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7533047 Method and system for securing card payment transactions using a mobile communication device  
A method and system for securing card payment transactions using a mobile communication device provides improved security in card payment transactions such as credit and debit card transactions....
7520422 System and method for depositing negotiable instruments  
A system and method of electronically depositing negotiable instruments. The present invention imparts a process by which a negotiable instrument casher may electronically deposit negotiable...
7519653 Self-service terminals in which remote parties can induce operation of peripheral devices without obtaining control over the peripheral devices  
A self-service terminal system (10) is described. The system (10) has a plurality of terminals (14 or 214), each terminal comprising a user interface (30) and a terminal application (38) for...
7516888 Method and apparatus for auditing transaction activity in retail and other environments using visual recognition  
A system detects a transaction outcome by obtaining video data associated with a transaction area and by obtaining transaction data concerning at least one transaction that occurs at the...
7516887 Surface mountable multiformat reader for vending machine application  
A surface mountable multiformat card reader for vending equipment is disclosed. According to one aspect, the subject matter described herein includes a surface mountable card reader that comprises...
7513412 Apparatus with cartridges for the preparation of drinks, with activation following the reading of an optical code carried by the cartridge  
In an apparatus for the preparation of a plurality of drinks from cartridges that are provided with an optical code on one of its faces identifying the cartridge itself and the corresponding drink,...
7510116 Lottery and gaming systems with dynamic lottery tickets  
In one aspect, the invention is directed to a method for conducting a dynamic lottery game, and may include determining an opening entry for the player for the dynamic lottery game. The method may...
7503486 Systems and methods for processing check identifiers using replacement symbols  
An original check identifier in MICR format includes separator symbols that do not appear on a typical computer keyboard. When a user is entering a check identifier from a computer or a telephone,...
7503482 Slide out card configuration  
A slide-out card configuration is provided. A presentation section slides outwardly and laterally along the back cover of the card as it is opened. The card may be provided in a packaged form for...
7500602 System for increasing the security of credit and debit cards transactions  
A system for facilitating a commercial transaction by a consumer includes a card or electronic storage device which includes a first number for identifying a financial account of the consumer and a...
7494059 Card dispenser having a mobile sensor holder box  
A card dispenser includes a dispenser body, which defines an accommodation chamber for receiving a stack of cards for dispensing, a conveying unit mounted in the dispenser body and controlled to...
7493269 Method and system for enabling the dispensing and redeeming of vouchers by voicemail  
A system for providing voucher dispensing and redeeming using current mobile communications hardware and infrastructure. The system enables the creation, reception and usage of voice vouchers,...
7490764 Secure enclosure for sub-assembly of self service equipment  
Housings are typically used to protect sub-assemblies in self-service equipment such as key-pad assemblies in automated teller machines (ATMs), self-service kiosks, pay-as-you-go photocopiers and...
7484658 System for consumers at the point of purchase/sale to automatically invest funds into a personal money saving program  
Herein taught is a system that allows an individual to automatically transfer funds into a personal money saving program via a retailer/wholesaler. The system is novel as a percent of the actual...
7482925 Apparatus and method to electromagnetically shield portable consumer devices  
An apparatus and method is provided to shield contactless portable electronic consumer devices such as radio frequency identification devices (RFID), tokens, mini-cards, key fobs, cellular phones,...
7481366 Methods and systems for customer validation using an identification document and/or one or more pins  
The present invention provides systems and methods for remote authorization of fuel dispensing and authorization or confirmation of participation in frequent shopper programs, club memberships, and...
7475809 Mobile banking vehicle  
A mobile banking vehicle including wheels supporting a chassis, an engine and an office area at a floor height supported by the vehicle chassis. An exterior door provides access to the office area....
7475810 Modular processing system for personalization elements  
Modular processing system (1) for processing personalization elements, in particular chip cards, smart cards and/or magnetic strip cards, comprising a large number of processing modules, wherein...
7477132 Electronic device for packet boxes and related operating method  
An electronic device for packet boxes includes a processor programmed to assign users to groups of users and a control system capable of managing the possibilities of access to functions of the...
7472827 Limited use PIN system and method  
The present invention facilitates transactions by providing a limited use PIN that is associated with a primary account and/or PIN number, wherein the limited use PIN is presented to the merchant...
7469826 Combined in-store and fuel center point-of-sale system  
A combined in-store and fuel center point-of-sale system having a first point-of-sale system, having a checkout manager and one or more checkout terminals, and a second point-of-sale system, having...
7464832 Media cassette with internal lock  
The media cassette for a media dispenser includes a cassette body including a storage space in which media are filled. A media discharging opening is provided at a side thereof. A discharging door...
7464868 Coin-discriminator voucher anti-counterfeiting method and apparatus  
Vouchers and methods for providing vouchers configured to assist in distinguishing unauthorized duplicate or counterfeit vouchers are disclosed herein. In one embodiment, a voucher can include a...
7464866 Print processing apparatus and method  
A print processing apparatus that reads and processes data to be printed in response to a print instruction for previously stored data, and prints out the data thus processed by means of an image...
