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7401733 |
Thin smart card
The present invention discloses systems and methods for a smart card including: a first card having a device; and a second card having an aperture that is configured to allow a device to be...
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7401732 |
Apparatus for reading standardized personal identification credentials for integration with automated access control systems
An apparatus for reading information encoded on standardized personal identification credentials includes a reading device that reads information encoded on 3-track magnetic stripes as well as...
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7401731 |
Method and system for implementing a card product with multiple customized relationships
According to one embodiment, the present invention relates to a method and a system for implementing a card product or access mechanism with multiple relationships with an issuing entity (e.g.,...
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7401728 |
Feed-forward control in event-based manufacturing systems
Communication between machines in an event-based manufacturing system. In an event-based manufacturing system, material-specific data obtained for a material produced during a first manufacturing...
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7401051 |
Automated teller machine system and method relay center
Automated teller machine systems and methods for reducing system development efforts by financial institutions and for providing a financial transaction system that is adapted for using one or more...
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7401049 |
System and method for a prepaid card issued by a foreign financial institution
A system and method for providing a reloadable prepaid card account maintained by a foreign financial institution is provided. The foreign financial institution is provided with a domestic payment...
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7400742 |
Animal identification and security system
An animal identification and security system and method assigns an identifying code uniquely associated with each system member and each animal owned by the member. An identification code imprinted...
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7400715 |
Prepaid telephone calling card with distinct PIN numbers
A prepaid long-distance telephone calling card has two or more distinct PIN numbers each obscured by opaque scratch-off material. Each PIN number is associated with prepaid value. A user can...
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7398920 |
Point card, point card processing apparatus, and point card system
A point card system according to the present invention includes a customer ID recording area 20 , a service point recording area 24 , an information recording area 22 , and a browse flag...
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7398919 |
Transaction card system and approach
A deferred-type payment approach facilitates transaction card management and processing. According to an example embodiment, a user's transaction card purchases are authorized against a purchase...
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7398918 |
Systems and method for risk triggering values
The invention includes systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) stored within a distributed (e.g.,...
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7398917 |
Payment V.I.P. card
This invention relates to a universal financial product and enables to use it for managing money resources, e.g., sums being on a personal account. The housing of the pay card may be made of a...
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7395973 |
Smart card
A smart card is disclosed and it includes a processor; a first interface for use in communication with a terminal; a second interface for use in communication with another smart card; and RST...
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7395963 |
Method for authentication of pharmaceutical products
A method for authenticating a pharmaceutical product, the pharmaceutical product being associated with packaging having disposed thereon or therein coded data including a number of coded data...
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7395959 |
Hands free contact database information entry at a communication device
A method, system, and program provides for hands free contact database information entry at a communication device. A recording system at a communication device detects a user initiation to record....
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7395958 |
Conducting monetary transactions with minimal coin transfer
When a monetary transaction is made between a merchant and a customer, some or all of the change owed to the customer will be transferred to a data storage card carried by the customer. Instead of...
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7392953 |
Programmable digital labels
A label for a product includes an electronic display for displaying label information. The digital label includes an operating system program with an applications interface to allow development of...
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7392947 |
Noncontact tag, control method therefor and noncontact ID identification system
The present invention is to provide a noncontact tag, comprising: a clock extraction unit for extracting a clock from a received carrier wave; a demodulation unit for outputting a demodulated...
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7392944 |
Managing content at a portable, content adjustable personal identification device
In one embodiment, at least one information control device manages the content displayed on multiple separate portable, content adjustable personal identification devices. The information control...
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7392943 |
Identification system
Disclosed is a system for uniquely identifying an entity includes a wireless identification device with a controller mechanism for wirelessly communicating and acquiring, processing and...
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7392942 |
Systems and methods for electronic transaction risk processing
A system automatically determines authorization of a financial transaction occurring through the presentation of a check card such as a demand deposit account (DDA) card. For a proposed financial...
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7392941 |
Security monitor apparatus and method using smart card
A security monitor apparatus and method using a smart card are provided. The apparatus, which is connected to a system and displays a signal generated by the system, includes an interface that is...
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7392940 |
In-lane money transfer systems and methods
The present invention provides systems and methods to initiate, facilitate, process and/or perform money transfers. One such method includes receiving a request for a transfer pair verification...
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7392939 |
Method and device for collecting biometric data
A device for collecting biometric data, in particular fingerprints, the device having an optically active detector for recording the surfaces of body regions. In the beam path between the surface...
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7392221 |
Methods and systems for identifying early terminating loan customers
Methods and systems for identifying and retaining customers who are likely to terminate an existing loan contract at a date earlier than the loan termination date identified in the loan contract...
