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7533805 |
Data bearing record based capture and correlation of user image data at a card reading banking system machine
Based on user image data read by a card reader from a user card, a banking system machine can be used to carry out a transaction. Image data read by the card reader is compared by a computer to...
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7533808 |
Privacy protected cooperation network
A computerized method and apparatus are established to identify a subject of common interest among multiple parties without releasing the true identity of any subject. Furthermore, a computerized...
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7533827 |
Smartcard transaction method and system using signature recognition
The present invention discloses a system and methods for biometric security using keystroke scan biometrics in a smartcard-reader system. The biometric security system also includes a keystroke...
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7530491 |
Metal-containing transaction card and method of making the same
Metal-containing transaction cards, useful for the purchase of goods and/or services, and methods of making the same are provided. The metal-containing transaction cards may be standard-sized...
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7530492 |
Card discriminating system and method of the same
The invention discloses a card discriminating system used for identifying whether a card is authentic or not. The card has a surface, and N sensing marks are formed on the surface of the card. The...
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7533047 |
Method and system for securing card payment transactions using a mobile communication device
A method and system for securing card payment transactions using a mobile communication device provides improved security in card payment transactions such as credit and debit card transactions....
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7530493 |
Smartcard transaction method and system using iris scan recognition
The present invention discloses a method for registering biometric information for use in a smartcard-reader system. The method comprises the steps of contacting an authorized sample receiver and...
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7530495 |
Universal credit card apparatus and method
The apparatus and method described herein provides for creating multiple spatial patterns, such as magnetic patterns on credit cards. The invention includes storage of information from which...
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7527198 |
Operation monitoring and enhanced host communications in systems employing electronic article surveillance and RFID tags
A system and method for monitoring operation and performance of electronic tags such as article surveillance (EAS) tags or radio frequency identification (RFID) tags such as by monitoring and...
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7527194 |
Method and system for processing a transaction
A method of, and system for, processing payment for a transaction is provided. The method includes providing a user with an option to select payment for the transaction from an account associated...
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7527195 |
Method and system for risk management in a transaction
Disclosed is a risk management system for providing risk data to an entity engaged in a transaction with a consumer. The system includes an authorization denial system having an authorization...
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7523860 |
Smartcard transaction method and system using facial scan recognition
The present invention discloses a method for registering biometric information for use in a smartcard-reader system. The method comprises the steps of contacting an authorized sample receiver and...
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7523870 |
RFID card retention assembly
A card retention assembly includes a shield and a retraction mechanism. The shield is essentially non-transmissive of radio frequency signals and encloses a card receptacle which retains an RFID...
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7523858 |
Device and methods for secure transactions
Embodiments of the present invention provide users with apparatus and methods for managing user data and for making and accepting payments. A system for enabling secure payment transactions...
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7523859 |
System and method for securing transactions in a contact center environment
A system and method for protecting confidential user information employed in an electronic transaction. The system and method provide for associating an expiration time/time period, use or other...
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7520424 |
Identification storage medium arrangement, a read apparatus and an identification system
The invention relates to an identification data-storage medium arrangement which contains payload data split into payload data subareas and which contains payload data linking data for linking the...
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7520435 |
Contactless payment card reader with a frusto-conical operating volume
A contactless payment card reader has a frusto-conical operating volume. The frusto-conical shaped operating volume has defined magnetic field strengths for powering and communicating with...
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7520418 |
Index card with color bar
An index card including a generally rectangular sheet-like body having an outer perimeter and a surface area on one side thereof of less than about 50 square inches. The card further includes a...
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7520439 |
Portable electronic devices with convenient or foldable transaction cards
Convenient transaction cards are provided that may be attached or interconnected with portable electronic devices, such as, for example, cellular telephones, PDAs, MP3 players, the iPod™ digital...
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7520431 |
Communication system, reader/writer, authentication method, and computer program
A reader/writer that reads or writes information from or in an Integrated Circuit (IC) module, in which one or more applications are loaded, in response to an instruction issued from a controller...
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7520425 |
Slide-out gift card
A stored value card device has a housing comprising an upper shell and a lower shell. The card device is dimensioned similar to typical credit cards and contains a circuitry for producing an...
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7516882 |
Remote validation system useful for financial transactions
A financial services and transaction network including multiple networked validation stations and remote terminals allows users to access a number of financial services and transactions. A user...
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7516883 |
Financial transaction system with consumer reward and net settlement
A financial transaction system in which a participant may make a purchase of goods or services from a merchant using an access device such as a payment card. Upon approval, the transaction is...
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7516887 |
Surface mountable multiformat reader for vending machine application
A surface mountable multiformat card reader for vending equipment is disclosed. According to one aspect, the subject matter described herein includes a surface mountable card reader that comprises...
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7516884 |
Method and system for private information exchange in smart card commerce
A method, system and computer program product for private information exchange in smart card commerce is disclosed. The method includes, in response to determining that an item of biometric data...