7464867 Cashless vending system with tethered payment interface  
The present invention relates to a cashless vending system that utilizes a tethered payment interface. The tethered payment interface is mountable on the external surface of a vending machine while...
7458506 Paper money handling machine  
A bill handling apparatus, such as an ATM, for handling bills each having an IC chip which holds unique discriminative information includes a manipulating unit for selecting the type of transaction...
7458510 Authentication of automated vending machines by wireless communications devices  
A wireless device includes a contactless communications facility such as a contactless Integrated Circuit (IC) card to engage in a transaction with a vending machine. The wireless device obtains...
7455223 RFID-based method for a networked cashless vending system  
A cashless vending system, comprising, a plurality of vending machines, wherein each vending machine comprises a Vending Machine Controller that supports the international Multi-Drop Bus/Internal...
7448539 Method for maintaining a customer account  
A customer is provided a telephone number to which a calling party incurs a charge to be connected. An account balance, which reflects funds deposited into the customer's account but not yet used...
7448540 Electronic settlement system, settlement apparatus and terminal  
An electronic settlement system for settling a transaction through a communication network comprises a settlement apparatus which performs the settlement of the transaction; a billing terminal...
7450013 System and method for authenticated detachment of product tags  
A system and method for releasing a security tag from an article automatically at a point of sale without the need for store employee involvement, assuming a valid sale is occurring. A system and...
7445147 Stored value card validation  
An apparatus and method reads magnetic stripe data and bar code data from a stored value card. The magnetic stripe data and the bar code data originally applied to the card are associated with one...
7445150 Pre-paid credit card  
A method of acquiring goods and services using a pre-paid credit card, issued by either merchants in any network of merchants or service providers, a bank card network or a financial institution,...
7444296 Disk dispensing and retrieval system and associated methods  
A kiosk dispenses and receives recorded optical disk media using an interconnected system central server computer through an Internet Service Provider. The system central server contains databases...
7439859 RF device in drinkware to record data/initiate sequence of behavior  
A drinkware is provided to provide information to a receiver. The drinkware is a RF device coupled to a handheld drinking container. The RF device can receive and send RF signals and communicate...
7438220 Automated banking machine including deposit storage chest and card reader cooling device  
An automated banking machine includes a card reader, a display device, a currency dispenser, and a deposit storage chest. The machine can receive user deposits for storage in the chest. The machine...
7440924 Method and system for processing financial instrument deposits physically remote from a financial institution  
A system that includes computer hardware, computer software, apparatus, and methodology that enables individuals, businesses, and all types of organizations (both for profit and non-profit) to...
7438222 Card reading arrangement including robotic card handling responsive to card sensing  
A card reader arrangement includes a robotic card handling device to enable reading of a user card during a card-based transaction. A card sensing device is located adjacent a card slot remotely...
7428987 Cashless vending system  
There is provided a cashless vending system including a vending machine 12 having a device 16 that reads transaction history information from a medium 11 and a communication device that sends...
7427022 Ticket management system, terminal device, ticket management server, register device, value conversion method, computer program, and recording medium  
A ticket management system is provided which can perform adjustments using a ticket to which non-updatable value information is assigned together with an electronic value, according to a payment...
7424969 Cheque deposit at a self-service terminal  
A system and method for depositing a cheque at a self-service terminal such as an automated teller machine. The method comprises the steps of: transporting the cheque from an entrance slot to a...
7422146 Method and apparatus for promotion of transaction card  
An envelope for carrying a transaction card is provided. A transaction card is a gift certificate or the like redeemable for additional goods from a retail store or the like. The envelope includes...
7424441 Systems and methods for integrating loyalty and stored-value programs  
Systems and methods are provided for operating an integrated stored-value and loyalty program within a financial infrastructure. An identifier and a packet of transaction information defining a...
7419091 Cash dispensing automated banking machine with disposable cash display  
An automated banking machine system and method is provided which is operative to display a disposable cash amount associated with an account. The disposable cash amount is calculated responsive to...
7413116 Banking system, automated teller machine, financial transaction method, and a recording medium recording a financial transaction program readable by computer  
The present invention is a banking system comprises a borrowing application section, a borrowing information acquiring section that acquires information about the borrowing money permitted by a...
7413118 Financial automated-teller machine and method of withdrawing cassette provided therein  
The present invention provides a financial automated-teller machine comprising a main body having an operation unit and a cash deposit/withdrawal unit installed at a front face thereof; a safety...
7407093 System, method, and computer program product for packaging and activating stored value cards  
A system, method, and computer program product are used for packaging a stored value card that unviewably secures the secured value card in the package. The package includes a readable area...
7401043 Method and system for issuing securities and fixed rate financing instruments, method for establishing a market with the system  
An issuing system for a newly-issued security or fixed rate financing instrument includes a server and a plurality of issuing machines connected to the server via a network. Each of the issuing...
7398921 User-specific dispensing system  
The invention provides a system to physically dispense an item on-site from a dispenser whereby the item to be dispensed is selected by the system based on user-specific or item-specific...
7398922 POS terminal apparatus  
A POS terminal apparatus is adapted to be connected to an external device. With an application running in the POS terminal apparatus, a device manager determines whether the external device is...