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7591416 |
Selectable multi-purpose card
A selectable, multi-purpose card comprising a plurality of features stored in memory means operatively mounted on the card and selection means for allowing a user to select a feature in a few...
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7591413 |
Cash dispensing automated banking machine with GPS
An automated banking machine includes a Global Positioning System (GPS). The machine can transmit a GPS location reading to a security center. The security center can compare the received GPS...
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7591418 |
Stored-value card with housed object
A stored-value card including a housing and an object. The housing defining a storage cavity and including a door and an account identifier signifying a financial account or record linked to the...
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7591420 |
Automated transaction machine
An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the...
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7591415 |
Passport reader for processing a passport having an RFID element
A passport reader for processing a passport having an RFID element associated therewith. A exemplary embodiment of the invention provides a passport reader for processing a passport having an RFID...
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7591430 |
Point-of-sale terminal
A point of sale terminal that is capable of printing on a roll of paper is provided with a compartment defining an upper surface and an opposite lower surface, a left side and a right side between...
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7592914 |
Radio frequency identification tag and manufacturing method thereof
A tablet PTP package contains a multiplicity of tablets by a resin PVC and a metal sheet such as an aluminum sheet. An elongate space pattern is formed in a part of the aluminum sheet on the lower...
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7591412 |
Method and system for managing token image replacement
A system for managing token image replacement is provided. The system includes a remote server, a personal computer (PC) connected to the remote server, a smartcard that can be read by the PC, and...
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7588182 |
Automated banking machine
An automated banking machine ( 10 ) includes a user interface ( 12 ) including an opening ( 20 ). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through...
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7588184 |
Metal-containing transaction card and method of making the same
Metal-containing transaction cards, useful for the purchase of goods and/or services, and methods of making the same are provided. The metal-containing transaction card may have a magnetic stripe,...
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7590598 |
Automated banking machine with record accessibility pre-check
An automated banking machine ( 12 ) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system ( 14 ) through an intranet ( 16 ),...
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7590397 |
Signal processing apparatus and signal processing method, program, and recording medium
An IC chip allows first communication for performing communication with all of the other IC chips, and second communication for performing communication while restricting communication parties....
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7588183 |
Automated banking machine system and method
An automated banking machine is operatively controlled from a front consumer user station and a rear maintenance user station. The machine is operative to output a consumer user interface through a...
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7588180 |
Multi-application smart card with currency exchange, location tracking, and personal identification capabilities
A smart card capable of performing more than one function, said smart card comprising a first memory means comprising a first set of data to access a bank account, a second set of data to access a...
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7584885 |
Currency dispensing ATM with RFID card reader
An ATM with a currency dispenser includes both a magnetic stripe card reader and an RFID tag reader. A user card includes both magnetic stripe data and RFID tag data. The ATM can read both the...
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7584896 |
Printed sheet products with integral, removable, radio frequency identification elements
Each printed sheet product includes a core of flexible, microvoided polymer sheet material and a planar RFID assembly encoded with a unique electro/magnetic code permanently and integrally joined...
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7584886 |
Secure and portable payment system
Payment systems are provided that utilize a portable device, and in particular, payment systems that utilize a first portable device that belongs to a seller and a second portable device that...
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7584887 |
Co-branded correlated redeemable cards
A card carrier is displayed for sale with at least two independently redeemable cards affixed thereto. A barcode is displayed on the package that is associated with an account number encoded on a...
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7581674 |
Financial transaction system and method
A financial system and method for a stored value e-card financial management system using a worldwide financial network to deposit funds into an e-card account in one country and withdraw funds...
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7581678 |
Electronic transaction card
An electronic transaction card communicates with an add-on slot of an intelligent electronic device. The add-on slot may be a memory card slot. The intelligent electronic device may be a mobile...
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7584153 |
Financial transactions with dynamic card verification values
A payment card comprises an internal dynamic card verification value (CVV) generator and a user display for card-not-present transactions. Card-present transactions with merchant card readers are...
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7581676 |
Method and apparatus for purchasing and dispensing products
A system for purchasing a product that does not need to be physically present at a point-of-sale includes a point-of-sale device, a product-selection device, a data-analyzing device, an...
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7581675 |
Credit card form with improved truncated numbers
A multiple-ply credit card form and a method of imprinting a multiple-ply credit card form are provided. The credit card form may include at least a customer copy ply and a merchant copy ply. The...
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7578429 |
System for writing information and method of writing information
A medium writing apparatus obtains information to be written onto a recording medium, converts the information into a suitable writable format, and then writes the converted information onto the...
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7578447 |
Mechanically ablated business communication assembly prepared from discontinuous substrates
The present invention is directed toward a substantially planar business communication assembly that has one or more mechanically ablated recesses or depressions which are created through the use...