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7516885 |
Transaction instruments with enhanced security PIN and expiration date generation
The present invention generally relates to transaction instruments with enhanced expiration date and/or security personal identification number (PIN) generation. The enhanced security PIN...
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7513422 |
Transaction card with extended magnetic strip
Disclosed is a transaction card assembly that includes a transaction card and a carrier. The transaction card includes four sides, of which two are connected to the carrier. A magnetic stripe...
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7513418 |
Systems and methods for performing a simplified risk assessment
Systems and methods are provided for a simplified risk assessment for a promissory transaction when sufficient historical transaction information exists for the check writer. In an embodiment, a...
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7513421 |
Transaction terminal device and transaction terminal control method
A transaction terminal device executing a customer transaction includes a tamper-proof secured module detachably incorporated in a main unit, and an unsecured module that is not tamper-proof and is...
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7516444 |
Interlaced protocol for smart card application development
An integrated circuit (IC) card is presented comprising an input/output (I/O) interface and a smart card development interface (SCDI), coupled to the I/O interface, to receive and identify debug...
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7513433 |
Security feature
The invention concerns a process for producing a security feature and a print medium which is equipped in that respect, which affords the possibility of not having to implement any change and in...
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7513435 |
Service providing system
A service providing system for improving convenience of users by quickly executing a membership registration process in a system in which plural shops and groups jointly administrate its members....
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7515925 |
Wireless communication device for periodically controlling a carrier wave to establish a good communication state with a communication object
A reader/writer of a wireless communication device transmits a carrier signal from an antenna, and if there is not response from an IC card within a preset time after transmitting the polling...
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7510116 |
Lottery and gaming systems with dynamic lottery tickets
In one aspect, the invention is directed to a method for conducting a dynamic lottery game, and may include determining an opening entry for the player for the dynamic lottery game. The method may...
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7510123 |
RF contact signal detector
A contact-based system for inexpensively monitoring the presence, location, and timing of various advertising and merchandising materials at a variety of retail facilities has been disclosed. This...
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7510115 |
Smartcard transaction method and system using auditory scan recognition
The present invention discloses a system and methods for biometric security using smellprint recognition biometrics in a smartcard-reader system. The biometric security system also includes a...
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7512546 |
Store system
A store system comprises: store controller 21 incorporating programs for executing sales and sales management tasks; display 27 for displaying a screen for the execution of a task specified by...
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7510114 |
Data processing method
A data processing method for the time-optimized calculation and placing to the account of prices for a performance rendered for a customer by an enterprise. The price is calculated and placed to...
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7506818 |
Biometrics for radio frequency payment transactions
The present invention discloses a system and methods for biometric security using multiple biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor...
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7506804 |
System and method for an integrated payment and reward card
An integrated rewards card includes a credit card number associated with a credit account of a person, persons, entity or a business. The integrated rewards card also includes a debit card number....
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7509292 |
Authentication of consumable items
This invention concerns a consumable authentication method for validating the existence of an untrusted chip. A random number is encrypted using a first key and sent to an untrusted chip. In the...
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7506806 |
Smartcard transaction method and system using fingerprint recognition
The present invention discloses a system and methods for biometric security using keystroke scan biometrics in a smartcard-reader system. The biometric security system also includes a keystroke...
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7506819 |
Biometric security using a fob
The present invention discloses a system and methods for biometric security using biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that...
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7506805 |
Method and system for unified presentation of event booking systems
In one embodiment, a system, that may be executed as a method, is provided for managing the booking of event tickets inside a single system, regardless of the source of the tickets and how the...
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7506799 |
Method for the monitoring of system security in electronic devices
A method, an electronic device and a computer program, for the monitoring of system security in an electronic device. In the method a security monitoring entity initiation event provided by a user...
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7506821 |
Adapter for contact and contactless smart cards
A portable adapter for using a contact smart card with a contactless smart card reader and a contactless smart card with a contact smart card reader. The adaptor is provided with a casing that is...
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7503509 |
Antenna apparatus
This invention provides an antenna apparatus ( 60 ) for use in a non-contact type IC card into and from which data can be written and read by electronic apparatuses having a communication function,...
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7503507 |
Wireless IC tag and manufacturing method of the same
A compact wireless IC tag incorporating a pressure sensor in an IC chip. The IC chip of the wireless IC tag has SOI structure comprising a silicon sheet layer, a silicon device layer which is...
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7503484 |
Methods, systems, and articles of manufacture for a financial card having warning features
Methods, systems, and articles of manufacture for managing possession of a financial card product are disclosed. The system consists of a transmitting device, where the transmitting device is...
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7503477 |
Method for offering location-based targeted discounts without requirement for location sensing
In a method and system for providing location-based targeted information without requiring location sensing, items are scanned while the customer shops. The sequences in which items are scanned are...
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