to provide data communications between a handheld device, preferably a wireless handheld device operated by a...
8596529 Interactive interface effectuated vending  
The present invention relates to a system and method which effectuates an interactive interface and protocol for interfacing a payment module (system 500) to and data communicating with a...
8600893 System and method for back office processing of banking transactions using electronic files  
As banking transactions are processed by a bank teller, all of the relevant information with respect to the transaction (e.g., dollar amount) is captured in an electronic file. Each of the...
8590782 Banking system operated responsive to data bearing records  
A system includes a plurality of machines that operate responsive to data bearing records such as user cards (74, 76, 78, 80, 82, 84, 86). The machines operate to carry out financial transactions...
8589868 Creating a terminal application  
A configuration creator for use in creating a terminal application for a target apparatus. The configuration creator comprises: (i) an indexing routine for examining available software components...
8584935 Banking system operated responsive to data read from data bearing records  
A banking system includes automated banking machines that operate responsive to data read from data bearing records. Transactions may also be carried out through communication with local and...
8587414 Wireless information and safety system for mines  
The wireless information and safety system for mines of the present invention enables continuously tracking and monitoring underground miners and moveable equipment in underground mines using...
8579190 Device for reading magnetic stripe and/or chip cards with a touch screen for pin entry  
The invention relates to a device (10) for reading magnetic stripe and/or chip cards, in particular bank cards, EC cards and/or credit cards. The device (10) comprises a display unit (14) and a...