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7389935 |
Card stripper for removing cards from card carriers
An automated system for preparing cards for further processing includes an envelope feed hopper configured to receive a plurality of envelopes, each having contents including a card carrier and one...
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7389919 |
Products and processes for promoting multiple transactions at a retail establishment
Systems, methods, and articles of manufacture for promoting multiple transactions at a retail establishment are provided. According to an aspect of the invention, products and processes are...
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7389915 |
Financial management system
A financial management system includes a client terminal having a financial management application and a graphical user interface. The graphical user interface is configured to display transaction...
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7389912 |
Method and system for creating banking sub-accounts with varying limits
A system for providing credit card sub-accounts with varying credit limits is useful to consolidate many accounts into one account. The present invention allows a user to add others to an existing...
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7389267 |
Electronic verification system and method
A computer based system, method, and computer program product for performing verification between two parties. The system generates buyer and seller sample data from data stored on buyer and seller...
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7387240 |
System and method of secure information transfer
Information may be securely transferred from a first device to a second device over an open network by transferring software to the first device and executing the software. Data representing the...
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7387238 |
Customer enrollment in a stored value card program
Customer enrollment in a stored value card program is provided. One embodiment is a method for enrolling a customer in a stored value card program. One such method comprises: generating a list of...
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7387234 |
Electronic business card processing device and method
The present invention provides an electronic business card processing device and an electronic business card processing method which can effectively utilize information relating to electronic...
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7386511 |
Methods and systems for processing financial instrument deposits
The present invention comprises a program product, system and method for deposit processing using check images. In one embodiment of the present invention, the program product comprises...
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7385491 |
Tamper monitor circuit
A tamper monitor circuit detects voltage, temperature, and/or clock variations that may be associated with a circuit tampering technique, and triggers an appropriate tamper response. The tamper...
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7384003 |
Apparatus and methods for preventing engagement of stacked embossed cards
An apparatus and methods for preventing engagement of stacked embossed cards is disclosed. The methods include the steps of embossing a sheet of cards in at least two unique embossment patterns,...
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7383999 |
ID document structure with pattern coating providing variable security features
A security feature for an identification document and method for making it provide layers of security, including, for example, tamper evidence, optically variable effects, and personalized...
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7383989 |
Foldable transaction card systems
Transaction cards having one or more folds therein to provide compact and easily stored transaction cards are provided. Moreover, foldable transaction cards are provided having one or more holes or...
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7383988 |
System and method for locking and unlocking a financial account card
A system and method whereby a holder of a financial account card, such as a credit card or debit card, is able to disable and re-enable use of the card by locking and unlocking the card repeatedly....
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7383204 |
System and method providing customer incentive to purchase non-fuel products and services
A system and computer-implemented method of providing an incentive for a customer to purchase non-fuel products or services at a store that sells the products or services and fuel. The system...
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7380710 |
Payment card preloaded with unique numbers
A conventional looking payment card comprises a plastic card with a legacy card reader compatible magnetic stripe for dynamic user account data. Internal to the plastic card, and behind the...
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7380709 |
Printing a trading card using a mobile device
A system for printing a trading card on a print medium. The system comprises a mobile telecommunications device which includes a printer module to print the trading card on the print medium and a...
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7380708 |
Method and apparatus for providing secure document distribution
A method for providing secure document distribution is disclosed. The method includes configuring an application to: allow an author to create a document, allow the author to secure the document...
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7379916 |
System and method for private secure financial transactions
A clocked authentication, authorization and accounting (CAAA) system and method offers private and secure credit/debit card online and offline financial transactions (FT) including an embedded...
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7377448 |
Card device for connection to a USB receptacle
A card device has a generally rectangular body formed from flexible material and including electronic circuitry electrically connected to a set of electrical contacts. At least part of the card...
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7377446 |
IC card
To provide an IC card, which secures satisfied flatness of the card surface to achieve good printing properties on the card surface. An IC card has a core layer which includes a plurality of sheet...
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7377442 |
Multi-mode integrated circuit devices including mode detection and methods of operating the same
Multi-mode integrated circuit devices on an integrated circuit substrate include a controller configured to operate in a first mode compliant with the International Standard Organization (ISO)...
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7377428 |
Communication terminal and information communication system
A communication terminal for connecting or mounting an IC card or the like to examine a ticket through a non-contact communication. The communication terminal includes a function for receiving...
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7377427 |
Method, apparatus and POS system for processing credit card transactions associated with POS sales
A method apparatus and POS system for processing credit card transactions associated with POS sales to inhibit illegal credit card use. The method involves reading magnetic stripe information...
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7377423 |
Apparatus and method for processing bank notes
The present invention relates to an apparatus and method for processing bank notes present as separate deposits. To improve the processing reliability of the individual deposits, it is provided...
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