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7578437 |
Display-enabled electronic system
A display-enabled electronic system. The display-card electronic comprises an external device and card-type device receiving the external device. The external device provides a data signal. The...
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7578434 |
System and method for transferring money from one country to a stored value account in a different country
One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer...
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7578439 |
System and method for authorizing stored value card transactions
A computer-implemented method for processing a stored-value card transaction request in a card data management system is presented. The management system has a central processor in communication...
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7578436 |
Method and apparatus for providing secure document distribution
A system for providing secure document distribution is disclosed. The system permits an author to create a document, secure the document using an access code, encrypt the access code, and forward a...
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7580899 |
Offline code based reloading system
An offline code-based reload device and method for adding value to a reconfigurable memory storage means in a portable storage medium. Reload is effected using a reload device not directly...
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7580887 |
Method and apparatus for facilitating purchase transactions across a network
A local computer system that provides and records information to facilitate a purchase transaction across a network operates by first receiving a request for billing information relating to a...
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7581242 |
Authenticating products
A method of authenticating products includes receiving a description of detectable features read from a package. The package includes two or more detectable features, and the detectable features...
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7580856 |
Systems and methods for distributing targeted incentives to financial institution customers
An incentive distribution system is used in distributing, tracking and redeeming product incentives offered by manufacturers and distributors of consumer goods through a financial institution. A...
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7578431 |
Proximity payment card with printed indication of switch location
An identification token includes a body and an RFID IC embedded in the body. An antenna is also embedded in the body and is coupled to the RFID IC. A switch is embedded in the body and coupled to...
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7578438 |
System and method for user selection of fraud detection rules
A system and method for establishing fraud detection rules system includes a first transaction card through which access to monetary funds is extended and a database associating said transaction...
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7575153 |
Transparent credit card processing
The invention relates to detecting transparent and/or translucent cards. In one embodiment, a method for detecting a transparent and/or translucent card includes using a light emitter and a light...
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7575177 |
Dual use payment device
A mobile device includes an antenna and at least one control device coupled to the antenna. The at least one control device is selectively operable in a first mode and in a second mode. In the...
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7575152 |
Temporary value card method and system
A method for using a temporary value card is provided. A first value is determined base upon a selection of goods or services from a provider. The temporary value card is sold at a POS. The first...
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7575160 |
Security validation of machine components
A method of validating machine components in a self-service terminal is disclosed which comprises providing at least one machine component with a machine readable identifier and reading identity...
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7575158 |
Automated transaction machine
An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the...
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7575159 |
Point of sale integrator
A point of sale terminal is disclosed. The point of sale terminal includes a terminal housing with a controller portion and a cash drawer portion, a sliding sled coupled to the terminal housing...
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7575157 |
Fraud protection
Systems and methods are illustrated for providing enhanced fraud protection. Aspects of the fraud protection system may be implemented by a filter that may be configured to detect fraud in a...
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7577597 |
System for financial planning
A system for financial planning is disclosed. The system determines at least one financial strategy for assets to meet financial goals. The system determines an outcome for each of a plurality of...
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7571862 |
RFID tag that provides a flat print area and a pinch roller that enables the same
A radio-frequency identification (RFID) tag includes a face stock and an RFID device. The face stock has a printable side and an inlay side, with the RFID device mounted to the inlay side. A layer...
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7571849 |
Method and system to create and distribute excess funds from consumer spending transactions
An improved system for consumer payors to save and donate whenever they use cash at a point of sale terminal, write a check, use an ATM machine, or use a credit or debit card. The POS system is a...
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7573368 |
Electromagnetic transponder with no autonomous power supply
An electromagnetic transponder comprising: an oscillating circuit; a first rectifying bridge having its A.C. input terminals connected across the oscillating circuit and having its rectified output...
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7571861 |
Embossing systems and methods
Systems and methods of embossing flat pieces (such as thin cards and similar materials) that prevent the embossed pieces from sticking to each other during subsequent handling. In some embodiments,...
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7571863 |
Method with which a terminal can retrieve information associated to an EPC-code from an EPC network
A method is disclosed with which a terminal can retrieve information associated to an EPC code from an EPC network. The EPC code is virtual, is generated independently of RFID tags, is stored...
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7568631 |
System, apparatus and method for obtaining one-time credit card numbers using a smart card
A system, apparatus and method for utilizing one-time, or temporary, “credit” card information for executing purchase transactions with a smart card or similar electronic data card device. The...
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7568630 |
RF tag and RF tagging system
An RFID tag includes a plastic container having at least one particle that is disposed therein and that is formed from metal or metal coated and/or fabricated from a plurality of different metals....
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